vs
El Pollo Loco Holdings, Inc.（LOCO）与Repay Holdings Corp（RPAY）财务数据对比。点击上方公司名可切换其他公司
El Pollo Loco Holdings, Inc.的季度营收约是Repay Holdings Corp的1.6倍（$123.5M vs $78.6M），El Pollo Loco Holdings, Inc.净利率更高（5.3% vs -178.3%，领先183.6%），El Pollo Loco Holdings, Inc.同比增速更快（8.1% vs 0.4%），Repay Holdings Corp自由现金流更多（$23.2M vs $5.1M），过去两年El Pollo Loco Holdings, Inc.的营收复合增速更高（3.1% vs -1.3%）
El Pollo Loco Holdings, Inc.是总部设在美国加利福尼亚州科斯塔梅萨的连锁餐饮品牌，主打墨西哥风味烤鸡肉产品，目前在美国西南部地区经营着约500家自营与加盟门店，多数门店提供堂食和外带服务，部分门店还开设了得来购驾车取餐通道。
Repay Holdings Corp是一家聚焦北美市场的支付技术服务商，为零售、医疗、汽车服务、电商等领域的企业提供整合支付处理方案，涵盖银行卡收单、ACH转账、POS系统集成等数字化支付工具，助力客户简化交易流程、提升运营效率。
LOCO vs RPAY — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $123.5M | $78.6M |
| 净利润 | $6.5M | $-140.1M |
| 毛利率 | — | 74.2% |
| 营业利润率 | 8.3% | -182.2% |
| 净利率 | 5.3% | -178.3% |
| 营收同比 | 8.1% | 0.4% |
| 净利润同比 | 9.9% | -3304.1% |
| 每股收益（稀释后） | $0.22 | $-1.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $123.5M | $78.6M | ||
| Q3 25 | $121.5M | $77.7M | ||
| Q2 25 | $125.8M | $75.6M | ||
| Q1 25 | $119.2M | $77.3M | ||
| Q4 24 | $114.3M | $78.3M | ||
| Q3 24 | $120.4M | $79.1M | ||
| Q2 24 | $122.2M | $74.9M | ||
| Q1 24 | $116.2M | $80.7M |
| Q4 25 | $6.5M | $-140.1M | ||
| Q3 25 | $7.4M | $-6.4M | ||
| Q2 25 | $7.1M | $-102.3M | ||
| Q1 25 | $5.5M | $-7.9M | ||
| Q4 24 | $6.0M | $-4.1M | ||
| Q3 24 | $6.2M | $3.2M | ||
| Q2 24 | $7.6M | $-4.1M | ||
| Q1 24 | $5.9M | $-5.2M |
| Q4 25 | — | 74.2% | ||
| Q3 25 | — | 74.4% | ||
| Q2 25 | — | 75.7% | ||
| Q1 25 | — | 75.9% | ||
| Q4 24 | — | 76.3% | ||
| Q3 24 | — | 77.8% | ||
| Q2 24 | — | 78.2% | ||
| Q1 24 | — | 76.2% |
| Q4 25 | 8.3% | -182.2% | ||
| Q3 25 | 9.4% | -3.9% | ||
| Q2 25 | 9.0% | -138.7% | ||
| Q1 25 | 7.5% | -4.7% | ||
| Q4 24 | 7.9% | -1.5% | ||
| Q3 24 | 8.4% | -0.9% | ||
| Q2 24 | 10.1% | -4.6% | ||
| Q1 24 | 8.3% | -3.1% |
| Q4 25 | 5.3% | -178.3% | ||
| Q3 25 | 6.1% | -8.3% | ||
| Q2 25 | 5.6% | -135.2% | ||
| Q1 25 | 4.6% | -10.3% | ||
| Q4 24 | 5.2% | -5.3% | ||
| Q3 24 | 5.1% | 4.1% | ||
| Q2 24 | 6.2% | -5.4% | ||
| Q1 24 | 5.1% | -6.5% |
| Q4 25 | $0.22 | $-1.68 | ||
| Q3 25 | $0.25 | $-0.08 | ||
| Q2 25 | $0.24 | $-1.15 | ||
| Q1 25 | $0.19 | $-0.09 | ||
| Q4 24 | $0.21 | $-0.04 | ||
| Q3 24 | $0.21 | $0.03 | ||
| Q2 24 | $0.25 | $-0.04 | ||
| Q1 24 | $0.19 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.2M | $115.7M |
| 总债务越低越好 | $51.0M | $280.1M |
| 股东权益账面价值 | $291.1M | $484.4M |
| 总资产 | $606.6M | $1.2B |
| 负债/权益比越低杠杆越低 | 0.18× | 0.58× |
8季度趋势，按日历期对齐
| Q4 25 | $6.2M | $115.7M | ||
| Q3 25 | $10.9M | $95.7M | ||
| Q2 25 | $9.0M | $162.6M | ||
| Q1 25 | $4.3M | $165.5M | ||
| Q4 24 | $2.5M | $189.5M | ||
| Q3 24 | $7.9M | $168.7M | ||
| Q2 24 | $10.5M | $147.1M | ||
| Q1 24 | $9.1M | $128.3M |
| Q4 25 | $51.0M | $280.1M | ||
| Q3 25 | $61.0M | $279.5M | ||
| Q2 25 | $69.0M | $279.0M | ||
| Q1 25 | $73.0M | $497.6M | ||
| Q4 24 | $71.0M | $496.8M | ||
| Q3 24 | $76.0M | $496.2M | ||
| Q2 24 | $87.0M | $435.6M | ||
| Q1 24 | $80.0M | $434.9M |
| Q4 25 | $291.1M | $484.4M | ||
| Q3 25 | $282.9M | $616.9M | ||
| Q2 25 | $274.2M | $633.7M | ||
| Q1 25 | $265.7M | $755.7M | ||
| Q4 24 | $260.7M | $761.3M | ||
| Q3 24 | $255.2M | $754.7M | ||
| Q2 24 | $248.6M | $815.4M | ||
| Q1 24 | $256.3M | $813.8M |
| Q4 25 | $606.6M | $1.2B | ||
| Q3 25 | $602.7M | $1.3B | ||
| Q2 25 | $596.8M | $1.4B | ||
| Q1 25 | $590.5M | $1.5B | ||
| Q4 24 | $592.0M | $1.6B | ||
| Q3 24 | $590.0M | $1.6B | ||
| Q2 24 | $593.8M | $1.5B | ||
| Q1 24 | $598.0M | $1.5B |
| Q4 25 | 0.18× | 0.58× | ||
| Q3 25 | 0.22× | 0.45× | ||
| Q2 25 | 0.25× | 0.44× | ||
| Q1 25 | 0.27× | 0.66× | ||
| Q4 24 | 0.27× | 0.65× | ||
| Q3 24 | 0.30× | 0.66× | ||
| Q2 24 | 0.35× | 0.53× | ||
| Q1 24 | 0.31× | 0.53× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $13.9M | $23.3M |
| 自由现金流经营现金流 - 资本支出 | $5.1M | $23.2M |
| 自由现金流率自由现金流/营收 | 4.1% | 29.6% |
| 资本支出强度资本支出/营收 | 7.1% | 0.1% |
| 现金转化率经营现金流/净利润 | 2.13× | — |
| 过去12个月自由现金流最近4个季度 | $25.4M | $90.7M |
8季度趋势，按日历期对齐
| Q4 25 | $13.9M | $23.3M | ||
| Q3 25 | $15.3M | $32.2M | ||
| Q2 25 | $14.1M | $33.1M | ||
| Q1 25 | $4.7M | $2.5M | ||
| Q4 24 | $5.6M | $34.3M | ||
| Q3 24 | $13.0M | $60.1M | ||
| Q2 24 | $17.0M | $31.0M | ||
| Q1 24 | $11.2M | $24.8M |
| Q4 25 | $5.1M | $23.2M | ||
| Q3 25 | $9.9M | $32.1M | ||
| Q2 25 | $9.1M | $33.0M | ||
| Q1 25 | $1.3M | $2.4M | ||
| Q4 24 | $1.1M | $34.0M | ||
| Q3 24 | $9.1M | $59.8M | ||
| Q2 24 | $10.4M | $30.5M | ||
| Q1 24 | $7.0M | $24.7M |
| Q4 25 | 4.1% | 29.6% | ||
| Q3 25 | 8.2% | 41.3% | ||
| Q2 25 | 7.2% | 43.6% | ||
| Q1 25 | 1.1% | 3.0% | ||
| Q4 24 | 1.0% | 43.5% | ||
| Q3 24 | 7.6% | 75.6% | ||
| Q2 24 | 8.5% | 40.7% | ||
| Q1 24 | 6.0% | 30.6% |
| Q4 25 | 7.1% | 0.1% | ||
| Q3 25 | 4.4% | 0.2% | ||
| Q2 25 | 4.0% | 0.1% | ||
| Q1 25 | 2.8% | 0.2% | ||
| Q4 24 | 3.9% | 0.3% | ||
| Q3 24 | 3.2% | 0.3% | ||
| Q2 24 | 5.3% | 0.6% | ||
| Q1 24 | 3.6% | 0.1% |
| Q4 25 | 2.13× | — | ||
| Q3 25 | 2.08× | — | ||
| Q2 25 | 1.99× | — | ||
| Q1 25 | 0.86× | — | ||
| Q4 24 | 0.95× | — | ||
| Q3 24 | 2.11× | 18.52× | ||
| Q2 24 | 2.22× | — | ||
| Q1 24 | 1.89× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LOCO
| Services | $102.4M | 83% |
| Franchise | $13.0M | 11% |
| Franchise Advertising Fee | $8.1M | 7% |
RPAY
| Sales Channel Directly To Consumer | $69.4M | 88% |
| Other | $6.8M | 9% |
| Sales Channel Through Intermediary | $2.3M | 3% |
