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Lemonade, Inc.（LMND）与PREFORMED LINE PRODUCTS CO（PLPC）财务数据对比。点击上方公司名可切换其他公司
Lemonade, Inc.的季度营收约是PREFORMED LINE PRODUCTS CO的1.3倍（$228.1M vs $173.1M），PREFORMED LINE PRODUCTS CO净利率更高（4.9% vs -9.5%，领先14.4%），Lemonade, Inc.同比增速更快（53.3% vs 3.6%），PREFORMED LINE PRODUCTS CO自由现金流更多（$11.8M vs $-25.9M），过去两年Lemonade, Inc.的营收复合增速更高（38.4% vs 10.8%）
Lemonade, Inc.是一家总部位于美国纽约的保险公司，在美国市场提供租客险、房屋险、车险、宠物险及定期寿险，在德国、荷兰推出财产及责任保险，法国市场提供租客险，当前拥有约290万用户，采用人工智能及聊天机器人替代人工处理理赔申请。
预成型线路产品公司（PLPC）研发、生产和销售适用于输配电、通信及可再生能源基建领域的工程硬件组件，服务全球多地的公用事业、网络运营商及工业客户，提供可提升网络可靠性与运营效率的解决方案。
LMND vs PLPC — 直观对比
营收规模更大
LMND
是对方的1.3倍
$173.1M
营收增速更快
LMND
高出49.7%
3.6%
净利率更高
PLPC
高出14.4%
-9.5%
自由现金流更多
PLPC
多$37.7M
$-25.9M
两年增速更快
LMND
近两年复合增速
10.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $228.1M | $173.1M |
| 净利润 | $-21.7M | $8.4M |
| 毛利率 | — | 29.8% |
| 营业利润率 | -9.0% | 6.8% |
| 净利率 | -9.5% | 4.9% |
| 营收同比 | 53.3% | 3.6% |
| 净利润同比 | 27.7% | -19.3% |
| 每股收益（稀释后） | $-0.27 | $1.72 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LMNDPLPC
| Q4 25 | $228.1M | $173.1M | ||
| Q3 25 | $194.5M | $178.1M | ||
| Q2 25 | $164.1M | $169.6M | ||
| Q1 25 | $151.2M | $148.5M | ||
| Q4 24 | $148.8M | $167.1M | ||
| Q3 24 | $136.6M | $147.0M | ||
| Q2 24 | $122.0M | $138.7M | ||
| Q1 24 | $119.1M | $140.9M |
净利润LMNDPLPC
| Q4 25 | $-21.7M | $8.4M | ||
| Q3 25 | $-37.5M | $2.6M | ||
| Q2 25 | $-43.9M | $12.7M | ||
| Q1 25 | $-62.4M | $11.5M | ||
| Q4 24 | $-30.0M | $10.5M | ||
| Q3 24 | $-67.7M | $7.7M | ||
| Q2 24 | $-57.2M | $9.4M | ||
| Q1 24 | $-47.3M | $9.6M |
毛利率LMNDPLPC
| Q4 25 | — | 29.8% | ||
| Q3 25 | — | 29.7% | ||
| Q2 25 | — | 32.7% | ||
| Q1 25 | — | 32.8% | ||
| Q4 24 | — | 33.3% | ||
| Q3 24 | — | 31.1% | ||
| Q2 24 | — | 31.9% | ||
| Q1 24 | — | 31.3% |
营业利润率LMNDPLPC
| Q4 25 | -9.0% | 6.8% | ||
| Q3 25 | -18.7% | 7.4% | ||
| Q2 25 | -26.0% | 10.1% | ||
| Q1 25 | -40.6% | 8.8% | ||
| Q4 24 | -25.4% | 10.5% | ||
| Q3 24 | -48.2% | 7.1% | ||
| Q2 24 | -45.2% | 8.1% | ||
| Q1 24 | -38.0% | 8.2% |
净利率LMNDPLPC
| Q4 25 | -9.5% | 4.9% | ||
| Q3 25 | -19.3% | 1.5% | ||
| Q2 25 | -26.8% | 7.5% | ||
| Q1 25 | -41.3% | 7.8% | ||
| Q4 24 | -20.2% | 6.3% | ||
| Q3 24 | -49.6% | 5.2% | ||
| Q2 24 | -46.9% | 6.8% | ||
| Q1 24 | -39.7% | 6.8% |
每股收益（稀释后）LMNDPLPC
| Q4 25 | $-0.27 | $1.72 | ||
| Q3 25 | $-0.51 | $0.53 | ||
| Q2 25 | $-0.60 | $2.56 | ||
| Q1 25 | $-0.86 | $2.33 | ||
| Q4 24 | $-0.42 | $2.13 | ||
| Q3 24 | $-0.95 | $1.54 | ||
| Q2 24 | $-0.81 | $1.89 | ||
| Q1 24 | $-0.67 | $1.94 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $399.1M | — |
| 总债务越低越好 | — | $38.3M |
| 股东权益账面价值 | $533.6M | $475.5M |
| 总资产 | $1.9B | $653.6M |
| 负债/权益比越低杠杆越低 | — | 0.08× |
8季度趋势，按日历期对齐
现金及短期投资LMNDPLPC
| Q4 25 | $399.1M | — | ||
| Q3 25 | $369.4M | — | ||
| Q2 25 | $398.8M | — | ||
| Q1 25 | $329.7M | — | ||
| Q4 24 | $403.5M | — | ||
| Q3 24 | $360.9M | — | ||
| Q2 24 | $387.2M | — | ||
| Q1 24 | $300.8M | — |
总债务LMNDPLPC
| Q4 25 | — | $38.3M | ||
| Q3 25 | — | $36.0M | ||
| Q2 25 | — | $31.8M | ||
| Q1 25 | — | $29.1M | ||
| Q4 24 | — | $20.8M | ||
| Q3 24 | — | $27.2M | ||
| Q2 24 | — | $31.6M | ||
| Q1 24 | — | $55.0M |
股东权益LMNDPLPC
| Q4 25 | $533.6M | $475.5M | ||
| Q3 25 | $516.2M | $466.3M | ||
| Q2 25 | $527.1M | $460.7M | ||
| Q1 25 | $545.5M | $435.8M | ||
| Q4 24 | $593.4M | $422.3M | ||
| Q3 24 | $593.0M | $429.0M | ||
| Q2 24 | $635.2M | $416.2M | ||
| Q1 24 | $676.4M | $413.4M |
总资产LMNDPLPC
| Q4 25 | $1.9B | $653.6M | ||
| Q3 25 | $1.9B | $644.6M | ||
| Q2 25 | $1.9B | $631.5M | ||
| Q1 25 | $1.9B | $592.5M | ||
| Q4 24 | $1.8B | $573.9M | ||
| Q3 24 | $1.8B | $592.0M | ||
| Q2 24 | $1.7B | $572.6M | ||
| Q1 24 | $1.6B | $586.1M |
负债/权益比LMNDPLPC
| Q4 25 | — | 0.08× | ||
| Q3 25 | — | 0.08× | ||
| Q2 25 | — | 0.07× | ||
| Q1 25 | — | 0.07× | ||
| Q4 24 | — | 0.05× | ||
| Q3 24 | — | 0.06× | ||
| Q2 24 | — | 0.08× | ||
| Q1 24 | — | 0.13× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-16.5M | $21.9M |
| 自由现金流经营现金流 - 资本支出 | $-25.9M | $11.8M |
| 自由现金流率自由现金流/营收 | -11.4% | 6.8% |
| 资本支出强度资本支出/营收 | 4.1% | 5.9% |
| 现金转化率经营现金流/净利润 | — | 2.60× |
| 过去12个月自由现金流最近4个季度 | $-69.4M | $33.3M |
8季度趋势，按日历期对齐
经营现金流LMNDPLPC
| Q4 25 | $-16.5M | $21.9M | ||
| Q3 25 | $4.5M | $18.9M | ||
| Q2 25 | $5.5M | $26.9M | ||
| Q1 25 | $-47.2M | $5.7M | ||
| Q4 24 | $-11.4M | $24.1M | ||
| Q3 24 | $16.3M | $9.4M | ||
| Q2 24 | $-11.7M | $28.3M | ||
| Q1 24 | $-29.8M | $5.8M |
自由现金流LMNDPLPC
| Q4 25 | $-25.9M | $11.8M | ||
| Q3 25 | $2.6M | $8.3M | ||
| Q2 25 | $3.4M | $18.6M | ||
| Q1 25 | $-49.5M | $-5.3M | ||
| Q4 24 | $-20.8M | $20.6M | ||
| Q3 24 | $14.1M | $5.8M | ||
| Q2 24 | $-13.2M | $24.6M | ||
| Q1 24 | $-32.3M | $1.8M |
自由现金流率LMNDPLPC
| Q4 25 | -11.4% | 6.8% | ||
| Q3 25 | 1.3% | 4.7% | ||
| Q2 25 | 2.1% | 10.9% | ||
| Q1 25 | -32.7% | -3.6% | ||
| Q4 24 | -14.0% | 12.3% | ||
| Q3 24 | 10.3% | 3.9% | ||
| Q2 24 | -10.8% | 17.7% | ||
| Q1 24 | -27.1% | 1.3% |
资本支出强度LMNDPLPC
| Q4 25 | 4.1% | 5.9% | ||
| Q3 25 | 1.0% | 6.0% | ||
| Q2 25 | 1.3% | 4.9% | ||
| Q1 25 | 1.5% | 7.4% | ||
| Q4 24 | 6.3% | 2.1% | ||
| Q3 24 | 1.6% | 2.4% | ||
| Q2 24 | 1.2% | 2.7% | ||
| Q1 24 | 2.1% | 2.8% |
现金转化率LMNDPLPC
| Q4 25 | — | 2.60× | ||
| Q3 25 | — | 7.21× | ||
| Q2 25 | — | 2.12× | ||
| Q1 25 | — | 0.49× | ||
| Q4 24 | — | 2.30× | ||
| Q3 24 | — | 1.22× | ||
| Q2 24 | — | 3.02× | ||
| Q1 24 | — | 0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
