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LifeStance Health Group, Inc.（LFST）与UMB FINANCIAL CORP（UMBF）财务数据对比。点击上方公司名可切换其他公司
UMB FINANCIAL CORP的季度营收约是LifeStance Health Group, Inc.的1.9倍（$739.2M vs $382.2M），UMB FINANCIAL CORP净利率更高（35.4% vs 3.1%，领先32.3%），UMB FINANCIAL CORP同比增速更快（31.1% vs 17.4%），过去两年UMB FINANCIAL CORP的营收复合增速更高（73.7% vs 12.8%）
LifeStance Health Group是美国的门诊行为健康服务提供商，支持线下面诊与远程诊疗两种服务模式，业务涵盖心理咨询、精神科诊疗、经颅磁刺激（TMS）以及氯胺酮治疗等。该公司曾多次因劳动违规、客户信息泄露及误导投资者相关问题遭遇诉讼。
UMB金融集团是总部位于美国密苏里州堪萨斯城的金融服务机构，面向美国全境及爱尔兰的个人、企业与机构客户，提供多元化金融服务，涵盖支票、储蓄等存款产品，住房按揭、车贷、商贷、信用卡等信贷服务，以及投资与财富管理解决方案。
LFST vs UMBF — 直观对比
营收规模更大
UMBF
是对方的1.9倍
$382.2M
营收增速更快
UMBF
高出13.7%
17.4%
净利率更高
UMBF
高出32.3%
3.1%
两年增速更快
UMBF
近两年复合增速
12.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $382.2M | $739.2M |
| 净利润 | $11.7M | $261.4M |
| 毛利率 | — | — |
| 营业利润率 | 4.7% | — |
| 净利率 | 3.1% | 35.4% |
| 营收同比 | 17.4% | 31.1% |
| 净利润同比 | 264.1% | 221.4% |
| 每股收益（稀释后） | — | $3.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LFSTUMBF
| Q1 26 | — | $739.2M | ||
| Q4 25 | $382.2M | $522.5M | ||
| Q3 25 | $363.8M | $475.0M | ||
| Q2 25 | $345.3M | $467.0M | ||
| Q1 25 | $333.0M | $397.6M | ||
| Q4 24 | $325.5M | $269.0M | ||
| Q3 24 | $312.7M | $247.4M | ||
| Q2 24 | $312.3M | $245.1M |
净利润LFSTUMBF
| Q1 26 | — | $261.4M | ||
| Q4 25 | $11.7M | $215.4M | ||
| Q3 25 | $1.1M | $188.3M | ||
| Q2 25 | $-3.8M | $217.4M | ||
| Q1 25 | $709.0K | $81.3M | ||
| Q4 24 | $-7.1M | $120.0M | ||
| Q3 24 | $-6.0M | $109.6M | ||
| Q2 24 | $-23.3M | $101.3M |
营业利润率LFSTUMBF
| Q1 26 | — | — | ||
| Q4 25 | 4.7% | 51.7% | ||
| Q3 25 | 2.0% | 49.8% | ||
| Q2 25 | -0.9% | 58.9% | ||
| Q1 25 | 0.5% | 23.4% | ||
| Q4 24 | 0.3% | 53.8% | ||
| Q3 24 | 0.0% | 54.8% | ||
| Q2 24 | -5.1% | 51.8% |
净利率LFSTUMBF
| Q1 26 | — | 35.4% | ||
| Q4 25 | 3.1% | 41.2% | ||
| Q3 25 | 0.3% | 39.6% | ||
| Q2 25 | -1.1% | 46.5% | ||
| Q1 25 | 0.2% | 20.5% | ||
| Q4 24 | -2.2% | 44.6% | ||
| Q3 24 | -1.9% | 44.3% | ||
| Q2 24 | -7.5% | 41.3% |
每股收益（稀释后）LFSTUMBF
| Q1 26 | — | $3.35 | ||
| Q4 25 | — | $2.90 | ||
| Q3 25 | — | $2.36 | ||
| Q2 25 | — | $2.82 | ||
| Q1 25 | — | $1.21 | ||
| Q4 24 | — | $2.44 | ||
| Q3 24 | — | $2.23 | ||
| Q2 24 | — | $2.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $248.6M | — |
| 总债务越低越好 | $282.8M | $477.2M |
| 股东权益账面价值 | $1.5B | $7.8B |
| 总资产 | $2.2B | $72.7B |
| 负债/权益比越低杠杆越低 | 0.19× | 0.06× |
8季度趋势，按日历期对齐
现金及短期投资LFSTUMBF
| Q1 26 | — | — | ||
| Q4 25 | $248.6M | $7.8B | ||
| Q3 25 | $203.9M | $8.8B | ||
| Q2 25 | $188.9M | $11.0B | ||
| Q1 25 | $134.3M | $10.6B | ||
| Q4 24 | $154.6M | $8.4B | ||
| Q3 24 | $102.6M | $7.3B | ||
| Q2 24 | $87.0M | $5.0B |
总债务LFSTUMBF
| Q1 26 | — | $477.2M | ||
| Q4 25 | $282.8M | $474.2M | ||
| Q3 25 | $284.6M | $471.3M | ||
| Q2 25 | $286.4M | $657.3M | ||
| Q1 25 | $288.2M | $654.4M | ||
| Q4 24 | $290.0M | $385.3M | ||
| Q3 24 | $287.3M | $384.8M | ||
| Q2 24 | $288.0M | $384.2M |
股东权益LFSTUMBF
| Q1 26 | — | $7.8B | ||
| Q4 25 | $1.5B | $7.7B | ||
| Q3 25 | $1.5B | $7.4B | ||
| Q2 25 | $1.5B | $7.3B | ||
| Q1 25 | $1.5B | $6.7B | ||
| Q4 24 | $1.4B | $3.5B | ||
| Q3 24 | $1.4B | $3.5B | ||
| Q2 24 | $1.4B | $3.2B |
总资产LFSTUMBF
| Q1 26 | — | $72.7B | ||
| Q4 25 | $2.2B | $73.1B | ||
| Q3 25 | $2.1B | $71.9B | ||
| Q2 25 | $2.1B | $71.8B | ||
| Q1 25 | $2.1B | $69.3B | ||
| Q4 24 | $2.1B | $50.4B | ||
| Q3 24 | $2.1B | $47.5B | ||
| Q2 24 | $2.1B | $44.5B |
负债/权益比LFSTUMBF
| Q1 26 | — | 0.06× | ||
| Q4 25 | 0.19× | 0.06× | ||
| Q3 25 | 0.19× | 0.06× | ||
| Q2 25 | 0.19× | 0.09× | ||
| Q1 25 | 0.20× | 0.10× | ||
| Q4 24 | 0.20× | 0.11× | ||
| Q3 24 | 0.20× | 0.11× | ||
| Q2 24 | 0.20× | 0.12× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $57.6M | — |
| 自由现金流经营现金流 - 资本支出 | $46.6M | — |
| 自由现金流率自由现金流/营收 | 12.2% | — |
| 资本支出强度资本支出/营收 | 2.9% | — |
| 现金转化率经营现金流/净利润 | 4.93× | — |
| 过去12个月自由现金流最近4个季度 | $110.0M | — |
8季度趋势，按日历期对齐
经营现金流LFSTUMBF
| Q1 26 | — | — | ||
| Q4 25 | $57.6M | $106.1M | ||
| Q3 25 | $27.3M | $272.2M | ||
| Q2 25 | $64.4M | $285.4M | ||
| Q1 25 | $-3.1M | $363.0M | ||
| Q4 24 | $62.3M | $-66.9M | ||
| Q3 24 | $22.7M | $123.6M | ||
| Q2 24 | $44.1M | $112.4M |
自由现金流LFSTUMBF
| Q1 26 | — | — | ||
| Q4 25 | $46.6M | $95.3M | ||
| Q3 25 | $17.0M | $257.8M | ||
| Q2 25 | $56.6M | $270.8M | ||
| Q1 25 | $-10.3M | $354.2M | ||
| Q4 24 | $56.0M | $-77.1M | ||
| Q3 24 | $17.7M | $117.7M | ||
| Q2 24 | $39.0M | $106.7M |
自由现金流率LFSTUMBF
| Q1 26 | — | — | ||
| Q4 25 | 12.2% | 18.2% | ||
| Q3 25 | 4.7% | 54.3% | ||
| Q2 25 | 16.4% | 58.0% | ||
| Q1 25 | -3.1% | 89.1% | ||
| Q4 24 | 17.2% | -28.6% | ||
| Q3 24 | 5.7% | 47.6% | ||
| Q2 24 | 12.5% | 43.5% |
资本支出强度LFSTUMBF
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | 2.1% | ||
| Q3 25 | 2.8% | 3.0% | ||
| Q2 25 | 2.2% | 3.1% | ||
| Q1 25 | 2.2% | 2.2% | ||
| Q4 24 | 1.9% | 3.8% | ||
| Q3 24 | 1.6% | 2.4% | ||
| Q2 24 | 1.6% | 2.3% |
现金转化率LFSTUMBF
| Q1 26 | — | — | ||
| Q4 25 | 4.93× | 0.49× | ||
| Q3 25 | 25.34× | 1.45× | ||
| Q2 25 | — | 1.31× | ||
| Q1 25 | -4.36× | 4.46× | ||
| Q4 24 | — | -0.56× | ||
| Q3 24 | — | 1.13× | ||
| Q2 24 | — | 1.11× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
