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LESAKA TECHNOLOGIES INC（LSAK）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
LiveRamp Holdings, Inc.的季度营收约是LESAKA TECHNOLOGIES INC的1.2倍（$212.2M vs $178.7M），LiveRamp Holdings, Inc.净利率更高（18.8% vs 2.0%，领先16.8%），LiveRamp Holdings, Inc.同比增速更快（8.6% vs 1.4%），过去两年LESAKA TECHNOLOGIES INC的营收复合增速更高（13.7% vs 11.1%）
莱萨卡科技是一家总部位于南非的金融科技公司，目前同时在纳斯达克交易所与约翰内斯堡证券交易所挂牌上市。公司核心业务聚焦于金融普惠，面向此前金融服务覆盖不足的社区与商户提供各类金融服务。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
LSAK vs RAMP — 直观对比
营收规模更大
RAMP
是对方的1.2倍
$178.7M
营收增速更快
RAMP
高出7.2%
1.4%
净利率更高
RAMP
高出16.8%
2.0%
两年增速更快
LSAK
近两年复合增速
11.1%
损益表 — Q2 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $178.7M | $212.2M |
| 净利润 | $3.6M | $39.9M |
| 毛利率 | 31.4% | 71.9% |
| 营业利润率 | 1.2% | 18.6% |
| 净利率 | 2.0% | 18.8% |
| 营收同比 | 1.4% | 8.6% |
| 净利润同比 | 111.2% | 255.7% |
| 每股收益（稀释后） | $0.04 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LSAKRAMP
| Q4 25 | $178.7M | $212.2M | ||
| Q3 25 | $171.4M | $199.8M | ||
| Q2 25 | $168.5M | $194.8M | ||
| Q1 25 | $161.4M | $188.7M | ||
| Q4 24 | $176.2M | $195.4M | ||
| Q3 24 | $153.6M | $185.5M | ||
| Q2 24 | $146.0M | $176.0M | ||
| Q1 24 | $138.2M | $171.9M |
净利润LSAKRAMP
| Q4 25 | $3.6M | $39.9M | ||
| Q3 25 | $-4.3M | $27.4M | ||
| Q2 25 | $-28.4M | $7.7M | ||
| Q1 25 | $-22.1M | $-6.3M | ||
| Q4 24 | $-32.5M | $11.2M | ||
| Q3 24 | $-4.5M | $1.7M | ||
| Q2 24 | $-5.0M | $-7.5M | ||
| Q1 24 | $-4.0M | $-5.4M |
毛利率LSAKRAMP
| Q4 25 | 31.4% | 71.9% | ||
| Q3 25 | 30.9% | 70.2% | ||
| Q2 25 | 28.9% | 70.1% | ||
| Q1 25 | 27.5% | 69.3% | ||
| Q4 24 | 25.7% | 71.9% | ||
| Q3 24 | 22.6% | 72.4% | ||
| Q2 24 | 22.6% | 70.6% | ||
| Q1 24 | 22.0% | 72.2% |
营业利润率LSAKRAMP
| Q4 25 | 1.2% | 18.6% | ||
| Q3 25 | 0.2% | 10.7% | ||
| Q2 25 | -16.7% | 3.7% | ||
| Q1 25 | 0.4% | -6.1% | ||
| Q4 24 | 0.3% | 7.5% | ||
| Q3 24 | -0.0% | 4.0% | ||
| Q2 24 | 0.2% | -3.0% | ||
| Q1 24 | 0.6% | -8.3% |
净利率LSAKRAMP
| Q4 25 | 2.0% | 18.8% | ||
| Q3 25 | -2.5% | 13.7% | ||
| Q2 25 | -16.9% | 4.0% | ||
| Q1 25 | -13.7% | -3.3% | ||
| Q4 24 | -18.4% | 5.7% | ||
| Q3 24 | -3.0% | 0.9% | ||
| Q2 24 | -3.4% | -4.3% | ||
| Q1 24 | -2.9% | -3.1% |
每股收益（稀释后）LSAKRAMP
| Q4 25 | $0.04 | $0.62 | ||
| Q3 25 | $-0.05 | $0.42 | ||
| Q2 25 | $-0.40 | $0.12 | ||
| Q1 25 | $-0.27 | $-0.10 | ||
| Q4 24 | $-0.40 | $0.17 | ||
| Q3 24 | $-0.07 | $0.03 | ||
| Q2 24 | $-0.08 | $-0.11 | ||
| Q1 24 | $-0.06 | $-0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $69.5M | $403.4M |
| 总债务越低越好 | $216.8M | — |
| 股东权益账面价值 | $180.6M | $962.3M |
| 总资产 | $704.6M | $1.3B |
| 负债/权益比越低杠杆越低 | 1.20× | — |
8季度趋势，按日历期对齐
现金及短期投资LSAKRAMP
| Q4 25 | $69.5M | $403.4M | ||
| Q3 25 | $72.2M | $376.9M | ||
| Q2 25 | $76.5M | $371.1M | ||
| Q1 25 | $71.0M | $420.8M | ||
| Q4 24 | $60.6M | $384.3M | ||
| Q3 24 | $49.7M | $348.4M | ||
| Q2 24 | $59.1M | $342.7M | ||
| Q1 24 | $55.2M | $368.9M |
总债务LSAKRAMP
| Q4 25 | $216.8M | — | ||
| Q3 25 | $208.1M | — | ||
| Q2 25 | $200.8M | — | ||
| Q1 25 | $194.7M | — | ||
| Q4 24 | $148.7M | — | ||
| Q3 24 | $148.5M | — | ||
| Q2 24 | $143.2M | — | ||
| Q1 24 | $135.7M | — |
股东权益LSAKRAMP
| Q4 25 | $180.6M | $962.3M | ||
| Q3 25 | $170.4M | $943.8M | ||
| Q2 25 | $161.6M | $947.8M | ||
| Q1 25 | $185.2M | $948.9M | ||
| Q4 24 | $193.3M | $957.7M | ||
| Q3 24 | $184.2M | $932.1M | ||
| Q2 24 | $175.9M | $951.9M | ||
| Q1 24 | $173.1M | $949.1M |
总资产LSAKRAMP
| Q4 25 | $704.6M | $1.3B | ||
| Q3 25 | $652.9M | $1.2B | ||
| Q2 25 | $653.7M | $1.2B | ||
| Q1 25 | $649.2M | $1.3B | ||
| Q4 24 | $640.6M | $1.3B | ||
| Q3 24 | $551.9M | $1.2B | ||
| Q2 24 | $558.5M | $1.2B | ||
| Q1 24 | $551.5M | $1.2B |
负债/权益比LSAKRAMP
| Q4 25 | 1.20× | — | ||
| Q3 25 | 1.22× | — | ||
| Q2 25 | 1.24× | — | ||
| Q1 25 | 1.05× | — | ||
| Q4 24 | 0.77× | — | ||
| Q3 24 | 0.81× | — | ||
| Q2 24 | 0.81× | — | ||
| Q1 24 | 0.78× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-10.9M | — |
| 自由现金流经营现金流 - 资本支出 | $-14.8M | — |
| 自由现金流率自由现金流/营收 | -8.3% | — |
| 资本支出强度资本支出/营收 | 2.2% | 0.1% |
| 现金转化率经营现金流/净利润 | -2.99× | — |
| 过去12个月自由现金流最近4个季度 | $-15.3M | — |
8季度趋势，按日历期对齐
经营现金流LSAKRAMP
| Q4 25 | $-10.9M | — | ||
| Q3 25 | $8.9M | $57.4M | ||
| Q2 25 | $-9.1M | $-15.8M | ||
| Q1 25 | $10.7M | — | ||
| Q4 24 | $-9.2M | $45.1M | ||
| Q3 24 | $-4.1M | $55.6M | ||
| Q2 24 | $5.7M | $-9.3M | ||
| Q1 24 | $19.2M | — |
自由现金流LSAKRAMP
| Q4 25 | $-14.8M | — | ||
| Q3 25 | $4.9M | $56.8M | ||
| Q2 25 | $-13.2M | $-16.2M | ||
| Q1 25 | $7.8M | — | ||
| Q4 24 | $-15.5M | $44.8M | ||
| Q3 24 | $-8.1M | $55.4M | ||
| Q2 24 | $937.0K | $-9.6M | ||
| Q1 24 | $16.2M | — |
自由现金流率LSAKRAMP
| Q4 25 | -8.3% | — | ||
| Q3 25 | 2.9% | 28.4% | ||
| Q2 25 | -7.8% | -8.3% | ||
| Q1 25 | 4.9% | — | ||
| Q4 24 | -8.8% | 22.9% | ||
| Q3 24 | -5.3% | 29.8% | ||
| Q2 24 | 0.6% | -5.4% | ||
| Q1 24 | 11.7% | — |
资本支出强度LSAKRAMP
| Q4 25 | 2.2% | 0.1% | ||
| Q3 25 | 2.3% | 0.3% | ||
| Q2 25 | 2.4% | 0.2% | ||
| Q1 25 | 1.7% | 0.2% | ||
| Q4 24 | 3.6% | 0.1% | ||
| Q3 24 | 2.6% | 0.1% | ||
| Q2 24 | 3.2% | 0.1% | ||
| Q1 24 | 2.1% | 1.0% |
现金转化率LSAKRAMP
| Q4 25 | -2.99× | — | ||
| Q3 25 | — | 2.09× | ||
| Q2 25 | — | -2.04× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 4.02× | ||
| Q3 24 | — | 32.10× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LSAK
| Telecom Products And Services | $82.0M | 46% |
| Processing Fees | $37.6M | 21% |
| Enterprise Segment | $14.5M | 8% |
| Rest Of Africa | $10.9M | 6% |
| Technology Products | $8.6M | 5% |
| Insurance Revenue | $7.9M | 4% |
| Lending Revenue | $7.2M | 4% |
| Other | $6.7M | 4% |
| Interest From Customer | $2.1M | 1% |
| Other Products And Services | $1.2M | 1% |
RAMP
暂无分部数据
