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LESAKA TECHNOLOGIES INC（LSAK）与皇家加勒比集团（RCL）财务数据对比。点击上方公司名可切换其他公司
皇家加勒比集团的季度营收约是LESAKA TECHNOLOGIES INC的1.5倍（$4.5B vs $3.0B），皇家加勒比集团净利率更高（21.3% vs 0.0%，领先21.3%），皇家加勒比集团同比增速更快（11.3% vs 0.2%），过去两年LESAKA TECHNOLOGIES INC的营收复合增速更高（341.6% vs 4.1%）
莱萨卡科技是一家总部位于南非的金融科技公司，目前同时在纳斯达克交易所与约翰内斯堡证券交易所挂牌上市。公司核心业务聚焦于金融普惠，面向此前金融服务覆盖不足的社区与商户提供各类金融服务。
皇家加勒比集团前身为皇家加勒比邮轮有限公司，是仅次于嘉年华公司的全球第二大邮轮运营商。集团总部位于美国佛罗里达州迈阿密，在利比里亚注册，目前全资拥有皇家加勒比国际游轮、名人邮轮、银海邮轮三大品牌，还持有途易邮轮50%的股份。
LSAK vs RCL — 直观对比
营收规模更大
RCL
是对方的1.5倍
$3.0B
营收增速更快
RCL
高出11.1%
0.2%
净利率更高
RCL
高出21.3%
0.0%
两年增速更快
LSAK
近两年复合增速
4.1%
损益表 — Q1 FY2027 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $3.0B | $4.5B |
| 净利润 | $437.0K | $950.0M |
| 毛利率 | — | — |
| 营业利润率 | 2.2% | 26.1% |
| 净利率 | 0.0% | 21.3% |
| 营收同比 | 0.2% | 11.3% |
| 净利润同比 | — | 29.1% |
| 每股收益（稀释后） | — | $3.48 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LSAKRCL
| Q3 26 | $3.0B | — | ||
| Q2 26 | $3.1B | — | ||
| Q1 26 | — | $4.5B | ||
| Q4 25 | $178.7M | $4.3B | ||
| Q3 25 | $171.4M | $5.1B | ||
| Q2 25 | $168.5M | $4.5B | ||
| Q1 25 | $161.4M | $4.0B | ||
| Q4 24 | $176.2M | $3.8B |
净利润LSAKRCL
| Q3 26 | $437.0K | — | ||
| Q2 26 | $3.6M | — | ||
| Q1 26 | — | $950.0M | ||
| Q4 25 | $3.6M | $753.0M | ||
| Q3 25 | $-4.3M | $1.6B | ||
| Q2 25 | $-28.4M | $1.2B | ||
| Q1 25 | $-22.1M | $730.0M | ||
| Q4 24 | $-32.5M | $552.0M |
毛利率LSAKRCL
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 31.4% | 47.4% | ||
| Q3 25 | 30.9% | 51.8% | ||
| Q2 25 | 28.9% | 49.7% | ||
| Q1 25 | 27.5% | 48.0% | ||
| Q4 24 | 25.7% | 45.4% |
营业利润率LSAKRCL
| Q3 26 | 2.2% | — | ||
| Q2 26 | 1.2% | — | ||
| Q1 26 | — | 26.1% | ||
| Q4 25 | 1.2% | 21.9% | ||
| Q3 25 | 0.2% | 33.1% | ||
| Q2 25 | -16.7% | 29.3% | ||
| Q1 25 | 0.4% | 23.6% | ||
| Q4 24 | 0.3% | 16.6% |
净利率LSAKRCL
| Q3 26 | 0.0% | — | ||
| Q2 26 | 0.1% | — | ||
| Q1 26 | — | 21.3% | ||
| Q4 25 | 2.0% | 17.7% | ||
| Q3 25 | -2.5% | 30.6% | ||
| Q2 25 | -16.9% | 26.7% | ||
| Q1 25 | -13.7% | 18.3% | ||
| Q4 24 | -18.4% | 14.7% |
每股收益（稀释后）LSAKRCL
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | $3.48 | ||
| Q4 25 | $0.04 | $2.76 | ||
| Q3 25 | $-0.05 | $5.74 | ||
| Q2 25 | $-0.40 | $4.41 | ||
| Q1 25 | $-0.27 | $2.70 | ||
| Q4 24 | $-0.40 | $2.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.5B | $512.0M |
| 总债务越低越好 | $3.2B | $21.1B |
| 股东权益账面价值 | — | $10.0B |
| 总资产 | $11.5B | $42.0B |
| 负债/权益比越低杠杆越低 | — | 2.11× |
8季度趋势，按日历期对齐
现金及短期投资LSAKRCL
| Q3 26 | $1.5B | — | ||
| Q2 26 | $1.2B | — | ||
| Q1 26 | — | $512.0M | ||
| Q4 25 | $69.5M | $825.0M | ||
| Q3 25 | $72.2M | $432.0M | ||
| Q2 25 | $76.5M | $735.0M | ||
| Q1 25 | $71.0M | $386.0M | ||
| Q4 24 | $60.6M | $388.0M |
总债务LSAKRCL
| Q3 26 | $3.2B | — | ||
| Q2 26 | $3.4B | — | ||
| Q1 26 | — | $21.1B | ||
| Q4 25 | $216.8M | $18.2B | ||
| Q3 25 | $208.1M | $17.2B | ||
| Q2 25 | $200.8M | $17.6B | ||
| Q1 25 | $194.7M | $18.0B | ||
| Q4 24 | $148.7M | $18.5B |
股东权益LSAKRCL
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | $10.0B | ||
| Q4 25 | $180.6M | $10.0B | ||
| Q3 25 | $170.4M | $10.1B | ||
| Q2 25 | $161.6M | $9.2B | ||
| Q1 25 | $185.2M | $8.0B | ||
| Q4 24 | $193.3M | $7.6B |
总资产LSAKRCL
| Q3 26 | $11.5B | — | ||
| Q2 26 | $11.7B | — | ||
| Q1 26 | — | $42.0B | ||
| Q4 25 | $704.6M | $41.6B | ||
| Q3 25 | $652.9M | $40.1B | ||
| Q2 25 | $653.7M | $38.5B | ||
| Q1 25 | $649.2M | $37.5B | ||
| Q4 24 | $640.6M | $37.1B |
负债/权益比LSAKRCL
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | 2.11× | ||
| Q4 25 | 1.20× | 1.81× | ||
| Q3 25 | 1.22× | 1.70× | ||
| Q2 25 | 1.24× | 1.92× | ||
| Q1 25 | 1.05× | 2.26× | ||
| Q4 24 | 0.77× | 2.44× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $1.8B |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 1.93× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流LSAKRCL
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | $1.8B | ||
| Q4 25 | $-10.9M | $1.6B | ||
| Q3 25 | $8.9M | $1.5B | ||
| Q2 25 | $-9.1M | $1.7B | ||
| Q1 25 | $10.7M | $1.6B | ||
| Q4 24 | $-9.2M | $1.5B |
自由现金流LSAKRCL
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | $-14.8M | $116.0M | ||
| Q3 25 | $4.9M | $-989.0M | ||
| Q2 25 | $-13.2M | $910.0M | ||
| Q1 25 | $7.8M | $1.2B | ||
| Q4 24 | $-15.5M | $915.0M |
自由现金流率LSAKRCL
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | -8.3% | 2.7% | ||
| Q3 25 | 2.9% | -19.2% | ||
| Q2 25 | -7.8% | 20.1% | ||
| Q1 25 | 4.9% | 30.0% | ||
| Q4 24 | -8.8% | 24.3% |
资本支出强度LSAKRCL
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 2.2% | 35.4% | ||
| Q3 25 | 2.3% | 47.8% | ||
| Q2 25 | 2.4% | 18.4% | ||
| Q1 25 | 1.7% | 10.7% | ||
| Q4 24 | 3.6% | 14.7% |
现金转化率LSAKRCL
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | 1.93× | ||
| Q4 25 | -2.99× | 2.16× | ||
| Q3 25 | — | 0.93× | ||
| Q2 25 | — | 1.44× | ||
| Q1 25 | — | 2.23× | ||
| Q4 24 | — | 2.66× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LSAK
暂无分部数据
RCL
| Passenger ticket revenues | $3.0B | 68% |
| Onboard and other revenues | $1.4B | 32% |
