vs
Open Lending Corp（LPRO）与Research Solutions, Inc.（RSSS）财务数据对比。点击上方公司名可切换其他公司
Open Lending Corp的季度营收约是Research Solutions, Inc.的1.6倍（$19.3M vs $11.8M），Open Lending Corp同比增速更快（134.0% vs -1.0%），Research Solutions, Inc.自由现金流更多（$1.4M vs $-3.3M），过去两年Research Solutions, Inc.的营收复合增速更高（-1.3% vs -20.7%）
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LPRO vs RSSS — 直观对比
营收规模更大
LPRO
是对方的1.6倍
$11.8M
营收增速更快
LPRO
高出135.0%
-1.0%
自由现金流更多
RSSS
多$4.6M
$-3.3M
两年增速更快
RSSS
近两年复合增速
-20.7%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $19.3M | $11.8M |
| 净利润 | — | $546.9K |
| 毛利率 | 76.0% | 52.4% |
| 营业利润率 | 3.9% | 6.3% |
| 净利率 | — | 4.6% |
| 营收同比 | 134.0% | -1.0% |
| 净利润同比 | — | 127.6% |
| 每股收益（稀释后） | $-0.00 | $0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LPRORSSS
| Q4 25 | $19.3M | $11.8M | ||
| Q3 25 | $24.2M | $12.3M | ||
| Q2 25 | $25.3M | $12.4M | ||
| Q1 25 | $24.4M | $12.7M | ||
| Q4 24 | $-56.9M | $11.9M | ||
| Q3 24 | $23.5M | $12.0M | ||
| Q2 24 | $26.7M | $12.1M | ||
| Q1 24 | $30.7M | $12.1M |
净利润LPRORSSS
| Q4 25 | — | $546.9K | ||
| Q3 25 | $-7.6M | $749.4K | ||
| Q2 25 | $1.0M | $2.4M | ||
| Q1 25 | $617.0K | $216.5K | ||
| Q4 24 | — | $-2.0M | ||
| Q3 24 | $1.4M | $669.0K | ||
| Q2 24 | $2.9M | $-2.8M | ||
| Q1 24 | $5.1M | $76.3K |
毛利率LPRORSSS
| Q4 25 | 76.0% | 52.4% | ||
| Q3 25 | 78.0% | 50.6% | ||
| Q2 25 | 78.2% | 51.0% | ||
| Q1 25 | 75.1% | 49.5% | ||
| Q4 24 | 111.0% | 48.9% | ||
| Q3 24 | 73.9% | 47.9% | ||
| Q2 24 | 78.6% | 46.5% | ||
| Q1 24 | 81.3% | 45.2% |
营业利润率LPRORSSS
| Q4 25 | 3.9% | 6.3% | ||
| Q3 25 | -31.9% | 7.8% | ||
| Q2 25 | 4.6% | 9.7% | ||
| Q1 25 | 3.1% | 4.4% | ||
| Q4 24 | 138.0% | 0.8% | ||
| Q3 24 | 7.9% | 5.4% | ||
| Q2 24 | 14.9% | 5.5% | ||
| Q1 24 | 23.8% | 0.7% |
净利率LPRORSSS
| Q4 25 | — | 4.6% | ||
| Q3 25 | -31.3% | 6.1% | ||
| Q2 25 | 4.1% | 19.0% | ||
| Q1 25 | 2.5% | 1.7% | ||
| Q4 24 | — | -16.6% | ||
| Q3 24 | 6.1% | 5.6% | ||
| Q2 24 | 10.9% | -23.3% | ||
| Q1 24 | 16.5% | 0.6% |
每股收益（稀释后）LPRORSSS
| Q4 25 | $-0.00 | $0.02 | ||
| Q3 25 | $-0.06 | $0.02 | ||
| Q2 25 | $0.01 | $0.08 | ||
| Q1 25 | $0.01 | $0.01 | ||
| Q4 24 | $-1.20 | $-0.07 | ||
| Q3 24 | $0.01 | $0.02 | ||
| Q2 24 | $0.02 | $-0.09 | ||
| Q1 24 | $0.04 | $0.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $176.6M | $12.3M |
| 总债务越低越好 | $84.8M | — |
| 股东权益账面价值 | $75.0M | $17.2M |
| 总资产 | $236.7M | $44.2M |
| 负债/权益比越低杠杆越低 | 1.13× | — |
8季度趋势，按日历期对齐
现金及短期投资LPRORSSS
| Q4 25 | $176.6M | $12.3M | ||
| Q3 25 | $222.1M | $12.0M | ||
| Q2 25 | $230.7M | $12.2M | ||
| Q1 25 | $236.2M | $9.9M | ||
| Q4 24 | $243.2M | $7.7M | ||
| Q3 24 | $250.2M | $6.9M | ||
| Q2 24 | $248.0M | $6.1M | ||
| Q1 24 | $247.0M | $4.2M |
总债务LPRORSSS
| Q4 25 | $84.8M | — | ||
| Q3 25 | $134.4M | — | ||
| Q2 25 | $136.1M | — | ||
| Q1 25 | $137.9M | — | ||
| Q4 24 | $139.7M | — | ||
| Q3 24 | $141.5M | — | ||
| Q2 24 | $143.3M | — | ||
| Q1 24 | $143.2M | — |
股东权益LPRORSSS
| Q4 25 | $75.0M | $17.2M | ||
| Q3 25 | $72.8M | $15.6M | ||
| Q2 25 | $78.9M | $13.9M | ||
| Q1 25 | $79.8M | $11.2M | ||
| Q4 24 | $78.1M | $11.1M | ||
| Q3 24 | $220.5M | $12.8M | ||
| Q2 24 | $216.8M | $11.7M | ||
| Q1 24 | $211.5M | $14.1M |
总资产LPRORSSS
| Q4 25 | $236.7M | $44.2M | ||
| Q3 25 | $287.7M | $45.5M | ||
| Q2 25 | $296.7M | $46.1M | ||
| Q1 25 | $304.2M | $45.2M | ||
| Q4 24 | $296.4M | $42.8M | ||
| Q3 24 | $395.7M | $41.4M | ||
| Q2 24 | $382.8M | $41.9M | ||
| Q1 24 | $380.6M | $40.8M |
负债/权益比LPRORSSS
| Q4 25 | 1.13× | — | ||
| Q3 25 | 1.84× | — | ||
| Q2 25 | 1.72× | — | ||
| Q1 25 | 1.73× | — | ||
| Q4 24 | 1.79× | — | ||
| Q3 24 | 0.64× | — | ||
| Q2 24 | 0.66× | — | ||
| Q1 24 | 0.68× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-3.2M | $1.4M |
| 自由现金流经营现金流 - 资本支出 | $-3.3M | $1.4M |
| 自由现金流率自由现金流/营收 | -16.8% | 11.7% |
| 资本支出强度资本支出/营收 | 0.3% | 0.1% |
| 现金转化率经营现金流/净利润 | — | 2.53× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流LPRORSSS
| Q4 25 | $-3.2M | $1.4M | ||
| Q3 25 | $-5.7M | $1.1M | ||
| Q2 25 | $848.0K | $2.3M | ||
| Q1 25 | $-3.8M | $2.9M | ||
| Q4 24 | $17.6M | $1.0M | ||
| Q3 24 | $11.4M | $843.1K | ||
| Q2 24 | $-1.4M | $2.0M | ||
| Q1 24 | $11.0M | $2.0M |
自由现金流LPRORSSS
| Q4 25 | $-3.3M | $1.4M | ||
| Q3 25 | — | $1.1M | ||
| Q2 25 | $837.0K | — | ||
| Q1 25 | $-3.9M | $2.9M | ||
| Q4 24 | $17.4M | — | ||
| Q3 24 | $11.3M | — | ||
| Q2 24 | $-1.5M | $1.9M | ||
| Q1 24 | — | $2.0M |
自由现金流率LPRORSSS
| Q4 25 | -16.8% | 11.7% | ||
| Q3 25 | — | 8.8% | ||
| Q2 25 | 3.3% | — | ||
| Q1 25 | -15.9% | 22.8% | ||
| Q4 24 | -30.6% | — | ||
| Q3 24 | 48.0% | — | ||
| Q2 24 | -5.5% | 16.0% | ||
| Q1 24 | — | 16.6% |
资本支出强度LPRORSSS
| Q4 25 | 0.3% | 0.1% | ||
| Q3 25 | 0.0% | 0.1% | ||
| Q2 25 | 0.0% | — | ||
| Q1 25 | 0.2% | 0.0% | ||
| Q4 24 | -0.3% | — | ||
| Q3 24 | 0.5% | — | ||
| Q2 24 | 0.2% | 0.1% | ||
| Q1 24 | 0.0% | 0.0% |
现金转化率LPRORSSS
| Q4 25 | — | 2.53× | ||
| Q3 25 | — | 1.48× | ||
| Q2 25 | 0.82× | 0.96× | ||
| Q1 25 | -6.22× | 13.36× | ||
| Q4 24 | — | — | ||
| Q3 24 | 7.92× | 1.26× | ||
| Q2 24 | -0.48× | — | ||
| Q1 24 | 2.16× | 26.43× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LPRO
暂无分部数据
RSSS
| Transactions | $6.6M | 56% |
| Platforms | $5.2M | 44% |
