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LendingClub Corp（LC）与PREFORMED LINE PRODUCTS CO（PLPC）财务数据对比。点击上方公司名可切换其他公司
LendingClub Corp的季度营收约是PREFORMED LINE PRODUCTS CO的1.5倍（$252.3M vs $173.1M），LendingClub Corp净利率更高（20.5% vs 4.9%，领先15.6%），LendingClub Corp同比增速更快（15.9% vs 3.6%），过去两年LendingClub Corp的营收复合增速更高（16.1% vs 10.8%）
LendingClub Corp是总部位于美国加利福尼亚州旧金山的金融服务企业，是全球首家将旗下产品作为证券完成注册的P2P借贷平台，同时支持贷款在二级市场交易。巅峰时期它是全球规模最大的P2P借贷平台，截至2015年12月31日，平台累计促成贷款发放额达159.8亿美元。
预成型线路产品公司（PLPC）研发、生产和销售适用于输配电、通信及可再生能源基建领域的工程硬件组件，服务全球多地的公用事业、网络运营商及工业客户，提供可提升网络可靠性与运营效率的解决方案。
LC vs PLPC — 直观对比
营收规模更大
LC
是对方的1.5倍
$173.1M
营收增速更快
LC
高出12.3%
3.6%
净利率更高
LC
高出15.6%
4.9%
两年增速更快
LC
近两年复合增速
10.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $252.3M | $173.1M |
| 净利润 | $51.6M | $8.4M |
| 毛利率 | — | 29.8% |
| 营业利润率 | — | 6.8% |
| 净利率 | 20.5% | 4.9% |
| 营收同比 | 15.9% | 3.6% |
| 净利润同比 | 341.0% | -19.3% |
| 每股收益（稀释后） | $0.44 | $1.72 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LCPLPC
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $173.1M | ||
| Q3 25 | $266.2M | $178.1M | ||
| Q2 25 | $248.4M | $169.6M | ||
| Q1 25 | $217.7M | $148.5M | ||
| Q4 24 | $217.2M | $167.1M | ||
| Q3 24 | $201.9M | $147.0M | ||
| Q2 24 | $187.2M | $138.7M |
净利润LCPLPC
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $8.4M | ||
| Q3 25 | $44.3M | $2.6M | ||
| Q2 25 | $38.2M | $12.7M | ||
| Q1 25 | $11.7M | $11.5M | ||
| Q4 24 | — | $10.5M | ||
| Q3 24 | $14.5M | $7.7M | ||
| Q2 24 | $14.9M | $9.4M |
毛利率LCPLPC
| Q1 26 | — | — | ||
| Q4 25 | — | 29.8% | ||
| Q3 25 | — | 29.7% | ||
| Q2 25 | — | 32.7% | ||
| Q1 25 | — | 32.8% | ||
| Q4 24 | — | 33.3% | ||
| Q3 24 | — | 31.1% | ||
| Q2 24 | — | 31.9% |
营业利润率LCPLPC
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | 6.8% | ||
| Q3 25 | 21.5% | 7.4% | ||
| Q2 25 | 21.7% | 10.1% | ||
| Q1 25 | 7.2% | 8.8% | ||
| Q4 24 | 5.1% | 10.5% | ||
| Q3 24 | 8.9% | 7.1% | ||
| Q2 24 | 10.4% | 8.1% |
净利率LCPLPC
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | 4.9% | ||
| Q3 25 | 16.6% | 1.5% | ||
| Q2 25 | 15.4% | 7.5% | ||
| Q1 25 | 5.4% | 7.8% | ||
| Q4 24 | — | 6.3% | ||
| Q3 24 | 7.2% | 5.2% | ||
| Q2 24 | 8.0% | 6.8% |
每股收益（稀释后）LCPLPC
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $1.72 | ||
| Q3 25 | $0.37 | $0.53 | ||
| Q2 25 | $0.33 | $2.56 | ||
| Q1 25 | $0.10 | $2.33 | ||
| Q4 24 | $0.08 | $2.13 | ||
| Q3 24 | $0.13 | $1.54 | ||
| Q2 24 | $0.13 | $1.89 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $38.3M |
| 股东权益账面价值 | $1.5B | $475.5M |
| 总资产 | $11.9B | $653.6M |
| 负债/权益比越低杠杆越低 | — | 0.08× |
8季度趋势，按日历期对齐
总债务LCPLPC
| Q1 26 | — | — | ||
| Q4 25 | $0 | $38.3M | ||
| Q3 25 | $0 | $36.0M | ||
| Q2 25 | $0 | $31.8M | ||
| Q1 25 | $0 | $29.1M | ||
| Q4 24 | $0 | $20.8M | ||
| Q3 24 | — | $27.2M | ||
| Q2 24 | — | $31.6M |
股东权益LCPLPC
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $475.5M | ||
| Q3 25 | $1.5B | $466.3M | ||
| Q2 25 | $1.4B | $460.7M | ||
| Q1 25 | $1.4B | $435.8M | ||
| Q4 24 | $1.3B | $422.3M | ||
| Q3 24 | $1.3B | $429.0M | ||
| Q2 24 | $1.3B | $416.2M |
总资产LCPLPC
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $653.6M | ||
| Q3 25 | $11.1B | $644.6M | ||
| Q2 25 | $10.8B | $631.5M | ||
| Q1 25 | $10.5B | $592.5M | ||
| Q4 24 | $10.6B | $573.9M | ||
| Q3 24 | $11.0B | $592.0M | ||
| Q2 24 | $9.6B | $572.6M |
负债/权益比LCPLPC
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | 0.08× | ||
| Q3 25 | 0.00× | 0.08× | ||
| Q2 25 | 0.00× | 0.07× | ||
| Q1 25 | 0.00× | 0.07× | ||
| Q4 24 | 0.00× | 0.05× | ||
| Q3 24 | — | 0.06× | ||
| Q2 24 | — | 0.08× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $21.9M |
| 自由现金流经营现金流 - 资本支出 | — | $11.8M |
| 自由现金流率自由现金流/营收 | — | 6.8% |
| 资本支出强度资本支出/营收 | — | 5.9% |
| 现金转化率经营现金流/净利润 | — | 2.60× |
| 过去12个月自由现金流最近4个季度 | — | $33.3M |
8季度趋势，按日历期对齐
经营现金流LCPLPC
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $21.9M | ||
| Q3 25 | $-770.8M | $18.9M | ||
| Q2 25 | $-713.1M | $26.9M | ||
| Q1 25 | $-339.3M | $5.7M | ||
| Q4 24 | $-2.6B | $24.1M | ||
| Q3 24 | $-669.8M | $9.4M | ||
| Q2 24 | $-932.5M | $28.3M |
自由现金流LCPLPC
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $11.8M | ||
| Q3 25 | $-791.8M | $8.3M | ||
| Q2 25 | $-803.8M | $18.6M | ||
| Q1 25 | $-352.3M | $-5.3M | ||
| Q4 24 | $-2.7B | $20.6M | ||
| Q3 24 | $-682.3M | $5.8M | ||
| Q2 24 | $-945.3M | $24.6M |
自由现金流率LCPLPC
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | 6.8% | ||
| Q3 25 | -297.4% | 4.7% | ||
| Q2 25 | -323.5% | 10.9% | ||
| Q1 25 | -161.8% | -3.6% | ||
| Q4 24 | -1237.8% | 12.3% | ||
| Q3 24 | -338.0% | 3.9% | ||
| Q2 24 | -504.9% | 17.7% |
资本支出强度LCPLPC
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 5.9% | ||
| Q3 25 | 7.9% | 6.0% | ||
| Q2 25 | 36.5% | 4.9% | ||
| Q1 25 | 6.0% | 7.4% | ||
| Q4 24 | 25.0% | 2.1% | ||
| Q3 24 | 6.2% | 2.4% | ||
| Q2 24 | 6.9% | 2.7% |
现金转化率LCPLPC
| Q1 26 | — | — | ||
| Q4 25 | — | 2.60× | ||
| Q3 25 | -17.41× | 7.21× | ||
| Q2 25 | -18.68× | 2.12× | ||
| Q1 25 | -29.07× | 0.49× | ||
| Q4 24 | — | 2.30× | ||
| Q3 24 | -46.33× | 1.22× | ||
| Q2 24 | -62.57× | 3.02× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
