vs
loanDepot, Inc.（LDI）与UiPath, Inc.（PATH）财务数据对比。点击上方公司名可切换其他公司
UiPath, Inc.的季度营收约是loanDepot, Inc.的1.3倍（$411.1M vs $310.3M），UiPath, Inc.净利率更高（48.4% vs -7.2%，领先55.6%），loanDepot, Inc.同比增速更快（20.5% vs 15.9%），UiPath, Inc.自由现金流更多（$25.1M vs $-648.0M），过去两年loanDepot, Inc.的营收复合增速更高（18.0% vs 0.7%）
loanDepot, Inc.是一家总部位于美国加利福尼亚州欧文市的非银行控股公司，主营抵押贷款及其他非抵押类贷款产品的销售业务，是美国市场上颇具规模的消费信贷服务提供商。
UiPath是一家全球化软件企业，专注于开发人工智能、智能自动化及流程编排类软件，其产品支持用户搭建与调度AI代理，实现复杂业务流程、工作流的自动化运行，助力各行业客户提升运营效率、降低人力成本。
LDI vs PATH — 直观对比
营收规模更大
PATH
是对方的1.3倍
$310.3M
营收增速更快
LDI
高出4.6%
15.9%
净利率更高
PATH
高出55.6%
-7.2%
自由现金流更多
PATH
多$673.1M
$-648.0M
两年增速更快
LDI
近两年复合增速
0.7%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $310.3M | $411.1M |
| 净利润 | $-22.5M | $198.8M |
| 毛利率 | — | 83.3% |
| 营业利润率 | -10.3% | 3.2% |
| 净利率 | -7.2% | 48.4% |
| 营收同比 | 20.5% | 15.9% |
| 净利润同比 | 32.4% | 1966.2% |
| 每股收益（稀释后） | — | $0.37 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LDIPATH
| Q4 25 | $310.3M | $411.1M | ||
| Q3 25 | $323.3M | $361.7M | ||
| Q2 25 | $282.5M | $356.6M | ||
| Q1 25 | $273.6M | $423.6M | ||
| Q4 24 | $257.5M | $354.7M | ||
| Q3 24 | $314.6M | $316.3M | ||
| Q2 24 | $265.4M | $335.1M | ||
| Q1 24 | $222.8M | $405.3M |
净利润LDIPATH
| Q4 25 | $-22.5M | $198.8M | ||
| Q3 25 | $-4.9M | $1.6M | ||
| Q2 25 | $-13.4M | $-22.6M | ||
| Q1 25 | $-21.9M | $51.8M | ||
| Q4 24 | $-33.2M | $-10.7M | ||
| Q3 24 | $1.4M | $-86.1M | ||
| Q2 24 | $-32.2M | $-28.7M | ||
| Q1 24 | $-34.3M | $33.9M |
毛利率LDIPATH
| Q4 25 | — | 83.3% | ||
| Q3 25 | — | 82.2% | ||
| Q2 25 | — | 82.1% | ||
| Q1 25 | — | 84.8% | ||
| Q4 24 | — | 82.0% | ||
| Q3 24 | — | 80.0% | ||
| Q2 24 | — | 83.5% | ||
| Q1 24 | — | 86.8% |
营业利润率LDIPATH
| Q4 25 | -10.3% | 3.2% | ||
| Q3 25 | -3.2% | -5.6% | ||
| Q2 25 | -11.4% | -4.6% | ||
| Q1 25 | -16.8% | 7.9% | ||
| Q4 24 | -32.7% | -12.2% | ||
| Q3 24 | 1.1% | -32.7% | ||
| Q2 24 | -29.1% | -14.8% | ||
| Q1 24 | -38.2% | 3.7% |
净利率LDIPATH
| Q4 25 | -7.2% | 48.4% | ||
| Q3 25 | -1.5% | 0.4% | ||
| Q2 25 | -4.7% | -6.3% | ||
| Q1 25 | -8.0% | 12.2% | ||
| Q4 24 | -12.9% | -3.0% | ||
| Q3 24 | 0.4% | -27.2% | ||
| Q2 24 | -12.1% | -8.6% | ||
| Q1 24 | -15.4% | 8.4% |
每股收益（稀释后）LDIPATH
| Q4 25 | — | $0.37 | ||
| Q3 25 | — | $0.00 | ||
| Q2 25 | — | $-0.04 | ||
| Q1 25 | — | $0.09 | ||
| Q4 24 | — | $-0.02 | ||
| Q3 24 | $0.01 | $-0.15 | ||
| Q2 24 | $-0.18 | $-0.05 | ||
| Q1 24 | $-0.19 | $0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $337.2M | $1.4B |
| 总债务越低越好 | $2.1B | — |
| 股东权益账面价值 | $386.0M | $1.9B |
| 总资产 | $6.9B | $2.9B |
| 负债/权益比越低杠杆越低 | 5.44× | — |
8季度趋势，按日历期对齐
现金及短期投资LDIPATH
| Q4 25 | $337.2M | $1.4B | ||
| Q3 25 | $459.2M | $1.4B | ||
| Q2 25 | $408.6M | $1.6B | ||
| Q1 25 | $371.5M | $1.6B | ||
| Q4 24 | $421.6M | $1.6B | ||
| Q3 24 | $483.0M | $1.7B | ||
| Q2 24 | $533.2M | $1.9B | ||
| Q1 24 | $603.7M | $1.9B |
总债务LDIPATH
| Q4 25 | $2.1B | — | ||
| Q3 25 | $2.1B | — | ||
| Q2 25 | $2.1B | — | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $2.0B | — | ||
| Q3 24 | $2.0B | — | ||
| Q2 24 | $2.0B | — | ||
| Q1 24 | $2.3B | — |
股东权益LDIPATH
| Q4 25 | $386.0M | $1.9B | ||
| Q3 25 | $433.3M | $1.7B | ||
| Q2 25 | $439.1M | $1.7B | ||
| Q1 25 | $469.3M | $1.8B | ||
| Q4 24 | $506.6M | $1.7B | ||
| Q3 24 | $592.0M | $1.8B | ||
| Q2 24 | $578.9M | $2.0B | ||
| Q1 24 | $637.3M | $2.0B |
总资产LDIPATH
| Q4 25 | $6.9B | $2.9B | ||
| Q3 25 | $6.2B | $2.6B | ||
| Q2 25 | $6.2B | $2.6B | ||
| Q1 25 | $6.4B | $2.9B | ||
| Q4 24 | $6.3B | $2.7B | ||
| Q3 24 | $6.4B | $2.7B | ||
| Q2 24 | $5.9B | $2.8B | ||
| Q1 24 | $6.2B | $3.0B |
负债/权益比LDIPATH
| Q4 25 | 5.44× | — | ||
| Q3 25 | 4.83× | — | ||
| Q2 25 | 4.70× | — | ||
| Q1 25 | 4.30× | — | ||
| Q4 24 | 4.00× | — | ||
| Q3 24 | 3.31× | — | ||
| Q2 24 | 3.41× | — | ||
| Q1 24 | 3.63× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-638.7M | $28.3M |
| 自由现金流经营现金流 - 资本支出 | $-648.0M | $25.1M |
| 自由现金流率自由现金流/营收 | -208.9% | 6.1% |
| 资本支出强度资本支出/营收 | 3.0% | 0.8% |
| 现金转化率经营现金流/净利润 | — | 0.14× |
| 过去12个月自由现金流最近4个季度 | $-734.6M | — |
8季度趋势，按日历期对齐
经营现金流LDIPATH
| Q4 25 | $-638.7M | $28.3M | ||
| Q3 25 | $43.4M | $41.6M | ||
| Q2 25 | $67.6M | $119.0M | ||
| Q1 25 | $-179.9M | $146.1M | ||
| Q4 24 | $47.7M | $28.1M | ||
| Q3 24 | $-349.2M | $46.4M | ||
| Q2 24 | $-278.3M | $100.0M | ||
| Q1 24 | $-278.5M | $145.6M |
自由现金流LDIPATH
| Q4 25 | $-648.0M | $25.1M | ||
| Q3 25 | $38.7M | — | ||
| Q2 25 | $61.4M | $106.2M | ||
| Q1 25 | $-186.7M | $138.7M | ||
| Q4 24 | $40.8M | $23.2M | ||
| Q3 24 | $-356.4M | $45.0M | ||
| Q2 24 | $-285.7M | $98.8M | ||
| Q1 24 | $-283.3M | $141.8M |
自由现金流率LDIPATH
| Q4 25 | -208.9% | 6.1% | ||
| Q3 25 | 12.0% | — | ||
| Q2 25 | 21.7% | 29.8% | ||
| Q1 25 | -68.2% | 32.7% | ||
| Q4 24 | 15.8% | 6.5% | ||
| Q3 24 | -113.3% | 14.2% | ||
| Q2 24 | -107.7% | 29.5% | ||
| Q1 24 | -127.2% | 35.0% |
资本支出强度LDIPATH
| Q4 25 | 3.0% | 0.8% | ||
| Q3 25 | 1.5% | 0.0% | ||
| Q2 25 | 2.2% | 3.6% | ||
| Q1 25 | 2.5% | 1.7% | ||
| Q4 24 | 2.7% | 1.4% | ||
| Q3 24 | 2.3% | 0.4% | ||
| Q2 24 | 2.8% | 0.4% | ||
| Q1 24 | 2.1% | 0.9% |
现金转化率LDIPATH
| Q4 25 | — | 0.14× | ||
| Q3 25 | — | 26.25× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 2.82× | ||
| Q4 24 | — | — | ||
| Q3 24 | -255.05× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 4.29× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LDI
暂无分部数据
PATH
| Subscription Services | $247.6M | 60% |
| License | $150.0M | 36% |
| Professional Services And Other | $13.5M | 3% |
