vs
LAKELAND FINANCIAL CORP（LKFN）与null（SWIM）财务数据对比。点击上方公司名可切换其他公司
null的季度营收约是LAKELAND FINANCIAL CORP的1.7倍（$117.3M vs $69.7M），LAKELAND FINANCIAL CORP净利率更高（38.0% vs -7.3%，领先45.3%），过去两年LAKELAND FINANCIAL CORP的营收复合增速更高（0.7% vs -14.4%）
总部位于美国佛罗里达州坦帕的非银行消费金融服务提供商，由伊恩·麦基奇尼于1989年创立，业务网络仅覆盖佛罗里达州，核心服务涵盖支票兑现、账单支付、预付费卡、发薪日贷款、免费汇票、网点ATM服务、电汇、公证、传真及邮政服务，目前运营近240家线下零售网点。
该企业是一家源自美国的跨国律师事务所，1934年创立于加利福尼亚州洛杉矶，在诉讼业务、公司法务以及监管合规法律领域拥有深厚的行业积累与知名度，是全球颇具影响力的综合性律所之一。
LKFN vs SWIM — 直观对比
营收规模更大
SWIM
是对方的1.7倍
$69.7M
净利率更高
LKFN
高出45.3%
-7.3%
两年增速更快
LKFN
近两年复合增速
-14.4%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $69.7M | $117.3M |
| 净利润 | $26.5M | $-8.5M |
| 毛利率 | — | 31.7% |
| 营业利润率 | — | — |
| 净利率 | 38.0% | -7.3% |
| 营收同比 | — | 5.3% |
| 净利润同比 | 31.8% | -43.1% |
| 每股收益（稀释后） | $1.04 | $-0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LKFNSWIM
| Q1 26 | $69.7M | $117.3M | ||
| Q4 25 | $69.8M | $100.0M | ||
| Q3 25 | $69.0M | $161.9M | ||
| Q2 25 | $66.4M | $172.6M | ||
| Q1 25 | $63.8M | $111.4M | ||
| Q4 24 | $63.6M | $87.3M | ||
| Q3 24 | $61.2M | $150.5M | ||
| Q2 24 | $68.7M | $160.1M |
净利润LKFNSWIM
| Q1 26 | $26.5M | $-8.5M | ||
| Q4 25 | $29.9M | $-7.0M | ||
| Q3 25 | $26.4M | $8.1M | ||
| Q2 25 | $27.0M | $16.0M | ||
| Q1 25 | $20.1M | $-6.0M | ||
| Q4 24 | $24.2M | $-29.2M | ||
| Q3 24 | $23.3M | $5.9M | ||
| Q2 24 | $22.5M | $13.3M |
毛利率LKFNSWIM
| Q1 26 | — | 31.7% | ||
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 35.4% | ||
| Q2 25 | — | 37.1% | ||
| Q1 25 | — | 29.5% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | — | 32.4% | ||
| Q2 24 | — | 33.1% |
营业利润率LKFNSWIM
| Q1 26 | — | — | ||
| Q4 25 | 52.1% | -10.7% | ||
| Q3 25 | 46.4% | 13.3% | ||
| Q2 25 | 49.6% | 14.3% | ||
| Q1 25 | 38.0% | -4.4% | ||
| Q4 24 | 46.0% | -14.9% | ||
| Q3 24 | 45.3% | 8.9% | ||
| Q2 24 | 39.2% | 12.5% |
净利率LKFNSWIM
| Q1 26 | 38.0% | -7.3% | ||
| Q4 25 | 42.8% | -7.0% | ||
| Q3 25 | 38.3% | 5.0% | ||
| Q2 25 | 40.6% | 9.3% | ||
| Q1 25 | 31.5% | -5.4% | ||
| Q4 24 | 38.1% | -33.4% | ||
| Q3 24 | 38.1% | 3.9% | ||
| Q2 24 | 32.8% | 8.3% |
每股收益（稀释后）LKFNSWIM
| Q1 26 | $1.04 | $-0.07 | ||
| Q4 25 | $1.16 | $-0.06 | ||
| Q3 25 | $1.03 | $0.07 | ||
| Q2 25 | $1.04 | $0.13 | ||
| Q1 25 | $0.78 | $-0.05 | ||
| Q4 24 | $0.94 | $-0.24 | ||
| Q3 24 | $0.91 | $0.05 | ||
| Q2 24 | $0.87 | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $85.6M | — |
| 总债务越低越好 | $183.6M | $3.3M |
| 股东权益账面价值 | $749.0M | $396.7M |
| 总资产 | $7.1B | $856.4M |
| 负债/权益比越低杠杆越低 | 0.25× | 0.01× |
8季度趋势，按日历期对齐
现金及短期投资LKFNSWIM
| Q1 26 | $85.6M | — | ||
| Q4 25 | $141.3M | — | ||
| Q3 25 | $192.8M | — | ||
| Q2 25 | $310.2M | — | ||
| Q1 25 | $235.2M | — | ||
| Q4 24 | $168.2M | — | ||
| Q3 24 | $160.2M | — | ||
| Q2 24 | $121.2M | — |
总债务LKFNSWIM
| Q1 26 | $183.6M | $3.3M | ||
| Q4 25 | — | $279.8M | ||
| Q3 25 | — | $281.1M | ||
| Q2 25 | — | $281.5M | ||
| Q1 25 | — | $306.9M | ||
| Q4 24 | — | $281.5M | ||
| Q3 24 | $30.0M | $282.8M | ||
| Q2 24 | $55.0M | $282.4M |
股东权益LKFNSWIM
| Q1 26 | $749.0M | $396.7M | ||
| Q4 25 | $762.4M | $405.9M | ||
| Q3 25 | $747.4M | $408.4M | ||
| Q2 25 | $709.9M | $398.4M | ||
| Q1 25 | $694.4M | $381.1M | ||
| Q4 24 | $683.8M | $387.2M | ||
| Q3 24 | $699.1M | $416.6M | ||
| Q2 24 | $654.5M | $408.1M |
总资产LKFNSWIM
| Q1 26 | $7.1B | $856.4M | ||
| Q4 25 | $7.0B | $823.2M | ||
| Q3 25 | $6.9B | $844.4M | ||
| Q2 25 | $7.0B | $822.1M | ||
| Q1 25 | $6.9B | $824.6M | ||
| Q4 24 | $6.7B | $794.2M | ||
| Q3 24 | $6.6B | $853.4M | ||
| Q2 24 | $6.6B | $830.0M |
负债/权益比LKFNSWIM
| Q1 26 | 0.25× | 0.01× | ||
| Q4 25 | — | 0.69× | ||
| Q3 25 | — | 0.69× | ||
| Q2 25 | — | 0.71× | ||
| Q1 25 | — | 0.81× | ||
| Q4 24 | — | 0.73× | ||
| Q3 24 | 0.04× | 0.68× | ||
| Q2 24 | 0.08× | 0.69× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-47.7M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流LKFNSWIM
| Q1 26 | — | $-47.7M | ||
| Q4 25 | $114.9M | $23.3M | ||
| Q3 25 | $36.1M | $51.0M | ||
| Q2 25 | $16.2M | $36.0M | ||
| Q1 25 | $28.9M | $-46.9M | ||
| Q4 24 | $102.5M | $6.2M | ||
| Q3 24 | $18.0M | $37.2M | ||
| Q2 24 | $21.0M | $52.4M |
自由现金流LKFNSWIM
| Q1 26 | — | — | ||
| Q4 25 | $103.8M | $14.1M | ||
| Q3 25 | $31.1M | $45.2M | ||
| Q2 25 | $14.1M | $29.1M | ||
| Q1 25 | $27.1M | $-50.3M | ||
| Q4 24 | $93.9M | $-98.0K | ||
| Q3 24 | $15.3M | $33.2M | ||
| Q2 24 | $18.6M | $47.9M |
自由现金流率LKFNSWIM
| Q1 26 | — | — | ||
| Q4 25 | 148.7% | 14.1% | ||
| Q3 25 | 45.0% | 27.9% | ||
| Q2 25 | 21.2% | 16.8% | ||
| Q1 25 | 42.5% | -45.2% | ||
| Q4 24 | 147.6% | -0.1% | ||
| Q3 24 | 25.0% | 22.1% | ||
| Q2 24 | 27.0% | 29.9% |
资本支出强度LKFNSWIM
| Q1 26 | — | — | ||
| Q4 25 | 15.9% | 9.2% | ||
| Q3 25 | 7.3% | 3.6% | ||
| Q2 25 | 3.2% | 4.0% | ||
| Q1 25 | 2.8% | 3.1% | ||
| Q4 24 | 13.6% | 7.2% | ||
| Q3 24 | 4.4% | 2.7% | ||
| Q2 24 | 3.5% | 2.8% |
现金转化率LKFNSWIM
| Q1 26 | — | — | ||
| Q4 25 | 3.84× | — | ||
| Q3 25 | 1.37× | 6.29× | ||
| Q2 25 | 0.60× | 2.25× | ||
| Q1 25 | 1.44× | — | ||
| Q4 24 | 4.24× | — | ||
| Q3 24 | 0.77× | 6.32× | ||
| Q2 24 | 0.93× | 3.95× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LKFN
| Net Interest Income | $56.8M | 81% |
| Noninterest Income | $12.9M | 19% |
SWIM
暂无分部数据
