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Lyft, Inc.（LYFT）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
RENAISSANCERE HOLDINGS LTD的季度营收约是Lyft, Inc.的1.5倍（$2.2B vs $1.5B），Lyft, Inc.净利率更高（183.9% vs 23.5%，领先160.4%），Lyft, Inc.同比增速更快（3.6% vs -36.8%），过去两年Lyft, Inc.的营收复合增速更高（11.3% vs -11.9%）
Lyft是美国仅次于优步的第二大网约车企业，在美国、加拿大提供网约车、电动滑板车及共享单车服务，还通过Free Now应用覆盖欧洲市场，目前拥有2500万活跃乘客，日均完成900万次出行订单。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
LYFT vs RNR — 直观对比
营收规模更大
RNR
是对方的1.5倍
$1.5B
营收增速更快
LYFT
高出40.3%
-36.8%
净利率更高
LYFT
高出160.4%
23.5%
两年增速更快
LYFT
近两年复合增速
-11.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.5B | $2.2B |
| 净利润 | $2.8B | $515.8M |
| 毛利率 | 35.1% | — |
| 营业利润率 | -12.4% | — |
| 净利率 | 183.9% | 23.5% |
| 营收同比 | 3.6% | -36.8% |
| 净利润同比 | 4363.0% | 72.6% |
| 每股收益（稀释后） | $6.59 | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LYFTRNR
| Q1 26 | — | $2.2B | ||
| Q4 25 | $1.5B | $3.0B | ||
| Q3 25 | $1.5B | $3.2B | ||
| Q2 25 | $1.5B | $3.2B | ||
| Q1 25 | $1.4B | $3.5B | ||
| Q4 24 | $1.4B | $2.3B | ||
| Q3 24 | $1.4B | $4.0B | ||
| Q2 24 | $1.3B | $2.8B |
净利润LYFTRNR
| Q1 26 | — | $515.8M | ||
| Q4 25 | $2.8B | $760.5M | ||
| Q3 25 | $46.1M | $916.5M | ||
| Q2 25 | $40.3M | $835.4M | ||
| Q1 25 | $2.6M | $170.0M | ||
| Q4 24 | $61.7M | $-189.7M | ||
| Q3 24 | $-12.4M | $1.2B | ||
| Q2 24 | $5.0M | $503.9M |
毛利率LYFTRNR
| Q1 26 | — | — | ||
| Q4 25 | 35.1% | — | ||
| Q3 25 | 40.0% | — | ||
| Q2 25 | 36.7% | — | ||
| Q1 25 | 37.2% | — | ||
| Q4 24 | 39.5% | — | ||
| Q3 24 | 36.0% | — | ||
| Q2 24 | 38.0% | — |
营业利润率LYFTRNR
| Q1 26 | — | — | ||
| Q4 25 | -12.4% | 42.5% | ||
| Q3 25 | 1.5% | 46.3% | ||
| Q2 25 | 0.2% | 41.8% | ||
| Q1 25 | -2.1% | -2.0% | ||
| Q4 24 | 1.9% | -3.6% | ||
| Q3 24 | -4.1% | 43.7% | ||
| Q2 24 | -2.1% | 25.0% |
净利率LYFTRNR
| Q1 26 | — | 23.5% | ||
| Q4 25 | 183.9% | 25.6% | ||
| Q3 25 | 3.0% | 28.7% | ||
| Q2 25 | 2.7% | 26.1% | ||
| Q1 25 | 0.2% | 4.9% | ||
| Q4 24 | 4.3% | -8.3% | ||
| Q3 24 | -0.9% | 29.8% | ||
| Q2 24 | 0.4% | 17.8% |
每股收益（稀释后）LYFTRNR
| Q1 26 | — | $6.57 | ||
| Q4 25 | $6.59 | $16.16 | ||
| Q3 25 | $0.11 | $19.40 | ||
| Q2 25 | $0.10 | $17.20 | ||
| Q1 25 | $0.01 | $3.27 | ||
| Q4 24 | $0.16 | $-3.76 | ||
| Q3 24 | $-0.03 | $22.62 | ||
| Q2 24 | $0.01 | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.8B | $1.6B |
| 总债务越低越好 | $1.1B | — |
| 股东权益账面价值 | $3.3B | $4.3B |
| 总资产 | $9.0B | $53.7B |
| 负债/权益比越低杠杆越低 | 0.32× | — |
8季度趋势，按日历期对齐
现金及短期投资LYFTRNR
| Q1 26 | — | $1.6B | ||
| Q4 25 | $1.8B | $1.7B | ||
| Q3 25 | $2.0B | $1.7B | ||
| Q2 25 | $1.8B | $1.4B | ||
| Q1 25 | $2.2B | $1.6B | ||
| Q4 24 | $2.0B | $1.7B | ||
| Q3 24 | $1.9B | $1.6B | ||
| Q2 24 | $1.8B | $1.6B |
总债务LYFTRNR
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $2.3B | ||
| Q3 25 | $1.1B | $2.2B | ||
| Q2 25 | $573.2M | $2.3B | ||
| Q1 25 | $979.9M | $2.8B | ||
| Q4 24 | $995.0M | $1.9B | ||
| Q3 24 | $1.0B | $1.9B | ||
| Q2 24 | $1.0B | $2.0B |
股东权益LYFTRNR
| Q1 26 | — | $4.3B | ||
| Q4 25 | $3.3B | $11.6B | ||
| Q3 25 | $573.0M | $11.5B | ||
| Q2 25 | $732.7M | $10.8B | ||
| Q1 25 | $838.1M | $10.3B | ||
| Q4 24 | $767.0M | $10.6B | ||
| Q3 24 | $655.8M | $11.2B | ||
| Q2 24 | $577.6M | $10.2B |
总资产LYFTRNR
| Q1 26 | — | $53.7B | ||
| Q4 25 | $9.0B | $53.8B | ||
| Q3 25 | $5.9B | $54.5B | ||
| Q2 25 | $5.4B | $54.7B | ||
| Q1 25 | $5.7B | $53.6B | ||
| Q4 24 | $5.4B | $50.7B | ||
| Q3 24 | $5.3B | $52.8B | ||
| Q2 24 | $5.0B | $51.6B |
负债/权益比LYFTRNR
| Q1 26 | — | — | ||
| Q4 25 | 0.32× | 0.20× | ||
| Q3 25 | 1.85× | 0.19× | ||
| Q2 25 | 0.78× | 0.21× | ||
| Q1 25 | 1.17× | 0.27× | ||
| Q4 24 | 1.30× | 0.18× | ||
| Q3 24 | 1.53× | 0.17× | ||
| Q2 24 | 1.74× | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $246.2M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 0.09× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流LYFTRNR
| Q1 26 | — | — | ||
| Q4 25 | $246.2M | $483.0M | ||
| Q3 25 | $291.3M | $1.6B | ||
| Q2 25 | $343.7M | $1.5B | ||
| Q1 25 | $287.2M | $157.8M | ||
| Q4 24 | $153.4M | $778.9M | ||
| Q3 24 | $264.0M | $1.5B | ||
| Q2 24 | $276.2M | $1.2B |
现金转化率LYFTRNR
| Q1 26 | — | — | ||
| Q4 25 | 0.09× | 0.64× | ||
| Q3 25 | 6.32× | 1.73× | ||
| Q2 25 | 8.53× | 1.76× | ||
| Q1 25 | 111.89× | 0.93× | ||
| Q4 24 | 2.48× | — | ||
| Q3 24 | — | 1.26× | ||
| Q2 24 | 55.09× | 2.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
