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LendingClub Corp（LC）与ROGERS CORP（ROG）财务数据对比。点击上方公司名可切换其他公司
LendingClub Corp的季度营收约是ROGERS CORP的1.3倍（$252.3M vs $200.5M），LendingClub Corp净利率更高（20.5% vs 2.2%，领先18.2%），LendingClub Corp同比增速更快（15.9% vs 5.2%），过去两年LendingClub Corp的营收复合增速更高（16.1% vs -3.3%）
LendingClub Corp是总部位于美国加利福尼亚州旧金山的金融服务企业，是全球首家将旗下产品作为证券完成注册的P2P借贷平台，同时支持贷款在二级市场交易。巅峰时期它是全球规模最大的P2P借贷平台，截至2015年12月31日，平台累计促成贷款发放额达159.8亿美元。
罗杰斯公司是一家专注于特种工程材料研发生产的企业，总部位于美国亚利桑那州钱德勒市，其产品广泛应用于先进电子、移动通信、清洁能源、航空航天等多个高科技领域，为全球客户提供高性能材料解决方案。
LC vs ROG — 直观对比
营收规模更大
LC
是对方的1.3倍
$200.5M
营收增速更快
LC
高出10.6%
5.2%
净利率更高
LC
高出18.2%
2.2%
两年增速更快
LC
近两年复合增速
-3.3%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $252.3M | $200.5M |
| 净利润 | $51.6M | $4.5M |
| 毛利率 | — | 32.2% |
| 营业利润率 | — | — |
| 净利率 | 20.5% | 2.2% |
| 营收同比 | 15.9% | 5.2% |
| 净利润同比 | 341.0% | 421.4% |
| 每股收益（稀释后） | $0.44 | $0.25 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LCROG
| Q1 26 | $252.3M | $200.5M | ||
| Q4 25 | $266.5M | $201.5M | ||
| Q3 25 | $266.2M | $216.0M | ||
| Q2 25 | $248.4M | $202.8M | ||
| Q1 25 | $217.7M | $190.5M | ||
| Q4 24 | $217.2M | $192.2M | ||
| Q3 24 | $201.9M | $210.3M | ||
| Q2 24 | $187.2M | $214.2M |
净利润LCROG
| Q1 26 | $51.6M | $4.5M | ||
| Q4 25 | — | $4.6M | ||
| Q3 25 | $44.3M | $8.6M | ||
| Q2 25 | $38.2M | $-73.6M | ||
| Q1 25 | $11.7M | $-1.4M | ||
| Q4 24 | — | $-500.0K | ||
| Q3 24 | $14.5M | $10.7M | ||
| Q2 24 | $14.9M | $8.1M |
毛利率LCROG
| Q1 26 | — | 32.2% | ||
| Q4 25 | — | 31.5% | ||
| Q3 25 | — | 33.5% | ||
| Q2 25 | — | 31.6% | ||
| Q1 25 | — | 29.9% | ||
| Q4 24 | — | 32.1% | ||
| Q3 24 | — | 35.2% | ||
| Q2 24 | — | 34.1% |
营业利润率LCROG
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | 3.5% | ||
| Q3 25 | 21.5% | 7.3% | ||
| Q2 25 | 21.7% | -33.3% | ||
| Q1 25 | 7.2% | -0.2% | ||
| Q4 24 | 5.1% | -6.6% | ||
| Q3 24 | 8.9% | 6.9% | ||
| Q2 24 | 10.4% | 5.3% |
净利率LCROG
| Q1 26 | 20.5% | 2.2% | ||
| Q4 25 | — | 2.3% | ||
| Q3 25 | 16.6% | 4.0% | ||
| Q2 25 | 15.4% | -36.3% | ||
| Q1 25 | 5.4% | -0.7% | ||
| Q4 24 | — | -0.3% | ||
| Q3 24 | 7.2% | 5.1% | ||
| Q2 24 | 8.0% | 3.8% |
每股收益（稀释后）LCROG
| Q1 26 | $0.44 | $0.25 | ||
| Q4 25 | $0.36 | $0.20 | ||
| Q3 25 | $0.37 | $0.48 | ||
| Q2 25 | $0.33 | $-4.00 | ||
| Q1 25 | $0.10 | $-0.08 | ||
| Q4 24 | $0.08 | $-0.04 | ||
| Q3 24 | $0.13 | $0.58 | ||
| Q2 24 | $0.13 | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $195.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.5B | $1.2B |
| 总资产 | $11.9B | $1.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资LCROG
| Q1 26 | — | $195.8M | ||
| Q4 25 | — | $197.0M | ||
| Q3 25 | — | $167.8M | ||
| Q2 25 | — | $157.2M | ||
| Q1 25 | — | $175.6M | ||
| Q4 24 | — | $159.8M | ||
| Q3 24 | — | $146.4M | ||
| Q2 24 | — | $119.9M |
总债务LCROG
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益LCROG
| Q1 26 | $1.5B | $1.2B | ||
| Q4 25 | $1.5B | $1.2B | ||
| Q3 25 | $1.5B | $1.2B | ||
| Q2 25 | $1.4B | $1.2B | ||
| Q1 25 | $1.4B | $1.3B | ||
| Q4 24 | $1.3B | $1.3B | ||
| Q3 24 | $1.3B | $1.3B | ||
| Q2 24 | $1.3B | $1.3B |
总资产LCROG
| Q1 26 | $11.9B | $1.4B | ||
| Q4 25 | $11.6B | $1.4B | ||
| Q3 25 | $11.1B | $1.4B | ||
| Q2 25 | $10.8B | $1.5B | ||
| Q1 25 | $10.5B | $1.5B | ||
| Q4 24 | $10.6B | $1.5B | ||
| Q3 24 | $11.0B | $1.5B | ||
| Q2 24 | $9.6B | $1.5B |
负债/权益比LCROG
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $5.8M |
| 自由现金流经营现金流 - 资本支出 | — | $1.1M |
| 自由现金流率自由现金流/营收 | — | 0.5% |
| 资本支出强度资本支出/营收 | — | 2.3% |
| 现金转化率经营现金流/净利润 | — | 1.29× |
| 过去12个月自由现金流最近4个季度 | — | $70.1M |
8季度趋势，按日历期对齐
经营现金流LCROG
| Q1 26 | — | $5.8M | ||
| Q4 25 | $-2.7B | $46.9M | ||
| Q3 25 | $-770.8M | $28.9M | ||
| Q2 25 | $-713.1M | $13.7M | ||
| Q1 25 | $-339.3M | $11.7M | ||
| Q4 24 | $-2.6B | $33.7M | ||
| Q3 24 | $-669.8M | $42.4M | ||
| Q2 24 | $-932.5M | $22.9M |
自由现金流LCROG
| Q1 26 | — | $1.1M | ||
| Q4 25 | $-2.9B | $42.2M | ||
| Q3 25 | $-791.8M | $21.2M | ||
| Q2 25 | $-803.8M | $5.6M | ||
| Q1 25 | $-352.3M | $2.1M | ||
| Q4 24 | $-2.7B | $18.3M | ||
| Q3 24 | $-682.3M | $25.2M | ||
| Q2 24 | $-945.3M | $8.8M |
自由现金流率LCROG
| Q1 26 | — | 0.5% | ||
| Q4 25 | -1076.0% | 20.9% | ||
| Q3 25 | -297.4% | 9.8% | ||
| Q2 25 | -323.5% | 2.8% | ||
| Q1 25 | -161.8% | 1.1% | ||
| Q4 24 | -1237.8% | 9.5% | ||
| Q3 24 | -338.0% | 12.0% | ||
| Q2 24 | -504.9% | 4.1% |
资本支出强度LCROG
| Q1 26 | — | 2.3% | ||
| Q4 25 | 52.7% | 2.3% | ||
| Q3 25 | 7.9% | 3.6% | ||
| Q2 25 | 36.5% | 4.0% | ||
| Q1 25 | 6.0% | 5.0% | ||
| Q4 24 | 25.0% | 8.0% | ||
| Q3 24 | 6.2% | 8.2% | ||
| Q2 24 | 6.9% | 6.6% |
现金转化率LCROG
| Q1 26 | — | 1.29× | ||
| Q4 25 | — | 10.20× | ||
| Q3 25 | -17.41× | 3.36× | ||
| Q2 25 | -18.68× | — | ||
| Q1 25 | -29.07× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -46.33× | 3.96× | ||
| Q2 24 | -62.57× | 2.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
