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LAKELAND FINANCIAL CORP（LKFN）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
LAKELAND FINANCIAL CORP的季度营收约是READING INTERNATIONAL INC的1.4倍（$69.7M vs $50.3M），LAKELAND FINANCIAL CORP净利率更高（38.0% vs -5.1%，领先43.1%），过去两年READING INTERNATIONAL INC的营收复合增速更高（5.6% vs 0.7%）
总部位于美国佛罗里达州坦帕的非银行消费金融服务提供商，由伊恩·麦基奇尼于1989年创立，业务网络仅覆盖佛罗里达州，核心服务涵盖支票兑现、账单支付、预付费卡、发薪日贷款、免费汇票、网点ATM服务、电汇、公证、传真及邮政服务，目前运营近240家线下零售网点。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
LKFN vs RDI — 直观对比
营收规模更大
LKFN
是对方的1.4倍
$50.3M
净利率更高
LKFN
高出43.1%
-5.1%
两年增速更快
RDI
近两年复合增速
0.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $69.7M | $50.3M |
| 净利润 | $26.5M | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | — | -1.9% |
| 净利率 | 38.0% | -5.1% |
| 营收同比 | — | -14.2% |
| 净利润同比 | 31.8% | -14.5% |
| 每股收益（稀释后） | $1.04 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LKFNRDI
| Q1 26 | $69.7M | — | ||
| Q4 25 | $69.8M | $50.3M | ||
| Q3 25 | $69.0M | $52.2M | ||
| Q2 25 | $66.4M | $60.4M | ||
| Q1 25 | $63.8M | $40.2M | ||
| Q4 24 | $63.6M | $58.6M | ||
| Q3 24 | $61.2M | $60.1M | ||
| Q2 24 | $68.7M | $46.8M |
净利润LKFNRDI
| Q1 26 | $26.5M | — | ||
| Q4 25 | $29.9M | $-2.6M | ||
| Q3 25 | $26.4M | $-4.2M | ||
| Q2 25 | $27.0M | $-2.7M | ||
| Q1 25 | $20.1M | $-4.8M | ||
| Q4 24 | $24.2M | $-2.2M | ||
| Q3 24 | $23.3M | $-7.0M | ||
| Q2 24 | $22.5M | $-12.8M |
营业利润率LKFNRDI
| Q1 26 | — | — | ||
| Q4 25 | 52.1% | -1.9% | ||
| Q3 25 | 46.4% | -0.6% | ||
| Q2 25 | 49.6% | 4.8% | ||
| Q1 25 | 38.0% | -17.2% | ||
| Q4 24 | 46.0% | 2.6% | ||
| Q3 24 | 45.3% | -0.6% | ||
| Q2 24 | 39.2% | -16.4% |
净利率LKFNRDI
| Q1 26 | 38.0% | — | ||
| Q4 25 | 42.8% | -5.1% | ||
| Q3 25 | 38.3% | -8.0% | ||
| Q2 25 | 40.6% | -4.4% | ||
| Q1 25 | 31.5% | -11.8% | ||
| Q4 24 | 38.1% | -3.8% | ||
| Q3 24 | 38.1% | -11.7% | ||
| Q2 24 | 32.8% | -27.4% |
每股收益（稀释后）LKFNRDI
| Q1 26 | $1.04 | — | ||
| Q4 25 | $1.16 | $-0.11 | ||
| Q3 25 | $1.03 | $-0.18 | ||
| Q2 25 | $1.04 | $-0.12 | ||
| Q1 25 | $0.78 | $-0.21 | ||
| Q4 24 | $0.94 | $-0.11 | ||
| Q3 24 | $0.91 | $-0.31 | ||
| Q2 24 | $0.87 | $-0.57 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $85.6M | $10.5M |
| 总债务越低越好 | $183.6M | $185.1M |
| 股东权益账面价值 | $749.0M | $-18.2M |
| 总资产 | $7.1B | $434.9M |
| 负债/权益比越低杠杆越低 | 0.25× | — |
8季度趋势，按日历期对齐
现金及短期投资LKFNRDI
| Q1 26 | $85.6M | — | ||
| Q4 25 | $141.3M | $10.5M | ||
| Q3 25 | $192.8M | $8.1M | ||
| Q2 25 | $310.2M | $9.1M | ||
| Q1 25 | $235.2M | $5.9M | ||
| Q4 24 | $168.2M | $12.4M | ||
| Q3 24 | $160.2M | $10.1M | ||
| Q2 24 | $121.2M | $9.3M |
总债务LKFNRDI
| Q1 26 | $183.6M | — | ||
| Q4 25 | — | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | $30.0M | — | ||
| Q2 24 | $55.0M | — |
股东权益LKFNRDI
| Q1 26 | $749.0M | — | ||
| Q4 25 | $762.4M | $-18.2M | ||
| Q3 25 | $747.4M | $-12.1M | ||
| Q2 25 | $709.9M | $-7.7M | ||
| Q1 25 | $694.4M | $-8.1M | ||
| Q4 24 | $683.8M | $-4.4M | ||
| Q3 24 | $699.1M | $1.6M | ||
| Q2 24 | $654.5M | $6.5M |
总资产LKFNRDI
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.0B | $434.9M | ||
| Q3 25 | $6.9B | $435.2M | ||
| Q2 25 | $7.0B | $438.1M | ||
| Q1 25 | $6.9B | $441.0M | ||
| Q4 24 | $6.7B | $471.0M | ||
| Q3 24 | $6.6B | $495.7M | ||
| Q2 24 | $6.6B | $494.9M |
负债/权益比LKFNRDI
| Q1 26 | 0.25× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.08× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $4.3M |
| 自由现金流经营现金流 - 资本支出 | — | $4.1M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-2.9M |
8季度趋势，按日历期对齐
经营现金流LKFNRDI
| Q1 26 | — | — | ||
| Q4 25 | $114.9M | $4.3M | ||
| Q3 25 | $36.1M | $295.0K | ||
| Q2 25 | $16.2M | $1.6M | ||
| Q1 25 | $28.9M | $-7.7M | ||
| Q4 24 | $102.5M | $8.0M | ||
| Q3 24 | $18.0M | $1.3M | ||
| Q2 24 | $21.0M | $-10.4M |
自由现金流LKFNRDI
| Q1 26 | — | — | ||
| Q4 25 | $103.8M | $4.1M | ||
| Q3 25 | $31.1M | $-246.0K | ||
| Q2 25 | $14.1M | $1.2M | ||
| Q1 25 | $27.1M | $-8.0M | ||
| Q4 24 | $93.9M | $7.0M | ||
| Q3 24 | $15.3M | $-1.1M | ||
| Q2 24 | $18.6M | $-10.6M |
自由现金流率LKFNRDI
| Q1 26 | — | — | ||
| Q4 25 | 148.7% | 8.2% | ||
| Q3 25 | 45.0% | -0.5% | ||
| Q2 25 | 21.2% | 1.9% | ||
| Q1 25 | 42.5% | -19.8% | ||
| Q4 24 | 147.6% | 12.0% | ||
| Q3 24 | 25.0% | -1.8% | ||
| Q2 24 | 27.0% | -22.7% |
资本支出强度LKFNRDI
| Q1 26 | — | — | ||
| Q4 25 | 15.9% | 0.3% | ||
| Q3 25 | 7.3% | 1.0% | ||
| Q2 25 | 3.2% | 0.6% | ||
| Q1 25 | 2.8% | 0.6% | ||
| Q4 24 | 13.6% | 1.7% | ||
| Q3 24 | 4.4% | 4.0% | ||
| Q2 24 | 3.5% | 0.5% |
现金转化率LKFNRDI
| Q1 26 | — | — | ||
| Q4 25 | 3.84× | — | ||
| Q3 25 | 1.37× | — | ||
| Q2 25 | 0.60× | — | ||
| Q1 25 | 1.44× | — | ||
| Q4 24 | 4.24× | — | ||
| Q3 24 | 0.77× | — | ||
| Q2 24 | 0.93× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LKFN
| Net Interest Income | $56.8M | 81% |
| Noninterest Income | $12.9M | 19% |
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
