vs
Open Lending Corp（LPRO）与TRANSACT TECHNOLOGIES INC（TACT）财务数据对比。点击上方公司名可切换其他公司
Open Lending Corp的季度营收约是TRANSACT TECHNOLOGIES INC的1.7倍（$19.3M vs $11.5M），Open Lending Corp同比增速更快（134.0% vs 11.9%），TRANSACT TECHNOLOGIES INC自由现金流更多（$589.0K vs $-3.3M），过去两年TRANSACT TECHNOLOGIES INC的营收复合增速更高（3.5% vs -20.7%）
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该公司相关归属主体罗珀技术公司是一家控股集团，主要投资控股科技领域的各类企业，业务覆盖多个科技细分赛道，依托旗下子公司开展多元化科技业务布局。
LPRO vs TACT — 直观对比
营收规模更大
LPRO
是对方的1.7倍
$11.5M
营收增速更快
LPRO
高出122.0%
11.9%
自由现金流更多
TACT
多$3.8M
$-3.3M
两年增速更快
TACT
近两年复合增速
-20.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $19.3M | $11.5M |
| 净利润 | — | — |
| 毛利率 | 76.0% | 47.6% |
| 营业利润率 | 3.9% | -10.1% |
| 净利率 | — | — |
| 营收同比 | 134.0% | 11.9% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $-0.00 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LPROTACT
| Q4 25 | $19.3M | $11.5M | ||
| Q3 25 | $24.2M | $13.2M | ||
| Q2 25 | $25.3M | $13.8M | ||
| Q1 25 | $24.4M | $13.1M | ||
| Q4 24 | $-56.9M | $10.2M | ||
| Q3 24 | $23.5M | $10.9M | ||
| Q2 24 | $26.7M | $11.6M | ||
| Q1 24 | $30.7M | $10.7M |
净利润LPROTACT
| Q4 25 | — | — | ||
| Q3 25 | $-7.6M | $15.0K | ||
| Q2 25 | $1.0M | $-143.0K | ||
| Q1 25 | $617.0K | $19.0K | ||
| Q4 24 | — | — | ||
| Q3 24 | $1.4M | $-551.0K | ||
| Q2 24 | $2.9M | $-319.0K | ||
| Q1 24 | $5.1M | $-1.0M |
毛利率LPROTACT
| Q4 25 | 76.0% | 47.6% | ||
| Q3 25 | 78.0% | 49.8% | ||
| Q2 25 | 78.2% | 48.2% | ||
| Q1 25 | 75.1% | 48.7% | ||
| Q4 24 | 111.0% | 44.2% | ||
| Q3 24 | 73.9% | 48.1% | ||
| Q2 24 | 78.6% | 52.7% | ||
| Q1 24 | 81.3% | 52.6% |
营业利润率LPROTACT
| Q4 25 | 3.9% | -10.1% | ||
| Q3 25 | -31.9% | 0.1% | ||
| Q2 25 | 4.6% | -1.9% | ||
| Q1 25 | 3.1% | -0.1% | ||
| Q4 24 | 138.0% | -10.3% | ||
| Q3 24 | 7.9% | -7.7% | ||
| Q2 24 | 14.9% | -3.8% | ||
| Q1 24 | 23.8% | -12.2% |
净利率LPROTACT
| Q4 25 | — | — | ||
| Q3 25 | -31.3% | 0.1% | ||
| Q2 25 | 4.1% | -1.0% | ||
| Q1 25 | 2.5% | 0.1% | ||
| Q4 24 | — | — | ||
| Q3 24 | 6.1% | -5.1% | ||
| Q2 24 | 10.9% | -2.8% | ||
| Q1 24 | 16.5% | -9.7% |
每股收益（稀释后）LPROTACT
| Q4 25 | $-0.00 | $-0.11 | ||
| Q3 25 | $-0.06 | $0.00 | ||
| Q2 25 | $0.01 | $-0.01 | ||
| Q1 25 | $0.01 | $0.00 | ||
| Q4 24 | $-1.20 | $-0.80 | ||
| Q3 24 | $0.01 | $-0.06 | ||
| Q2 24 | $0.02 | $-0.03 | ||
| Q1 24 | $0.04 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $176.6M | $20.4M |
| 总债务越低越好 | $84.8M | — |
| 股东权益账面价值 | $75.0M | $31.1M |
| 总资产 | $236.7M | $44.8M |
| 负债/权益比越低杠杆越低 | 1.13× | — |
8季度趋势，按日历期对齐
现金及短期投资LPROTACT
| Q4 25 | $176.6M | $20.4M | ||
| Q3 25 | $222.1M | $20.0M | ||
| Q2 25 | $230.7M | $17.7M | ||
| Q1 25 | $236.2M | $14.2M | ||
| Q4 24 | $243.2M | $14.4M | ||
| Q3 24 | $250.2M | $11.3M | ||
| Q2 24 | $248.0M | $11.1M | ||
| Q1 24 | $247.0M | $10.6M |
总债务LPROTACT
| Q4 25 | $84.8M | — | ||
| Q3 25 | $134.4M | — | ||
| Q2 25 | $136.1M | — | ||
| Q1 25 | $137.9M | — | ||
| Q4 24 | $139.7M | — | ||
| Q3 24 | $141.5M | — | ||
| Q2 24 | $143.3M | — | ||
| Q1 24 | $143.2M | — |
股东权益LPROTACT
| Q4 25 | $75.0M | $31.1M | ||
| Q3 25 | $72.8M | $31.8M | ||
| Q2 25 | $78.9M | $31.3M | ||
| Q1 25 | $79.8M | $30.9M | ||
| Q4 24 | $78.1M | $30.6M | ||
| Q3 24 | $220.5M | $38.4M | ||
| Q2 24 | $216.8M | $38.5M | ||
| Q1 24 | $211.5M | $38.6M |
总资产LPROTACT
| Q4 25 | $236.7M | $44.8M | ||
| Q3 25 | $287.7M | $45.0M | ||
| Q2 25 | $296.7M | $44.5M | ||
| Q1 25 | $304.2M | $44.2M | ||
| Q4 24 | $296.4M | $44.0M | ||
| Q3 24 | $395.7M | $50.5M | ||
| Q2 24 | $382.8M | $50.4M | ||
| Q1 24 | $380.6M | $51.9M |
负债/权益比LPROTACT
| Q4 25 | 1.13× | — | ||
| Q3 25 | 1.84× | — | ||
| Q2 25 | 1.72× | — | ||
| Q1 25 | 1.73× | — | ||
| Q4 24 | 1.79× | — | ||
| Q3 24 | 0.64× | — | ||
| Q2 24 | 0.66× | — | ||
| Q1 24 | 0.68× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-3.2M | $609.0K |
| 自由现金流经营现金流 - 资本支出 | $-3.3M | $589.0K |
| 自由现金流率自由现金流/营收 | -16.8% | 5.1% |
| 资本支出强度资本支出/营收 | 0.3% | 0.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $7.6M |
8季度趋势，按日历期对齐
经营现金流LPROTACT
| Q4 25 | $-3.2M | $609.0K | ||
| Q3 25 | $-5.7M | $3.6M | ||
| Q2 25 | $848.0K | $3.6M | ||
| Q1 25 | $-3.8M | $-161.0K | ||
| Q4 24 | $17.6M | $2.4M | ||
| Q3 24 | $11.4M | $327.0K | ||
| Q2 24 | $-1.4M | $636.0K | ||
| Q1 24 | $11.0M | $-1.5M |
自由现金流LPROTACT
| Q4 25 | $-3.3M | $589.0K | ||
| Q3 25 | — | $3.6M | ||
| Q2 25 | $837.0K | $3.6M | ||
| Q1 25 | $-3.9M | $-171.0K | ||
| Q4 24 | $17.4M | $2.4M | ||
| Q3 24 | $11.3M | $259.0K | ||
| Q2 24 | $-1.5M | $499.0K | ||
| Q1 24 | — | $-1.6M |
自由现金流率LPROTACT
| Q4 25 | -16.8% | 5.1% | ||
| Q3 25 | — | 27.1% | ||
| Q2 25 | 3.3% | 25.9% | ||
| Q1 25 | -15.9% | -1.3% | ||
| Q4 24 | -30.6% | 23.2% | ||
| Q3 24 | 48.0% | 2.4% | ||
| Q2 24 | -5.5% | 4.3% | ||
| Q1 24 | — | -14.9% |
资本支出强度LPROTACT
| Q4 25 | 0.3% | 0.2% | ||
| Q3 25 | 0.0% | 0.5% | ||
| Q2 25 | 0.0% | 0.1% | ||
| Q1 25 | 0.2% | 0.1% | ||
| Q4 24 | -0.3% | 0.1% | ||
| Q3 24 | 0.5% | 0.6% | ||
| Q2 24 | 0.2% | 1.2% | ||
| Q1 24 | 0.0% | 1.0% |
现金转化率LPROTACT
| Q4 25 | — | — | ||
| Q3 25 | — | 242.00× | ||
| Q2 25 | 0.82× | — | ||
| Q1 25 | -6.22× | -8.47× | ||
| Q4 24 | — | — | ||
| Q3 24 | 7.92× | — | ||
| Q2 24 | -0.48× | — | ||
| Q1 24 | 2.16× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
