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Life360, Inc.（LIF）与Repay Holdings Corp（RPAY）财务数据对比。点击上方公司名可切换其他公司
Life360, Inc.的季度营收约是Repay Holdings Corp的1.9倍（$146.0M vs $78.6M），Life360, Inc.净利率更高（88.8% vs -178.3%，领先267.1%），Life360, Inc.同比增速更快（26.4% vs 0.4%），Life360, Inc.自由现金流更多（$36.6M vs $23.2M），过去两年Life360, Inc.的营收复合增速更高（36.6% vs -1.3%）
Life360是一家主打家庭安全与互联服务的科技企业，核心产品涵盖实时位置共享、紧急求助预警、驾驶行为分析及身份防盗保护服务，主要面向北美、欧洲、亚太消费市场，营收大多来自其分级付费订阅套餐。
Repay Holdings Corp是一家聚焦北美市场的支付技术服务商，为零售、医疗、汽车服务、电商等领域的企业提供整合支付处理方案，涵盖银行卡收单、ACH转账、POS系统集成等数字化支付工具，助力客户简化交易流程、提升运营效率。
LIF vs RPAY — 直观对比
营收规模更大
LIF
是对方的1.9倍
$78.6M
营收增速更快
LIF
高出26.0%
0.4%
净利率更高
LIF
高出267.1%
-178.3%
自由现金流更多
LIF
多$13.3M
$23.2M
两年增速更快
LIF
近两年复合增速
-1.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $146.0M | $78.6M |
| 净利润 | $129.7M | $-140.1M |
| 毛利率 | 75.1% | 74.2% |
| 营业利润率 | 6.1% | -182.2% |
| 净利率 | 88.8% | -178.3% |
| 营收同比 | 26.4% | 0.4% |
| 净利润同比 | 1425.9% | -3304.1% |
| 每股收益（稀释后） | $1.53 | $-1.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LIFRPAY
| Q4 25 | $146.0M | $78.6M | ||
| Q3 25 | $124.5M | $77.7M | ||
| Q2 25 | $115.4M | $75.6M | ||
| Q1 25 | $103.6M | $77.3M | ||
| Q4 24 | $115.5M | $78.3M | ||
| Q3 24 | $92.9M | $79.1M | ||
| Q2 24 | $84.9M | $74.9M | ||
| Q1 24 | $78.2M | $80.7M |
净利润LIFRPAY
| Q4 25 | $129.7M | $-140.1M | ||
| Q3 25 | $9.8M | $-6.4M | ||
| Q2 25 | $7.0M | $-102.3M | ||
| Q1 25 | $4.4M | $-7.9M | ||
| Q4 24 | $8.5M | $-4.1M | ||
| Q3 24 | $7.7M | $3.2M | ||
| Q2 24 | $-11.0M | $-4.1M | ||
| Q1 24 | $-9.8M | $-5.2M |
毛利率LIFRPAY
| Q4 25 | 75.1% | 74.2% | ||
| Q3 25 | 78.0% | 74.4% | ||
| Q2 25 | 78.4% | 75.7% | ||
| Q1 25 | 80.6% | 75.9% | ||
| Q4 24 | 74.0% | 76.3% | ||
| Q3 24 | 75.4% | 77.8% | ||
| Q2 24 | 75.0% | 78.2% | ||
| Q1 24 | 76.7% | 76.2% |
营业利润率LIFRPAY
| Q4 25 | 6.1% | -182.2% | ||
| Q3 25 | 4.6% | -3.9% | ||
| Q2 25 | 1.7% | -138.7% | ||
| Q1 25 | 2.1% | -4.7% | ||
| Q4 24 | 4.9% | -1.5% | ||
| Q3 24 | -5.3% | -0.9% | ||
| Q2 24 | -2.8% | -4.6% | ||
| Q1 24 | -8.2% | -3.1% |
净利率LIFRPAY
| Q4 25 | 88.8% | -178.3% | ||
| Q3 25 | 7.9% | -8.3% | ||
| Q2 25 | 6.1% | -135.2% | ||
| Q1 25 | 4.2% | -10.3% | ||
| Q4 24 | 7.4% | -5.3% | ||
| Q3 24 | 8.3% | 4.1% | ||
| Q2 24 | -12.9% | -5.4% | ||
| Q1 24 | -12.5% | -6.5% |
每股收益（稀释后）LIFRPAY
| Q4 25 | $1.53 | $-1.68 | ||
| Q3 25 | $0.11 | $-0.08 | ||
| Q2 25 | $0.08 | $-1.15 | ||
| Q1 25 | $0.05 | $-0.09 | ||
| Q4 24 | $0.14 | $-0.04 | ||
| Q3 24 | $0.09 | $0.03 | ||
| Q2 24 | $-0.15 | $-0.04 | ||
| Q1 24 | $-0.14 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $494.3M | $115.7M |
| 总债务越低越好 | — | $280.1M |
| 股东权益账面价值 | $548.2M | $484.4M |
| 总资产 | $959.7M | $1.2B |
| 负债/权益比越低杠杆越低 | — | 0.58× |
8季度趋势，按日历期对齐
现金及短期投资LIFRPAY
| Q4 25 | $494.3M | $115.7M | ||
| Q3 25 | $455.7M | $95.7M | ||
| Q2 25 | $432.7M | $162.6M | ||
| Q1 25 | $168.9M | $165.5M | ||
| Q4 24 | $159.2M | $189.5M | ||
| Q3 24 | $159.0M | $168.7M | ||
| Q2 24 | $160.8M | $147.1M | ||
| Q1 24 | $73.4M | $128.3M |
总债务LIFRPAY
| Q4 25 | — | $280.1M | ||
| Q3 25 | — | $279.5M | ||
| Q2 25 | — | $279.0M | ||
| Q1 25 | — | $497.6M | ||
| Q4 24 | — | $496.8M | ||
| Q3 24 | — | $496.2M | ||
| Q2 24 | — | $435.6M | ||
| Q1 24 | $5.2M | $434.9M |
股东权益LIFRPAY
| Q4 25 | $548.2M | $484.4M | ||
| Q3 25 | $391.4M | $616.9M | ||
| Q2 25 | $366.7M | $633.7M | ||
| Q1 25 | $376.3M | $755.7M | ||
| Q4 24 | $358.5M | $761.3M | ||
| Q3 24 | $339.7M | $754.7M | ||
| Q2 24 | $326.7M | $815.4M | ||
| Q1 24 | $239.8M | $813.8M |
总资产LIFRPAY
| Q4 25 | $959.7M | $1.2B | ||
| Q3 25 | $787.5M | $1.3B | ||
| Q2 25 | $753.6M | $1.4B | ||
| Q1 25 | $455.4M | $1.5B | ||
| Q4 24 | $441.6M | $1.6B | ||
| Q3 24 | $427.4M | $1.6B | ||
| Q2 24 | $405.9M | $1.5B | ||
| Q1 24 | $318.8M | $1.5B |
负债/权益比LIFRPAY
| Q4 25 | — | 0.58× | ||
| Q3 25 | — | 0.45× | ||
| Q2 25 | — | 0.44× | ||
| Q1 25 | — | 0.66× | ||
| Q4 24 | — | 0.65× | ||
| Q3 24 | — | 0.66× | ||
| Q2 24 | — | 0.53× | ||
| Q1 24 | 0.02× | 0.53× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $36.8M | $23.3M |
| 自由现金流经营现金流 - 资本支出 | $36.6M | $23.2M |
| 自由现金流率自由现金流/营收 | 25.1% | 29.6% |
| 资本支出强度资本支出/营收 | 0.2% | 0.1% |
| 现金转化率经营现金流/净利润 | 0.28× | — |
| 过去12个月自由现金流最近4个季度 | $86.8M | $90.7M |
8季度趋势，按日历期对齐
经营现金流LIFRPAY
| Q4 25 | $36.8M | $23.3M | ||
| Q3 25 | $26.4M | $32.2M | ||
| Q2 25 | $13.3M | $33.1M | ||
| Q1 25 | $12.1M | $2.5M | ||
| Q4 24 | $12.3M | $34.3M | ||
| Q3 24 | $6.3M | $60.1M | ||
| Q2 24 | $3.3M | $31.0M | ||
| Q1 24 | $10.7M | $24.8M |
自由现金流LIFRPAY
| Q4 25 | $36.6M | $23.2M | ||
| Q3 25 | $25.6M | $32.1M | ||
| Q2 25 | $12.7M | $33.0M | ||
| Q1 25 | $11.9M | $2.4M | ||
| Q4 24 | $11.2M | $34.0M | ||
| Q3 24 | $6.3M | $59.8M | ||
| Q2 24 | $3.2M | $30.5M | ||
| Q1 24 | — | $24.7M |
自由现金流率LIFRPAY
| Q4 25 | 25.1% | 29.6% | ||
| Q3 25 | 20.6% | 41.3% | ||
| Q2 25 | 11.0% | 43.6% | ||
| Q1 25 | 11.5% | 3.0% | ||
| Q4 24 | 9.7% | 43.5% | ||
| Q3 24 | 6.8% | 75.6% | ||
| Q2 24 | 3.8% | 40.7% | ||
| Q1 24 | — | 30.6% |
资本支出强度LIFRPAY
| Q4 25 | 0.2% | 0.1% | ||
| Q3 25 | 0.6% | 0.2% | ||
| Q2 25 | 0.6% | 0.1% | ||
| Q1 25 | 0.1% | 0.2% | ||
| Q4 24 | 1.0% | 0.3% | ||
| Q3 24 | 0.0% | 0.3% | ||
| Q2 24 | 0.1% | 0.6% | ||
| Q1 24 | 0.0% | 0.1% |
现金转化率LIFRPAY
| Q4 25 | 0.28× | — | ||
| Q3 25 | 2.70× | — | ||
| Q2 25 | 1.90× | — | ||
| Q1 25 | 2.75× | — | ||
| Q4 24 | 1.45× | — | ||
| Q3 24 | 0.83× | 18.52× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LIF
暂无分部数据
RPAY
| Sales Channel Directly To Consumer | $69.4M | 88% |
| Other | $6.8M | 9% |
| Sales Channel Through Intermediary | $2.3M | 3% |
