vs
Open Lending Corp（LPRO）与Stran & Company, Inc.（SWAG）财务数据对比。点击上方公司名可切换其他公司
Stran & Company, Inc.的季度营收约是Open Lending Corp的1.5倍（$28.9M vs $19.3M），Open Lending Corp同比增速更快（134.0% vs 7.2%），Stran & Company, Inc.自由现金流更多（$38.0K vs $-3.3M），过去两年Stran & Company, Inc.的营收复合增速更高（24.0% vs -20.7%）
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LPRO vs SWAG — 直观对比
营收规模更大
SWAG
是对方的1.5倍
$19.3M
营收增速更快
LPRO
高出126.8%
7.2%
自由现金流更多
SWAG
多$3.3M
$-3.3M
两年增速更快
SWAG
近两年复合增速
-20.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $19.3M | $28.9M |
| 净利润 | — | $243.0K |
| 毛利率 | 76.0% | 30.4% |
| 营业利润率 | 3.9% | -0.1% |
| 净利率 | — | 0.8% |
| 营收同比 | 134.0% | 7.2% |
| 净利润同比 | — | 141.5% |
| 每股收益（稀释后） | $-0.00 | $0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LPROSWAG
| Q4 25 | $19.3M | $28.9M | ||
| Q3 25 | $24.2M | $26.0M | ||
| Q2 25 | $25.3M | $32.6M | ||
| Q1 25 | $24.4M | $28.7M | ||
| Q4 24 | $-56.9M | $27.0M | ||
| Q3 24 | $23.5M | $20.1M | ||
| Q2 24 | $26.7M | $16.7M | ||
| Q1 24 | $30.7M | $18.8M |
净利润LPROSWAG
| Q4 25 | — | $243.0K | ||
| Q3 25 | $-7.6M | $-1.2M | ||
| Q2 25 | $1.0M | $643.0K | ||
| Q1 25 | $617.0K | $-393.0K | ||
| Q4 24 | — | $-586.0K | ||
| Q3 24 | $1.4M | $-2.0M | ||
| Q2 24 | $2.9M | $-1.0M | ||
| Q1 24 | $5.1M | $-491.0K |
毛利率LPROSWAG
| Q4 25 | 76.0% | 30.4% | ||
| Q3 25 | 78.0% | 27.2% | ||
| Q2 25 | 78.2% | 30.3% | ||
| Q1 25 | 75.1% | 29.6% | ||
| Q4 24 | 111.0% | 32.5% | ||
| Q3 24 | 73.9% | 29.5% | ||
| Q2 24 | 78.6% | 32.8% | ||
| Q1 24 | 81.3% | 29.8% |
营业利润率LPROSWAG
| Q4 25 | 3.9% | -0.1% | ||
| Q3 25 | -31.9% | -6.9% | ||
| Q2 25 | 4.6% | 1.2% | ||
| Q1 25 | 3.1% | -1.9% | ||
| Q4 24 | 138.0% | -3.5% | ||
| Q3 24 | 7.9% | -10.8% | ||
| Q2 24 | 14.9% | -6.6% | ||
| Q1 24 | 23.8% | -3.5% |
净利率LPROSWAG
| Q4 25 | — | 0.8% | ||
| Q3 25 | -31.3% | -4.8% | ||
| Q2 25 | 4.1% | 2.0% | ||
| Q1 25 | 2.5% | -1.4% | ||
| Q4 24 | — | -2.2% | ||
| Q3 24 | 6.1% | -10.1% | ||
| Q2 24 | 10.9% | -6.1% | ||
| Q1 24 | 16.5% | -2.6% |
每股收益（稀释后）LPROSWAG
| Q4 25 | $-0.00 | $0.02 | ||
| Q3 25 | $-0.06 | $-0.07 | ||
| Q2 25 | $0.01 | $0.03 | ||
| Q1 25 | $0.01 | $-0.02 | ||
| Q4 24 | $-1.20 | $-0.02 | ||
| Q3 24 | $0.01 | $-0.11 | ||
| Q2 24 | $0.02 | $-0.06 | ||
| Q1 24 | $0.04 | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $176.6M | $11.6M |
| 总债务越低越好 | $84.8M | — |
| 股东权益账面价值 | $75.0M | $30.5M |
| 总资产 | $236.7M | $49.3M |
| 负债/权益比越低杠杆越低 | 1.13× | — |
8季度趋势，按日历期对齐
现金及短期投资LPROSWAG
| Q4 25 | $176.6M | $11.6M | ||
| Q3 25 | $222.1M | $11.8M | ||
| Q2 25 | $230.7M | $18.1M | ||
| Q1 25 | $236.2M | $12.2M | ||
| Q4 24 | $243.2M | $18.2M | ||
| Q3 24 | $250.2M | $6.9M | ||
| Q2 24 | $248.0M | $9.6M | ||
| Q1 24 | $247.0M | $10.7M |
总债务LPROSWAG
| Q4 25 | $84.8M | — | ||
| Q3 25 | $134.4M | — | ||
| Q2 25 | $136.1M | — | ||
| Q1 25 | $137.9M | — | ||
| Q4 24 | $139.7M | — | ||
| Q3 24 | $141.5M | — | ||
| Q2 24 | $143.3M | — | ||
| Q1 24 | $143.2M | — |
股东权益LPROSWAG
| Q4 25 | $75.0M | $30.5M | ||
| Q3 25 | $72.8M | $30.2M | ||
| Q2 25 | $78.9M | $31.8M | ||
| Q1 25 | $79.8M | $31.3M | ||
| Q4 24 | $78.1M | $31.6M | ||
| Q3 24 | $220.5M | $32.3M | ||
| Q2 24 | $216.8M | $34.3M | ||
| Q1 24 | $211.5M | $35.2M |
总资产LPROSWAG
| Q4 25 | $236.7M | $49.3M | ||
| Q3 25 | $287.7M | $50.3M | ||
| Q2 25 | $296.7M | $61.2M | ||
| Q1 25 | $304.2M | $52.2M | ||
| Q4 24 | $296.4M | $55.1M | ||
| Q3 24 | $395.7M | $48.8M | ||
| Q2 24 | $382.8M | $46.6M | ||
| Q1 24 | $380.6M | $47.9M |
负债/权益比LPROSWAG
| Q4 25 | 1.13× | — | ||
| Q3 25 | 1.84× | — | ||
| Q2 25 | 1.72× | — | ||
| Q1 25 | 1.73× | — | ||
| Q4 24 | 1.79× | — | ||
| Q3 24 | 0.64× | — | ||
| Q2 24 | 0.66× | — | ||
| Q1 24 | 0.68× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-3.2M | $161.0K |
| 自由现金流经营现金流 - 资本支出 | $-3.3M | $38.0K |
| 自由现金流率自由现金流/营收 | -16.8% | 0.1% |
| 资本支出强度资本支出/营收 | 0.3% | 0.4% |
| 现金转化率经营现金流/净利润 | — | 0.66× |
| 过去12个月自由现金流最近4个季度 | — | $-5.5M |
8季度趋势，按日历期对齐
经营现金流LPROSWAG
| Q4 25 | $-3.2M | $161.0K | ||
| Q3 25 | $-5.7M | $-5.4M | ||
| Q2 25 | $848.0K | $6.4M | ||
| Q1 25 | $-3.8M | $-5.9M | ||
| Q4 24 | $17.6M | $1.3M | ||
| Q3 24 | $11.4M | $-2.7M | ||
| Q2 24 | $-1.4M | $2.1M | ||
| Q1 24 | $11.0M | $2.1M |
自由现金流LPROSWAG
| Q4 25 | $-3.3M | $38.0K | ||
| Q3 25 | — | $-5.9M | ||
| Q2 25 | $837.0K | $6.3M | ||
| Q1 25 | $-3.9M | $-6.0M | ||
| Q4 24 | $17.4M | $1.2M | ||
| Q3 24 | $11.3M | $-2.9M | ||
| Q2 24 | $-1.5M | $1.9M | ||
| Q1 24 | — | $1.9M |
自由现金流率LPROSWAG
| Q4 25 | -16.8% | 0.1% | ||
| Q3 25 | — | -22.6% | ||
| Q2 25 | 3.3% | 19.5% | ||
| Q1 25 | -15.9% | -21.0% | ||
| Q4 24 | -30.6% | 4.6% | ||
| Q3 24 | 48.0% | -14.3% | ||
| Q2 24 | -5.5% | 11.6% | ||
| Q1 24 | — | 9.9% |
资本支出强度LPROSWAG
| Q4 25 | 0.3% | 0.4% | ||
| Q3 25 | 0.0% | 1.9% | ||
| Q2 25 | 0.0% | 0.2% | ||
| Q1 25 | 0.2% | 0.4% | ||
| Q4 24 | -0.3% | 0.3% | ||
| Q3 24 | 0.5% | 0.7% | ||
| Q2 24 | 0.2% | 1.1% | ||
| Q1 24 | 0.0% | 1.0% |
现金转化率LPROSWAG
| Q4 25 | — | 0.66× | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.82× | 9.99× | ||
| Q1 25 | -6.22× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 7.92× | — | ||
| Q2 24 | -0.48× | — | ||
| Q1 24 | 2.16× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LPRO
暂无分部数据
SWAG
| Promotional Products Dropshipping | $11.2M | 39% |
| Casino Continuity Program | $6.9M | 24% |
| Promotional Products Company Owned Inventory | $4.6M | 16% |
| Promotional Products Bulk Dropshipping | $3.8M | 13% |
| Promotional Products Thirdparty Distributor | $1.8M | 6% |
| Other | $610.0K | 2% |
