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Lightspeed Commerce Inc.（LSPD）与PROG Holdings, Inc.（PRG）财务数据对比。点击上方公司名可切换其他公司
Lightspeed Commerce Inc.的季度营收约是PROG Holdings, Inc.的1.6倍（$823.4M vs $525.4M），PROG Holdings, Inc.净利率更高（7.7% vs -11.1%，领先18.8%），过去两年Lightspeed Commerce Inc.的营收复合增速更高（89.1% vs -9.5%）
Lightspeed Commerce是总部位于加拿大魁北克省蒙特利尔的销售点系统及电商软件服务商，2005年由达克斯·达席尔瓦创立，服务覆盖零售、餐饮、酒店等行业，在北美、欧洲、大洋洲等多地设有办公网点。
PROG Holdings是一家总部位于美国的金融科技企业，主要面向美国本土市场提供灵活的租购及销售点融资解决方案，核心业务涵盖零售合作伙伴融资、消费信贷与支付服务，帮助消费者无需满足传统信用要求即可购买电子产品、家居用品等商品。
LSPD vs PRG — 直观对比
营收规模更大
LSPD
是对方的1.6倍
$525.4M
净利率更高
PRG
高出18.8%
-11.1%
两年增速更快
LSPD
近两年复合增速
-9.5%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $823.4M | $525.4M |
| 净利润 | $-91.3M | $40.5M |
| 毛利率 | 41.1% | — |
| 营业利润率 | -14.1% | 6.9% |
| 净利率 | -11.1% | 7.7% |
| 营收同比 | — | -6.0% |
| 净利润同比 | — | -29.7% |
| 每股收益（稀释后） | — | $0.99 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LSPDPRG
| Q4 25 | $823.4M | $525.4M | ||
| Q3 25 | $543.3M | $595.1M | ||
| Q2 25 | $266.1M | $604.7M | ||
| Q1 25 | $253.4M | $684.1M | ||
| Q4 24 | $679.1M | $558.9M | ||
| Q3 24 | $439.4M | $606.1M | ||
| Q2 24 | $209.1M | $592.2M | ||
| Q1 24 | $230.2M | $641.9M |
净利润LSPDPRG
| Q4 25 | $-91.3M | $40.5M | ||
| Q3 25 | $-64.7M | $33.1M | ||
| Q2 25 | $-35.0M | $38.5M | ||
| Q1 25 | $-575.9M | $34.7M | ||
| Q4 24 | $-131.4M | $57.5M | ||
| Q3 24 | $-91.2M | $84.0M | ||
| Q2 24 | $-48.7M | $33.8M | ||
| Q1 24 | $-32.5M | $22.0M |
毛利率LSPDPRG
| Q4 25 | 41.1% | — | ||
| Q3 25 | 41.0% | — | ||
| Q2 25 | 40.7% | — | ||
| Q1 25 | 44.1% | — | ||
| Q4 24 | 42.1% | — | ||
| Q3 24 | 41.9% | — | ||
| Q2 24 | 42.0% | — | ||
| Q1 24 | 43.3% | — |
营业利润率LSPDPRG
| Q4 25 | -14.1% | 6.9% | ||
| Q3 25 | -15.1% | 9.0% | ||
| Q2 25 | -16.6% | 10.0% | ||
| Q1 25 | -228.9% | 8.2% | ||
| Q4 24 | -23.8% | 8.9% | ||
| Q3 24 | -25.1% | 8.1% | ||
| Q2 24 | -27.9% | 9.4% | ||
| Q1 24 | -17.9% | 6.2% |
净利率LSPDPRG
| Q4 25 | -11.1% | 7.7% | ||
| Q3 25 | -11.9% | 5.6% | ||
| Q2 25 | -13.2% | 6.4% | ||
| Q1 25 | -227.3% | 5.1% | ||
| Q4 24 | -19.4% | 10.3% | ||
| Q3 24 | -20.8% | 13.9% | ||
| Q2 24 | -23.3% | 5.7% | ||
| Q1 24 | -14.1% | 3.4% |
每股收益（稀释后）LSPDPRG
| Q4 25 | — | $0.99 | ||
| Q3 25 | — | $0.82 | ||
| Q2 25 | — | $0.95 | ||
| Q1 25 | $0.10 | $0.83 | ||
| Q4 24 | — | $1.33 | ||
| Q3 24 | — | $1.94 | ||
| Q2 24 | $-0.01 | $0.77 | ||
| Q1 24 | $0.06 | $0.49 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $308.8M |
| 总债务越低越好 | — | $594.9M |
| 股东权益账面价值 | — | $746.4M |
| 总资产 | — | $1.6B |
| 负债/权益比越低杠杆越低 | — | 0.80× |
8季度趋势，按日历期对齐
现金及短期投资LSPDPRG
| Q4 25 | — | $308.8M | ||
| Q3 25 | — | $292.6M | ||
| Q2 25 | — | $222.0M | ||
| Q1 25 | — | $213.3M | ||
| Q4 24 | — | $90.9M | ||
| Q3 24 | — | $221.7M | ||
| Q2 24 | — | $250.1M | ||
| Q1 24 | — | $252.8M |
总债务LSPDPRG
| Q4 25 | — | $594.9M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $643.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益LSPDPRG
| Q4 25 | — | $746.4M | ||
| Q3 25 | — | $703.6M | ||
| Q2 25 | — | $668.7M | ||
| Q1 25 | — | $654.4M | ||
| Q4 24 | — | $650.3M | ||
| Q3 24 | — | $630.8M | ||
| Q2 24 | — | $581.9M | ||
| Q1 24 | — | $585.1M |
总资产LSPDPRG
| Q4 25 | — | $1.6B | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | — | $1.5B | ||
| Q1 25 | — | $1.5B | ||
| Q4 24 | — | $1.5B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $1.5B | ||
| Q1 24 | — | $1.5B |
负债/权益比LSPDPRG
| Q4 25 | — | 0.80× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.99× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-54.9M |
| 自由现金流经营现金流 - 资本支出 | — | $-57.5M |
| 自由现金流率自由现金流/营收 | — | -10.9% |
| 资本支出强度资本支出/营收 | — | 0.5% |
| 现金转化率经营现金流/净利润 | — | -1.36× |
| 过去12个月自由现金流最近4个季度 | — | $324.9M |
8季度趋势，按日历期对齐
经营现金流LSPDPRG
| Q4 25 | — | $-54.9M | ||
| Q3 25 | — | $110.0M | ||
| Q2 25 | — | $69.9M | ||
| Q1 25 | $-9.9M | $209.9M | ||
| Q4 24 | — | $-84.5M | ||
| Q3 24 | — | $31.9M | ||
| Q2 24 | $-26.1M | $55.4M | ||
| Q1 24 | $-28.5M | $135.7M |
自由现金流LSPDPRG
| Q4 25 | — | $-57.5M | ||
| Q3 25 | — | $106.5M | ||
| Q2 25 | — | $68.0M | ||
| Q1 25 | — | $208.0M | ||
| Q4 24 | — | $-86.8M | ||
| Q3 24 | — | $29.8M | ||
| Q2 24 | — | $53.5M | ||
| Q1 24 | — | $133.6M |
自由现金流率LSPDPRG
| Q4 25 | — | -10.9% | ||
| Q3 25 | — | 17.9% | ||
| Q2 25 | — | 11.2% | ||
| Q1 25 | — | 30.4% | ||
| Q4 24 | — | -15.5% | ||
| Q3 24 | — | 4.9% | ||
| Q2 24 | — | 9.0% | ||
| Q1 24 | — | 20.8% |
资本支出强度LSPDPRG
| Q4 25 | — | 0.5% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | 0.3% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | — | 0.4% | ||
| Q3 24 | — | 0.3% | ||
| Q2 24 | — | 0.3% | ||
| Q1 24 | — | 0.3% |
现金转化率LSPDPRG
| Q4 25 | — | -1.36× | ||
| Q3 25 | — | 3.32× | ||
| Q2 25 | — | 1.82× | ||
| Q1 25 | — | 6.05× | ||
| Q4 24 | — | -1.47× | ||
| Q3 24 | — | 0.38× | ||
| Q2 24 | — | 1.64× | ||
| Q1 24 | — | 6.18× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
