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LIVEPERSON INC（LPSN）与RBB Bancorp（RBB）财务数据对比。点击上方公司名可切换其他公司
LIVEPERSON INC的季度营收约是RBB Bancorp的1.8倍（$59.3M vs $32.3M），RBB Bancorp净利率更高（31.5% vs -77.8%，领先109.3%），RBB Bancorp同比增速更快（12.6% vs -19.0%），RBB Bancorp自由现金流更多（$42.6M vs $-12.0M），过去两年RBB Bancorp的营收复合增速更高（7.0% vs -16.6%）
LivePerson是一家全球性科技企业，专注于开发对话式商务与人工智能软件，相关产品与解决方案能够帮助企业搭建智能对话体系，优化客户沟通体验，助力企业实现数字化商务运营转型。
RBB银行控股公司是总部位于美国的金融控股集团，旗下核心主体为皇家商业银行，主要服务亚裔社群、中小微企业、不动产投资者及零售客户，提供商业信贷、储蓄存款、财富管理等多元金融服务，业务覆盖美国沿海核心都会区。
LPSN vs RBB — 直观对比
营收规模更大
LPSN
是对方的1.8倍
$32.3M
营收增速更快
RBB
高出31.6%
-19.0%
净利率更高
RBB
高出109.3%
-77.8%
自由现金流更多
RBB
多$54.5M
$-12.0M
两年增速更快
RBB
近两年复合增速
-16.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $59.3M | $32.3M |
| 净利润 | $-46.1M | $10.2M |
| 毛利率 | 73.2% | — |
| 营业利润率 | -68.7% | 39.5% |
| 净利率 | -77.8% | 31.5% |
| 营收同比 | -19.0% | 12.6% |
| 净利润同比 | 58.9% | 132.1% |
| 每股收益（稀释后） | $-9.22 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LPSNRBB
| Q4 25 | $59.3M | $32.3M | ||
| Q3 25 | $60.2M | $32.6M | ||
| Q2 25 | $59.6M | $35.8M | ||
| Q1 25 | $64.7M | $28.5M | ||
| Q4 24 | $73.2M | $28.7M | ||
| Q3 24 | $74.2M | $30.3M | ||
| Q2 24 | $79.9M | $27.5M | ||
| Q1 24 | $85.1M | $28.2M |
净利润LPSNRBB
| Q4 25 | $-46.1M | $10.2M | ||
| Q3 25 | $8.7M | $10.1M | ||
| Q2 25 | $-15.7M | $9.3M | ||
| Q1 25 | $-14.1M | $2.3M | ||
| Q4 24 | $-112.1M | $4.4M | ||
| Q3 24 | $-28.3M | $7.0M | ||
| Q2 24 | $41.8M | $7.2M | ||
| Q1 24 | $-35.6M | $8.0M |
毛利率LPSNRBB
| Q4 25 | 73.2% | — | ||
| Q3 25 | 71.4% | — | ||
| Q2 25 | 69.7% | — | ||
| Q1 25 | 71.8% | — | ||
| Q4 24 | 77.4% | — | ||
| Q3 24 | 73.1% | — | ||
| Q2 24 | 79.4% | — | ||
| Q1 24 | 71.3% | — |
营业利润率LPSNRBB
| Q4 25 | -68.7% | 39.5% | ||
| Q3 25 | -24.2% | 40.7% | ||
| Q2 25 | -10.8% | 36.1% | ||
| Q1 25 | -26.2% | 11.2% | ||
| Q4 24 | -138.0% | 17.6% | ||
| Q3 24 | -21.6% | 31.6% | ||
| Q2 24 | -37.3% | 35.6% | ||
| Q1 24 | -42.7% | 39.9% |
净利率LPSNRBB
| Q4 25 | -77.8% | 31.5% | ||
| Q3 25 | 14.5% | 31.2% | ||
| Q2 25 | -26.4% | 26.1% | ||
| Q1 25 | -21.8% | 8.0% | ||
| Q4 24 | -153.2% | 15.3% | ||
| Q3 24 | -38.1% | 23.1% | ||
| Q2 24 | 52.3% | 26.4% | ||
| Q1 24 | -41.8% | 28.4% |
每股收益（稀释后）LPSNRBB
| Q4 25 | $-9.22 | $0.59 | ||
| Q3 25 | $-2.76 | $0.59 | ||
| Q2 25 | $-0.17 | $0.52 | ||
| Q1 25 | $-0.24 | $0.13 | ||
| Q4 24 | $-17.23 | $0.26 | ||
| Q3 24 | $-4.74 | $0.39 | ||
| Q2 24 | $-0.33 | $0.39 | ||
| Q1 24 | $-0.40 | $0.43 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $95.0M | $212.3M |
| 总债务越低越好 | — | $119.9M |
| 股东权益账面价值 | $-44.5M | $523.4M |
| 总资产 | $454.7M | $4.2B |
| 负债/权益比越低杠杆越低 | — | 0.23× |
8季度趋势，按日历期对齐
现金及短期投资LPSNRBB
| Q4 25 | $95.0M | $212.3M | ||
| Q3 25 | $106.7M | $234.9M | ||
| Q2 25 | $162.0M | $191.9M | ||
| Q1 25 | $176.3M | $238.8M | ||
| Q4 24 | $183.2M | $257.7M | ||
| Q3 24 | $142.1M | $349.4M | ||
| Q2 24 | $146.0M | $252.8M | ||
| Q1 24 | $127.1M | — |
总债务LPSNRBB
| Q4 25 | — | $119.9M | ||
| Q3 25 | — | $119.8M | ||
| Q2 25 | — | $119.7M | ||
| Q1 25 | — | $119.6M | ||
| Q4 24 | — | $119.5M | ||
| Q3 24 | — | $119.4M | ||
| Q2 24 | — | $119.3M | ||
| Q1 24 | $512.1M | $119.2M |
股东权益LPSNRBB
| Q4 25 | $-44.5M | $523.4M | ||
| Q3 25 | $-22.1M | $514.3M | ||
| Q2 25 | $-82.4M | $517.7M | ||
| Q1 25 | $-74.9M | $510.3M | ||
| Q4 24 | $-67.3M | $507.9M | ||
| Q3 24 | $45.9M | $509.7M | ||
| Q2 24 | $66.6M | $511.3M | ||
| Q1 24 | $19.2M | $514.0M |
总资产LPSNRBB
| Q4 25 | $454.7M | $4.2B | ||
| Q3 25 | $511.4M | $4.2B | ||
| Q2 25 | $604.2M | $4.1B | ||
| Q1 25 | $596.2M | $4.0B | ||
| Q4 24 | $607.8M | $4.0B | ||
| Q3 24 | $692.0M | $4.0B | ||
| Q2 24 | $703.8M | $3.9B | ||
| Q1 24 | $724.7M | $3.9B |
负债/权益比LPSNRBB
| Q4 25 | — | 0.23× | ||
| Q3 25 | — | 0.23× | ||
| Q2 25 | — | 0.23× | ||
| Q1 25 | — | 0.23× | ||
| Q4 24 | — | 0.24× | ||
| Q3 24 | — | 0.23× | ||
| Q2 24 | — | 0.23× | ||
| Q1 24 | 26.69× | 0.23× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-9.7M | $43.4M |
| 自由现金流经营现金流 - 资本支出 | $-12.0M | $42.6M |
| 自由现金流率自由现金流/营收 | -20.2% | 131.8% |
| 资本支出强度资本支出/营收 | 3.9% | 2.5% |
| 现金转化率经营现金流/净利润 | — | 4.26× |
| 过去12个月自由现金流最近4个季度 | $-42.5M | $73.5M |
8季度趋势，按日历期对齐
经营现金流LPSNRBB
| Q4 25 | $-9.7M | $43.4M | ||
| Q3 25 | $-6.0M | $2.1M | ||
| Q2 25 | $-11.7M | $21.7M | ||
| Q1 25 | $-3.1M | $7.8M | ||
| Q4 24 | $-3.1M | $58.5M | ||
| Q3 24 | $4.8M | $24.5M | ||
| Q2 24 | $-17.9M | $11.7M | ||
| Q1 24 | $1.1M | $4.8M |
自由现金流LPSNRBB
| Q4 25 | $-12.0M | $42.6M | ||
| Q3 25 | $-8.9M | $1.8M | ||
| Q2 25 | $-14.8M | $21.6M | ||
| Q1 25 | $-6.9M | $7.6M | ||
| Q4 24 | $-6.8M | $57.7M | ||
| Q3 24 | $-230.0K | $24.2M | ||
| Q2 24 | $-22.9M | $11.5M | ||
| Q1 24 | $-10.4M | $4.7M |
自由现金流率LPSNRBB
| Q4 25 | -20.2% | 131.8% | ||
| Q3 25 | -14.8% | 5.4% | ||
| Q2 25 | -24.9% | 60.2% | ||
| Q1 25 | -10.6% | 26.7% | ||
| Q4 24 | -9.2% | 201.0% | ||
| Q3 24 | -0.3% | 80.0% | ||
| Q2 24 | -28.7% | 42.0% | ||
| Q1 24 | -12.2% | 16.6% |
资本支出强度LPSNRBB
| Q4 25 | 3.9% | 2.5% | ||
| Q3 25 | 4.8% | 1.1% | ||
| Q2 25 | 5.3% | 0.3% | ||
| Q1 25 | 5.8% | 0.6% | ||
| Q4 24 | 5.0% | 2.7% | ||
| Q3 24 | 6.8% | 0.8% | ||
| Q2 24 | 6.2% | 0.5% | ||
| Q1 24 | 13.5% | 0.5% |
现金转化率LPSNRBB
| Q4 25 | — | 4.26× | ||
| Q3 25 | -0.69× | 0.21× | ||
| Q2 25 | — | 2.32× | ||
| Q1 25 | — | 3.39× | ||
| Q4 24 | — | 13.34× | ||
| Q3 24 | — | 3.50× | ||
| Q2 24 | -0.43× | 1.61× | ||
| Q1 24 | — | 0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LPSN
| Hosted Services Business | $51.0M | 86% |
| Professional Services | $8.3M | 14% |
RBB
暂无分部数据
