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Kearny Financial Corp.（KRNY）与RE/MAX Holdings, Inc.（RMAX）财务数据对比。点击上方公司名可切换其他公司
RE/MAX Holdings, Inc.的季度营收约是Kearny Financial Corp.的1.6倍（$71.1M vs $44.3M），Kearny Financial Corp.净利率更高（22.9% vs 2.0%，领先20.9%），Kearny Financial Corp.同比增速更快（14.8% vs -1.8%），过去两年Kearny Financial Corp.的营收复合增速更高（9.3% vs -4.7%）
Kearny Financial Corp是美国的银行控股企业，运营面向社区的Kearny Bank金融机构，主要服务新泽西州及纽约大都会区客户，提供涵盖存款账户、按揭贷款、商业信贷、财富管理在内的个人及商业金融服务。
RE/MAX是全球知名的房地产特许经营机构，业务遍布全球一百多个国家和地区，旗下拥有数千家门店，总计超过十万名房产经纪人，在国际房产中介领域拥有极高的品牌知名度与市场影响力。
KRNY vs RMAX — 直观对比
营收规模更大
RMAX
是对方的1.6倍
$44.3M
营收增速更快
KRNY
高出16.6%
-1.8%
净利率更高
KRNY
高出20.9%
2.0%
两年增速更快
KRNY
近两年复合增速
-4.7%
损益表 — Q1 FY2027 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $44.3M | $71.1M |
| 净利润 | $10.1M | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | — | 13.1% |
| 净利率 | 22.9% | 2.0% |
| 营收同比 | 14.8% | -1.8% |
| 净利润同比 | 7.3% | -75.2% |
| 每股收益（稀释后） | $0.16 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KRNYRMAX
| Q1 27 | $44.3M | — | ||
| Q1 26 | $44.3M | — | ||
| Q4 25 | $43.5M | $71.1M | ||
| Q3 25 | $43.6M | $73.2M | ||
| Q2 25 | $40.8M | $72.8M | ||
| Q1 25 | $38.6M | $74.5M | ||
| Q4 24 | $37.5M | $72.5M | ||
| Q3 24 | $37.1M | $78.5M |
净利润KRNYRMAX
| Q1 27 | $10.1M | — | ||
| Q1 26 | $10.1M | — | ||
| Q4 25 | $9.4M | $1.4M | ||
| Q3 25 | $9.5M | $4.0M | ||
| Q2 25 | $6.8M | $4.7M | ||
| Q1 25 | $6.6M | $-2.0M | ||
| Q4 24 | $6.6M | $5.8M | ||
| Q3 24 | $6.1M | $966.0K |
营业利润率KRNYRMAX
| Q1 27 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 27.1% | 13.1% | ||
| Q3 25 | 27.5% | 25.0% | ||
| Q2 25 | 20.0% | 19.3% | ||
| Q1 25 | 20.3% | 7.2% | ||
| Q4 24 | 20.9% | 5.9% | ||
| Q3 24 | 19.4% | 19.4% |
净利率KRNYRMAX
| Q1 27 | 22.9% | — | ||
| Q1 26 | 22.9% | — | ||
| Q4 25 | 21.7% | 2.0% | ||
| Q3 25 | 21.8% | 5.4% | ||
| Q2 25 | 16.6% | 6.4% | ||
| Q1 25 | 17.2% | -2.6% | ||
| Q4 24 | 17.5% | 8.0% | ||
| Q3 24 | 16.4% | 1.2% |
每股收益（稀释后）KRNYRMAX
| Q1 27 | $0.16 | — | ||
| Q1 26 | $0.16 | — | ||
| Q4 25 | $0.15 | — | ||
| Q3 25 | $0.15 | — | ||
| Q2 25 | $0.11 | — | ||
| Q1 25 | $0.11 | — | ||
| Q4 24 | $0.10 | — | ||
| Q3 24 | $0.10 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $123.8M | $118.7M |
| 总债务越低越好 | — | $432.2M |
| 股东权益账面价值 | $763.0M | $452.4M |
| 总资产 | $7.6B | $582.5M |
| 负债/权益比越低杠杆越低 | — | 0.96× |
8季度趋势，按日历期对齐
现金及短期投资KRNYRMAX
| Q1 27 | $123.8M | — | ||
| Q1 26 | $123.8M | — | ||
| Q4 25 | $147.3M | $118.7M | ||
| Q3 25 | $130.1M | $107.5M | ||
| Q2 25 | $167.3M | $94.3M | ||
| Q1 25 | $126.1M | $89.1M | ||
| Q4 24 | $141.6M | $96.6M | ||
| Q3 24 | $155.6M | $83.8M |
总债务KRNYRMAX
| Q1 27 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | — | $432.2M | ||
| Q3 25 | — | $433.3M | ||
| Q2 25 | — | $434.4M | ||
| Q1 25 | — | $435.3M | ||
| Q4 24 | — | $436.2M | ||
| Q3 24 | — | $437.2M |
股东权益KRNYRMAX
| Q1 27 | $763.0M | — | ||
| Q1 26 | $763.0M | — | ||
| Q4 25 | $757.4M | $452.4M | ||
| Q3 25 | $753.2M | $448.1M | ||
| Q2 25 | $746.0M | $442.4M | ||
| Q1 25 | $748.1M | $433.5M | ||
| Q4 24 | $744.9M | $429.5M | ||
| Q3 24 | $751.5M | $423.1M |
总资产KRNYRMAX
| Q1 27 | $7.6B | — | ||
| Q1 26 | $7.6B | — | ||
| Q4 25 | $7.6B | $582.5M | ||
| Q3 25 | $7.6B | $582.2M | ||
| Q2 25 | $7.7B | $574.8M | ||
| Q1 25 | $7.7B | $571.4M | ||
| Q4 24 | $7.7B | $581.6M | ||
| Q3 24 | $7.8B | $578.6M |
负债/权益比KRNYRMAX
| Q1 27 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | — | 0.96× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | 1.00× | ||
| Q4 24 | — | 1.02× | ||
| Q3 24 | — | 1.03× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $40.9M |
| 自由现金流经营现金流 - 资本支出 | — | $33.5M |
| 自由现金流率自由现金流/营收 | — | 47.1% |
| 资本支出强度资本支出/营收 | — | 10.4% |
| 现金转化率经营现金流/净利润 | — | 28.39× |
| 过去12个月自由现金流最近4个季度 | — | $56.8M |
8季度趋势，按日历期对齐
经营现金流KRNYRMAX
| Q1 27 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | $14.3M | $40.9M | ||
| Q3 25 | $1.5M | $17.7M | ||
| Q2 25 | $24.8M | $4.6M | ||
| Q1 25 | $16.8M | $5.7M | ||
| Q4 24 | $-2.7M | $59.7M | ||
| Q3 24 | $2.5M | $17.6M |
自由现金流KRNYRMAX
| Q1 27 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | — | $33.5M | ||
| Q3 25 | — | $16.4M | ||
| Q2 25 | $21.4M | $2.9M | ||
| Q1 25 | — | $4.0M | ||
| Q4 24 | — | $53.0M | ||
| Q3 24 | — | $16.3M |
自由现金流率KRNYRMAX
| Q1 27 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | — | 47.1% | ||
| Q3 25 | — | 22.4% | ||
| Q2 25 | 52.4% | 4.0% | ||
| Q1 25 | — | 5.3% | ||
| Q4 24 | — | 73.2% | ||
| Q3 24 | — | 20.8% |
资本支出强度KRNYRMAX
| Q1 27 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | — | 10.4% | ||
| Q3 25 | — | 1.8% | ||
| Q2 25 | 8.3% | 2.2% | ||
| Q1 25 | — | 2.3% | ||
| Q4 24 | — | 9.1% | ||
| Q3 24 | — | 1.7% |
现金转化率KRNYRMAX
| Q1 27 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 1.51× | 28.39× | ||
| Q3 25 | 0.16× | 4.45× | ||
| Q2 25 | 3.66× | 0.97× | ||
| Q1 25 | 2.53× | — | ||
| Q4 24 | -0.40× | 10.28× | ||
| Q3 24 | 0.42× | 18.22× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KRNY
暂无分部数据
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
