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LendingClub Corp（LC）与Priority Technology Holdings, Inc.（PRTH）财务数据对比。点击上方公司名可切换其他公司
LendingClub Corp的季度营收约是Priority Technology Holdings, Inc.的1.0倍（$252.3M vs $247.1M），LendingClub Corp净利率更高（20.5% vs 3.6%，领先16.8%），LendingClub Corp同比增速更快（15.9% vs 8.8%），过去两年LendingClub Corp的营收复合增速更高（16.1% vs 9.6%）
LendingClub Corp是总部位于美国加利福尼亚州旧金山的金融服务企业，是全球首家将旗下产品作为证券完成注册的P2P借贷平台，同时支持贷款在二级市场交易。巅峰时期它是全球规模最大的P2P借贷平台，截至2015年12月31日，平台累计促成贷款发放额达159.8亿美元。
Priority Technology Holdings, Inc.是一家聚焦信息技术领域的企业，业务围绕计算机、通信系统等相关信息设备展开，涵盖信息的创建、处理、存储、检索与传输等相关信息技术应用服务，依托计算机科学与工程技术支撑业务开展。
LC vs PRTH — 直观对比
营收规模更大
LC
是对方的1.0倍
$247.1M
营收增速更快
LC
高出7.1%
8.8%
净利率更高
LC
高出16.8%
3.6%
两年增速更快
LC
近两年复合增速
9.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $252.3M | $247.1M |
| 净利润 | $51.6M | $8.9M |
| 毛利率 | — | — |
| 营业利润率 | — | 13.6% |
| 净利率 | 20.5% | 3.6% |
| 营收同比 | 15.9% | 8.8% |
| 净利润同比 | 341.0% | 23.9% |
| 每股收益（稀释后） | $0.44 | $0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LCPRTH
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $247.1M | ||
| Q3 25 | $266.2M | $241.4M | ||
| Q2 25 | $248.4M | $239.8M | ||
| Q1 25 | $217.7M | $224.6M | ||
| Q4 24 | $217.2M | $227.1M | ||
| Q3 24 | $201.9M | $227.0M | ||
| Q2 24 | $187.2M | $219.9M |
净利润LCPRTH
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $8.9M | ||
| Q3 25 | $44.3M | $27.6M | ||
| Q2 25 | $38.2M | $10.9M | ||
| Q1 25 | $11.7M | $8.3M | ||
| Q4 24 | — | $7.2M | ||
| Q3 24 | $14.5M | $10.6M | ||
| Q2 24 | $14.9M | $994.0K |
营业利润率LCPRTH
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | 13.6% | ||
| Q3 25 | 21.5% | 15.6% | ||
| Q2 25 | 21.7% | 15.6% | ||
| Q1 25 | 7.2% | 14.5% | ||
| Q4 24 | 5.1% | 15.0% | ||
| Q3 24 | 8.9% | 16.8% | ||
| Q2 24 | 10.4% | 15.1% |
净利率LCPRTH
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | 3.6% | ||
| Q3 25 | 16.6% | 11.4% | ||
| Q2 25 | 15.4% | 4.5% | ||
| Q1 25 | 5.4% | 3.7% | ||
| Q4 24 | — | 3.2% | ||
| Q3 24 | 7.2% | 4.7% | ||
| Q2 24 | 8.0% | 0.5% |
每股收益（稀释后）LCPRTH
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $0.10 | ||
| Q3 25 | $0.37 | $0.34 | ||
| Q2 25 | $0.33 | $0.14 | ||
| Q1 25 | $0.10 | $0.10 | ||
| Q4 24 | $0.08 | $-0.05 | ||
| Q3 24 | $0.13 | $0.07 | ||
| Q2 24 | $0.13 | $-0.23 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $77.2M |
| 总债务越低越好 | — | $1.0B |
| 股东权益账面价值 | $1.5B | $-100.4M |
| 总资产 | $11.9B | $2.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资LCPRTH
| Q1 26 | — | — | ||
| Q4 25 | — | $77.2M | ||
| Q3 25 | — | $57.0M | ||
| Q2 25 | — | $50.6M | ||
| Q1 25 | — | $47.6M | ||
| Q4 24 | — | $58.6M | ||
| Q3 24 | — | $41.1M | ||
| Q2 24 | — | $34.6M |
总债务LCPRTH
| Q1 26 | — | — | ||
| Q4 25 | $0 | $1.0B | ||
| Q3 25 | $0 | $997.5M | ||
| Q2 25 | $0 | $917.0M | ||
| Q1 25 | $0 | $918.9M | ||
| Q4 24 | $0 | $920.9M | ||
| Q3 24 | — | $808.1M | ||
| Q2 24 | — | $809.0M |
股东权益LCPRTH
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $-100.4M | ||
| Q3 25 | $1.5B | $-110.3M | ||
| Q2 25 | $1.4B | $-146.1M | ||
| Q1 25 | $1.4B | $-158.3M | ||
| Q4 24 | $1.3B | $-166.8M | ||
| Q3 24 | $1.3B | $-165.8M | ||
| Q2 24 | $1.3B | $-172.1M |
总资产LCPRTH
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $2.4B | ||
| Q3 25 | $11.1B | $2.2B | ||
| Q2 25 | $10.8B | $2.0B | ||
| Q1 25 | $10.5B | $1.9B | ||
| Q4 24 | $10.6B | $1.8B | ||
| Q3 24 | $11.0B | $1.8B | ||
| Q2 24 | $9.6B | $1.7B |
负债/权益比LCPRTH
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $36.8M |
| 自由现金流经营现金流 - 资本支出 | — | $30.9M |
| 自由现金流率自由现金流/营收 | — | 12.5% |
| 资本支出强度资本支出/营收 | — | 2.4% |
| 现金转化率经营现金流/净利润 | — | 4.12× |
| 过去12个月自由现金流最近4个季度 | — | $75.1M |
8季度趋势，按日历期对齐
经营现金流LCPRTH
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $36.8M | ||
| Q3 25 | $-770.8M | $36.1M | ||
| Q2 25 | $-713.1M | $17.1M | ||
| Q1 25 | $-339.3M | $10.0M | ||
| Q4 24 | $-2.6B | $23.8M | ||
| Q3 24 | $-669.8M | $19.8M | ||
| Q2 24 | $-932.5M | $28.7M |
自由现金流LCPRTH
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $30.9M | ||
| Q3 25 | $-791.8M | $30.1M | ||
| Q2 25 | $-803.8M | $9.2M | ||
| Q1 25 | $-352.3M | $4.9M | ||
| Q4 24 | $-2.7B | $19.1M | ||
| Q3 24 | $-682.3M | $14.5M | ||
| Q2 24 | $-945.3M | $23.6M |
自由现金流率LCPRTH
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | 12.5% | ||
| Q3 25 | -297.4% | 12.5% | ||
| Q2 25 | -323.5% | 3.8% | ||
| Q1 25 | -161.8% | 2.2% | ||
| Q4 24 | -1237.8% | 8.4% | ||
| Q3 24 | -338.0% | 6.4% | ||
| Q2 24 | -504.9% | 10.7% |
资本支出强度LCPRTH
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 2.4% | ||
| Q3 25 | 7.9% | 2.5% | ||
| Q2 25 | 36.5% | 3.3% | ||
| Q1 25 | 6.0% | 2.3% | ||
| Q4 24 | 25.0% | 2.0% | ||
| Q3 24 | 6.2% | 2.3% | ||
| Q2 24 | 6.9% | 2.3% |
现金转化率LCPRTH
| Q1 26 | — | — | ||
| Q4 25 | — | 4.12× | ||
| Q3 25 | -17.41× | 1.31× | ||
| Q2 25 | -18.68× | 1.57× | ||
| Q1 25 | -29.07× | 1.20× | ||
| Q4 24 | — | 3.29× | ||
| Q3 24 | -46.33× | 1.87× | ||
| Q2 24 | -62.57× | 28.87× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
