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Legacy Housing Corp（LEGH）与RBB Bancorp（RBB）财务数据对比。点击上方公司名可切换其他公司
RBB Bancorp的季度营收约是Legacy Housing Corp的1.3倍（$32.3M vs $25.5M），Legacy Housing Corp净利率更高（32.2% vs 31.5%，领先0.7%），RBB Bancorp同比增速更快（12.6% vs -30.6%），RBB Bancorp自由现金流更多（$42.6M vs $15.7M），过去两年RBB Bancorp的营收复合增速更高（7.0% vs -9.1%）
Legacy Housing Corp是美国知名的经济型预制住宅、微型住宅及配套居住单元制造商，主要面向北美中低收入消费群体，提供可定制住房解决方案、配套建材及相关售后服务，服务个人及社区开发类客户。
RBB银行控股公司是总部位于美国的金融控股集团，旗下核心主体为皇家商业银行，主要服务亚裔社群、中小微企业、不动产投资者及零售客户，提供商业信贷、储蓄存款、财富管理等多元金融服务，业务覆盖美国沿海核心都会区。
LEGH vs RBB — 直观对比
营收规模更大
RBB
是对方的1.3倍
$25.5M
营收增速更快
RBB
高出43.2%
-30.6%
净利率更高
LEGH
高出0.7%
31.5%
自由现金流更多
RBB
多$26.9M
$15.7M
两年增速更快
RBB
近两年复合增速
-9.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $25.5M | $32.3M |
| 净利润 | $8.2M | $10.2M |
| 毛利率 | 26.4% | — |
| 营业利润率 | 40.4% | 39.5% |
| 净利率 | 32.2% | 31.5% |
| 营收同比 | -30.6% | 12.6% |
| 净利润同比 | -43.5% | 132.1% |
| 每股收益（稀释后） | $0.38 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LEGHRBB
| Q4 25 | $25.5M | $32.3M | ||
| Q3 25 | $28.8M | $32.6M | ||
| Q2 25 | $38.4M | $35.8M | ||
| Q1 25 | $24.3M | $28.5M | ||
| Q4 24 | $36.7M | $28.7M | ||
| Q3 24 | $30.2M | $30.3M | ||
| Q2 24 | $31.7M | $27.5M | ||
| Q1 24 | $30.8M | $28.2M |
净利润LEGHRBB
| Q4 25 | $8.2M | $10.2M | ||
| Q3 25 | $8.6M | $10.1M | ||
| Q2 25 | $14.7M | $9.3M | ||
| Q1 25 | $10.3M | $2.3M | ||
| Q4 24 | $14.5M | $4.4M | ||
| Q3 24 | $15.8M | $7.0M | ||
| Q2 24 | $16.2M | $7.2M | ||
| Q1 24 | $15.1M | $8.0M |
毛利率LEGHRBB
| Q4 25 | 26.4% | — | ||
| Q3 25 | 20.2% | — | ||
| Q2 25 | 32.4% | — | ||
| Q1 25 | 29.2% | — | ||
| Q4 24 | 27.3% | — | ||
| Q3 24 | 29.2% | — | ||
| Q2 24 | 31.9% | — | ||
| Q1 24 | 33.6% | — |
营业利润率LEGHRBB
| Q4 25 | 40.4% | 39.5% | ||
| Q3 25 | 33.7% | 40.7% | ||
| Q2 25 | 43.8% | 36.1% | ||
| Q1 25 | 47.7% | 11.2% | ||
| Q4 24 | 42.3% | 17.6% | ||
| Q3 24 | 50.8% | 31.6% | ||
| Q2 24 | 50.6% | 35.6% | ||
| Q1 24 | 54.3% | 39.9% |
净利率LEGHRBB
| Q4 25 | 32.2% | 31.5% | ||
| Q3 25 | 30.0% | 31.2% | ||
| Q2 25 | 38.3% | 26.1% | ||
| Q1 25 | 42.3% | 8.0% | ||
| Q4 24 | 39.5% | 15.3% | ||
| Q3 24 | 52.4% | 23.1% | ||
| Q2 24 | 51.1% | 26.4% | ||
| Q1 24 | 49.1% | 28.4% |
每股收益（稀释后）LEGHRBB
| Q4 25 | $0.38 | $0.59 | ||
| Q3 25 | $0.35 | $0.59 | ||
| Q2 25 | $0.60 | $0.52 | ||
| Q1 25 | $0.41 | $0.13 | ||
| Q4 24 | $0.59 | $0.26 | ||
| Q3 24 | $0.64 | $0.39 | ||
| Q2 24 | $0.65 | $0.39 | ||
| Q1 24 | $0.60 | $0.43 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $8.5M | $212.3M |
| 总债务越低越好 | — | $119.9M |
| 股东权益账面价值 | $528.6M | $523.4M |
| 总资产 | $580.3M | $4.2B |
| 负债/权益比越低杠杆越低 | — | 0.23× |
8季度趋势，按日历期对齐
现金及短期投资LEGHRBB
| Q4 25 | $8.5M | $212.3M | ||
| Q3 25 | $13.6M | $234.9M | ||
| Q2 25 | $2.6M | $191.9M | ||
| Q1 25 | $3.4M | $238.8M | ||
| Q4 24 | $1.1M | $257.7M | ||
| Q3 24 | $570.0K | $349.4M | ||
| Q2 24 | $60.0K | $252.8M | ||
| Q1 24 | $621.0K | — |
总债务LEGHRBB
| Q4 25 | — | $119.9M | ||
| Q3 25 | — | $119.8M | ||
| Q2 25 | — | $119.7M | ||
| Q1 25 | — | $119.6M | ||
| Q4 24 | — | $119.5M | ||
| Q3 24 | — | $119.4M | ||
| Q2 24 | — | $119.3M | ||
| Q1 24 | — | $119.2M |
股东权益LEGHRBB
| Q4 25 | $528.6M | $523.4M | ||
| Q3 25 | $521.6M | $514.3M | ||
| Q2 25 | $512.8M | $517.7M | ||
| Q1 25 | $503.7M | $510.3M | ||
| Q4 24 | $494.0M | $507.9M | ||
| Q3 24 | $479.3M | $509.7M | ||
| Q2 24 | $463.2M | $511.3M | ||
| Q1 24 | $450.4M | $514.0M |
总资产LEGHRBB
| Q4 25 | $580.3M | $4.2B | ||
| Q3 25 | $557.9M | $4.2B | ||
| Q2 25 | $552.0M | $4.1B | ||
| Q1 25 | $544.6M | $4.0B | ||
| Q4 24 | $534.2M | $4.0B | ||
| Q3 24 | $521.4M | $4.0B | ||
| Q2 24 | $514.9M | $3.9B | ||
| Q1 24 | $510.0M | $3.9B |
负债/权益比LEGHRBB
| Q4 25 | — | 0.23× | ||
| Q3 25 | — | 0.23× | ||
| Q2 25 | — | 0.23× | ||
| Q1 25 | — | 0.23× | ||
| Q4 24 | — | 0.24× | ||
| Q3 24 | — | 0.23× | ||
| Q2 24 | — | 0.23× | ||
| Q1 24 | — | 0.23× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $19.0M | $43.4M |
| 自由现金流经营现金流 - 资本支出 | $15.7M | $42.6M |
| 自由现金流率自由现金流/营收 | 61.6% | 131.8% |
| 资本支出强度资本支出/营收 | 13.1% | 2.5% |
| 现金转化率经营现金流/净利润 | 2.32× | 4.26× |
| 过去12个月自由现金流最近4个季度 | $28.2M | $73.5M |
8季度趋势，按日历期对齐
经营现金流LEGHRBB
| Q4 25 | $19.0M | $43.4M | ||
| Q3 25 | $7.2M | $2.1M | ||
| Q2 25 | $6.1M | $21.7M | ||
| Q1 25 | $4.9M | $7.8M | ||
| Q4 24 | $7.9M | $58.5M | ||
| Q3 24 | $13.8M | $24.5M | ||
| Q2 24 | $3.5M | $11.7M | ||
| Q1 24 | $10.8M | $4.8M |
自由现金流LEGHRBB
| Q4 25 | $15.7M | $42.6M | ||
| Q3 25 | $5.1M | $1.8M | ||
| Q2 25 | $3.7M | $21.6M | ||
| Q1 25 | $3.6M | $7.6M | ||
| Q4 24 | $6.0M | $57.7M | ||
| Q3 24 | $9.1M | $24.2M | ||
| Q2 24 | $1.7M | $11.5M | ||
| Q1 24 | $9.9M | $4.7M |
自由现金流率LEGHRBB
| Q4 25 | 61.6% | 131.8% | ||
| Q3 25 | 17.8% | 5.4% | ||
| Q2 25 | 9.6% | 60.2% | ||
| Q1 25 | 15.0% | 26.7% | ||
| Q4 24 | 16.4% | 201.0% | ||
| Q3 24 | 30.2% | 80.0% | ||
| Q2 24 | 5.4% | 42.0% | ||
| Q1 24 | 32.2% | 16.6% |
资本支出强度LEGHRBB
| Q4 25 | 13.1% | 2.5% | ||
| Q3 25 | 7.1% | 1.1% | ||
| Q2 25 | 6.2% | 0.3% | ||
| Q1 25 | 5.2% | 0.6% | ||
| Q4 24 | 5.1% | 2.7% | ||
| Q3 24 | 15.6% | 0.8% | ||
| Q2 24 | 5.5% | 0.5% | ||
| Q1 24 | 2.8% | 0.5% |
现金转化率LEGHRBB
| Q4 25 | 2.32× | 4.26× | ||
| Q3 25 | 0.83× | 0.21× | ||
| Q2 25 | 0.41× | 2.32× | ||
| Q1 25 | 0.48× | 3.39× | ||
| Q4 24 | 0.54× | 13.34× | ||
| Q3 24 | 0.88× | 3.50× | ||
| Q2 24 | 0.21× | 1.61× | ||
| Q1 24 | 0.71× | 0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LEGH
| Commercial Sales | $8.6M | 34% |
| Retail Store Sales | $6.0M | 24% |
| Inventory Finance Sales | $5.0M | 20% |
| Direct Sales | $4.4M | 17% |
| Other | $1.5M | 6% |
RBB
暂无分部数据
