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Live Oak Bancshares, Inc.（LOB）与PREFORMED LINE PRODUCTS CO（PLPC）财务数据对比。点击上方公司名可切换其他公司
PREFORMED LINE PRODUCTS CO的季度营收约是Live Oak Bancshares, Inc.的1.2倍（$173.1M vs $145.5M），Live Oak Bancshares, Inc.净利率更高（19.2% vs 4.9%，领先14.3%），Live Oak Bancshares, Inc.同比增速更快（18.4% vs 3.6%），过去两年PREFORMED LINE PRODUCTS CO的营收复合增速更高（10.8% vs 7.7%）
Live Oak Bancshares, Inc.是一家美国金融控股公司，旗下子公司Live Oak Bank总部位于北卡罗来纳州威尔明顿，业务覆盖美国全部50个州，专注为小企业主提供金融服务，2022年按放贷金额计是美国SBA 7(a)贷款项目的头部放贷机构。
预成型线路产品公司（PLPC）研发、生产和销售适用于输配电、通信及可再生能源基建领域的工程硬件组件，服务全球多地的公用事业、网络运营商及工业客户，提供可提升网络可靠性与运营效率的解决方案。
LOB vs PLPC — 直观对比
营收规模更大
PLPC
是对方的1.2倍
$145.5M
营收增速更快
LOB
高出14.8%
3.6%
净利率更高
LOB
高出14.3%
4.9%
两年增速更快
PLPC
近两年复合增速
7.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $145.5M | $173.1M |
| 净利润 | $27.9M | $8.4M |
| 毛利率 | — | 29.8% |
| 营业利润率 | — | 6.8% |
| 净利率 | 19.2% | 4.9% |
| 营收同比 | 18.4% | 3.6% |
| 净利润同比 | 187.6% | -19.3% |
| 每股收益（稀释后） | $0.60 | $1.72 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LOBPLPC
| Q1 26 | $145.5M | — | ||
| Q4 25 | $161.9M | $173.1M | ||
| Q3 25 | $146.1M | $178.1M | ||
| Q2 25 | $143.7M | $169.6M | ||
| Q1 25 | $126.1M | $148.5M | ||
| Q4 24 | $116.9M | $167.1M | ||
| Q3 24 | $129.9M | $147.0M | ||
| Q2 24 | $125.5M | $138.7M |
净利润LOBPLPC
| Q1 26 | $27.9M | — | ||
| Q4 25 | $46.2M | $8.4M | ||
| Q3 25 | $26.5M | $2.6M | ||
| Q2 25 | $23.4M | $12.7M | ||
| Q1 25 | $9.7M | $11.5M | ||
| Q4 24 | $9.9M | $10.5M | ||
| Q3 24 | $13.0M | $7.7M | ||
| Q2 24 | $27.0M | $9.4M |
毛利率LOBPLPC
| Q1 26 | — | — | ||
| Q4 25 | — | 29.8% | ||
| Q3 25 | — | 29.7% | ||
| Q2 25 | — | 32.7% | ||
| Q1 25 | — | 32.8% | ||
| Q4 24 | — | 33.3% | ||
| Q3 24 | — | 31.1% | ||
| Q2 24 | — | 31.9% |
营业利润率LOBPLPC
| Q1 26 | — | — | ||
| Q4 25 | 38.2% | 6.8% | ||
| Q3 25 | 25.0% | 7.4% | ||
| Q2 25 | 21.7% | 10.1% | ||
| Q1 25 | 10.4% | 8.8% | ||
| Q4 24 | 11.3% | 10.5% | ||
| Q3 24 | 13.7% | 7.1% | ||
| Q2 24 | 28.7% | 8.1% |
净利率LOBPLPC
| Q1 26 | 19.2% | — | ||
| Q4 25 | 28.5% | 4.9% | ||
| Q3 25 | 18.1% | 1.5% | ||
| Q2 25 | 16.3% | 7.5% | ||
| Q1 25 | 7.7% | 7.8% | ||
| Q4 24 | 8.5% | 6.3% | ||
| Q3 24 | 10.0% | 5.2% | ||
| Q2 24 | 21.5% | 6.8% |
每股收益（稀释后）LOBPLPC
| Q1 26 | $0.60 | — | ||
| Q4 25 | $0.96 | $1.72 | ||
| Q3 25 | $0.55 | $0.53 | ||
| Q2 25 | $0.51 | $2.56 | ||
| Q1 25 | $0.21 | $2.33 | ||
| Q4 24 | $0.22 | $2.13 | ||
| Q3 24 | $0.28 | $1.54 | ||
| Q2 24 | $0.59 | $1.89 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $38.3M |
| 股东权益账面价值 | $1.3B | $475.5M |
| 总资产 | $15.3B | $653.6M |
| 负债/权益比越低杠杆越低 | — | 0.08× |
8季度趋势，按日历期对齐
总债务LOBPLPC
| Q1 26 | — | — | ||
| Q4 25 | — | $38.3M | ||
| Q3 25 | — | $36.0M | ||
| Q2 25 | — | $31.8M | ||
| Q1 25 | — | $29.1M | ||
| Q4 24 | — | $20.8M | ||
| Q3 24 | — | $27.2M | ||
| Q2 24 | — | $31.6M |
股东权益LOBPLPC
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.2B | $475.5M | ||
| Q3 25 | $1.2B | $466.3M | ||
| Q2 25 | $1.1B | $460.7M | ||
| Q1 25 | $1.0B | $435.8M | ||
| Q4 24 | $999.0M | $422.3M | ||
| Q3 24 | $1.0B | $429.0M | ||
| Q2 24 | $961.0M | $416.2M |
总资产LOBPLPC
| Q1 26 | $15.3B | — | ||
| Q4 25 | $15.1B | $653.6M | ||
| Q3 25 | $14.7B | $644.6M | ||
| Q2 25 | $13.8B | $631.5M | ||
| Q1 25 | $13.6B | $592.5M | ||
| Q4 24 | $12.9B | $573.9M | ||
| Q3 24 | $12.6B | $592.0M | ||
| Q2 24 | $11.9B | $572.6M |
负债/权益比LOBPLPC
| Q1 26 | — | — | ||
| Q4 25 | — | 0.08× | ||
| Q3 25 | — | 0.08× | ||
| Q2 25 | — | 0.07× | ||
| Q1 25 | — | 0.07× | ||
| Q4 24 | — | 0.05× | ||
| Q3 24 | — | 0.06× | ||
| Q2 24 | — | 0.08× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $21.9M |
| 自由现金流经营现金流 - 资本支出 | — | $11.8M |
| 自由现金流率自由现金流/营收 | — | 6.8% |
| 资本支出强度资本支出/营收 | — | 5.9% |
| 现金转化率经营现金流/净利润 | — | 2.60× |
| 过去12个月自由现金流最近4个季度 | — | $33.3M |
8季度趋势，按日历期对齐
经营现金流LOBPLPC
| Q1 26 | — | — | ||
| Q4 25 | $158.2M | $21.9M | ||
| Q3 25 | $62.3M | $18.9M | ||
| Q2 25 | $49.2M | $26.9M | ||
| Q1 25 | $-33.0M | $5.7M | ||
| Q4 24 | $156.8M | $24.1M | ||
| Q3 24 | $47.4M | $9.4M | ||
| Q2 24 | $29.5M | $28.3M |
自由现金流LOBPLPC
| Q1 26 | — | — | ||
| Q4 25 | $143.5M | $11.8M | ||
| Q3 25 | $60.6M | $8.3M | ||
| Q2 25 | $47.8M | $18.6M | ||
| Q1 25 | $-35.3M | $-5.3M | ||
| Q4 24 | $107.5M | $20.6M | ||
| Q3 24 | $41.0M | $5.8M | ||
| Q2 24 | $12.3M | $24.6M |
自由现金流率LOBPLPC
| Q1 26 | — | — | ||
| Q4 25 | 88.6% | 6.8% | ||
| Q3 25 | 41.4% | 4.7% | ||
| Q2 25 | 33.3% | 10.9% | ||
| Q1 25 | -28.0% | -3.6% | ||
| Q4 24 | 91.9% | 12.3% | ||
| Q3 24 | 31.6% | 3.9% | ||
| Q2 24 | 9.8% | 17.7% |
资本支出强度LOBPLPC
| Q1 26 | — | — | ||
| Q4 25 | 9.1% | 5.9% | ||
| Q3 25 | 1.2% | 6.0% | ||
| Q2 25 | 1.0% | 4.9% | ||
| Q1 25 | 1.8% | 7.4% | ||
| Q4 24 | 42.2% | 2.1% | ||
| Q3 24 | 4.9% | 2.4% | ||
| Q2 24 | 13.7% | 2.7% |
现金转化率LOBPLPC
| Q1 26 | — | — | ||
| Q4 25 | 3.42× | 2.60× | ||
| Q3 25 | 2.35× | 7.21× | ||
| Q2 25 | 2.10× | 2.12× | ||
| Q1 25 | -3.39× | 0.49× | ||
| Q4 24 | 15.84× | 2.30× | ||
| Q3 24 | 3.64× | 1.22× | ||
| Q2 24 | 1.10× | 3.02× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
