vs
Live Oak Bancshares, Inc.（LOB）与IMPINJ INC（PI）财务数据对比。点击上方公司名可切换其他公司
Live Oak Bancshares, Inc.的季度营收约是IMPINJ INC的2.0倍（$145.5M vs $74.3M），Live Oak Bancshares, Inc.净利率更高（19.2% vs 11.2%，领先8.0%），Live Oak Bancshares, Inc.同比增速更快（18.4% vs -0.0%），过去两年Live Oak Bancshares, Inc.的营收复合增速更高（7.7% vs -14.9%）
Live Oak Bancshares, Inc.是一家美国金融控股公司，旗下子公司Live Oak Bank总部位于北卡罗来纳州威尔明顿，业务覆盖美国全部50个州，专注为小企业主提供金融服务，2022年按放贷金额计是美国SBA 7(a)贷款项目的头部放贷机构。
Impinj Inc.是一家美国射频识别（RFID）设备及软件提供商，成立于2000年，总部位于华盛顿州西雅图，源自加州理工学院Carver Mead与Chris Diorio的研究成果。公司主营EPC Class 1 Gen 2无源超高频RFID芯片、读写器、读写器芯片、天线，以及芯片编码、业务数据采集相关的软件应用，为各行业RFID应用提供全链路产品支持。
LOB vs PI — 直观对比
营收规模更大
LOB
是对方的2.0倍
$74.3M
营收增速更快
LOB
高出18.4%
-0.0%
净利率更高
LOB
高出8.0%
11.2%
两年增速更快
LOB
近两年复合增速
-14.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $145.5M | $74.3M |
| 净利润 | $27.9M | $8.3M |
| 毛利率 | — | 49.1% |
| 营业利润率 | — | 30.5% |
| 净利率 | 19.2% | 11.2% |
| 营收同比 | 18.4% | -0.0% |
| 净利润同比 | 187.6% | — |
| 每股收益（稀释后） | $0.60 | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LOBPI
| Q1 26 | $145.5M | $74.3M | ||
| Q4 25 | $161.9M | $92.8M | ||
| Q3 25 | $146.1M | $96.1M | ||
| Q2 25 | $143.7M | $97.9M | ||
| Q1 25 | $126.1M | $74.3M | ||
| Q4 24 | $116.9M | $91.6M | ||
| Q3 24 | $129.9M | $95.2M | ||
| Q2 24 | $125.5M | $102.5M |
净利润LOBPI
| Q1 26 | $27.9M | $8.3M | ||
| Q4 25 | $46.2M | $-1.1M | ||
| Q3 25 | $26.5M | $-12.8M | ||
| Q2 25 | $23.4M | $11.6M | ||
| Q1 25 | $9.7M | $-8.5M | ||
| Q4 24 | $9.9M | $-2.7M | ||
| Q3 24 | $13.0M | $221.0K | ||
| Q2 24 | $27.0M | $10.0M |
毛利率LOBPI
| Q1 26 | — | 49.1% | ||
| Q4 25 | — | 51.8% | ||
| Q3 25 | — | 50.3% | ||
| Q2 25 | — | 57.8% | ||
| Q1 25 | — | 49.4% | ||
| Q4 24 | — | 50.5% | ||
| Q3 24 | — | 50.0% | ||
| Q2 24 | — | 56.1% |
营业利润率LOBPI
| Q1 26 | — | 30.5% | ||
| Q4 25 | 38.2% | -2.9% | ||
| Q3 25 | 25.0% | 0.7% | ||
| Q2 25 | 21.7% | 11.1% | ||
| Q1 25 | 10.4% | -12.9% | ||
| Q4 24 | 11.3% | -3.9% | ||
| Q3 24 | 13.7% | -0.8% | ||
| Q2 24 | 28.7% | 8.8% |
净利率LOBPI
| Q1 26 | 19.2% | 11.2% | ||
| Q4 25 | 28.5% | -1.2% | ||
| Q3 25 | 18.1% | -13.3% | ||
| Q2 25 | 16.3% | 11.8% | ||
| Q1 25 | 7.7% | -11.4% | ||
| Q4 24 | 8.5% | -2.9% | ||
| Q3 24 | 10.0% | 0.2% | ||
| Q2 24 | 21.5% | 9.7% |
每股收益（稀释后）LOBPI
| Q1 26 | $0.60 | $0.14 | ||
| Q4 25 | $0.96 | $-0.02 | ||
| Q3 25 | $0.55 | $-0.44 | ||
| Q2 25 | $0.51 | $0.39 | ||
| Q1 25 | $0.21 | $-0.30 | ||
| Q4 24 | $0.22 | $-0.06 | ||
| Q3 24 | $0.28 | $0.01 | ||
| Q2 24 | $0.59 | $0.34 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $131.8M |
| 总债务越低越好 | — | $241.5M |
| 股东权益账面价值 | $1.3B | — |
| 总资产 | $15.3B | $502.5M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资LOBPI
| Q1 26 | — | $131.8M | ||
| Q4 25 | — | $175.3M | ||
| Q3 25 | — | $190.1M | ||
| Q2 25 | — | $193.2M | ||
| Q1 25 | — | $147.9M | ||
| Q4 24 | — | $164.7M | ||
| Q3 24 | — | $170.3M | ||
| Q2 24 | — | $220.2M |
总债务LOBPI
| Q1 26 | — | $241.5M | ||
| Q4 25 | — | $280.9M | ||
| Q3 25 | — | $280.4M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $283.5M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益LOBPI
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.2B | $209.2M | ||
| Q3 25 | $1.2B | $195.0M | ||
| Q2 25 | $1.1B | $187.7M | ||
| Q1 25 | $1.0B | $160.6M | ||
| Q4 24 | $999.0M | $149.9M | ||
| Q3 24 | $1.0B | $136.1M | ||
| Q2 24 | $961.0M | $117.0M |
总资产LOBPI
| Q1 26 | $15.3B | $502.5M | ||
| Q4 25 | $15.1B | $545.2M | ||
| Q3 25 | $14.7B | $516.5M | ||
| Q2 25 | $13.8B | $508.8M | ||
| Q1 25 | $13.6B | $479.8M | ||
| Q4 24 | $12.9B | $489.1M | ||
| Q3 24 | $12.6B | $476.4M | ||
| Q2 24 | $11.9B | $446.1M |
负债/权益比LOBPI
| Q1 26 | — | — | ||
| Q4 25 | — | 1.34× | ||
| Q3 25 | — | 1.44× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.89× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | — |
| 自由现金流经营现金流 - 资本支出 | — | $2.2M |
| 自由现金流率自由现金流/营收 | — | 3.0% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $61.1M |
8季度趋势，按日历期对齐
经营现金流LOBPI
| Q1 26 | — | — | ||
| Q4 25 | $158.2M | $15.1M | ||
| Q3 25 | $62.3M | $20.9M | ||
| Q2 25 | $49.2M | $33.9M | ||
| Q1 25 | $-33.0M | $-11.1M | ||
| Q4 24 | $156.8M | $12.6M | ||
| Q3 24 | $47.4M | $10.1M | ||
| Q2 24 | $29.5M | $45.5M |
自由现金流LOBPI
| Q1 26 | — | $2.2M | ||
| Q4 25 | $143.5M | $13.6M | ||
| Q3 25 | $60.6M | $18.0M | ||
| Q2 25 | $47.8M | $27.3M | ||
| Q1 25 | $-35.3M | $-13.0M | ||
| Q4 24 | $107.5M | $8.5M | ||
| Q3 24 | $41.0M | $4.7M | ||
| Q2 24 | $12.3M | $44.1M |
自由现金流率LOBPI
| Q1 26 | — | 3.0% | ||
| Q4 25 | 88.6% | 14.7% | ||
| Q3 25 | 41.4% | 18.7% | ||
| Q2 25 | 33.3% | 27.9% | ||
| Q1 25 | -28.0% | -17.5% | ||
| Q4 24 | 91.9% | 9.3% | ||
| Q3 24 | 31.6% | 4.9% | ||
| Q2 24 | 9.8% | 43.0% |
资本支出强度LOBPI
| Q1 26 | — | — | ||
| Q4 25 | 9.1% | 1.6% | ||
| Q3 25 | 1.2% | 3.1% | ||
| Q2 25 | 1.0% | 6.7% | ||
| Q1 25 | 1.8% | 2.5% | ||
| Q4 24 | 42.2% | 4.5% | ||
| Q3 24 | 4.9% | 5.7% | ||
| Q2 24 | 13.7% | 1.3% |
现金转化率LOBPI
| Q1 26 | — | — | ||
| Q4 25 | 3.42× | — | ||
| Q3 25 | 2.35× | — | ||
| Q2 25 | 2.10× | 2.93× | ||
| Q1 25 | -3.39× | — | ||
| Q4 24 | 15.84× | — | ||
| Q3 24 | 3.64× | 45.56× | ||
| Q2 24 | 1.10× | 4.56× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
