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Kearny Financial Corp.（KRNY）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
REGIS CORP的季度营收约是Kearny Financial Corp.的1.3倍（$57.1M vs $44.3M），Kearny Financial Corp.净利率更高（22.9% vs 0.8%，领先22.1%），REGIS CORP同比增速更快（22.3% vs 14.8%），过去两年Kearny Financial Corp.的营收复合增速更高（9.3% vs 7.8%）
Kearny Financial Corp是美国的银行控股企业，运营面向社区的Kearny Bank金融机构，主要服务新泽西州及纽约大都会区客户，提供涵盖存款账户、按揭贷款、商业信贷、财富管理在内的个人及商业金融服务。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
KRNY vs RGS — 直观对比
营收规模更大
RGS
是对方的1.3倍
$44.3M
营收增速更快
RGS
高出7.5%
14.8%
净利率更高
KRNY
高出22.1%
0.8%
两年增速更快
KRNY
近两年复合增速
7.8%
损益表 — Q1 FY2027 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $44.3M | $57.1M |
| 净利润 | $10.1M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | — | 10.8% |
| 净利率 | 22.9% | 0.8% |
| 营收同比 | 14.8% | 22.3% |
| 净利润同比 | 7.3% | -94.0% |
| 每股收益（稀释后） | $0.16 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KRNYRGS
| Q1 27 | $44.3M | — | ||
| Q1 26 | $44.3M | — | ||
| Q4 25 | $43.5M | $57.1M | ||
| Q3 25 | $43.6M | $59.0M | ||
| Q2 25 | $40.8M | $60.4M | ||
| Q1 25 | $38.6M | $57.0M | ||
| Q4 24 | $37.5M | $46.7M | ||
| Q3 24 | $37.1M | $46.1M |
净利润KRNYRGS
| Q1 27 | $10.1M | — | ||
| Q1 26 | $10.1M | — | ||
| Q4 25 | $9.4M | $456.0K | ||
| Q3 25 | $9.5M | $1.4M | ||
| Q2 25 | $6.8M | $116.5M | ||
| Q1 25 | $6.6M | $250.0K | ||
| Q4 24 | $6.6M | $7.6M | ||
| Q3 24 | $6.1M | $-853.0K |
营业利润率KRNYRGS
| Q1 27 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 27.1% | 10.8% | ||
| Q3 25 | 27.5% | 10.0% | ||
| Q2 25 | 20.0% | 12.1% | ||
| Q1 25 | 20.3% | 8.8% | ||
| Q4 24 | 20.9% | 11.8% | ||
| Q3 24 | 19.4% | 4.6% |
净利率KRNYRGS
| Q1 27 | 22.9% | — | ||
| Q1 26 | 22.9% | — | ||
| Q4 25 | 21.7% | 0.8% | ||
| Q3 25 | 21.8% | 2.3% | ||
| Q2 25 | 16.6% | 192.9% | ||
| Q1 25 | 17.2% | 0.4% | ||
| Q4 24 | 17.5% | 16.4% | ||
| Q3 24 | 16.4% | -1.9% |
每股收益（稀释后）KRNYRGS
| Q1 27 | $0.16 | — | ||
| Q1 26 | $0.16 | — | ||
| Q4 25 | $0.15 | $0.16 | ||
| Q3 25 | $0.15 | $0.49 | ||
| Q2 25 | $0.11 | $43.67 | ||
| Q1 25 | $0.11 | $0.08 | ||
| Q4 24 | $0.10 | $2.71 | ||
| Q3 24 | $0.10 | $-0.36 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $123.8M | $18.4M |
| 总债务越低越好 | — | $113.3M |
| 股东权益账面价值 | $763.0M | $188.7M |
| 总资产 | $7.6B | $588.3M |
| 负债/权益比越低杠杆越低 | — | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资KRNYRGS
| Q1 27 | $123.8M | — | ||
| Q1 26 | $123.8M | — | ||
| Q4 25 | $147.3M | $18.4M | ||
| Q3 25 | $130.1M | $16.6M | ||
| Q2 25 | $167.3M | $17.0M | ||
| Q1 25 | $126.1M | $13.3M | ||
| Q4 24 | $141.6M | $10.2M | ||
| Q3 24 | $155.6M | $6.3M |
总债务KRNYRGS
| Q1 27 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M |
股东权益KRNYRGS
| Q1 27 | $763.0M | — | ||
| Q1 26 | $763.0M | — | ||
| Q4 25 | $757.4M | $188.7M | ||
| Q3 25 | $753.2M | $187.6M | ||
| Q2 25 | $746.0M | $185.6M | ||
| Q1 25 | $748.1M | $68.6M | ||
| Q4 24 | $744.9M | $66.7M | ||
| Q3 24 | $751.5M | $56.4M |
总资产KRNYRGS
| Q1 27 | $7.6B | — | ||
| Q1 26 | $7.6B | — | ||
| Q4 25 | $7.6B | $588.3M | ||
| Q3 25 | $7.6B | $592.1M | ||
| Q2 25 | $7.7B | $599.0M | ||
| Q1 25 | $7.7B | $511.2M | ||
| Q4 24 | $7.7B | $530.1M | ||
| Q3 24 | $7.8B | $508.9M |
负债/权益比KRNYRGS
| Q1 27 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $1.7M |
| 自由现金流经营现金流 - 资本支出 | — | $891.0K |
| 自由现金流率自由现金流/营收 | — | 1.6% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | 3.65× |
| 过去12个月自由现金流最近4个季度 | — | $14.9M |
8季度趋势，按日历期对齐
经营现金流KRNYRGS
| Q1 27 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | $14.3M | $1.7M | ||
| Q3 25 | $1.5M | $2.3M | ||
| Q2 25 | $24.8M | $6.8M | ||
| Q1 25 | $16.8M | $6.2M | ||
| Q4 24 | $-2.7M | $2.1M | ||
| Q3 24 | $2.5M | $-1.3M |
自由现金流KRNYRGS
| Q1 27 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | — | $891.0K | ||
| Q3 25 | — | $1.9M | ||
| Q2 25 | $21.4M | $6.2M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $1.7M | ||
| Q3 24 | — | $-1.4M |
自由现金流率KRNYRGS
| Q1 27 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | — | 1.6% | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | 52.4% | 10.3% | ||
| Q1 25 | — | 10.3% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | — | -3.0% |
资本支出强度KRNYRGS
| Q1 27 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | 8.3% | 0.9% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 0.9% | ||
| Q3 24 | — | 0.0% |
现金转化率KRNYRGS
| Q1 27 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 1.51× | 3.65× | ||
| Q3 25 | 0.16× | 1.68× | ||
| Q2 25 | 3.66× | 0.06× | ||
| Q1 25 | 2.53× | 24.80× | ||
| Q4 24 | -0.40× | 0.28× | ||
| Q3 24 | 0.42× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KRNY
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
