vs
loanDepot, Inc.（LDI）与Mativ Holdings, Inc.（MATV）财务数据对比。点击上方公司名可切换其他公司
Mativ Holdings, Inc.的季度营收约是loanDepot, Inc.的1.5倍（$463.1M vs $310.3M），Mativ Holdings, Inc.净利率更高（21.8% vs -7.2%，领先29.0%），loanDepot, Inc.同比增速更快（20.5% vs 1.0%），Mativ Holdings, Inc.自由现金流更多（$8.0M vs $-648.0M），过去两年loanDepot, Inc.的营收复合增速更高（18.0% vs -3.8%）
loanDepot, Inc.是一家总部位于美国加利福尼亚州欧文市的非银行控股公司，主营抵押贷款及其他非抵押类贷款产品的销售业务，是美国市场上颇具规模的消费信贷服务提供商。
Mativ Holdings是一家全球特种材料制造商，主要生产高性能先进聚合物、无纺布、过滤解决方案及功能性涂层材料，服务医疗、工业、消费品、航空航天、能源等领域，业务遍及北美、欧洲及亚太地区。
LDI vs MATV — 直观对比
营收规模更大
MATV
是对方的1.5倍
$310.3M
营收增速更快
LDI
高出19.5%
1.0%
净利率更高
MATV
高出29.0%
-7.2%
自由现金流更多
MATV
多$656.0M
$-648.0M
两年增速更快
LDI
近两年复合增速
-3.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $310.3M | $463.1M |
| 净利润 | $-22.5M | $100.8M |
| 毛利率 | — | 18.8% |
| 营业利润率 | -10.3% | 2.2% |
| 净利率 | -7.2% | 21.8% |
| 营收同比 | 20.5% | 1.0% |
| 净利润同比 | 32.4% | 6620.0% |
| 每股收益（稀释后） | — | $1.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LDIMATV
| Q4 25 | $310.3M | $463.1M | ||
| Q3 25 | $323.3M | $513.7M | ||
| Q2 25 | $282.5M | $525.4M | ||
| Q1 25 | $273.6M | $484.8M | ||
| Q4 24 | $257.5M | $458.6M | ||
| Q3 24 | $314.6M | $498.5M | ||
| Q2 24 | $265.4M | $523.8M | ||
| Q1 24 | $222.8M | $500.2M |
净利润LDIMATV
| Q4 25 | $-22.5M | $100.8M | ||
| Q3 25 | $-4.9M | $-3.2M | ||
| Q2 25 | $-13.4M | $-9.5M | ||
| Q1 25 | $-21.9M | $-425.5M | ||
| Q4 24 | $-33.2M | $1.5M | ||
| Q3 24 | $1.4M | $-20.8M | ||
| Q2 24 | $-32.2M | $-1.4M | ||
| Q1 24 | $-34.3M | $-28.0M |
毛利率LDIMATV
| Q4 25 | — | 18.8% | ||
| Q3 25 | — | 19.3% | ||
| Q2 25 | — | 19.7% | ||
| Q1 25 | — | 15.0% | ||
| Q4 24 | — | 16.9% | ||
| Q3 24 | — | 18.8% | ||
| Q2 24 | — | 20.8% | ||
| Q1 24 | — | 16.8% |
营业利润率LDIMATV
| Q4 25 | -10.3% | 2.2% | ||
| Q3 25 | -3.2% | 3.1% | ||
| Q2 25 | -11.4% | 3.8% | ||
| Q1 25 | -16.8% | -88.8% | ||
| Q4 24 | -32.7% | 0.6% | ||
| Q3 24 | 1.1% | 1.4% | ||
| Q2 24 | -29.1% | 2.0% | ||
| Q1 24 | -38.2% | -2.8% |
净利率LDIMATV
| Q4 25 | -7.2% | 21.8% | ||
| Q3 25 | -1.5% | -0.6% | ||
| Q2 25 | -4.7% | -1.8% | ||
| Q1 25 | -8.0% | -87.8% | ||
| Q4 24 | -12.9% | 0.3% | ||
| Q3 24 | 0.4% | -4.2% | ||
| Q2 24 | -12.1% | -0.3% | ||
| Q1 24 | -15.4% | -5.6% |
每股收益（稀释后）LDIMATV
| Q4 25 | — | $1.87 | ||
| Q3 25 | — | $-0.06 | ||
| Q2 25 | — | $-0.18 | ||
| Q1 25 | — | $-7.82 | ||
| Q4 24 | — | $0.03 | ||
| Q3 24 | $0.01 | $-0.38 | ||
| Q2 24 | $-0.18 | $-0.03 | ||
| Q1 24 | $-0.19 | $-0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $337.2M | $84.2M |
| 总债务越低越好 | $2.1B | $1.0B |
| 股东权益账面价值 | $386.0M | $498.7M |
| 总资产 | $6.9B | $2.1B |
| 负债/权益比越低杠杆越低 | 5.44× | 2.07× |
8季度趋势，按日历期对齐
现金及短期投资LDIMATV
| Q4 25 | $337.2M | $84.2M | ||
| Q3 25 | $459.2M | $97.1M | ||
| Q2 25 | $408.6M | $95.6M | ||
| Q1 25 | $371.5M | $84.0M | ||
| Q4 24 | $421.6M | $94.3M | ||
| Q3 24 | $483.0M | $162.2M | ||
| Q2 24 | $533.2M | $133.4M | ||
| Q1 24 | $603.7M | $128.9M |
总债务LDIMATV
| Q4 25 | $2.1B | $1.0B | ||
| Q3 25 | $2.1B | $1.0B | ||
| Q2 25 | $2.1B | $1.1B | ||
| Q1 25 | $2.0B | $1.1B | ||
| Q4 24 | $2.0B | $1.1B | ||
| Q3 24 | $2.0B | $1.2B | ||
| Q2 24 | $2.0B | $1.2B | ||
| Q1 24 | $2.3B | $1.2B |
股东权益LDIMATV
| Q4 25 | $386.0M | $498.7M | ||
| Q3 25 | $433.3M | $397.4M | ||
| Q2 25 | $439.1M | $416.6M | ||
| Q1 25 | $469.3M | $428.2M | ||
| Q4 24 | $506.6M | $858.5M | ||
| Q3 24 | $592.0M | $882.3M | ||
| Q2 24 | $578.9M | $898.0M | ||
| Q1 24 | $637.3M | $906.9M |
总资产LDIMATV
| Q4 25 | $6.9B | $2.1B | ||
| Q3 25 | $6.2B | $2.0B | ||
| Q2 25 | $6.2B | $2.1B | ||
| Q1 25 | $6.4B | $2.1B | ||
| Q4 24 | $6.3B | $2.4B | ||
| Q3 24 | $6.4B | $2.6B | ||
| Q2 24 | $5.9B | $2.6B | ||
| Q1 24 | $6.2B | $2.7B |
负债/权益比LDIMATV
| Q4 25 | 5.44× | 2.07× | ||
| Q3 25 | 4.83× | 2.63× | ||
| Q2 25 | 4.70× | 2.66× | ||
| Q1 25 | 4.30× | 2.67× | ||
| Q4 24 | 4.00× | 1.30× | ||
| Q3 24 | 3.31× | 1.32× | ||
| Q2 24 | 3.41× | 1.29× | ||
| Q1 24 | 3.63× | 1.30× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-638.7M | $19.3M |
| 自由现金流经营现金流 - 资本支出 | $-648.0M | $8.0M |
| 自由现金流率自由现金流/营收 | -208.9% | 1.7% |
| 资本支出强度资本支出/营收 | 3.0% | 2.4% |
| 现金转化率经营现金流/净利润 | — | 0.19× |
| 过去12个月自由现金流最近4个季度 | $-734.6M | $93.8M |
8季度趋势，按日历期对齐
经营现金流LDIMATV
| Q4 25 | $-638.7M | $19.3M | ||
| Q3 25 | $43.4M | $72.8M | ||
| Q2 25 | $67.6M | $57.6M | ||
| Q1 25 | $-179.9M | $-15.9M | ||
| Q4 24 | $47.7M | $24.1M | ||
| Q3 24 | $-349.2M | $37.6M | ||
| Q2 24 | $-278.3M | $46.1M | ||
| Q1 24 | $-278.5M | $-13.0M |
自由现金流LDIMATV
| Q4 25 | $-648.0M | $8.0M | ||
| Q3 25 | $38.7M | $66.7M | ||
| Q2 25 | $61.4M | $48.9M | ||
| Q1 25 | $-186.7M | $-29.8M | ||
| Q4 24 | $40.8M | $2.0M | ||
| Q3 24 | $-356.4M | $25.5M | ||
| Q2 24 | $-285.7M | $37.4M | ||
| Q1 24 | $-283.3M | $-25.1M |
自由现金流率LDIMATV
| Q4 25 | -208.9% | 1.7% | ||
| Q3 25 | 12.0% | 13.0% | ||
| Q2 25 | 21.7% | 9.3% | ||
| Q1 25 | -68.2% | -6.1% | ||
| Q4 24 | 15.8% | 0.4% | ||
| Q3 24 | -113.3% | 5.1% | ||
| Q2 24 | -107.7% | 7.1% | ||
| Q1 24 | -127.2% | -5.0% |
资本支出强度LDIMATV
| Q4 25 | 3.0% | 2.4% | ||
| Q3 25 | 1.5% | 1.2% | ||
| Q2 25 | 2.2% | 1.7% | ||
| Q1 25 | 2.5% | 2.9% | ||
| Q4 24 | 2.7% | 4.8% | ||
| Q3 24 | 2.3% | 2.4% | ||
| Q2 24 | 2.8% | 1.7% | ||
| Q1 24 | 2.1% | 2.4% |
现金转化率LDIMATV
| Q4 25 | — | 0.19× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 16.07× | ||
| Q3 24 | -255.05× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LDI
暂无分部数据
MATV
| Other | $208.7M | 45% |
| SAS Segment | $157.4M | 34% |
| FAM Segment | $97.0M | 21% |
