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LendingClub Corp（LC）与Revolve Group, Inc.（RVLV）财务数据对比。点击上方公司名可切换其他公司
Revolve Group, Inc.的季度营收约是LendingClub Corp的1.3倍（$324.4M vs $252.3M），LendingClub Corp净利率更高（20.5% vs 5.7%，领先14.7%），LendingClub Corp同比增速更快（15.9% vs 10.4%），过去两年LendingClub Corp的营收复合增速更高（16.1% vs 9.5%）
LendingClub Corp是总部位于美国加利福尼亚州旧金山的金融服务企业，是全球首家将旗下产品作为证券完成注册的P2P借贷平台，同时支持贷款在二级市场交易。巅峰时期它是全球规模最大的P2P借贷平台，截至2015年12月31日，平台累计促成贷款发放额达159.8亿美元。
Revolve Theatre Company是总部位于英国泰晤士河畔亨利的剧团，专注于创作演出政治题材和莎士比亚系列戏剧作品，由奥利弗·登奇、乔·莫里斯与汤姆·史密斯共同创立运营。
LC vs RVLV — 直观对比
营收规模更大
RVLV
是对方的1.3倍
$252.3M
营收增速更快
LC
高出5.5%
10.4%
净利率更高
LC
高出14.7%
5.7%
两年增速更快
LC
近两年复合增速
9.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $252.3M | $324.4M |
| 净利润 | $51.6M | $18.6M |
| 毛利率 | — | 53.3% |
| 营业利润率 | — | 6.3% |
| 净利率 | 20.5% | 5.7% |
| 营收同比 | 15.9% | 10.4% |
| 净利润同比 | 341.0% | 50.4% |
| 每股收益（稀释后） | $0.44 | $0.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LCRVLV
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $324.4M | ||
| Q3 25 | $266.2M | $295.6M | ||
| Q2 25 | $248.4M | $309.0M | ||
| Q1 25 | $217.7M | $296.7M | ||
| Q4 24 | $217.2M | $293.7M | ||
| Q3 24 | $201.9M | $283.1M | ||
| Q2 24 | $187.2M | $282.5M |
净利润LCRVLV
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $18.6M | ||
| Q3 25 | $44.3M | $21.2M | ||
| Q2 25 | $38.2M | $10.2M | ||
| Q1 25 | $11.7M | $11.8M | ||
| Q4 24 | — | $12.3M | ||
| Q3 24 | $14.5M | $11.0M | ||
| Q2 24 | $14.9M | $15.4M |
毛利率LCRVLV
| Q1 26 | — | — | ||
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 54.6% | ||
| Q2 25 | — | 54.1% | ||
| Q1 25 | — | 52.0% | ||
| Q4 24 | — | 52.5% | ||
| Q3 24 | — | 51.2% | ||
| Q2 24 | — | 54.0% |
营业利润率LCRVLV
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | 6.3% | ||
| Q3 25 | 21.5% | 7.1% | ||
| Q2 25 | 21.7% | 5.8% | ||
| Q1 25 | 7.2% | 5.0% | ||
| Q4 24 | 5.1% | 3.9% | ||
| Q3 24 | 8.9% | 5.0% | ||
| Q2 24 | 10.4% | 5.8% |
净利率LCRVLV
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | 5.7% | ||
| Q3 25 | 16.6% | 7.2% | ||
| Q2 25 | 15.4% | 3.3% | ||
| Q1 25 | 5.4% | 4.0% | ||
| Q4 24 | — | 4.2% | ||
| Q3 24 | 7.2% | 3.9% | ||
| Q2 24 | 8.0% | 5.4% |
每股收益（稀释后）LCRVLV
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $0.27 | ||
| Q3 25 | $0.37 | $0.29 | ||
| Q2 25 | $0.33 | $0.14 | ||
| Q1 25 | $0.10 | $0.16 | ||
| Q4 24 | $0.08 | $0.18 | ||
| Q3 24 | $0.13 | $0.15 | ||
| Q2 24 | $0.13 | $0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $292.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.5B | $512.5M |
| 总资产 | $11.9B | $765.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资LCRVLV
| Q1 26 | — | — | ||
| Q4 25 | — | $292.3M | ||
| Q3 25 | — | $315.4M | ||
| Q2 25 | — | $310.7M | ||
| Q1 25 | — | $300.8M | ||
| Q4 24 | — | $256.6M | ||
| Q3 24 | — | $252.8M | ||
| Q2 24 | — | $244.7M |
总债务LCRVLV
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益LCRVLV
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $512.5M | ||
| Q3 25 | $1.5B | $490.2M | ||
| Q2 25 | $1.4B | $468.6M | ||
| Q1 25 | $1.4B | $453.4M | ||
| Q4 24 | $1.3B | $437.8M | ||
| Q3 24 | $1.3B | $420.8M | ||
| Q2 24 | $1.3B | $405.8M |
总资产LCRVLV
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $765.0M | ||
| Q3 25 | $11.1B | $751.3M | ||
| Q2 25 | $10.8B | $722.9M | ||
| Q1 25 | $10.5B | $713.9M | ||
| Q4 24 | $10.6B | $665.5M | ||
| Q3 24 | $11.0B | $670.9M | ||
| Q2 24 | $9.6B | $657.8M |
负债/权益比LCRVLV
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-10.2M |
| 自由现金流经营现金流 - 资本支出 | — | $-13.3M |
| 自由现金流率自由现金流/营收 | — | -4.1% |
| 资本支出强度资本支出/营收 | — | 1.0% |
| 现金转化率经营现金流/净利润 | — | -0.55× |
| 过去12个月自由现金流最近4个季度 | — | $48.0M |
8季度趋势，按日历期对齐
经营现金流LCRVLV
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $-10.2M | ||
| Q3 25 | $-770.8M | $11.8M | ||
| Q2 25 | $-713.1M | $12.6M | ||
| Q1 25 | $-339.3M | $45.1M | ||
| Q4 24 | $-2.6B | $3.9M | ||
| Q3 24 | $-669.8M | $9.1M | ||
| Q2 24 | $-932.5M | $-24.7M |
自由现金流LCRVLV
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $-13.3M | ||
| Q3 25 | $-791.8M | $7.5M | ||
| Q2 25 | $-803.8M | $10.4M | ||
| Q1 25 | $-352.3M | $43.4M | ||
| Q4 24 | $-2.7B | $2.1M | ||
| Q3 24 | $-682.3M | $8.0M | ||
| Q2 24 | $-945.3M | $-25.7M |
自由现金流率LCRVLV
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | -4.1% | ||
| Q3 25 | -297.4% | 2.5% | ||
| Q2 25 | -323.5% | 3.4% | ||
| Q1 25 | -161.8% | 14.6% | ||
| Q4 24 | -1237.8% | 0.7% | ||
| Q3 24 | -338.0% | 2.8% | ||
| Q2 24 | -504.9% | -9.1% |
资本支出强度LCRVLV
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 1.0% | ||
| Q3 25 | 7.9% | 1.5% | ||
| Q2 25 | 36.5% | 0.7% | ||
| Q1 25 | 6.0% | 0.6% | ||
| Q4 24 | 25.0% | 0.6% | ||
| Q3 24 | 6.2% | 0.4% | ||
| Q2 24 | 6.9% | 0.4% |
现金转化率LCRVLV
| Q1 26 | — | — | ||
| Q4 25 | — | -0.55× | ||
| Q3 25 | -17.41× | 0.56× | ||
| Q2 25 | -18.68× | 1.24× | ||
| Q1 25 | -29.07× | 3.82× | ||
| Q4 24 | — | 0.32× | ||
| Q3 24 | -46.33× | 0.83× | ||
| Q2 24 | -62.57× | -1.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LC
暂无分部数据
RVLV
| Fashion Apparel | $155.1M | 48% |
| Dresses | $76.4M | 24% |
| Handbags Shoes And Accessories | $67.6M | 21% |
| Beauty | $20.3M | 6% |
| Manufactured Product Other | $5.0M | 2% |
| Breakage On Store Credit And Gift Cards | $900.0K | 0% |
