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LAKELAND FINANCIAL CORP（LKFN）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
RESOURCES CONNECTION, INC.的季度营收约是LAKELAND FINANCIAL CORP的1.7倍（$117.7M vs $69.7M），LAKELAND FINANCIAL CORP净利率更高（38.0% vs -10.8%，领先48.7%），过去两年LAKELAND FINANCIAL CORP的营收复合增速更高（0.7% vs -11.8%）
总部位于美国佛罗里达州坦帕的非银行消费金融服务提供商，由伊恩·麦基奇尼于1989年创立，业务网络仅覆盖佛罗里达州，核心服务涵盖支票兑现、账单支付、预付费卡、发薪日贷款、免费汇票、网点ATM服务、电汇、公证、传真及邮政服务，目前运营近240家线下零售网点。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
LKFN vs RGP — 直观对比
营收规模更大
RGP
是对方的1.7倍
$69.7M
净利率更高
LKFN
高出48.7%
-10.8%
两年增速更快
LKFN
近两年复合增速
-11.8%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $69.7M | $117.7M |
| 净利润 | $26.5M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | — | -10.3% |
| 净利率 | 38.0% | -10.8% |
| 营收同比 | — | -19.2% |
| 净利润同比 | 31.8% | 81.6% |
| 每股收益（稀释后） | $1.04 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LKFNRGP
| Q1 26 | $69.7M | — | ||
| Q4 25 | $69.8M | $117.7M | ||
| Q3 25 | $69.0M | $120.2M | ||
| Q2 25 | $66.4M | $139.3M | ||
| Q1 25 | $63.8M | $129.4M | ||
| Q4 24 | $63.6M | $145.6M | ||
| Q3 24 | $61.2M | $136.9M | ||
| Q2 24 | $68.7M | $148.2M |
净利润LKFNRGP
| Q1 26 | $26.5M | — | ||
| Q4 25 | $29.9M | $-12.7M | ||
| Q3 25 | $26.4M | $-2.4M | ||
| Q2 25 | $27.0M | $-73.3M | ||
| Q1 25 | $20.1M | $-44.1M | ||
| Q4 24 | $24.2M | $-68.7M | ||
| Q3 24 | $23.3M | $-5.7M | ||
| Q2 24 | $22.5M | $10.5M |
毛利率LKFNRGP
| Q1 26 | — | — | ||
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% |
营业利润率LKFNRGP
| Q1 26 | — | — | ||
| Q4 25 | 52.1% | -10.3% | ||
| Q3 25 | 46.4% | -1.7% | ||
| Q2 25 | 49.6% | -47.0% | ||
| Q1 25 | 38.0% | -38.4% | ||
| Q4 24 | 46.0% | -52.7% | ||
| Q3 24 | 45.3% | -3.5% | ||
| Q2 24 | 39.2% | 7.6% |
净利率LKFNRGP
| Q1 26 | 38.0% | — | ||
| Q4 25 | 42.8% | -10.8% | ||
| Q3 25 | 38.3% | -2.0% | ||
| Q2 25 | 40.6% | -52.6% | ||
| Q1 25 | 31.5% | -34.0% | ||
| Q4 24 | 38.1% | -47.2% | ||
| Q3 24 | 38.1% | -4.2% | ||
| Q2 24 | 32.8% | 7.1% |
每股收益（稀释后）LKFNRGP
| Q1 26 | $1.04 | — | ||
| Q4 25 | $1.16 | $-0.38 | ||
| Q3 25 | $1.03 | $-0.07 | ||
| Q2 25 | $1.04 | $-2.21 | ||
| Q1 25 | $0.78 | $-1.34 | ||
| Q4 24 | $0.94 | $-2.08 | ||
| Q3 24 | $0.91 | $-0.17 | ||
| Q2 24 | $0.87 | $0.31 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $85.6M | $89.8M |
| 总债务越低越好 | $183.6M | — |
| 股东权益账面价值 | $749.0M | $194.6M |
| 总资产 | $7.1B | $289.3M |
| 负债/权益比越低杠杆越低 | 0.25× | — |
8季度趋势，按日历期对齐
现金及短期投资LKFNRGP
| Q1 26 | $85.6M | — | ||
| Q4 25 | $141.3M | $89.8M | ||
| Q3 25 | $192.8M | $77.5M | ||
| Q2 25 | $310.2M | $86.1M | ||
| Q1 25 | $235.2M | $72.5M | ||
| Q4 24 | $168.2M | $78.2M | ||
| Q3 24 | $160.2M | $89.6M | ||
| Q2 24 | $121.2M | $108.9M |
总债务LKFNRGP
| Q1 26 | $183.6M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $30.0M | — | ||
| Q2 24 | $55.0M | — |
股东权益LKFNRGP
| Q1 26 | $749.0M | — | ||
| Q4 25 | $762.4M | $194.6M | ||
| Q3 25 | $747.4M | $206.4M | ||
| Q2 25 | $709.9M | $207.1M | ||
| Q1 25 | $694.4M | $277.8M | ||
| Q4 24 | $683.8M | $325.7M | ||
| Q3 24 | $699.1M | $407.2M | ||
| Q2 24 | $654.5M | $418.8M |
总资产LKFNRGP
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.0B | $289.3M | ||
| Q3 25 | $6.9B | $287.2M | ||
| Q2 25 | $7.0B | $304.7M | ||
| Q1 25 | $6.9B | $375.6M | ||
| Q4 24 | $6.7B | $424.9M | ||
| Q3 24 | $6.6B | $512.9M | ||
| Q2 24 | $6.6B | $510.9M |
负债/权益比LKFNRGP
| Q1 26 | 0.25× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.08× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.9M |
| 自由现金流经营现金流 - 资本支出 | — | $15.6M |
| 自由现金流率自由现金流/营收 | — | 13.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $24.3M |
8季度趋势，按日历期对齐
经营现金流LKFNRGP
| Q1 26 | — | — | ||
| Q4 25 | $114.9M | $15.9M | ||
| Q3 25 | $36.1M | $-7.8M | ||
| Q2 25 | $16.2M | $16.8M | ||
| Q1 25 | $28.9M | $659.0K | ||
| Q4 24 | $102.5M | $1.8M | ||
| Q3 24 | $18.0M | $-309.0K | ||
| Q2 24 | $21.0M | $3.2M |
自由现金流LKFNRGP
| Q1 26 | — | — | ||
| Q4 25 | $103.8M | $15.6M | ||
| Q3 25 | $31.1M | $-8.0M | ||
| Q2 25 | $14.1M | $16.5M | ||
| Q1 25 | $27.1M | $238.0K | ||
| Q4 24 | $93.9M | $61.0K | ||
| Q3 24 | $15.3M | $-575.0K | ||
| Q2 24 | $18.6M | $3.0M |
自由现金流率LKFNRGP
| Q1 26 | — | — | ||
| Q4 25 | 148.7% | 13.2% | ||
| Q3 25 | 45.0% | -6.6% | ||
| Q2 25 | 21.2% | 11.8% | ||
| Q1 25 | 42.5% | 0.2% | ||
| Q4 24 | 147.6% | 0.0% | ||
| Q3 24 | 25.0% | -0.4% | ||
| Q2 24 | 27.0% | 2.1% |
资本支出强度LKFNRGP
| Q1 26 | — | — | ||
| Q4 25 | 15.9% | 0.3% | ||
| Q3 25 | 7.3% | 0.1% | ||
| Q2 25 | 3.2% | 0.2% | ||
| Q1 25 | 2.8% | 0.3% | ||
| Q4 24 | 13.6% | 1.2% | ||
| Q3 24 | 4.4% | 0.2% | ||
| Q2 24 | 3.5% | 0.1% |
现金转化率LKFNRGP
| Q1 26 | — | — | ||
| Q4 25 | 3.84× | — | ||
| Q3 25 | 1.37× | — | ||
| Q2 25 | 0.60× | — | ||
| Q1 25 | 1.44× | — | ||
| Q4 24 | 4.24× | — | ||
| Q3 24 | 0.77× | — | ||
| Q2 24 | 0.93× | 0.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LKFN
| Net Interest Income | $56.8M | 81% |
| Noninterest Income | $12.9M | 19% |
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
