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万事达卡（MA）与Ross Stores（ROST）财务数据对比。点击上方公司名可切换其他公司
万事达卡的季度营收约是Ross Stores的1.6倍（$8.8B vs $5.6B），万事达卡净利率更高（46.1% vs 9.1%，领先37.0%），万事达卡同比增速更快（17.6% vs 10.4%），万事达卡自由现金流更多（$4.9B vs $617.8M），过去两年万事达卡的营收复合增速更高（17.8% vs -3.6%）
万事达卡是总部位于美国纽约帕切斯的跨国支付卡服务企业，核心业务为处理商户收单银行与持卡人发卡机构之间的支付交易，同时提供旗下品牌借记卡、信用卡、预付卡及相关配套支付服务，服务网络覆盖全球，于2006年公开上市。
Ross Stores, Inc.是美国知名折扣百货连锁集团，旗下核心品牌为Ross Dress for Less，总部位于加利福尼亚州都柏林，是美国规模最大的平价零售商。截至2024年7月，集团在全美43个州、华盛顿特区、波多黎各及关岛共运营1795家门店，暂未覆盖新英格兰地区及阿拉斯加，另拥有门店数超353家的折扣零售品牌DD's Discounts。
MA vs ROST — 直观对比
营收规模更大
MA
是对方的1.6倍
$5.6B
营收增速更快
MA
高出7.1%
10.4%
净利率更高
MA
高出37.0%
9.1%
自由现金流更多
MA
多$4.3B
$617.8M
两年增速更快
MA
近两年复合增速
-3.6%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $8.8B | $5.6B |
| 净利润 | $4.1B | $511.9M |
| 毛利率 | — | 28.0% |
| 营业利润率 | 55.8% | 11.6% |
| 净利率 | 46.1% | 9.1% |
| 营收同比 | 17.6% | 10.4% |
| 净利润同比 | 21.5% | 4.7% |
| 每股收益（稀释后） | $4.52 | $1.58 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MAROST
| Q4 25 | $8.8B | $5.6B | ||
| Q3 25 | $8.6B | $5.5B | ||
| Q2 25 | $8.1B | $5.0B | ||
| Q1 25 | $7.3B | $5.9B | ||
| Q4 24 | $7.5B | $5.1B | ||
| Q3 24 | $7.4B | $5.3B | ||
| Q2 24 | $7.0B | $4.9B | ||
| Q1 24 | $6.3B | $6.0B |
净利润MAROST
| Q4 25 | $4.1B | $511.9M | ||
| Q3 25 | $3.9B | $508.0M | ||
| Q2 25 | $3.7B | $479.2M | ||
| Q1 25 | $3.3B | $586.8M | ||
| Q4 24 | $3.3B | $488.8M | ||
| Q3 24 | $3.3B | $527.1M | ||
| Q2 24 | $3.3B | $488.0M | ||
| Q1 24 | $3.0B | $609.7M |
毛利率MAROST
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 27.6% | ||
| Q2 25 | — | 28.2% | ||
| Q1 25 | — | 26.5% | ||
| Q4 24 | — | 28.3% | ||
| Q3 24 | — | 28.3% | ||
| Q2 24 | — | 28.1% | ||
| Q1 24 | — | 27.3% |
营业利润率MAROST
| Q4 25 | 55.8% | 11.6% | ||
| Q3 25 | 58.8% | 11.5% | ||
| Q2 25 | 58.7% | 12.2% | ||
| Q1 25 | 57.2% | 12.4% | ||
| Q4 24 | 52.6% | 11.9% | ||
| Q3 24 | 54.3% | 12.5% | ||
| Q2 24 | 58.0% | 12.2% | ||
| Q1 24 | 56.8% | 13.2% |
净利率MAROST
| Q4 25 | 46.1% | 9.1% | ||
| Q3 25 | 45.7% | 9.2% | ||
| Q2 25 | 45.5% | 9.6% | ||
| Q1 25 | 45.2% | 9.9% | ||
| Q4 24 | 44.6% | 9.6% | ||
| Q3 24 | 44.3% | 10.0% | ||
| Q2 24 | 46.8% | 10.0% | ||
| Q1 24 | 47.4% | 10.1% |
每股收益（稀释后）MAROST
| Q4 25 | $4.52 | $1.58 | ||
| Q3 25 | $4.34 | $1.56 | ||
| Q2 25 | $4.07 | $1.47 | ||
| Q1 25 | $3.59 | $1.79 | ||
| Q4 24 | $3.64 | $1.48 | ||
| Q3 24 | $3.53 | $1.59 | ||
| Q2 24 | $3.50 | $1.46 | ||
| Q1 24 | $3.22 | $1.82 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $10.6B | $4.1B |
| 总债务越低越好 | — | $1.5B |
| 股东权益账面价值 | $7.7B | $5.9B |
| 总资产 | $54.2B | $15.4B |
| 负债/权益比越低杠杆越低 | — | 0.26× |
8季度趋势，按日历期对齐
现金及短期投资MAROST
| Q4 25 | $10.6B | $4.1B | ||
| Q3 25 | $10.3B | $3.8B | ||
| Q2 25 | $9.0B | $3.8B | ||
| Q1 25 | $7.6B | $4.7B | ||
| Q4 24 | $8.4B | $4.3B | ||
| Q3 24 | $11.1B | $4.7B | ||
| Q2 24 | $7.0B | $4.7B | ||
| Q1 24 | $7.3B | $4.9B |
总债务MAROST
| Q4 25 | — | $1.5B | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | — | $1.5B | ||
| Q1 25 | — | $2.2B | ||
| Q4 24 | — | $2.2B | ||
| Q3 24 | — | $2.5B | ||
| Q2 24 | — | $2.5B | ||
| Q1 24 | — | $2.5B |
股东权益MAROST
| Q4 25 | $7.7B | $5.9B | ||
| Q3 25 | $7.9B | $5.7B | ||
| Q2 25 | $7.9B | $5.6B | ||
| Q1 25 | $6.7B | $5.5B | ||
| Q4 24 | $6.5B | $5.3B | ||
| Q3 24 | $7.4B | $5.1B | ||
| Q2 24 | $7.4B | $4.9B | ||
| Q1 24 | $7.2B | $4.9B |
总资产MAROST
| Q4 25 | $54.2B | $15.4B | ||
| Q3 25 | $53.3B | $14.5B | ||
| Q2 25 | $51.4B | $14.3B | ||
| Q1 25 | $48.5B | $14.9B | ||
| Q4 24 | $48.1B | $14.9B | ||
| Q3 24 | $47.2B | $14.7B | ||
| Q2 24 | $42.3B | $14.5B | ||
| Q1 24 | $42.6B | $14.3B |
负债/权益比MAROST
| Q4 25 | — | 0.26× | ||
| Q3 25 | — | 0.26× | ||
| Q2 25 | — | 0.27× | ||
| Q1 25 | — | 0.40× | ||
| Q4 24 | — | 0.42× | ||
| Q3 24 | — | 0.48× | ||
| Q2 24 | — | 0.50× | ||
| Q1 24 | — | 0.51× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $5.0B | $827.1M |
| 自由现金流经营现金流 - 资本支出 | $4.9B | $617.8M |
| 自由现金流率自由现金流/营收 | 55.5% | 11.0% |
| 资本支出强度资本支出/营收 | 1.3% | 3.7% |
| 现金转化率经营现金流/净利润 | 1.23× | 1.62× |
| 过去12个月自由现金流最近4个季度 | $17.2B | $2.0B |
8季度趋势，按日历期对齐
经营现金流MAROST
| Q4 25 | $5.0B | $827.1M | ||
| Q3 25 | $5.7B | $668.4M | ||
| Q2 25 | $4.6B | $409.7M | ||
| Q1 25 | $2.4B | $882.6M | ||
| Q4 24 | $4.8B | $513.4M | ||
| Q3 24 | $5.1B | $592.1M | ||
| Q2 24 | $3.1B | $368.9M | ||
| Q1 24 | $1.7B | $948.8M |
自由现金流MAROST
| Q4 25 | $4.9B | $617.8M | ||
| Q3 25 | $5.5B | $466.6M | ||
| Q2 25 | $4.6B | $202.3M | ||
| Q1 25 | $2.2B | $676.6M | ||
| Q4 24 | $4.7B | $333.0M | ||
| Q3 24 | $5.0B | $394.6M | ||
| Q2 24 | $3.0B | $232.7M | ||
| Q1 24 | $1.5B | $726.4M |
自由现金流率MAROST
| Q4 25 | 55.5% | 11.0% | ||
| Q3 25 | 63.8% | 8.4% | ||
| Q2 25 | 56.1% | 4.1% | ||
| Q1 25 | 30.6% | 11.4% | ||
| Q4 24 | 63.3% | 6.6% | ||
| Q3 24 | 68.2% | 7.5% | ||
| Q2 24 | 43.4% | 4.8% | ||
| Q1 24 | 23.9% | 12.1% |
资本支出强度MAROST
| Q4 25 | 1.3% | 3.7% | ||
| Q3 25 | 2.1% | 3.6% | ||
| Q2 25 | 0.5% | 4.2% | ||
| Q1 25 | 2.2% | 3.5% | ||
| Q4 24 | 1.3% | 3.6% | ||
| Q3 24 | 1.5% | 3.7% | ||
| Q2 24 | 1.7% | 2.8% | ||
| Q1 24 | 2.5% | 3.7% |
现金转化率MAROST
| Q4 25 | 1.23× | 1.62× | ||
| Q3 25 | 1.44× | 1.32× | ||
| Q2 25 | 1.24× | 0.85× | ||
| Q1 25 | 0.73× | 1.50× | ||
| Q4 24 | 1.45× | 1.05× | ||
| Q3 24 | 1.57× | 1.12× | ||
| Q2 24 | 0.96× | 0.76× | ||
| Q1 24 | 0.56× | 1.56× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MA
| Payment Network | $4.9B | 56% |
| Value Added Services And Solutions | $3.9B | 44% |
ROST
暂无分部数据
