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Live Oak Bancshares, Inc.（LOB）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
Live Oak Bancshares, Inc.的季度营收约是RESOURCES CONNECTION, INC.的1.2倍（$145.5M vs $117.7M），Live Oak Bancshares, Inc.净利率更高（19.2% vs -10.8%，领先30.0%），Live Oak Bancshares, Inc.同比增速更快（544.5% vs -19.2%），过去两年Live Oak Bancshares, Inc.的营收复合增速更高（7.7% vs -11.8%）
Live Oak Bancshares, Inc.是一家美国金融控股公司，旗下子公司Live Oak Bank总部位于北卡罗来纳州威尔明顿，业务覆盖美国全部50个州，专注为小企业主提供金融服务，2022年按放贷金额计是美国SBA 7(a)贷款项目的头部放贷机构。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
LOB vs RGP — 直观对比
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $145.5M | $117.7M |
| 净利润 | $27.9M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | — | -10.3% |
| 净利率 | 19.2% | -10.8% |
| 营收同比 | 544.5% | -19.2% |
| 净利润同比 | 53.3% | 81.6% |
| 每股收益（稀释后） | $0.60 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q1 26 | $145.5M | — | ||
| Q4 25 | $161.9M | $117.7M | ||
| Q3 25 | $146.1M | $120.2M | ||
| Q2 25 | $143.7M | $139.3M | ||
| Q1 25 | $126.1M | $129.4M | ||
| Q4 24 | $116.9M | $145.6M | ||
| Q3 24 | $129.9M | $136.9M | ||
| Q2 24 | $125.5M | $148.2M |
| Q1 26 | $27.9M | — | ||
| Q4 25 | $46.2M | $-12.7M | ||
| Q3 25 | $26.5M | $-2.4M | ||
| Q2 25 | $23.4M | $-73.3M | ||
| Q1 25 | $9.7M | $-44.1M | ||
| Q4 24 | $9.9M | $-68.7M | ||
| Q3 24 | $13.0M | $-5.7M | ||
| Q2 24 | $27.0M | $10.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% |
| Q1 26 | — | — | ||
| Q4 25 | 38.2% | -10.3% | ||
| Q3 25 | 25.0% | -1.7% | ||
| Q2 25 | 21.7% | -47.0% | ||
| Q1 25 | 10.4% | -38.4% | ||
| Q4 24 | 11.3% | -52.7% | ||
| Q3 24 | 13.7% | -3.5% | ||
| Q2 24 | 28.7% | 7.6% |
| Q1 26 | 19.2% | — | ||
| Q4 25 | 28.5% | -10.8% | ||
| Q3 25 | 18.1% | -2.0% | ||
| Q2 25 | 16.3% | -52.6% | ||
| Q1 25 | 7.7% | -34.0% | ||
| Q4 24 | 8.5% | -47.2% | ||
| Q3 24 | 10.0% | -4.2% | ||
| Q2 24 | 21.5% | 7.1% |
| Q1 26 | $0.60 | — | ||
| Q4 25 | $0.96 | $-0.38 | ||
| Q3 25 | $0.55 | $-0.07 | ||
| Q2 25 | $0.51 | $-2.21 | ||
| Q1 25 | $0.21 | $-1.34 | ||
| Q4 24 | $0.22 | $-2.08 | ||
| Q3 24 | $0.28 | $-0.17 | ||
| Q2 24 | $0.59 | $0.31 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $89.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.3B | $194.6M |
| 总资产 | $15.3B | $289.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
| Q1 26 | — | — | ||
| Q4 25 | — | $89.8M | ||
| Q3 25 | — | $77.5M | ||
| Q2 25 | — | $86.1M | ||
| Q1 25 | — | $72.5M | ||
| Q4 24 | — | $78.2M | ||
| Q3 24 | — | $89.6M | ||
| Q2 24 | — | $108.9M |
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.2B | $194.6M | ||
| Q3 25 | $1.2B | $206.4M | ||
| Q2 25 | $1.1B | $207.1M | ||
| Q1 25 | $1.0B | $277.8M | ||
| Q4 24 | $999.0M | $325.7M | ||
| Q3 24 | $1.0B | $407.2M | ||
| Q2 24 | $961.0M | $418.8M |
| Q1 26 | $15.3B | — | ||
| Q4 25 | $15.1B | $289.3M | ||
| Q3 25 | $14.7B | $287.2M | ||
| Q2 25 | $13.8B | $304.7M | ||
| Q1 25 | $13.6B | $375.6M | ||
| Q4 24 | $12.9B | $424.9M | ||
| Q3 24 | $12.6B | $512.9M | ||
| Q2 24 | $11.9B | $510.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.9M |
| 自由现金流经营现金流 - 资本支出 | — | $15.6M |
| 自由现金流率自由现金流/营收 | — | 13.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $24.3M |
8季度趋势，按日历期对齐
| Q1 26 | — | — | ||
| Q4 25 | $158.2M | $15.9M | ||
| Q3 25 | $62.3M | $-7.8M | ||
| Q2 25 | $49.2M | $16.8M | ||
| Q1 25 | $-33.0M | $659.0K | ||
| Q4 24 | $156.8M | $1.8M | ||
| Q3 24 | $47.4M | $-309.0K | ||
| Q2 24 | $29.5M | $3.2M |
| Q1 26 | — | — | ||
| Q4 25 | $143.5M | $15.6M | ||
| Q3 25 | $60.6M | $-8.0M | ||
| Q2 25 | $47.8M | $16.5M | ||
| Q1 25 | $-35.3M | $238.0K | ||
| Q4 24 | $107.5M | $61.0K | ||
| Q3 24 | $41.0M | $-575.0K | ||
| Q2 24 | $12.3M | $3.0M |
| Q1 26 | — | — | ||
| Q4 25 | 88.6% | 13.2% | ||
| Q3 25 | 41.4% | -6.6% | ||
| Q2 25 | 33.3% | 11.8% | ||
| Q1 25 | -28.0% | 0.2% | ||
| Q4 24 | 91.9% | 0.0% | ||
| Q3 24 | 31.6% | -0.4% | ||
| Q2 24 | 9.8% | 2.1% |
| Q1 26 | — | — | ||
| Q4 25 | 9.1% | 0.3% | ||
| Q3 25 | 1.2% | 0.1% | ||
| Q2 25 | 1.0% | 0.2% | ||
| Q1 25 | 1.8% | 0.3% | ||
| Q4 24 | 42.2% | 1.2% | ||
| Q3 24 | 4.9% | 0.2% | ||
| Q2 24 | 13.7% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 3.42× | — | ||
| Q3 25 | 2.35× | — | ||
| Q2 25 | 2.10× | — | ||
| Q1 25 | -3.39× | — | ||
| Q4 24 | 15.84× | — | ||
| Q3 24 | 3.64× | — | ||
| Q2 24 | 1.10× | 0.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LOB
暂无分部数据
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
