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雷诺士国际（LII）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
RENAISSANCERE HOLDINGS LTD的季度营收约是雷诺士国际的1.8倍（$2.2B vs $1.2B），RENAISSANCERE HOLDINGS LTD净利率更高（23.5% vs 13.6%，领先9.9%），雷诺士国际同比增速更快（-11.2% vs -36.8%），过去两年雷诺士国际的营收复合增速更高（6.8% vs -11.9%）
雷诺士国际是美国知名的暖通空调（HVAC）及制冷领域气候控制产品供应商，总部位于得克萨斯州理查森。公司在墨西哥萨尔蒂约、美国爱荷华州马歇尔敦、南卡罗来纳州奥兰治堡设有核心生产基地，1904年收购公司的诺里斯家族后裔约翰·W·诺里斯三世持有其9.8%的股份。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
LII vs RNR — 直观对比
营收规模更大
RNR
是对方的1.8倍
$1.2B
营收增速更快
LII
高出25.6%
-36.8%
净利率更高
RNR
高出9.9%
13.6%
两年增速更快
LII
近两年复合增速
-11.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.2B | $2.2B |
| 净利润 | $162.1M | $515.8M |
| 毛利率 | 34.7% | — |
| 营业利润率 | 18.6% | — |
| 净利率 | 13.6% | 23.5% |
| 营收同比 | -11.2% | -36.8% |
| 净利润同比 | -18.0% | 72.6% |
| 每股收益（稀释后） | $4.62 | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LIIRNR
| Q1 26 | — | $2.2B | ||
| Q4 25 | $1.2B | $3.0B | ||
| Q3 25 | $1.4B | $3.2B | ||
| Q2 25 | $1.5B | $3.2B | ||
| Q1 25 | $1.1B | $3.5B | ||
| Q4 24 | $1.3B | $2.3B | ||
| Q3 24 | $1.5B | $4.0B | ||
| Q2 24 | $1.5B | $2.8B |
净利润LIIRNR
| Q1 26 | — | $515.8M | ||
| Q4 25 | $162.1M | $760.5M | ||
| Q3 25 | $245.8M | $916.5M | ||
| Q2 25 | $277.6M | $835.4M | ||
| Q1 25 | $120.3M | $170.0M | ||
| Q4 24 | $197.7M | $-189.7M | ||
| Q3 24 | $239.0M | $1.2B | ||
| Q2 24 | $245.9M | $503.9M |
毛利率LIIRNR
| Q1 26 | — | — | ||
| Q4 25 | 34.7% | — | ||
| Q3 25 | 32.8% | — | ||
| Q2 25 | 34.8% | — | ||
| Q1 25 | 30.6% | — | ||
| Q4 24 | 33.9% | — | ||
| Q3 24 | 32.6% | — | ||
| Q2 24 | 33.6% | — |
营业利润率LIIRNR
| Q1 26 | — | — | ||
| Q4 25 | 18.6% | 42.5% | ||
| Q3 25 | 21.7% | 46.3% | ||
| Q2 25 | 23.6% | 41.8% | ||
| Q1 25 | 14.5% | -2.0% | ||
| Q4 24 | 18.2% | -3.6% | ||
| Q3 24 | 20.2% | 43.7% | ||
| Q2 24 | 22.1% | 25.0% |
净利率LIIRNR
| Q1 26 | — | 23.5% | ||
| Q4 25 | 13.6% | 25.6% | ||
| Q3 25 | 17.2% | 28.7% | ||
| Q2 25 | 18.5% | 26.1% | ||
| Q1 25 | 11.2% | 4.9% | ||
| Q4 24 | 14.7% | -8.3% | ||
| Q3 24 | 16.0% | 29.8% | ||
| Q2 24 | 16.9% | 17.8% |
每股收益（稀释后）LIIRNR
| Q1 26 | — | $6.57 | ||
| Q4 25 | $4.62 | $16.16 | ||
| Q3 25 | $6.98 | $19.40 | ||
| Q2 25 | $7.82 | $17.20 | ||
| Q1 25 | $3.37 | $3.27 | ||
| Q4 24 | $5.52 | $-3.76 | ||
| Q3 24 | $6.68 | $22.62 | ||
| Q2 24 | $6.87 | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.7M | $1.6B |
| 总债务越低越好 | $1.1B | — |
| 股东权益账面价值 | $1.2B | $4.3B |
| 总资产 | $4.1B | $53.7B |
| 负债/权益比越低杠杆越低 | 0.98× | — |
8季度趋势，按日历期对齐
现金及短期投资LIIRNR
| Q1 26 | — | $1.6B | ||
| Q4 25 | $34.7M | $1.7B | ||
| Q3 25 | $59.2M | $1.7B | ||
| Q2 25 | $55.1M | $1.4B | ||
| Q1 25 | $222.9M | $1.6B | ||
| Q4 24 | $422.3M | $1.7B | ||
| Q3 24 | $255.7M | $1.6B | ||
| Q2 24 | $57.8M | $1.6B |
总债务LIIRNR
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $2.3B | ||
| Q3 25 | $838.2M | $2.2B | ||
| Q2 25 | $835.7M | $2.3B | ||
| Q1 25 | $834.2M | $2.8B | ||
| Q4 24 | $833.1M | $1.9B | ||
| Q3 24 | $827.6M | $1.9B | ||
| Q2 24 | $1.1B | $2.0B |
股东权益LIIRNR
| Q1 26 | — | $4.3B | ||
| Q4 25 | $1.2B | $11.6B | ||
| Q3 25 | $1.1B | $11.5B | ||
| Q2 25 | $900.5M | $10.8B | ||
| Q1 25 | $852.5M | $10.3B | ||
| Q4 24 | $850.2M | $10.6B | ||
| Q3 24 | $754.0M | $11.2B | ||
| Q2 24 | $577.4M | $10.2B |
总资产LIIRNR
| Q1 26 | — | $53.7B | ||
| Q4 25 | $4.1B | $53.8B | ||
| Q3 25 | $3.5B | $54.5B | ||
| Q2 25 | $3.7B | $54.7B | ||
| Q1 25 | $3.5B | $53.6B | ||
| Q4 24 | $3.5B | $50.7B | ||
| Q3 24 | $3.3B | $52.8B | ||
| Q2 24 | $3.2B | $51.6B |
负债/权益比LIIRNR
| Q1 26 | — | — | ||
| Q4 25 | 0.98× | 0.20× | ||
| Q3 25 | 0.78× | 0.19× | ||
| Q2 25 | 0.93× | 0.21× | ||
| Q1 25 | 0.98× | 0.27× | ||
| Q4 24 | 0.98× | 0.18× | ||
| Q3 24 | 1.10× | 0.17× | ||
| Q2 24 | 1.95× | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $405.9M | — |
| 自由现金流经营现金流 - 资本支出 | $376.7M | — |
| 自由现金流率自由现金流/营收 | 31.5% | — |
| 资本支出强度资本支出/营收 | 2.4% | — |
| 现金转化率经营现金流/净利润 | 2.50× | — |
| 过去12个月自由现金流最近4个季度 | $638.8M | — |
8季度趋势，按日历期对齐
经营现金流LIIRNR
| Q1 26 | — | — | ||
| Q4 25 | $405.9M | $483.0M | ||
| Q3 25 | $300.7M | $1.6B | ||
| Q2 25 | $86.8M | $1.5B | ||
| Q1 25 | $-35.8M | $157.8M | ||
| Q4 24 | $332.4M | $778.9M | ||
| Q3 24 | $452.1M | $1.5B | ||
| Q2 24 | $184.0M | $1.2B |
自由现金流LIIRNR
| Q1 26 | — | — | ||
| Q4 25 | $376.7M | — | ||
| Q3 25 | $265.1M | — | ||
| Q2 25 | $58.3M | — | ||
| Q1 25 | $-61.3M | — | ||
| Q4 24 | $272.2M | — | ||
| Q3 24 | $410.9M | — | ||
| Q2 24 | $151.3M | — |
自由现金流率LIIRNR
| Q1 26 | — | — | ||
| Q4 25 | 31.5% | — | ||
| Q3 25 | 18.6% | — | ||
| Q2 25 | 3.9% | — | ||
| Q1 25 | -5.7% | — | ||
| Q4 24 | 20.2% | — | ||
| Q3 24 | 27.4% | — | ||
| Q2 24 | 10.4% | — |
资本支出强度LIIRNR
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | — | ||
| Q3 25 | 2.5% | — | ||
| Q2 25 | 1.9% | — | ||
| Q1 25 | 2.4% | — | ||
| Q4 24 | 4.5% | — | ||
| Q3 24 | 2.8% | — | ||
| Q2 24 | 2.3% | — |
现金转化率LIIRNR
| Q1 26 | — | — | ||
| Q4 25 | 2.50× | 0.64× | ||
| Q3 25 | 1.22× | 1.73× | ||
| Q2 25 | 0.31× | 1.76× | ||
| Q1 25 | -0.30× | 0.93× | ||
| Q4 24 | 1.68× | — | ||
| Q3 24 | 1.89× | 1.26× | ||
| Q2 24 | 0.75× | 2.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LII
| Residential Heating And Cooling | $699.8M | 59% |
| Commercial Heating And Cooling | $495.2M | 41% |
RNR
暂无分部数据
