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LendingClub Corp（LC）与MARCUS CORP（MCS）财务数据对比。点击上方公司名可切换其他公司
LendingClub Corp的季度营收约是MARCUS CORP的1.3倍（$252.3M vs $193.5M），LendingClub Corp同比增速更快（15.9% vs 2.8%），过去两年MARCUS CORP的营收复合增速更高（18.2% vs 16.1%）
LendingClub Corp是总部位于美国加利福尼亚州旧金山的金融服务企业，是全球首家将旗下产品作为证券完成注册的P2P借贷平台，同时支持贷款在二级市场交易。巅峰时期它是全球规模最大的P2P借贷平台，截至2015年12月31日，平台累计促成贷款发放额达159.8亿美元。
马库斯公司是一家美国企业，主营商业地产领域相关服务，业务覆盖美国与加拿大，提供商业地产经纪、按揭经纪、行业研究以及咨询服务，首创了由单一经纪公司独家代理房源挂牌的行业模式，目前在美加两国设有超过80家办公室，拥有员工超1800名。
LC vs MCS — 直观对比
营收规模更大
LC
是对方的1.3倍
$193.5M
营收增速更快
LC
高出13.1%
2.8%
两年增速更快
MCS
近两年复合增速
16.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $252.3M | $193.5M |
| 净利润 | $51.6M | — |
| 毛利率 | — | — |
| 营业利润率 | — | 0.9% |
| 净利率 | 20.5% | — |
| 营收同比 | 15.9% | 2.8% |
| 净利润同比 | 341.0% | — |
| 每股收益（稀释后） | $0.44 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LCMCS
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $193.5M | ||
| Q3 25 | $266.2M | $210.2M | ||
| Q2 25 | $248.4M | $206.0M | ||
| Q1 25 | $217.7M | $148.8M | ||
| Q4 24 | $217.2M | $188.3M | ||
| Q3 24 | $201.9M | $232.7M | ||
| Q2 24 | $187.2M | $176.0M |
净利润LCMCS
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $44.3M | $16.2M | ||
| Q2 25 | $38.2M | $7.3M | ||
| Q1 25 | $11.7M | $-16.8M | ||
| Q4 24 | — | $986.0K | ||
| Q3 24 | $14.5M | $23.3M | ||
| Q2 24 | $14.9M | $-20.2M |
营业利润率LCMCS
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | 0.9% | ||
| Q3 25 | 21.5% | 10.8% | ||
| Q2 25 | 21.7% | 6.3% | ||
| Q1 25 | 7.2% | -13.7% | ||
| Q4 24 | 5.1% | -1.2% | ||
| Q3 24 | 8.9% | 14.1% | ||
| Q2 24 | 10.4% | 1.3% |
净利率LCMCS
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 16.6% | 7.7% | ||
| Q2 25 | 15.4% | 3.6% | ||
| Q1 25 | 5.4% | -11.3% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | 7.2% | 10.0% | ||
| Q2 24 | 8.0% | -11.5% |
每股收益（稀释后）LCMCS
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | — | ||
| Q3 25 | $0.37 | — | ||
| Q2 25 | $0.33 | — | ||
| Q1 25 | $0.10 | — | ||
| Q4 24 | $0.08 | — | ||
| Q3 24 | $0.13 | — | ||
| Q2 24 | $0.13 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $23.4M |
| 总债务越低越好 | — | $159.0M |
| 股东权益账面价值 | $1.5B | $457.4M |
| 总资产 | $11.9B | $1.0B |
| 负债/权益比越低杠杆越低 | — | 0.35× |
8季度趋势，按日历期对齐
现金及短期投资LCMCS
| Q1 26 | — | — | ||
| Q4 25 | — | $23.4M | ||
| Q3 25 | — | $7.4M | ||
| Q2 25 | — | $14.9M | ||
| Q1 25 | — | $11.9M | ||
| Q4 24 | — | $40.8M | ||
| Q3 24 | — | $28.4M | ||
| Q2 24 | — | $32.8M |
总债务LCMCS
| Q1 26 | — | — | ||
| Q4 25 | $0 | $159.0M | ||
| Q3 25 | $0 | $162.0M | ||
| Q2 25 | $0 | $179.9M | ||
| Q1 25 | $0 | $198.9M | ||
| Q4 24 | $0 | $159.1M | ||
| Q3 24 | — | $173.1M | ||
| Q2 24 | — | $175.7M |
股东权益LCMCS
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $457.4M | ||
| Q3 25 | $1.5B | $454.3M | ||
| Q2 25 | $1.4B | $448.4M | ||
| Q1 25 | $1.4B | $441.8M | ||
| Q4 24 | $1.3B | $464.9M | ||
| Q3 24 | $1.3B | $462.3M | ||
| Q2 24 | $1.3B | $449.4M |
总资产LCMCS
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $1.0B | ||
| Q3 25 | $11.1B | $1.0B | ||
| Q2 25 | $10.8B | $1.0B | ||
| Q1 25 | $10.5B | $1.0B | ||
| Q4 24 | $10.6B | $1.0B | ||
| Q3 24 | $11.0B | $1.0B | ||
| Q2 24 | $9.6B | $1.1B |
负债/权益比LCMCS
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | 0.35× | ||
| Q3 25 | 0.00× | 0.36× | ||
| Q2 25 | 0.00× | 0.40× | ||
| Q1 25 | 0.00× | 0.45× | ||
| Q4 24 | 0.00× | 0.34× | ||
| Q3 24 | — | 0.37× | ||
| Q2 24 | — | 0.39× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $48.8M |
| 自由现金流经营现金流 - 资本支出 | — | $26.4M |
| 自由现金流率自由现金流/营收 | — | 13.6% |
| 资本支出强度资本支出/营收 | — | 11.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $989.0K |
8季度趋势，按日历期对齐
经营现金流LCMCS
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $48.8M | ||
| Q3 25 | $-770.8M | $39.1M | ||
| Q2 25 | $-713.1M | $31.6M | ||
| Q1 25 | $-339.3M | $-35.3M | ||
| Q4 24 | $-2.6B | $52.6M | ||
| Q3 24 | $-669.8M | $30.5M | ||
| Q2 24 | $-932.5M | $36.0M |
自由现金流LCMCS
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $26.4M | ||
| Q3 25 | $-791.8M | $18.2M | ||
| Q2 25 | $-803.8M | $14.7M | ||
| Q1 25 | $-352.3M | $-58.3M | ||
| Q4 24 | $-2.7B | $27.1M | ||
| Q3 24 | $-682.3M | $12.0M | ||
| Q2 24 | $-945.3M | $16.1M |
自由现金流率LCMCS
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | 13.6% | ||
| Q3 25 | -297.4% | 8.7% | ||
| Q2 25 | -323.5% | 7.1% | ||
| Q1 25 | -161.8% | -39.2% | ||
| Q4 24 | -1237.8% | 14.4% | ||
| Q3 24 | -338.0% | 5.2% | ||
| Q2 24 | -504.9% | 9.2% |
资本支出强度LCMCS
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 11.6% | ||
| Q3 25 | 7.9% | 9.9% | ||
| Q2 25 | 36.5% | 8.2% | ||
| Q1 25 | 6.0% | 15.5% | ||
| Q4 24 | 25.0% | 13.5% | ||
| Q3 24 | 6.2% | 7.9% | ||
| Q2 24 | 6.9% | 11.3% |
现金转化率LCMCS
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | -17.41× | 2.41× | ||
| Q2 25 | -18.68× | 4.32× | ||
| Q1 25 | -29.07× | — | ||
| Q4 24 | — | 53.31× | ||
| Q3 24 | -46.33× | 1.31× | ||
| Q2 24 | -62.57× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LC
暂无分部数据
MCS
| Theatres | $123.1M | 64% |
| Concessions | $51.0M | 26% |
| Food And Beverage | $21.2M | 11% |
