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Live Oak Bancshares, Inc.（LOB）与Rocket Lab Corp（RKLB）财务数据对比。点击上方公司名可切换其他公司
Rocket Lab Corp的季度营收约是Live Oak Bancshares, Inc.的1.2倍（$179.7M vs $145.5M），Live Oak Bancshares, Inc.净利率更高（19.2% vs -29.5%，领先48.7%），Rocket Lab Corp同比增速更快（35.7% vs 18.4%），过去两年Rocket Lab Corp的营收复合增速更高（39.2% vs 7.7%）
Live Oak Bancshares, Inc.是一家美国金融控股公司，旗下子公司Live Oak Bank总部位于北卡罗来纳州威尔明顿，业务覆盖美国全部50个州，专注为小企业主提供金融服务，2022年按放贷金额计是美国SBA 7(a)贷款项目的头部放贷机构。
Rocket Lab是公开上市的航空航天制造商及发射服务提供商，旗下Electron轨道火箭主打小型卫星发射，截至2026年1月已成功完成超75次任务，是全球现役发射次数最多的小型运载火箭。公司还开发了Electron的亚轨道改型HASTE用作高超音速技术测试平台，下一代可复用中型运载火箭Neutron目前也在研发中。
LOB vs RKLB — 直观对比
营收规模更大
RKLB
是对方的1.2倍
$145.5M
营收增速更快
RKLB
高出17.3%
18.4%
净利率更高
LOB
高出48.7%
-29.5%
两年增速更快
RKLB
近两年复合增速
7.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $145.5M | $179.7M |
| 净利润 | $27.9M | $-52.9M |
| 毛利率 | — | 38.0% |
| 营业利润率 | — | -28.4% |
| 净利率 | 19.2% | -29.5% |
| 营收同比 | 18.4% | 35.7% |
| 净利润同比 | 187.6% | -1.1% |
| 每股收益（稀释后） | $0.60 | $-0.09 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LOBRKLB
| Q1 26 | $145.5M | — | ||
| Q4 25 | $161.9M | $179.7M | ||
| Q3 25 | $146.1M | $155.1M | ||
| Q2 25 | $143.7M | $144.5M | ||
| Q1 25 | $126.1M | $122.6M | ||
| Q4 24 | $116.9M | $132.4M | ||
| Q3 24 | $129.9M | $104.8M | ||
| Q2 24 | $125.5M | $106.3M |
净利润LOBRKLB
| Q1 26 | $27.9M | — | ||
| Q4 25 | $46.2M | $-52.9M | ||
| Q3 25 | $26.5M | $-18.3M | ||
| Q2 25 | $23.4M | $-66.4M | ||
| Q1 25 | $9.7M | $-60.6M | ||
| Q4 24 | $9.9M | $-52.3M | ||
| Q3 24 | $13.0M | $-51.9M | ||
| Q2 24 | $27.0M | $-41.6M |
毛利率LOBRKLB
| Q1 26 | — | — | ||
| Q4 25 | — | 38.0% | ||
| Q3 25 | — | 37.0% | ||
| Q2 25 | — | 32.1% | ||
| Q1 25 | — | 28.8% | ||
| Q4 24 | — | 27.8% | ||
| Q3 24 | — | 26.7% | ||
| Q2 24 | — | 25.6% |
营业利润率LOBRKLB
| Q1 26 | — | — | ||
| Q4 25 | 38.2% | -28.4% | ||
| Q3 25 | 25.0% | -38.0% | ||
| Q2 25 | 21.7% | -41.3% | ||
| Q1 25 | 10.4% | -48.3% | ||
| Q4 24 | 11.3% | -38.9% | ||
| Q3 24 | 13.7% | -49.5% | ||
| Q2 24 | 28.7% | -40.7% |
净利率LOBRKLB
| Q1 26 | 19.2% | — | ||
| Q4 25 | 28.5% | -29.5% | ||
| Q3 25 | 18.1% | -11.8% | ||
| Q2 25 | 16.3% | -46.0% | ||
| Q1 25 | 7.7% | -49.5% | ||
| Q4 24 | 8.5% | -39.5% | ||
| Q3 24 | 10.0% | -49.6% | ||
| Q2 24 | 21.5% | -39.2% |
每股收益（稀释后）LOBRKLB
| Q1 26 | $0.60 | — | ||
| Q4 25 | $0.96 | $-0.09 | ||
| Q3 25 | $0.55 | $-0.03 | ||
| Q2 25 | $0.51 | $-0.13 | ||
| Q1 25 | $0.21 | $-0.12 | ||
| Q4 24 | $0.22 | $-0.11 | ||
| Q3 24 | $0.28 | $-0.10 | ||
| Q2 24 | $0.59 | $-0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.0B |
| 总债务越低越好 | — | $152.4M |
| 股东权益账面价值 | $1.3B | $1.7B |
| 总资产 | $15.3B | $2.3B |
| 负债/权益比越低杠杆越低 | — | 0.09× |
8季度趋势，按日历期对齐
现金及短期投资LOBRKLB
| Q1 26 | — | — | ||
| Q4 25 | — | $1.0B | ||
| Q3 25 | — | $976.7M | ||
| Q2 25 | — | $688.1M | ||
| Q1 25 | — | $428.4M | ||
| Q4 24 | — | $419.0M | ||
| Q3 24 | — | $442.4M | ||
| Q2 24 | — | $496.8M |
总债务LOBRKLB
| Q1 26 | — | — | ||
| Q4 25 | — | $152.4M | ||
| Q3 25 | — | $347.0M | ||
| Q2 25 | — | $346.5M | ||
| Q1 25 | — | $345.9M | ||
| Q4 24 | — | $345.4M | ||
| Q3 24 | — | $61.2M | ||
| Q2 24 | — | $64.2M |
股东权益LOBRKLB
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.2B | $1.7B | ||
| Q3 25 | $1.2B | $1.3B | ||
| Q2 25 | $1.1B | $688.5M | ||
| Q1 25 | $1.0B | $431.3M | ||
| Q4 24 | $999.0M | $382.5M | ||
| Q3 24 | $1.0B | $419.8M | ||
| Q2 24 | $961.0M | $455.2M |
总资产LOBRKLB
| Q1 26 | $15.3B | — | ||
| Q4 25 | $15.1B | $2.3B | ||
| Q3 25 | $14.7B | $2.2B | ||
| Q2 25 | $13.8B | $1.6B | ||
| Q1 25 | $13.6B | $1.3B | ||
| Q4 24 | $12.9B | $1.2B | ||
| Q3 24 | $12.6B | $1.2B | ||
| Q2 24 | $11.9B | $1.2B |
负债/权益比LOBRKLB
| Q1 26 | — | — | ||
| Q4 25 | — | 0.09× | ||
| Q3 25 | — | 0.27× | ||
| Q2 25 | — | 0.50× | ||
| Q1 25 | — | 0.80× | ||
| Q4 24 | — | 0.90× | ||
| Q3 24 | — | 0.15× | ||
| Q2 24 | — | 0.14× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-64.5M |
| 自由现金流经营现金流 - 资本支出 | — | $-114.2M |
| 自由现金流率自由现金流/营收 | — | -63.6% |
| 资本支出强度资本支出/营收 | — | 27.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-321.8M |
8季度趋势，按日历期对齐
经营现金流LOBRKLB
| Q1 26 | — | — | ||
| Q4 25 | $158.2M | $-64.5M | ||
| Q3 25 | $62.3M | $-23.5M | ||
| Q2 25 | $49.2M | $-23.2M | ||
| Q1 25 | $-33.0M | $-54.2M | ||
| Q4 24 | $156.8M | $-2.4M | ||
| Q3 24 | $47.4M | $-30.9M | ||
| Q2 24 | $29.5M | $-13.0M |
自由现金流LOBRKLB
| Q1 26 | — | — | ||
| Q4 25 | $143.5M | $-114.2M | ||
| Q3 25 | $60.6M | $-69.4M | ||
| Q2 25 | $47.8M | $-55.3M | ||
| Q1 25 | $-35.3M | $-82.9M | ||
| Q4 24 | $107.5M | $-23.9M | ||
| Q3 24 | $41.0M | $-41.9M | ||
| Q2 24 | $12.3M | $-28.3M |
自由现金流率LOBRKLB
| Q1 26 | — | — | ||
| Q4 25 | 88.6% | -63.6% | ||
| Q3 25 | 41.4% | -44.8% | ||
| Q2 25 | 33.3% | -38.3% | ||
| Q1 25 | -28.0% | -67.6% | ||
| Q4 24 | 91.9% | -18.1% | ||
| Q3 24 | 31.6% | -40.0% | ||
| Q2 24 | 9.8% | -26.7% |
资本支出强度LOBRKLB
| Q1 26 | — | — | ||
| Q4 25 | 9.1% | 27.6% | ||
| Q3 25 | 1.2% | 29.6% | ||
| Q2 25 | 1.0% | 22.2% | ||
| Q1 25 | 1.8% | 23.4% | ||
| Q4 24 | 42.2% | 16.3% | ||
| Q3 24 | 4.9% | 10.5% | ||
| Q2 24 | 13.7% | 14.4% |
现金转化率LOBRKLB
| Q1 26 | — | — | ||
| Q4 25 | 3.42× | — | ||
| Q3 25 | 2.35× | — | ||
| Q2 25 | 2.10× | — | ||
| Q1 25 | -3.39× | — | ||
| Q4 24 | 15.84× | — | ||
| Q3 24 | 3.64× | — | ||
| Q2 24 | 1.10× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LOB
暂无分部数据
RKLB
| Products | $94.0M | 52% |
| Transferred Over Time | $87.3M | 49% |
