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Live Oak Bancshares, Inc.（LOB）与Ultragenyx Pharmaceutical Inc.（RARE）财务数据对比。点击上方公司名可切换其他公司
Ultragenyx Pharmaceutical Inc.的季度营收约是Live Oak Bancshares, Inc.的1.4倍（$207.3M vs $145.5M），Live Oak Bancshares, Inc.净利率更高（19.2% vs -62.0%，领先81.2%），Ultragenyx Pharmaceutical Inc.同比增速更快（25.9% vs 18.4%），过去两年Ultragenyx Pharmaceutical Inc.的营收复合增速更高（38.0% vs 7.7%）
Live Oak Bancshares, Inc.是一家美国金融控股公司，旗下子公司Live Oak Bank总部位于北卡罗来纳州威尔明顿，业务覆盖美国全部50个州，专注为小企业主提供金融服务，2022年按放贷金额计是美国SBA 7(a)贷款项目的头部放贷机构。
Ultragenyx Pharmaceutical Inc.是一家总部位于美国的生物制药企业，专注于研发罕见病和超罕见遗传病的创新治疗方案，这类疾病目前大多无获批疗法，存在大量未被满足的临床需求。公司覆盖生物制剂、小分子药物、基因疗法、反义寡核苷酸及mRNA等多种药物技术平台，研发管线涵盖骨骼、内分泌、代谢、肌肉及中枢神经系统疾病领域。
LOB vs RARE — 直观对比
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $145.5M | $207.3M |
| 净利润 | $27.9M | $-128.6M |
| 毛利率 | — | — |
| 营业利润率 | — | -54.7% |
| 净利率 | 19.2% | -62.0% |
| 营收同比 | 18.4% | 25.9% |
| 净利润同比 | 187.6% | 3.5% |
| 每股收益（稀释后） | $0.60 | $-1.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q1 26 | $145.5M | — | ||
| Q4 25 | $161.9M | $207.3M | ||
| Q3 25 | $146.1M | $159.9M | ||
| Q2 25 | $143.7M | $166.5M | ||
| Q1 25 | $126.1M | $139.3M | ||
| Q4 24 | $116.9M | $164.6M | ||
| Q3 24 | $129.9M | $139.5M | ||
| Q2 24 | $125.5M | $147.0M |
| Q1 26 | $27.9M | — | ||
| Q4 25 | $46.2M | $-128.6M | ||
| Q3 25 | $26.5M | $-180.4M | ||
| Q2 25 | $23.4M | $-115.0M | ||
| Q1 25 | $9.7M | $-151.1M | ||
| Q4 24 | $9.9M | $-133.2M | ||
| Q3 24 | $13.0M | $-133.5M | ||
| Q2 24 | $27.0M | $-131.6M |
| Q1 26 | — | — | ||
| Q4 25 | 38.2% | -54.7% | ||
| Q3 25 | 25.0% | -106.9% | ||
| Q2 25 | 21.7% | -64.8% | ||
| Q1 25 | 10.4% | -102.6% | ||
| Q4 24 | 11.3% | -74.3% | ||
| Q3 24 | 13.7% | -94.6% | ||
| Q2 24 | 28.7% | -79.1% |
| Q1 26 | 19.2% | — | ||
| Q4 25 | 28.5% | -62.0% | ||
| Q3 25 | 18.1% | -112.8% | ||
| Q2 25 | 16.3% | -69.0% | ||
| Q1 25 | 7.7% | -108.5% | ||
| Q4 24 | 8.5% | -80.9% | ||
| Q3 24 | 10.0% | -95.7% | ||
| Q2 24 | 21.5% | -89.5% |
| Q1 26 | $0.60 | — | ||
| Q4 25 | $0.96 | $-1.28 | ||
| Q3 25 | $0.55 | $-1.81 | ||
| Q2 25 | $0.51 | $-1.17 | ||
| Q1 25 | $0.21 | $-1.57 | ||
| Q4 24 | $0.22 | $-1.34 | ||
| Q3 24 | $0.28 | $-1.40 | ||
| Q2 24 | $0.59 | $-1.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $421.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.3B | $-80.0M |
| 总资产 | $15.3B | $1.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
| Q1 26 | — | — | ||
| Q4 25 | — | $421.0M | ||
| Q3 25 | — | $202.5M | ||
| Q2 25 | — | $176.3M | ||
| Q1 25 | — | $127.1M | ||
| Q4 24 | — | $174.0M | ||
| Q3 24 | — | $150.6M | ||
| Q2 24 | — | $480.7M |
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.2B | $-80.0M | ||
| Q3 25 | $1.2B | $9.2M | ||
| Q2 25 | $1.1B | $151.3M | ||
| Q1 25 | $1.0B | $144.2M | ||
| Q4 24 | $999.0M | $255.0M | ||
| Q3 24 | $1.0B | $346.8M | ||
| Q2 24 | $961.0M | $432.4M |
| Q1 26 | $15.3B | — | ||
| Q4 25 | $15.1B | $1.5B | ||
| Q3 25 | $14.7B | $1.2B | ||
| Q2 25 | $13.8B | $1.3B | ||
| Q1 25 | $13.6B | $1.3B | ||
| Q4 24 | $12.9B | $1.5B | ||
| Q3 24 | $12.6B | $1.5B | ||
| Q2 24 | $11.9B | $1.6B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-99.8M |
| 自由现金流经营现金流 - 资本支出 | — | $-100.8M |
| 自由现金流率自由现金流/营收 | — | -48.6% |
| 资本支出强度资本支出/营收 | — | 0.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-472.0M |
8季度趋势，按日历期对齐
| Q1 26 | — | — | ||
| Q4 25 | $158.2M | $-99.8M | ||
| Q3 25 | $62.3M | $-91.4M | ||
| Q2 25 | $49.2M | $-108.3M | ||
| Q1 25 | $-33.0M | $-166.5M | ||
| Q4 24 | $156.8M | $-79.3M | ||
| Q3 24 | $47.4M | $-67.0M | ||
| Q2 24 | $29.5M | $-77.0M |
| Q1 26 | — | — | ||
| Q4 25 | $143.5M | $-100.8M | ||
| Q3 25 | $60.6M | $-92.7M | ||
| Q2 25 | $47.8M | $-110.7M | ||
| Q1 25 | $-35.3M | $-167.8M | ||
| Q4 24 | $107.5M | $-79.5M | ||
| Q3 24 | $41.0M | $-68.6M | ||
| Q2 24 | $12.3M | $-79.0M |
| Q1 26 | — | — | ||
| Q4 25 | 88.6% | -48.6% | ||
| Q3 25 | 41.4% | -58.0% | ||
| Q2 25 | 33.3% | -66.5% | ||
| Q1 25 | -28.0% | -120.5% | ||
| Q4 24 | 91.9% | -48.3% | ||
| Q3 24 | 31.6% | -49.2% | ||
| Q2 24 | 9.8% | -53.7% |
| Q1 26 | — | — | ||
| Q4 25 | 9.1% | 0.5% | ||
| Q3 25 | 1.2% | 0.8% | ||
| Q2 25 | 1.0% | 1.5% | ||
| Q1 25 | 1.8% | 1.0% | ||
| Q4 24 | 42.2% | 0.1% | ||
| Q3 24 | 4.9% | 1.2% | ||
| Q2 24 | 13.7% | 1.4% |
| Q1 26 | — | — | ||
| Q4 25 | 3.42× | — | ||
| Q3 25 | 2.35× | — | ||
| Q2 25 | 2.10× | — | ||
| Q1 25 | -3.39× | — | ||
| Q4 24 | 15.84× | — | ||
| Q3 24 | 3.64× | — | ||
| Q2 24 | 1.10× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LOB
暂无分部数据
RARE
| Royalty | $105.6M | 51% |
| Products | $101.7M | 49% |
