vs
Legacy Housing Corp（LEGH）与RIVERVIEW BANCORP INC（RVSB）财务数据对比。点击上方公司名可切换其他公司
Legacy Housing Corp的季度营收约是RIVERVIEW BANCORP INC的1.8倍（$25.5M vs $14.0M），Legacy Housing Corp净利率更高（32.2% vs 9.8%，领先22.4%），RIVERVIEW BANCORP INC同比增速更快（10.4% vs -30.6%），Legacy Housing Corp自由现金流更多（$15.7M vs $-736.0K），过去两年RIVERVIEW BANCORP INC的营收复合增速更高（24.6% vs -9.1%）
Legacy Housing Corp是美国知名的经济型预制住宅、微型住宅及配套居住单元制造商，主要面向北美中低收入消费群体，提供可定制住房解决方案、配套建材及相关售后服务，服务个人及社区开发类客户。
Riverview Bancorp Inc.是一家总部位于美国的银行控股公司，主营个人与商业银行业务，服务覆盖太平洋西北地区，提供存款、消费贷款、住房抵押贷款、商业信贷及小企业金融等产品，服务零售客户与本地企业群体。
LEGH vs RVSB — 直观对比
营收规模更大
LEGH
是对方的1.8倍
$14.0M
营收增速更快
RVSB
高出41.0%
-30.6%
净利率更高
LEGH
高出22.4%
9.8%
自由现金流更多
LEGH
多$16.4M
$-736.0K
两年增速更快
RVSB
近两年复合增速
-9.1%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $25.5M | $14.0M |
| 净利润 | $8.2M | $1.4M |
| 毛利率 | 26.4% | — |
| 营业利润率 | 40.4% | 12.4% |
| 净利率 | 32.2% | 9.8% |
| 营收同比 | -30.6% | 10.4% |
| 净利润同比 | -43.5% | 11.8% |
| 每股收益（稀释后） | $0.38 | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LEGHRVSB
| Q4 25 | $25.5M | $14.0M | ||
| Q3 25 | $28.8M | $13.6M | ||
| Q2 25 | $38.4M | $13.3M | ||
| Q1 25 | $24.3M | $12.9M | ||
| Q4 24 | $36.7M | $12.7M | ||
| Q3 24 | $30.2M | $12.8M | ||
| Q2 24 | $31.7M | $12.2M | ||
| Q1 24 | $30.8M | $9.0M |
净利润LEGHRVSB
| Q4 25 | $8.2M | $1.4M | ||
| Q3 25 | $8.6M | $1.1M | ||
| Q2 25 | $14.7M | $1.2M | ||
| Q1 25 | $10.3M | $1.1M | ||
| Q4 24 | $14.5M | $1.2M | ||
| Q3 24 | $15.8M | $1.6M | ||
| Q2 24 | $16.2M | $966.0K | ||
| Q1 24 | $15.1M | $-3.0M |
毛利率LEGHRVSB
| Q4 25 | 26.4% | — | ||
| Q3 25 | 20.2% | — | ||
| Q2 25 | 32.4% | — | ||
| Q1 25 | 29.2% | — | ||
| Q4 24 | 27.3% | — | ||
| Q3 24 | 29.2% | — | ||
| Q2 24 | 31.9% | — | ||
| Q1 24 | 33.6% | — |
营业利润率LEGHRVSB
| Q4 25 | 40.4% | 12.4% | ||
| Q3 25 | 33.7% | 10.2% | ||
| Q2 25 | 43.8% | 11.7% | ||
| Q1 25 | 47.7% | 11.3% | ||
| Q4 24 | 42.3% | 12.4% | ||
| Q3 24 | 50.8% | 15.5% | ||
| Q2 24 | 50.6% | 10.0% | ||
| Q1 24 | 54.3% | -47.5% |
净利率LEGHRVSB
| Q4 25 | 32.2% | 9.8% | ||
| Q3 25 | 30.0% | 8.1% | ||
| Q2 25 | 38.3% | 9.2% | ||
| Q1 25 | 42.3% | 8.9% | ||
| Q4 24 | 39.5% | 9.7% | ||
| Q3 24 | 52.4% | 12.2% | ||
| Q2 24 | 51.1% | 7.9% | ||
| Q1 24 | 49.1% | -34.7% |
每股收益（稀释后）LEGHRVSB
| Q4 25 | $0.38 | $0.07 | ||
| Q3 25 | $0.35 | $0.05 | ||
| Q2 25 | $0.60 | $0.06 | ||
| Q1 25 | $0.41 | $0.05 | ||
| Q4 24 | $0.59 | $0.06 | ||
| Q3 24 | $0.64 | $0.07 | ||
| Q2 24 | $0.65 | $0.05 | ||
| Q1 24 | $0.60 | $-0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $8.5M | $28.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $528.6M | $164.2M |
| 总资产 | $580.3M | $1.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资LEGHRVSB
| Q4 25 | $8.5M | $28.6M | ||
| Q3 25 | $13.6M | $32.8M | ||
| Q2 25 | $2.6M | $34.2M | ||
| Q1 25 | $3.4M | $29.4M | ||
| Q4 24 | $1.1M | $25.3M | ||
| Q3 24 | $570.0K | $31.0M | ||
| Q2 24 | $60.0K | $27.8M | ||
| Q1 24 | $621.0K | $23.6M |
股东权益LEGHRVSB
| Q4 25 | $528.6M | $164.2M | ||
| Q3 25 | $521.6M | $163.5M | ||
| Q2 25 | $512.8M | $162.0M | ||
| Q1 25 | $503.7M | $160.0M | ||
| Q4 24 | $494.0M | $158.3M | ||
| Q3 24 | $479.3M | $160.8M | ||
| Q2 24 | $463.2M | $155.9M | ||
| Q1 24 | $450.4M | $155.6M |
总资产LEGHRVSB
| Q4 25 | $580.3M | $1.5B | ||
| Q3 25 | $557.9M | $1.5B | ||
| Q2 25 | $552.0M | $1.5B | ||
| Q1 25 | $544.6M | $1.5B | ||
| Q4 24 | $534.2M | $1.5B | ||
| Q3 24 | $521.4M | $1.5B | ||
| Q2 24 | $514.9M | $1.5B | ||
| Q1 24 | $510.0M | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $19.0M | $-506.0K |
| 自由现金流经营现金流 - 资本支出 | $15.7M | $-736.0K |
| 自由现金流率自由现金流/营收 | 61.6% | -5.2% |
| 资本支出强度资本支出/营收 | 13.1% | 1.6% |
| 现金转化率经营现金流/净利润 | 2.32× | -0.37× |
| 过去12个月自由现金流最近4个季度 | $28.2M | $20.4M |
8季度趋势，按日历期对齐
经营现金流LEGHRVSB
| Q4 25 | $19.0M | $-506.0K | ||
| Q3 25 | $7.2M | $16.8M | ||
| Q2 25 | $6.1M | $-697.0K | ||
| Q1 25 | $4.9M | $8.3M | ||
| Q4 24 | $7.9M | $2.2M | ||
| Q3 24 | $13.8M | $764.0K | ||
| Q2 24 | $3.5M | $5.4M | ||
| Q1 24 | $10.8M | $12.8M |
自由现金流LEGHRVSB
| Q4 25 | $15.7M | $-736.0K | ||
| Q3 25 | $5.1M | $16.4M | ||
| Q2 25 | $3.7M | $-773.0K | ||
| Q1 25 | $3.6M | $5.6M | ||
| Q4 24 | $6.0M | $1.9M | ||
| Q3 24 | $9.1M | $-1.4M | ||
| Q2 24 | $1.7M | $5.3M | ||
| Q1 24 | $9.9M | $7.1M |
自由现金流率LEGHRVSB
| Q4 25 | 61.6% | -5.2% | ||
| Q3 25 | 17.8% | 120.1% | ||
| Q2 25 | 9.6% | -5.8% | ||
| Q1 25 | 15.0% | 43.1% | ||
| Q4 24 | 16.4% | 15.0% | ||
| Q3 24 | 30.2% | -11.3% | ||
| Q2 24 | 5.4% | 43.7% | ||
| Q1 24 | 32.2% | 79.0% |
资本支出强度LEGHRVSB
| Q4 25 | 13.1% | 1.6% | ||
| Q3 25 | 7.1% | 2.9% | ||
| Q2 25 | 6.2% | 0.6% | ||
| Q1 25 | 5.2% | 21.0% | ||
| Q4 24 | 5.1% | 2.4% | ||
| Q3 24 | 15.6% | 17.3% | ||
| Q2 24 | 5.5% | 0.9% | ||
| Q1 24 | 2.8% | 62.0% |
现金转化率LEGHRVSB
| Q4 25 | 2.32× | -0.37× | ||
| Q3 25 | 0.83× | 15.25× | ||
| Q2 25 | 0.41× | -0.57× | ||
| Q1 25 | 0.48× | 7.20× | ||
| Q4 24 | 0.54× | 1.79× | ||
| Q3 24 | 0.88× | 0.49× | ||
| Q2 24 | 0.21× | 5.63× | ||
| Q1 24 | 0.71× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LEGH
| Commercial Sales | $8.6M | 34% |
| Retail Store Sales | $6.0M | 24% |
| Inventory Finance Sales | $5.0M | 20% |
| Direct Sales | $4.4M | 17% |
| Other | $1.5M | 6% |
RVSB
暂无分部数据
