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雷诺士国际（LII）与Primerica, Inc.（PRI）财务数据对比。点击上方公司名可切换其他公司
雷诺士国际的季度营收约是Primerica, Inc.的1.4倍（$1.2B vs $872.7M），Primerica, Inc.净利率更高（21.8% vs 13.6%，领先8.2%），Primerica, Inc.同比增速更快（8.4% vs -11.2%），过去两年雷诺士国际的营收复合增速更高（6.8% vs 4.2%）
雷诺士国际是美国知名的暖通空调（HVAC）及制冷领域气候控制产品供应商，总部位于得克萨斯州理查森。公司在墨西哥萨尔蒂约、美国爱荷华州马歇尔敦、南卡罗来纳州奥兰治堡设有核心生产基地，1904年收购公司的诺里斯家族后裔约翰·W·诺里斯三世持有其9.8%的股份。
Primerica, Inc.是一家采用多层次营销模式的金融服务机构，业务覆盖美国与加拿大市场，主要面向当地中等收入家庭提供保险、投资等多元化金融产品，满足客户的风险保障与差异化财富管理需求。
LII vs PRI — 直观对比
营收规模更大
LII
是对方的1.4倍
$872.7M
营收增速更快
PRI
高出19.6%
-11.2%
净利率更高
PRI
高出8.2%
13.6%
两年增速更快
LII
近两年复合增速
4.2%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.2B | $872.7M |
| 净利润 | $162.1M | $190.1M |
| 毛利率 | 34.7% | — |
| 营业利润率 | 18.6% | — |
| 净利率 | 13.6% | 21.8% |
| 营收同比 | -11.2% | 8.4% |
| 净利润同比 | -18.0% | 12.4% |
| 每股收益（稀释后） | $4.62 | $5.97 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LIIPRI
| Q1 26 | — | $872.7M | ||
| Q4 25 | $1.2B | $853.7M | ||
| Q3 25 | $1.4B | $839.9M | ||
| Q2 25 | $1.5B | $793.3M | ||
| Q1 25 | $1.1B | $804.8M | ||
| Q4 24 | $1.3B | $768.8M | ||
| Q3 24 | $1.5B | $774.1M | ||
| Q2 24 | $1.5B | $803.4M |
净利润LIIPRI
| Q1 26 | — | $190.1M | ||
| Q4 25 | $162.1M | $197.0M | ||
| Q3 25 | $245.8M | $206.8M | ||
| Q2 25 | $277.6M | $178.3M | ||
| Q1 25 | $120.3M | $169.1M | ||
| Q4 24 | $197.7M | $167.1M | ||
| Q3 24 | $239.0M | $164.4M | ||
| Q2 24 | $245.9M | $1.2M |
毛利率LIIPRI
| Q1 26 | — | — | ||
| Q4 25 | 34.7% | — | ||
| Q3 25 | 32.8% | — | ||
| Q2 25 | 34.8% | — | ||
| Q1 25 | 30.6% | — | ||
| Q4 24 | 33.9% | — | ||
| Q3 24 | 32.6% | — | ||
| Q2 24 | 33.6% | 98.0% |
营业利润率LIIPRI
| Q1 26 | — | — | ||
| Q4 25 | 18.6% | 28.9% | ||
| Q3 25 | 21.7% | 32.3% | ||
| Q2 25 | 23.6% | 29.6% | ||
| Q1 25 | 14.5% | 27.5% | ||
| Q4 24 | 18.2% | 64.7% | ||
| Q3 24 | 20.2% | 32.9% | ||
| Q2 24 | 22.1% | 1.0% |
净利率LIIPRI
| Q1 26 | — | 21.8% | ||
| Q4 25 | 13.6% | 23.1% | ||
| Q3 25 | 17.2% | 24.6% | ||
| Q2 25 | 18.5% | 22.5% | ||
| Q1 25 | 11.2% | 21.0% | ||
| Q4 24 | 14.7% | 21.7% | ||
| Q3 24 | 16.0% | 21.2% | ||
| Q2 24 | 16.9% | 0.1% |
每股收益（稀释后）LIIPRI
| Q1 26 | — | $5.97 | ||
| Q4 25 | $4.62 | $6.11 | ||
| Q3 25 | $6.98 | $6.35 | ||
| Q2 25 | $7.82 | $5.40 | ||
| Q1 25 | $3.37 | $5.05 | ||
| Q4 24 | $5.52 | $4.92 | ||
| Q3 24 | $6.68 | $4.83 | ||
| Q2 24 | $6.87 | $0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.7M | $645.8M |
| 总债务越低越好 | $1.1B | — |
| 股东权益账面价值 | $1.2B | $2.5B |
| 总资产 | $4.1B | $14.7B |
| 负债/权益比越低杠杆越低 | 0.98× | — |
8季度趋势，按日历期对齐
现金及短期投资LIIPRI
| Q1 26 | — | $645.8M | ||
| Q4 25 | $34.7M | $756.2M | ||
| Q3 25 | $59.2M | $644.9M | ||
| Q2 25 | $55.1M | $621.2M | ||
| Q1 25 | $222.9M | $625.1M | ||
| Q4 24 | $422.3M | $687.8M | ||
| Q3 24 | $255.7M | $550.1M | ||
| Q2 24 | $57.8M | $627.3M |
总债务LIIPRI
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | — | ||
| Q3 25 | $838.2M | — | ||
| Q2 25 | $835.7M | — | ||
| Q1 25 | $834.2M | — | ||
| Q4 24 | $833.1M | — | ||
| Q3 24 | $827.6M | — | ||
| Q2 24 | $1.1B | — |
股东权益LIIPRI
| Q1 26 | — | $2.5B | ||
| Q4 25 | $1.2B | $2.4B | ||
| Q3 25 | $1.1B | $2.3B | ||
| Q2 25 | $900.5M | $2.3B | ||
| Q1 25 | $852.5M | $2.3B | ||
| Q4 24 | $850.2M | $2.3B | ||
| Q3 24 | $754.0M | $1.9B | ||
| Q2 24 | $577.4M | $2.1B |
总资产LIIPRI
| Q1 26 | — | $14.7B | ||
| Q4 25 | $4.1B | $15.0B | ||
| Q3 25 | $3.5B | $14.8B | ||
| Q2 25 | $3.7B | $14.8B | ||
| Q1 25 | $3.5B | $14.6B | ||
| Q4 24 | $3.5B | $14.6B | ||
| Q3 24 | $3.3B | $14.8B | ||
| Q2 24 | $3.2B | $14.6B |
负债/权益比LIIPRI
| Q1 26 | — | — | ||
| Q4 25 | 0.98× | — | ||
| Q3 25 | 0.78× | — | ||
| Q2 25 | 0.93× | — | ||
| Q1 25 | 0.98× | — | ||
| Q4 24 | 0.98× | — | ||
| Q3 24 | 1.10× | — | ||
| Q2 24 | 1.95× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $405.9M | — |
| 自由现金流经营现金流 - 资本支出 | $376.7M | — |
| 自由现金流率自由现金流/营收 | 31.5% | — |
| 资本支出强度资本支出/营收 | 2.4% | — |
| 现金转化率经营现金流/净利润 | 2.50× | — |
| 过去12个月自由现金流最近4个季度 | $638.8M | — |
8季度趋势，按日历期对齐
经营现金流LIIPRI
| Q1 26 | — | — | ||
| Q4 25 | $405.9M | $338.2M | ||
| Q3 25 | $300.7M | $202.9M | ||
| Q2 25 | $86.8M | $162.6M | ||
| Q1 25 | $-35.8M | $197.5M | ||
| Q4 24 | $332.4M | $270.6M | ||
| Q3 24 | $452.1M | $207.3M | ||
| Q2 24 | $184.0M | $173.3M |
自由现金流LIIPRI
| Q1 26 | — | — | ||
| Q4 25 | $376.7M | — | ||
| Q3 25 | $265.1M | — | ||
| Q2 25 | $58.3M | — | ||
| Q1 25 | $-61.3M | — | ||
| Q4 24 | $272.2M | — | ||
| Q3 24 | $410.9M | — | ||
| Q2 24 | $151.3M | — |
自由现金流率LIIPRI
| Q1 26 | — | — | ||
| Q4 25 | 31.5% | — | ||
| Q3 25 | 18.6% | — | ||
| Q2 25 | 3.9% | — | ||
| Q1 25 | -5.7% | — | ||
| Q4 24 | 20.2% | — | ||
| Q3 24 | 27.4% | — | ||
| Q2 24 | 10.4% | — |
资本支出强度LIIPRI
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | — | ||
| Q3 25 | 2.5% | — | ||
| Q2 25 | 1.9% | — | ||
| Q1 25 | 2.4% | — | ||
| Q4 24 | 4.5% | — | ||
| Q3 24 | 2.8% | — | ||
| Q2 24 | 2.3% | — |
现金转化率LIIPRI
| Q1 26 | — | — | ||
| Q4 25 | 2.50× | 1.72× | ||
| Q3 25 | 1.22× | 0.98× | ||
| Q2 25 | 0.31× | 0.91× | ||
| Q1 25 | -0.30× | 1.17× | ||
| Q4 24 | 1.68× | 1.62× | ||
| Q3 24 | 1.89× | 1.26× | ||
| Q2 24 | 0.75× | 147.98× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LII
| Residential Heating And Cooling | $699.8M | 59% |
| Commercial Heating And Cooling | $495.2M | 41% |
PRI
暂无分部数据
