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LendingClub Corp（LC）与BOSTON BEER CO INC（SAM）财务数据对比。点击上方公司名可切换其他公司
BOSTON BEER CO INC的季度营收约是LendingClub Corp的1.8倍（$461.6M vs $252.3M），LendingClub Corp同比增速更快（15.9% vs -4.1%），过去两年LendingClub Corp的营收复合增速更高（16.1% vs -10.7%）
LendingClub Corp是总部位于美国加利福尼亚州旧金山的金融服务企业，是全球首家将旗下产品作为证券完成注册的P2P借贷平台，同时支持贷款在二级市场交易。巅峰时期它是全球规模最大的P2P借贷平台，截至2015年12月31日，平台累计促成贷款发放额达159.8亿美元。
波士顿啤酒公司是美国知名酿酒企业，1984年由吉姆·科赫与朗达·卡尔曼联合创立。旗下首款产品以美国开国元勋、独立运动先驱塞缪尔·亚当斯命名，后续陆续推出多个自有品牌，2019年正式完成与角鲨头酿酒厂的合并，是北美精酿啤酒行业的核心参与者之一。
LC vs SAM — 直观对比
营收规模更大
SAM
是对方的1.8倍
$252.3M
营收增速更快
LC
高出20.0%
-4.1%
两年增速更快
LC
近两年复合增速
-10.7%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $252.3M | $461.6M |
| 净利润 | $51.6M | — |
| 毛利率 | — | 46.4% |
| 营业利润率 | — | 12.4% |
| 净利率 | 20.5% | — |
| 营收同比 | 15.9% | -4.1% |
| 净利润同比 | 341.0% | — |
| 每股收益（稀释后） | $0.44 | $2.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LCSAM
| Q1 26 | $252.3M | $461.6M | ||
| Q4 25 | $266.5M | $385.7M | ||
| Q3 25 | $266.2M | $537.5M | ||
| Q2 25 | $248.4M | $587.9M | ||
| Q1 25 | $217.7M | $453.9M | ||
| Q4 24 | $217.2M | $402.3M | ||
| Q3 24 | $201.9M | $605.5M | ||
| Q2 24 | $187.2M | $579.1M |
净利润LCSAM
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $-22.5M | ||
| Q3 25 | $44.3M | $46.2M | ||
| Q2 25 | $38.2M | $60.4M | ||
| Q1 25 | $11.7M | $24.4M | ||
| Q4 24 | — | $-38.8M | ||
| Q3 24 | $14.5M | $33.5M | ||
| Q2 24 | $14.9M | $52.3M |
毛利率LCSAM
| Q1 26 | — | 46.4% | ||
| Q4 25 | — | 43.5% | ||
| Q3 25 | — | 50.8% | ||
| Q2 25 | — | 49.8% | ||
| Q1 25 | — | 48.3% | ||
| Q4 24 | — | 39.9% | ||
| Q3 24 | — | 46.3% | ||
| Q2 24 | — | 46.0% |
营业利润率LCSAM
| Q1 26 | — | 12.4% | ||
| Q4 25 | 18.8% | -8.6% | ||
| Q3 25 | 21.5% | 11.5% | ||
| Q2 25 | 21.7% | 14.0% | ||
| Q1 25 | 7.2% | 7.4% | ||
| Q4 24 | 5.1% | -13.9% | ||
| Q3 24 | 8.9% | 7.6% | ||
| Q2 24 | 10.4% | 12.2% |
净利率LCSAM
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | -5.8% | ||
| Q3 25 | 16.6% | 8.6% | ||
| Q2 25 | 15.4% | 10.3% | ||
| Q1 25 | 5.4% | 5.4% | ||
| Q4 24 | — | -9.6% | ||
| Q3 24 | 7.2% | 5.5% | ||
| Q2 24 | 8.0% | 9.0% |
每股收益（稀释后）LCSAM
| Q1 26 | $0.44 | $2.16 | ||
| Q4 25 | $0.36 | $-1.97 | ||
| Q3 25 | $0.37 | $4.25 | ||
| Q2 25 | $0.33 | $5.45 | ||
| Q1 25 | $0.10 | $2.16 | ||
| Q4 24 | $0.08 | $-3.23 | ||
| Q3 24 | $0.13 | $2.86 | ||
| Q2 24 | $0.13 | $4.39 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $164.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.5B | $682.6M |
| 总资产 | $11.9B | $1.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资LCSAM
| Q1 26 | — | $164.1M | ||
| Q4 25 | — | $223.4M | ||
| Q3 25 | — | $250.5M | ||
| Q2 25 | — | $212.4M | ||
| Q1 25 | — | $152.5M | ||
| Q4 24 | — | $211.8M | ||
| Q3 24 | — | $255.6M | ||
| Q2 24 | — | $219.3M |
总债务LCSAM
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益LCSAM
| Q1 26 | $1.5B | $682.6M | ||
| Q4 25 | $1.5B | $846.3M | ||
| Q3 25 | $1.5B | $911.0M | ||
| Q2 25 | $1.4B | $912.3M | ||
| Q1 25 | $1.4B | $897.0M | ||
| Q4 24 | $1.3B | $916.2M | ||
| Q3 24 | $1.3B | $1.0B | ||
| Q2 24 | $1.3B | $1.0B |
总资产LCSAM
| Q1 26 | $11.9B | $1.2B | ||
| Q4 25 | $11.6B | $1.2B | ||
| Q3 25 | $11.1B | $1.2B | ||
| Q2 25 | $10.8B | $1.3B | ||
| Q1 25 | $10.5B | $1.2B | ||
| Q4 24 | $10.6B | $1.3B | ||
| Q3 24 | $11.0B | $1.4B | ||
| Q2 24 | $9.6B | $1.4B |
负债/权益比LCSAM
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
