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LESAKA TECHNOLOGIES INC（LSAK）与RYDER SYSTEM INC（R）财务数据对比。点击上方公司名可切换其他公司
RYDER SYSTEM INC的季度营收约是LESAKA TECHNOLOGIES INC的1.0倍（$3.1B vs $3.0B），RYDER SYSTEM INC净利率更高（3.0% vs 0.0%，领先3.0%），RYDER SYSTEM INC同比增速更快（1.0% vs 0.2%），过去两年LESAKA TECHNOLOGIES INC的营收复合增速更高（341.6% vs -0.9%）
莱萨卡科技是一家总部位于南非的金融科技公司，目前同时在纳斯达克交易所与约翰内斯堡证券交易所挂牌上市。公司核心业务聚焦于金融普惠，面向此前金融服务覆盖不足的社区与商户提供各类金融服务。
Ryder System Inc.是美国专业运输物流服务商，总部位于佛罗里达州科勒尔盖布尔斯，业务覆盖美国及英国，核心业务包含卡车租赁、车队管理、供应链及运输管理，同时提供车辆维保、二手车销售、专业司机派遣、电商履约与最后一公里配送等多元服务。
LSAK vs R — 直观对比
营收规模更大
R
是对方的1.0倍
$3.0B
营收增速更快
R
高出0.8%
0.2%
净利率更高
R
高出3.0%
0.0%
两年增速更快
LSAK
近两年复合增速
-0.9%
损益表 — Q1 FY2027 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $3.0B | $3.1B |
| 净利润 | $437.0K | $93.0M |
| 毛利率 | — | — |
| 营业利润率 | 2.2% | — |
| 净利率 | 0.0% | 3.0% |
| 营收同比 | 0.2% | 1.0% |
| 净利润同比 | — | -5.1% |
| 每股收益（稀释后） | — | $2.34 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LSAKR
| Q3 26 | $3.0B | — | ||
| Q2 26 | $3.1B | — | ||
| Q1 26 | — | $3.1B | ||
| Q4 25 | $178.7M | $3.2B | ||
| Q3 25 | $171.4M | $3.2B | ||
| Q2 25 | $168.5M | $3.2B | ||
| Q1 25 | $161.4M | $3.1B | ||
| Q4 24 | $176.2M | $3.2B |
净利润LSAKR
| Q3 26 | $437.0K | — | ||
| Q2 26 | $3.6M | — | ||
| Q1 26 | — | $93.0M | ||
| Q4 25 | $3.6M | $132.0M | ||
| Q3 25 | $-4.3M | $138.0M | ||
| Q2 25 | $-28.4M | $131.0M | ||
| Q1 25 | $-22.1M | $98.0M | ||
| Q4 24 | $-32.5M | $135.0M |
毛利率LSAKR
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 31.4% | — | ||
| Q3 25 | 30.9% | — | ||
| Q2 25 | 28.9% | — | ||
| Q1 25 | 27.5% | — | ||
| Q4 24 | 25.7% | — |
营业利润率LSAKR
| Q3 26 | 2.2% | — | ||
| Q2 26 | 1.2% | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 1.2% | 5.6% | ||
| Q3 25 | 0.2% | 6.0% | ||
| Q2 25 | -16.7% | 5.8% | ||
| Q1 25 | 0.4% | 4.3% | ||
| Q4 24 | 0.3% | 5.7% |
净利率LSAKR
| Q3 26 | 0.0% | — | ||
| Q2 26 | 0.1% | — | ||
| Q1 26 | — | 3.0% | ||
| Q4 25 | 2.0% | 4.2% | ||
| Q3 25 | -2.5% | 4.4% | ||
| Q2 25 | -16.9% | 4.1% | ||
| Q1 25 | -13.7% | 3.1% | ||
| Q4 24 | -18.4% | 4.2% |
每股收益（稀释后）LSAKR
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | $2.34 | ||
| Q4 25 | $0.04 | $3.22 | ||
| Q3 25 | $-0.05 | $3.32 | ||
| Q2 25 | $-0.40 | $3.13 | ||
| Q1 25 | $-0.27 | $2.27 | ||
| Q4 24 | $-0.40 | $3.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.5B | $182.0M |
| 总债务越低越好 | $3.2B | — |
| 股东权益账面价值 | — | $2.9B |
| 总资产 | $11.5B | — |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资LSAKR
| Q3 26 | $1.5B | — | ||
| Q2 26 | $1.2B | — | ||
| Q1 26 | — | $182.0M | ||
| Q4 25 | $69.5M | $198.0M | ||
| Q3 25 | $72.2M | $189.0M | ||
| Q2 25 | $76.5M | $180.0M | ||
| Q1 25 | $71.0M | $151.0M | ||
| Q4 24 | $60.6M | $154.0M |
总债务LSAKR
| Q3 26 | $3.2B | — | ||
| Q2 26 | $3.4B | — | ||
| Q1 26 | — | — | ||
| Q4 25 | $216.8M | $6.8B | ||
| Q3 25 | $208.1M | $7.3B | ||
| Q2 25 | $200.8M | $7.0B | ||
| Q1 25 | $194.7M | $6.7B | ||
| Q4 24 | $148.7M | $6.7B |
股东权益LSAKR
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | $2.9B | ||
| Q4 25 | $180.6M | $3.1B | ||
| Q3 25 | $170.4M | $3.1B | ||
| Q2 25 | $161.6M | $3.1B | ||
| Q1 25 | $185.2M | $3.0B | ||
| Q4 24 | $193.3M | $3.1B |
总资产LSAKR
| Q3 26 | $11.5B | — | ||
| Q2 26 | $11.7B | — | ||
| Q1 26 | — | — | ||
| Q4 25 | $704.6M | $16.4B | ||
| Q3 25 | $652.9M | $16.5B | ||
| Q2 25 | $653.7M | $16.5B | ||
| Q1 25 | $649.2M | $16.4B | ||
| Q4 24 | $640.6M | $16.7B |
负债/权益比LSAKR
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 1.20× | 2.24× | ||
| Q3 25 | 1.22× | 2.35× | ||
| Q2 25 | 1.24× | 2.27× | ||
| Q1 25 | 1.05× | 2.21× | ||
| Q4 24 | 0.77× | 2.14× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $583.0M |
| 自由现金流经营现金流 - 资本支出 | — | $273.0M |
| 自由现金流率自由现金流/营收 | — | 8.7% |
| 资本支出强度资本支出/营收 | — | 13.7% |
| 现金转化率经营现金流/净利润 | — | 6.27× |
| 过去12个月自由现金流最近4个季度 | — | $595.0M |
8季度趋势，按日历期对齐
经营现金流LSAKR
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | $583.0M | ||
| Q4 25 | $-10.9M | $749.0M | ||
| Q3 25 | $8.9M | $442.0M | ||
| Q2 25 | $-9.1M | $752.0M | ||
| Q1 25 | $10.7M | $651.0M | ||
| Q4 24 | $-9.2M | $558.0M |
自由现金流LSAKR
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | $273.0M | ||
| Q4 25 | $-14.8M | $344.0M | ||
| Q3 25 | $4.9M | $-85.0M | ||
| Q2 25 | $-13.2M | $63.0M | ||
| Q1 25 | $7.8M | $137.0M | ||
| Q4 24 | $-15.5M | $-201.0M |
自由现金流率LSAKR
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | 8.7% | ||
| Q4 25 | -8.3% | 10.8% | ||
| Q3 25 | 2.9% | -2.7% | ||
| Q2 25 | -7.8% | 2.0% | ||
| Q1 25 | 4.9% | 4.4% | ||
| Q4 24 | -8.8% | -6.3% |
资本支出强度LSAKR
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | 13.7% | ||
| Q4 25 | 2.2% | 12.8% | ||
| Q3 25 | 2.3% | 16.6% | ||
| Q2 25 | 2.4% | 21.6% | ||
| Q1 25 | 1.7% | 16.4% | ||
| Q4 24 | 3.6% | 23.8% |
现金转化率LSAKR
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | 6.27× | ||
| Q4 25 | -2.99× | 5.67× | ||
| Q3 25 | — | 3.20× | ||
| Q2 25 | — | 5.74× | ||
| Q1 25 | — | 6.64× | ||
| Q4 24 | — | 4.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LSAK
暂无分部数据
R
| Fleet Management Solutions | $1.5B | 47% |
| ChoiceLease | $878.0M | 28% |
| Dedicated Transportation Solutions | $553.0M | 18% |
| Commercial rental | $211.0M | 7% |
