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LAKELAND FINANCIAL CORP(LKFN)与RE/MAX Holdings, Inc.(RMAX)财务数据对比。点击上方公司名可切换其他公司
RE/MAX Holdings, Inc.的季度营收约是LAKELAND FINANCIAL CORP的1.0倍($71.1M vs $69.7M),LAKELAND FINANCIAL CORP净利率更高(38.0% vs 2.0%,领先36.0%),过去两年LAKELAND FINANCIAL CORP的营收复合增速更高(0.7% vs -4.7%)
总部位于美国佛罗里达州坦帕的非银行消费金融服务提供商,由伊恩·麦基奇尼于1989年创立,业务网络仅覆盖佛罗里达州,核心服务涵盖支票兑现、账单支付、预付费卡、发薪日贷款、免费汇票、网点ATM服务、电汇、公证、传真及邮政服务,目前运营近240家线下零售网点。
RE/MAX是全球知名的房地产特许经营机构,业务遍布全球一百多个国家和地区,旗下拥有数千家门店,总计超过十万名房产经纪人,在国际房产中介领域拥有极高的品牌知名度与市场影响力。
LKFN vs RMAX — 直观对比
营收规模更大
RMAX
是对方的1.0倍
$69.7M
净利率更高
LKFN
高出36.0%
2.0%
两年增速更快
LKFN
近两年复合增速
-4.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | ||
|---|---|---|
| 营收 | $69.7M | $71.1M |
| 净利润 | $26.5M | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | — | 13.1% |
| 净利率 | 38.0% | 2.0% |
| 营收同比 | — | -1.8% |
| 净利润同比 | 31.8% | -75.2% |
| 每股收益(稀释后) | $1.04 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
LKFN
RMAX
| Q1 26 | $69.7M | — | ||
| Q4 25 | $69.8M | $71.1M | ||
| Q3 25 | $69.0M | $73.2M | ||
| Q2 25 | $66.4M | $72.8M | ||
| Q1 25 | $63.8M | $74.5M | ||
| Q4 24 | $63.6M | $72.5M | ||
| Q3 24 | $61.2M | $78.5M | ||
| Q2 24 | $68.7M | $78.5M |
净利润
LKFN
RMAX
| Q1 26 | $26.5M | — | ||
| Q4 25 | $29.9M | $1.4M | ||
| Q3 25 | $26.4M | $4.0M | ||
| Q2 25 | $27.0M | $4.7M | ||
| Q1 25 | $20.1M | $-2.0M | ||
| Q4 24 | $24.2M | $5.8M | ||
| Q3 24 | $23.3M | $966.0K | ||
| Q2 24 | $22.5M | $3.7M |
营业利润率
LKFN
RMAX
| Q1 26 | — | — | ||
| Q4 25 | 52.1% | 13.1% | ||
| Q3 25 | 46.4% | 25.0% | ||
| Q2 25 | 49.6% | 19.3% | ||
| Q1 25 | 38.0% | 7.2% | ||
| Q4 24 | 46.0% | 5.9% | ||
| Q3 24 | 45.3% | 19.4% | ||
| Q2 24 | 39.2% | 20.6% |
净利率
LKFN
RMAX
| Q1 26 | 38.0% | — | ||
| Q4 25 | 42.8% | 2.0% | ||
| Q3 25 | 38.3% | 5.4% | ||
| Q2 25 | 40.6% | 6.4% | ||
| Q1 25 | 31.5% | -2.6% | ||
| Q4 24 | 38.1% | 8.0% | ||
| Q3 24 | 38.1% | 1.2% | ||
| Q2 24 | 32.8% | 4.7% |
每股收益(稀释后)
LKFN
RMAX
| Q1 26 | $1.04 | — | ||
| Q4 25 | $1.16 | — | ||
| Q3 25 | $1.03 | — | ||
| Q2 25 | $1.04 | — | ||
| Q1 25 | $0.78 | — | ||
| Q4 24 | $0.94 | — | ||
| Q3 24 | $0.91 | — | ||
| Q2 24 | $0.87 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $85.6M | $118.7M |
| 总债务越低越好 | $183.6M | $432.2M |
| 股东权益账面价值 | $749.0M | $452.4M |
| 总资产 | $7.1B | $582.5M |
| 负债/权益比越低杠杆越低 | 0.25× | 0.96× |
8季度趋势,按日历期对齐
现金及短期投资
LKFN
RMAX
| Q1 26 | $85.6M | — | ||
| Q4 25 | $141.3M | $118.7M | ||
| Q3 25 | $192.8M | $107.5M | ||
| Q2 25 | $310.2M | $94.3M | ||
| Q1 25 | $235.2M | $89.1M | ||
| Q4 24 | $168.2M | $96.6M | ||
| Q3 24 | $160.2M | $83.8M | ||
| Q2 24 | $121.2M | $66.1M |
总债务
LKFN
RMAX
| Q1 26 | $183.6M | — | ||
| Q4 25 | — | $432.2M | ||
| Q3 25 | — | $433.3M | ||
| Q2 25 | — | $434.4M | ||
| Q1 25 | — | $435.3M | ||
| Q4 24 | — | $436.2M | ||
| Q3 24 | $30.0M | $437.2M | ||
| Q2 24 | $55.0M | $438.1M |
股东权益
LKFN
RMAX
| Q1 26 | $749.0M | — | ||
| Q4 25 | $762.4M | $452.4M | ||
| Q3 25 | $747.4M | $448.1M | ||
| Q2 25 | $709.9M | $442.4M | ||
| Q1 25 | $694.4M | $433.5M | ||
| Q4 24 | $683.8M | $429.5M | ||
| Q3 24 | $699.1M | $423.1M | ||
| Q2 24 | $654.5M | $418.4M |
总资产
LKFN
RMAX
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.0B | $582.5M | ||
| Q3 25 | $6.9B | $582.2M | ||
| Q2 25 | $7.0B | $574.8M | ||
| Q1 25 | $6.9B | $571.4M | ||
| Q4 24 | $6.7B | $581.6M | ||
| Q3 24 | $6.6B | $578.6M | ||
| Q2 24 | $6.6B | $571.4M |
负债/权益比
LKFN
RMAX
| Q1 26 | 0.25× | — | ||
| Q4 25 | — | 0.96× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | 1.00× | ||
| Q4 24 | — | 1.02× | ||
| Q3 24 | 0.04× | 1.03× | ||
| Q2 24 | 0.08× | 1.05× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | — | $40.9M |
| 自由现金流经营现金流 - 资本支出 | — | $33.5M |
| 自由现金流率自由现金流/营收 | — | 47.1% |
| 资本支出强度资本支出/营收 | — | 10.4% |
| 现金转化率经营现金流/净利润 | — | 28.39× |
| 过去12个月自由现金流最近4个季度 | — | $56.8M |
8季度趋势,按日历期对齐
经营现金流
LKFN
RMAX
| Q1 26 | — | — | ||
| Q4 25 | $114.9M | $40.9M | ||
| Q3 25 | $36.1M | $17.7M | ||
| Q2 25 | $16.2M | $4.6M | ||
| Q1 25 | $28.9M | $5.7M | ||
| Q4 24 | $102.5M | $59.7M | ||
| Q3 24 | $18.0M | $17.6M | ||
| Q2 24 | $21.0M | $15.9M |
自由现金流
LKFN
RMAX
| Q1 26 | — | — | ||
| Q4 25 | $103.8M | $33.5M | ||
| Q3 25 | $31.1M | $16.4M | ||
| Q2 25 | $14.1M | $2.9M | ||
| Q1 25 | $27.1M | $4.0M | ||
| Q4 24 | $93.9M | $53.0M | ||
| Q3 24 | $15.3M | $16.3M | ||
| Q2 24 | $18.6M | $14.0M |
自由现金流率
LKFN
RMAX
| Q1 26 | — | — | ||
| Q4 25 | 148.7% | 47.1% | ||
| Q3 25 | 45.0% | 22.4% | ||
| Q2 25 | 21.2% | 4.0% | ||
| Q1 25 | 42.5% | 5.3% | ||
| Q4 24 | 147.6% | 73.2% | ||
| Q3 24 | 25.0% | 20.8% | ||
| Q2 24 | 27.0% | 17.8% |
资本支出强度
LKFN
RMAX
| Q1 26 | — | — | ||
| Q4 25 | 15.9% | 10.4% | ||
| Q3 25 | 7.3% | 1.8% | ||
| Q2 25 | 3.2% | 2.2% | ||
| Q1 25 | 2.8% | 2.3% | ||
| Q4 24 | 13.6% | 9.1% | ||
| Q3 24 | 4.4% | 1.7% | ||
| Q2 24 | 3.5% | 2.4% |
现金转化率
LKFN
RMAX
| Q1 26 | — | — | ||
| Q4 25 | 3.84× | 28.39× | ||
| Q3 25 | 1.37× | 4.45× | ||
| Q2 25 | 0.60× | 0.97× | ||
| Q1 25 | 1.44× | — | ||
| Q4 24 | 4.24× | 10.28× | ||
| Q3 24 | 0.77× | 18.22× | ||
| Q2 24 | 0.93× | 4.29× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LKFN
| Net Interest Income | $56.8M | 81% |
| Noninterest Income | $12.9M | 19% |
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |