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LifeStance Health Group, Inc.（LFST）与PennyMac Financial Services, Inc.（PFSI）财务数据对比。点击上方公司名可切换其他公司
PennyMac Financial Services, Inc.的季度营收约是LifeStance Health Group, Inc.的1.4倍（$538.0M vs $382.2M），PennyMac Financial Services, Inc.净利率更高（1752.5% vs 3.1%，领先1749.4%），LifeStance Health Group, Inc.同比增速更快（17.4% vs 14.4%），LifeStance Health Group, Inc.自由现金流更多（$46.6M vs $-1.7B），过去两年PennyMac Financial Services, Inc.的营收复合增速更高（32.7% vs 12.8%）
LifeStance Health Group是美国的门诊行为健康服务提供商，支持线下面诊与远程诊疗两种服务模式，业务涵盖心理咨询、精神科诊疗、经颅磁刺激（TMS）以及氯胺酮治疗等。该公司曾多次因劳动违规、客户信息泄露及误导投资者相关问题遭遇诉讼。
PennyMac Financial Services是总部位于美国加利福尼亚州西湖村的住宅抵押贷款企业，核心业务涵盖美国抵押贷款的发放、贷后服务，以及抵押贷款市场相关投资管理。公司下设两家子公司，其中PNMAC资本管理有限公司负责运营旗下的抵押贷款不动产投资信托（REIT）PennyMac Mortgage Investment Trust。
LFST vs PFSI — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $382.2M | $538.0M |
| 净利润 | $11.7M | $106.8M |
| 毛利率 | — | — |
| 营业利润率 | 4.7% | 25.0% |
| 净利率 | 3.1% | 1752.5% |
| 营收同比 | 17.4% | 14.4% |
| 净利润同比 | 264.1% | 2.2% |
| 每股收益（稀释后） | — | $1.97 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $382.2M | $538.0M | ||
| Q3 25 | $363.8M | $632.9M | ||
| Q2 25 | $345.3M | $444.7M | ||
| Q1 25 | $333.0M | $430.9M | ||
| Q4 24 | $325.5M | $470.1M | ||
| Q3 24 | $312.7M | $411.8M | ||
| Q2 24 | $312.3M | $406.1M | ||
| Q1 24 | $300.4M | $305.7M |
| Q4 25 | $11.7M | $106.8M | ||
| Q3 25 | $1.1M | $181.5M | ||
| Q2 25 | $-3.8M | $136.5M | ||
| Q1 25 | $709.0K | $76.3M | ||
| Q4 24 | $-7.1M | $104.5M | ||
| Q3 24 | $-6.0M | $69.4M | ||
| Q2 24 | $-23.3M | $98.3M | ||
| Q1 24 | $-21.1M | $39.3M |
| Q4 25 | 4.7% | 25.0% | ||
| Q3 25 | 2.0% | 37.3% | ||
| Q2 25 | -0.9% | 17.2% | ||
| Q1 25 | 0.5% | 24.2% | ||
| Q4 24 | 0.3% | 27.5% | ||
| Q3 24 | 0.0% | 22.8% | ||
| Q2 24 | -5.1% | 33.0% | ||
| Q1 24 | -5.6% | 14.4% |
| Q4 25 | 3.1% | 1752.5% | ||
| Q3 25 | 0.3% | 28.7% | ||
| Q2 25 | -1.1% | 30.7% | ||
| Q1 25 | 0.2% | 17.7% | ||
| Q4 24 | -2.2% | 2559.8% | ||
| Q3 24 | -1.9% | 16.8% | ||
| Q2 24 | -7.5% | 24.2% | ||
| Q1 24 | -7.0% | 12.9% |
| Q4 25 | — | $1.97 | ||
| Q3 25 | — | $3.37 | ||
| Q2 25 | — | $2.54 | ||
| Q1 25 | — | $1.42 | ||
| Q4 24 | — | $1.95 | ||
| Q3 24 | — | $1.30 | ||
| Q2 24 | — | $1.85 | ||
| Q1 24 | — | $0.74 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $248.6M | $410.0M |
| 总债务越低越好 | $282.8M | $6.2B |
| 股东权益账面价值 | $1.5B | $4.3B |
| 总资产 | $2.2B | $29.4B |
| 负债/权益比越低杠杆越低 | 0.19× | 1.45× |
8季度趋势，按日历期对齐
| Q4 25 | $248.6M | $410.0M | ||
| Q3 25 | $203.9M | $62.2M | ||
| Q2 25 | $188.9M | $462.3M | ||
| Q1 25 | $134.3M | $443.4M | ||
| Q4 24 | $154.6M | $420.6M | ||
| Q3 24 | $102.6M | $667.9M | ||
| Q2 24 | $87.0M | $188.8M | ||
| Q1 24 | $49.5M | $69.0K |
| Q4 25 | $282.8M | $6.2B | ||
| Q3 25 | $284.6M | $6.2B | ||
| Q2 25 | $286.4M | $5.6B | ||
| Q1 25 | $288.2M | $5.8B | ||
| Q4 24 | $290.0M | $5.3B | ||
| Q3 24 | $287.3M | $4.9B | ||
| Q2 24 | $288.0M | $4.9B | ||
| Q1 24 | $288.8M | $4.5B |
| Q4 25 | $1.5B | $4.3B | ||
| Q3 25 | $1.5B | $4.2B | ||
| Q2 25 | $1.5B | $4.0B | ||
| Q1 25 | $1.5B | $3.9B | ||
| Q4 24 | $1.4B | $3.8B | ||
| Q3 24 | $1.4B | $3.7B | ||
| Q2 24 | $1.4B | $3.7B | ||
| Q1 24 | $1.4B | $3.6B |
| Q4 25 | $2.2B | $29.4B | ||
| Q3 25 | $2.1B | $25.4B | ||
| Q2 25 | $2.1B | $24.2B | ||
| Q1 25 | $2.1B | $23.9B | ||
| Q4 24 | $2.1B | $26.1B | ||
| Q3 24 | $2.1B | $22.9B | ||
| Q2 24 | $2.1B | $21.6B | ||
| Q1 24 | $2.1B | $19.8B |
| Q4 25 | 0.19× | 1.45× | ||
| Q3 25 | 0.19× | 1.48× | ||
| Q2 25 | 0.19× | 1.38× | ||
| Q1 25 | 0.20× | 1.48× | ||
| Q4 24 | 0.20× | 1.37× | ||
| Q3 24 | 0.20× | 1.32× | ||
| Q2 24 | 0.20× | 1.35× | ||
| Q1 24 | 0.20× | 1.27× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $57.6M | $-1.7B |
| 自由现金流经营现金流 - 资本支出 | $46.6M | $-1.7B |
| 自由现金流率自由现金流/营收 | 12.2% | -309.3% |
| 资本支出强度资本支出/营收 | 2.9% | 2.2% |
| 现金转化率经营现金流/净利润 | 4.93× | -15.46× |
| 过去12个月自由现金流最近4个季度 | $110.0M | $-1.4B |
8季度趋势，按日历期对齐
| Q4 25 | $57.6M | $-1.7B | ||
| Q3 25 | $27.3M | $-697.4M | ||
| Q2 25 | $64.4M | $-131.3M | ||
| Q1 25 | $-3.1M | $1.1B | ||
| Q4 24 | $62.3M | $-4.5B | ||
| Q3 24 | $22.7M | $-393.7M | ||
| Q2 24 | $44.1M | $-1.1B | ||
| Q1 24 | $-21.8M | $-897.9M |
| Q4 25 | $46.6M | $-1.7B | ||
| Q3 25 | $17.0M | $-699.4M | ||
| Q2 25 | $56.6M | $-132.6M | ||
| Q1 25 | $-10.3M | $1.1B | ||
| Q4 24 | $56.0M | $-4.5B | ||
| Q3 24 | $17.7M | $-393.9M | ||
| Q2 24 | $39.0M | $-1.1B | ||
| Q1 24 | $-26.9M | $-898.9M |
| Q4 25 | 12.2% | -309.3% | ||
| Q3 25 | 4.7% | -110.5% | ||
| Q2 25 | 16.4% | -29.8% | ||
| Q1 25 | -3.1% | 247.3% | ||
| Q4 24 | 17.2% | -964.7% | ||
| Q3 24 | 5.7% | -95.6% | ||
| Q2 24 | 12.5% | -269.2% | ||
| Q1 24 | -9.0% | -294.1% |
| Q4 25 | 2.9% | 2.2% | ||
| Q3 25 | 2.8% | 0.3% | ||
| Q2 25 | 2.2% | 0.3% | ||
| Q1 25 | 2.2% | 0.1% | ||
| Q4 24 | 1.9% | 0.4% | ||
| Q3 24 | 1.6% | 0.0% | ||
| Q2 24 | 1.6% | 0.1% | ||
| Q1 24 | 1.7% | 0.3% |
| Q4 25 | 4.93× | -15.46× | ||
| Q3 25 | 25.34× | -3.84× | ||
| Q2 25 | — | -0.96× | ||
| Q1 25 | -4.36× | 13.97× | ||
| Q4 24 | — | -43.39× | ||
| Q3 24 | — | -5.68× | ||
| Q2 24 | — | -11.12× | ||
| Q1 24 | — | -22.84× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
