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Open Lending Corp（LPRO）与FiscalNote Holdings, Inc.（NOTE）财务数据对比。点击上方公司名可切换其他公司
FiscalNote Holdings, Inc.的季度营收约是Open Lending Corp的1.1倍（$22.2M vs $19.3M），Open Lending Corp同比增速更快（134.0% vs -24.7%），FiscalNote Holdings, Inc.自由现金流更多（$-1.9M vs $-3.3M），过去两年FiscalNote Holdings, Inc.的营收复合增速更高（-16.8% vs -20.7%）
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FiscalNote Holdings, Inc.（常称FiscalNote）是一家上市的软件数据与传媒企业，总部位于美国华盛顿特区，2013年由三位创始人创立。核心业务为通过政府关系管理服务FiscalNote GRM提供软件工具、平台、数据服务与资讯，同时依托人工智能平台分析美国待审议法案相关内容。
LPRO vs NOTE — 直观对比
营收规模更大
NOTE
是对方的1.1倍
$19.3M
营收增速更快
LPRO
高出158.6%
-24.7%
自由现金流更多
NOTE
多$1.3M
$-3.3M
两年增速更快
NOTE
近两年复合增速
-20.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $19.3M | $22.2M |
| 净利润 | — | — |
| 毛利率 | 76.0% | — |
| 营业利润率 | 3.9% | -83.7% |
| 净利率 | — | — |
| 营收同比 | 134.0% | -24.7% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $-0.00 | $-2.81 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LPRONOTE
| Q4 25 | $19.3M | $22.2M | ||
| Q3 25 | $24.2M | $22.4M | ||
| Q2 25 | $25.3M | $23.3M | ||
| Q1 25 | $24.4M | $27.5M | ||
| Q4 24 | $-56.9M | $29.5M | ||
| Q3 24 | $23.5M | $29.4M | ||
| Q2 24 | $26.7M | $29.2M | ||
| Q1 24 | $30.7M | $32.1M |
净利润LPRONOTE
| Q4 25 | — | — | ||
| Q3 25 | $-7.6M | $-24.9M | ||
| Q2 25 | $1.0M | $-13.3M | ||
| Q1 25 | $617.0K | $-4.3M | ||
| Q4 24 | — | — | ||
| Q3 24 | $1.4M | $-14.9M | ||
| Q2 24 | $2.9M | $-12.8M | ||
| Q1 24 | $5.1M | $50.6M |
毛利率LPRONOTE
| Q4 25 | 76.0% | — | ||
| Q3 25 | 78.0% | — | ||
| Q2 25 | 78.2% | — | ||
| Q1 25 | 75.1% | — | ||
| Q4 24 | 111.0% | — | ||
| Q3 24 | 73.9% | — | ||
| Q2 24 | 78.6% | — | ||
| Q1 24 | 81.3% | — |
营业利润率LPRONOTE
| Q4 25 | 3.9% | -83.7% | ||
| Q3 25 | -31.9% | -43.4% | ||
| Q2 25 | 4.6% | -31.9% | ||
| Q1 25 | 3.1% | -50.0% | ||
| Q4 24 | 138.0% | -19.4% | ||
| Q3 24 | 7.9% | -23.1% | ||
| Q2 24 | 14.9% | -27.2% | ||
| Q1 24 | 23.8% | -35.6% |
净利率LPRONOTE
| Q4 25 | — | — | ||
| Q3 25 | -31.3% | -110.8% | ||
| Q2 25 | 4.1% | -57.0% | ||
| Q1 25 | 2.5% | -15.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | 6.1% | -50.7% | ||
| Q2 24 | 10.9% | -43.6% | ||
| Q1 24 | 16.5% | 157.6% |
每股收益（稀释后）LPRONOTE
| Q4 25 | $-0.00 | $-2.81 | ||
| Q3 25 | $-0.06 | $-1.73 | ||
| Q2 25 | $0.01 | $-0.08 | ||
| Q1 25 | $0.01 | $-0.03 | ||
| Q4 24 | $-1.20 | $1.88 | ||
| Q3 24 | $0.01 | $-1.33 | ||
| Q2 24 | $0.02 | $-0.09 | ||
| Q1 24 | $0.04 | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $176.6M | $26.3M |
| 总债务越低越好 | $84.8M | $128.4M |
| 股东权益账面价值 | $75.0M | $62.0M |
| 总资产 | $236.7M | $255.1M |
| 负债/权益比越低杠杆越低 | 1.13× | 2.07× |
8季度趋势，按日历期对齐
现金及短期投资LPRONOTE
| Q4 25 | $176.6M | $26.3M | ||
| Q3 25 | $222.1M | $31.2M | ||
| Q2 25 | $230.7M | $38.5M | ||
| Q1 25 | $236.2M | $46.3M | ||
| Q4 24 | $243.2M | $34.6M | ||
| Q3 24 | $250.2M | $32.7M | ||
| Q2 24 | $248.0M | $37.7M | ||
| Q1 24 | $247.0M | $43.6M |
总债务LPRONOTE
| Q4 25 | $84.8M | $128.4M | ||
| Q3 25 | $134.4M | $131.5M | ||
| Q2 25 | $136.1M | $116.7M | ||
| Q1 25 | $137.9M | $118.0M | ||
| Q4 24 | $139.7M | $147.1M | ||
| Q3 24 | $141.5M | $152.2M | ||
| Q2 24 | $143.3M | $145.9M | ||
| Q1 24 | $143.2M | $153.0M |
股东权益LPRONOTE
| Q4 25 | $75.0M | $62.0M | ||
| Q3 25 | $72.8M | $75.5M | ||
| Q2 25 | $78.9M | $95.1M | ||
| Q1 25 | $79.8M | $98.7M | ||
| Q4 24 | $78.1M | $97.8M | ||
| Q3 24 | $220.5M | $98.5M | ||
| Q2 24 | $216.8M | $106.9M | ||
| Q1 24 | $211.5M | $106.1M |
总资产LPRONOTE
| Q4 25 | $236.7M | $255.1M | ||
| Q3 25 | $287.7M | $273.9M | ||
| Q2 25 | $296.7M | $288.3M | ||
| Q1 25 | $304.2M | $299.7M | ||
| Q4 24 | $296.4M | $326.2M | ||
| Q3 24 | $395.7M | $337.9M | ||
| Q2 24 | $382.8M | $346.3M | ||
| Q1 24 | $380.6M | $357.8M |
负债/权益比LPRONOTE
| Q4 25 | 1.13× | 2.07× | ||
| Q3 25 | 1.84× | 1.74× | ||
| Q2 25 | 1.72× | 1.23× | ||
| Q1 25 | 1.73× | 1.20× | ||
| Q4 24 | 1.79× | 1.50× | ||
| Q3 24 | 0.64× | 1.54× | ||
| Q2 24 | 0.66× | 1.36× | ||
| Q1 24 | 0.68× | 1.44× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-3.2M | $-279.0K |
| 自由现金流经营现金流 - 资本支出 | $-3.3M | $-1.9M |
| 自由现金流率自由现金流/营收 | -16.8% | -8.7% |
| 资本支出强度资本支出/营收 | 0.3% | 7.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-18.6M |
8季度趋势，按日历期对齐
经营现金流LPRONOTE
| Q4 25 | $-3.2M | $-279.0K | ||
| Q3 25 | $-5.7M | $-8.3M | ||
| Q2 25 | $848.0K | $-6.2M | ||
| Q1 25 | $-3.8M | $3.3M | ||
| Q4 24 | $17.6M | $-1.3M | ||
| Q3 24 | $11.4M | $-3.0M | ||
| Q2 24 | $-1.4M | $-3.7M | ||
| Q1 24 | $11.0M | $2.7M |
自由现金流LPRONOTE
| Q4 25 | $-3.3M | $-1.9M | ||
| Q3 25 | — | $-10.4M | ||
| Q2 25 | $837.0K | $-7.7M | ||
| Q1 25 | $-3.9M | $1.3M | ||
| Q4 24 | $17.4M | $-3.4M | ||
| Q3 24 | $11.3M | $-5.4M | ||
| Q2 24 | $-1.5M | $-6.5M | ||
| Q1 24 | — | $1.0M |
自由现金流率LPRONOTE
| Q4 25 | -16.8% | -8.7% | ||
| Q3 25 | — | -46.2% | ||
| Q2 25 | 3.3% | -33.0% | ||
| Q1 25 | -15.9% | 4.7% | ||
| Q4 24 | -30.6% | -11.4% | ||
| Q3 24 | 48.0% | -18.4% | ||
| Q2 24 | -5.5% | -22.1% | ||
| Q1 24 | — | 3.3% |
资本支出强度LPRONOTE
| Q4 25 | 0.3% | 7.4% | ||
| Q3 25 | 0.0% | 9.3% | ||
| Q2 25 | 0.0% | 6.4% | ||
| Q1 25 | 0.2% | 7.2% | ||
| Q4 24 | -0.3% | 6.8% | ||
| Q3 24 | 0.5% | 8.3% | ||
| Q2 24 | 0.2% | 9.4% | ||
| Q1 24 | 0.0% | 5.3% |
现金转化率LPRONOTE
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.82× | — | ||
| Q1 25 | -6.22× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 7.92× | — | ||
| Q2 24 | -0.48× | — | ||
| Q1 24 | 2.16× | 0.05× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LPRO
暂无分部数据
NOTE
| Subscription | $21.2M | 95% |
| Advisory Advertising And Other | $1.0M | 5% |
