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林德（LIN）与Pathfinder Bancorp, Inc.（PBHC）财务数据对比。点击上方公司名可切换其他公司
Pathfinder Bancorp, Inc.的季度营收约是林德的1.3倍（$11.8M vs $8.8M），林德同比增速更快（8.2% vs -22.6%），Pathfinder Bancorp, Inc.自由现金流更多（$10.4M vs $898.0K），过去两年Pathfinder Bancorp, Inc.的营收复合增速更高（3.0% vs -96.7%）
林德是全球知名跨国化工企业，按市场份额及营收计为全球最大工业气体供应商。公司1879年由德国科学家、工程师卡尔·冯·林德在德国威斯巴登创立，现总部位于英国沃金，在爱尔兰注册，2018年由原林德股份公司与1907年在美国成立的普莱克斯合并组建。
Pathfinder Bancorp, Inc.是美国区域性银行控股公司，旗下运营探路者银行，服务纽约州中部市场，为个人消费者及中小企业提供存款账户、住房抵押贷款、商业贷款、财富管理等各类金融服务。
LIN vs PBHC — 直观对比
营收规模更大
PBHC
是对方的1.3倍
$8.8M
营收增速更快
LIN
高出30.9%
-22.6%
自由现金流更多
PBHC
多$9.5M
$898.0K
两年增速更快
PBHC
近两年复合增速
-96.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $8.8M | $11.8M |
| 净利润 | — | $-5.6M |
| 毛利率 | 48.5% | — |
| 营业利润率 | 27.8% | -81.1% |
| 净利率 | — | -52.9% |
| 营收同比 | 8.2% | -22.6% |
| 净利润同比 | — | -242.4% |
| 每股收益（稀释后） | $3.98 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LINPBHC
| Q1 26 | $8.8M | — | ||
| Q4 25 | $8.8B | $11.8M | ||
| Q3 25 | $8.6B | $13.1M | ||
| Q2 25 | $8.5B | $9.3M | ||
| Q1 25 | $8.1B | $12.6M | ||
| Q4 24 | $8.3B | $15.3M | ||
| Q3 24 | $8.4B | $13.4M | ||
| Q2 24 | $8.3B | $10.7M |
净利润LINPBHC
| Q1 26 | — | — | ||
| Q4 25 | $1.5B | $-5.6M | ||
| Q3 25 | $1.9B | $626.0K | ||
| Q2 25 | $1.8B | $31.0K | ||
| Q1 25 | $1.7B | $3.0M | ||
| Q4 24 | $1.7B | $3.9M | ||
| Q3 24 | $1.6B | $-4.6M | ||
| Q2 24 | $1.7B | $2.0M |
毛利率LINPBHC
| Q1 26 | 48.5% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
营业利润率LINPBHC
| Q1 26 | 27.8% | — | ||
| Q4 25 | 23.0% | -81.1% | ||
| Q3 25 | 27.5% | 5.1% | ||
| Q2 25 | 27.7% | 0.4% | ||
| Q1 25 | 26.9% | 29.5% | ||
| Q4 24 | 27.4% | 55.4% | ||
| Q3 24 | 25.0% | -43.1% | ||
| Q2 24 | 26.4% | 23.3% |
净利率LINPBHC
| Q1 26 | — | — | ||
| Q4 25 | 17.5% | -52.9% | ||
| Q3 25 | 22.4% | 4.8% | ||
| Q2 25 | 20.8% | 0.3% | ||
| Q1 25 | 20.6% | 23.6% | ||
| Q4 24 | 20.8% | 37.7% | ||
| Q3 24 | 18.5% | -34.6% | ||
| Q2 24 | 20.1% | 18.7% |
每股收益（稀释后）LINPBHC
| Q1 26 | $3.98 | — | ||
| Q4 25 | $3.28 | — | ||
| Q3 25 | $4.09 | $0.47 | ||
| Q2 25 | $3.73 | $0.47 | ||
| Q1 25 | $3.51 | — | ||
| Q4 24 | $3.61 | — | ||
| Q3 24 | $3.22 | $0.41 | ||
| Q2 24 | $3.44 | $0.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.0M | — |
| 总债务越低越好 | $24.7M | $14.1M |
| 股东权益账面价值 | $40.1M | $122.5M |
| 总资产 | $86.3M | $1.4B |
| 负债/权益比越低杠杆越低 | 0.62× | 0.11× |
8季度趋势，按日历期对齐
现金及短期投资LINPBHC
| Q1 26 | $4.0M | — | ||
| Q4 25 | $5.1B | — | ||
| Q3 25 | $4.5B | — | ||
| Q2 25 | $4.8B | — | ||
| Q1 25 | $5.3B | — | ||
| Q4 24 | $4.8B | — | ||
| Q3 24 | $5.2B | — | ||
| Q2 24 | $4.6B | — |
总债务LINPBHC
| Q1 26 | $24.7M | — | ||
| Q4 25 | $20.7B | $14.1M | ||
| Q3 25 | $18.6B | $18.7M | ||
| Q2 25 | $19.7B | $21.0M | ||
| Q1 25 | $17.6B | $17.6M | ||
| Q4 24 | $15.3B | $27.1M | ||
| Q3 24 | $17.5B | $39.8M | ||
| Q2 24 | $16.9B | $45.9M |
股东权益LINPBHC
| Q1 26 | $40.1M | — | ||
| Q4 25 | $38.2B | $122.5M | ||
| Q3 25 | $38.6B | $126.3M | ||
| Q2 25 | $38.5B | $124.4M | ||
| Q1 25 | $38.0B | $124.9M | ||
| Q4 24 | $38.1B | $121.5M | ||
| Q3 24 | $39.2B | $120.2M | ||
| Q2 24 | $38.2B | $123.3M |
总资产LINPBHC
| Q1 26 | $86.3M | — | ||
| Q4 25 | $86.8B | $1.4B | ||
| Q3 25 | $86.0B | $1.5B | ||
| Q2 25 | $86.1B | $1.5B | ||
| Q1 25 | $82.7B | $1.5B | ||
| Q4 24 | $80.1B | $1.5B | ||
| Q3 24 | $82.5B | $1.5B | ||
| Q2 24 | $80.2B | $1.4B |
负债/权益比LINPBHC
| Q1 26 | 0.62× | — | ||
| Q4 25 | 0.54× | 0.11× | ||
| Q3 25 | 0.48× | 0.15× | ||
| Q2 25 | 0.51× | 0.17× | ||
| Q1 25 | 0.46× | 0.14× | ||
| Q4 24 | 0.40× | 0.22× | ||
| Q3 24 | 0.45× | 0.33× | ||
| Q2 24 | 0.44× | 0.37× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $11.7M |
| 自由现金流经营现金流 - 资本支出 | $898.0K | $10.4M |
| 自由现金流率自由现金流/营收 | 10.2% | 88.1% |
| 资本支出强度资本支出/营收 | — | 10.7% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $4.2B | $18.4M |
8季度趋势，按日历期对齐
经营现金流LINPBHC
| Q1 26 | — | — | ||
| Q4 25 | $3.0B | $11.7M | ||
| Q3 25 | $2.9B | $7.0M | ||
| Q2 25 | $2.2B | $-3.7M | ||
| Q1 25 | $2.2B | $5.7M | ||
| Q4 24 | $2.8B | $11.2M | ||
| Q3 24 | $2.7B | $11.8M | ||
| Q2 24 | $1.9B | $1.5M |
自由现金流LINPBHC
| Q1 26 | $898.0K | — | ||
| Q4 25 | $1.6B | $10.4M | ||
| Q3 25 | $1.7B | $6.9M | ||
| Q2 25 | $954.0M | $-4.0M | ||
| Q1 25 | $891.0M | $5.1M | ||
| Q4 24 | $1.6B | $9.1M | ||
| Q3 24 | $1.7B | $11.3M | ||
| Q2 24 | $796.0M | $637.0K |
自由现金流率LINPBHC
| Q1 26 | 10.2% | — | ||
| Q4 25 | 17.9% | 88.1% | ||
| Q3 25 | 19.4% | 52.8% | ||
| Q2 25 | 11.2% | -42.6% | ||
| Q1 25 | 11.0% | 40.1% | ||
| Q4 24 | 18.8% | 59.9% | ||
| Q3 24 | 19.9% | 84.3% | ||
| Q2 24 | 9.6% | 6.0% |
资本支出强度LINPBHC
| Q1 26 | — | — | ||
| Q4 25 | 16.6% | 10.7% | ||
| Q3 25 | 14.8% | 1.0% | ||
| Q2 25 | 14.8% | 2.4% | ||
| Q1 25 | 15.7% | 5.1% | ||
| Q4 24 | 15.1% | 13.5% | ||
| Q3 24 | 12.8% | 3.8% | ||
| Q2 24 | 13.7% | 8.2% |
现金转化率LINPBHC
| Q1 26 | — | — | ||
| Q4 25 | 1.98× | — | ||
| Q3 25 | 1.53× | 11.26× | ||
| Q2 25 | 1.25× | -120.55× | ||
| Q1 25 | 1.29× | 1.92× | ||
| Q4 24 | 1.63× | 2.87× | ||
| Q3 24 | 1.76× | — | ||
| Q2 24 | 1.16× | 0.76× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LIN
暂无分部数据
PBHC
| Other | $5.6M | 47% |
| Banking | $3.7M | 31% |
| Deposit Account | $1.5M | 13% |
| Financial Service Other | $1.0M | 9% |
