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万事达卡（MA）与标普全球（VG）财务数据对比。点击上方公司名可切换其他公司
万事达卡的季度营收约是标普全球的1.8倍（$8.4B vs $4.6B），万事达卡净利率更高（46.4% vs 13.6%，领先32.8%），标普全球同比增速更快（59.0% vs 16.0%），过去两年标普全球的营收复合增速更高（103.8% vs 9.9%）
万事达卡是总部位于美国纽约帕切斯的跨国支付卡服务企业，核心业务为处理商户收单银行与持卡人发卡机构之间的支付交易，同时提供旗下品牌借记卡、信用卡、预付卡及相关配套支付服务，服务网络覆盖全球，于2006年公开上市。
标普全球是总部位于美国纽约曼哈顿的上市企业，核心业务涵盖金融信息与数据分析、能源及大宗商品情报服务，旗下拥有标普全球评级、标普全球能源、标普全球市场财智、印度信用评级机构CRISIL等子品牌，同时是标普道琼斯指数合资公司的控股股东。
MA vs VG — 直观对比
营收规模更大
MA
是对方的1.8倍
$4.6B
营收增速更快
VG
高出43.0%
16.0%
净利率更高
MA
高出32.8%
13.6%
两年增速更快
VG
近两年复合增速
9.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $8.4B | $4.6B |
| 净利润 | $3.9B | $625.0M |
| 毛利率 | — | — |
| 营业利润率 | 58.3% | 26.1% |
| 净利率 | 46.4% | 13.6% |
| 营收同比 | 16.0% | 59.0% |
| 净利润同比 | 18.0% | 20.9% |
| 每股收益（稀释后） | $4.35 | $0.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MAVG
| Q1 26 | $8.4B | $4.6B | ||
| Q4 25 | $8.8B | $4.4B | ||
| Q3 25 | $8.6B | $3.3B | ||
| Q2 25 | $8.1B | $3.1B | ||
| Q1 25 | $7.3B | $2.9B | ||
| Q4 24 | $7.5B | $1.5B | ||
| Q3 24 | $7.4B | $926.0M | ||
| Q2 24 | $7.0B | $1.1B |
净利润MAVG
| Q1 26 | $3.9B | $625.0M | ||
| Q4 25 | $4.1B | $1.2B | ||
| Q3 25 | $3.9B | $550.0M | ||
| Q2 25 | $3.7B | $475.0M | ||
| Q1 25 | $3.3B | $517.0M | ||
| Q4 24 | $3.3B | $990.0M | ||
| Q3 24 | $3.3B | $-294.0M | ||
| Q2 24 | $3.3B | $352.0M |
营业利润率MAVG
| Q1 26 | 58.3% | 26.1% | ||
| Q4 25 | 55.8% | 38.7% | ||
| Q3 25 | 58.8% | 39.7% | ||
| Q2 25 | 58.7% | 33.5% | ||
| Q1 25 | 57.2% | 37.3% | ||
| Q4 24 | 52.6% | 39.0% | ||
| Q3 24 | 54.3% | 20.4% | ||
| Q2 24 | 58.0% | 32.8% |
净利率MAVG
| Q1 26 | 46.4% | 13.6% | ||
| Q4 25 | 46.1% | 26.8% | ||
| Q3 25 | 45.7% | 16.5% | ||
| Q2 25 | 45.5% | 15.3% | ||
| Q1 25 | 45.2% | 17.9% | ||
| Q4 24 | 44.6% | 65.0% | ||
| Q3 24 | 44.3% | -31.7% | ||
| Q2 24 | 46.8% | 31.8% |
每股收益（稀释后）MAVG
| Q1 26 | $4.35 | $0.19 | ||
| Q4 25 | $4.52 | $0.41 | ||
| Q3 25 | $4.34 | $0.16 | ||
| Q2 25 | $4.07 | $0.14 | ||
| Q1 25 | $3.59 | $0.15 | ||
| Q4 24 | $3.64 | $0.35 | ||
| Q3 24 | $3.53 | $-0.15 | ||
| Q2 24 | $3.50 | $0.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $7.9B | $1.6B |
| 总债务越低越好 | $19.0B | — |
| 股东权益账面价值 | $6.7B | $10.7B |
| 总资产 | $52.4B | $56.3B |
| 负债/权益比越低杠杆越低 | 2.82× | — |
8季度趋势，按日历期对齐
现金及短期投资MAVG
| Q1 26 | $7.9B | $1.6B | ||
| Q4 25 | $10.6B | $2.4B | ||
| Q3 25 | $10.3B | $1.9B | ||
| Q2 25 | $9.0B | $2.2B | ||
| Q1 25 | $7.6B | $3.6B | ||
| Q4 24 | $8.4B | $3.6B | ||
| Q3 24 | $11.1B | — | ||
| Q2 24 | $7.0B | — |
总债务MAVG
| Q1 26 | $19.0B | — | ||
| Q4 25 | — | $34.2B | ||
| Q3 25 | — | $32.6B | ||
| Q2 25 | — | $30.0B | ||
| Q1 25 | — | $29.3B | ||
| Q4 24 | — | $29.3B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益MAVG
| Q1 26 | $6.7B | $10.7B | ||
| Q4 25 | $7.7B | $6.7B | ||
| Q3 25 | $7.9B | $5.7B | ||
| Q2 25 | $7.9B | $5.3B | ||
| Q1 25 | $6.7B | $4.9B | ||
| Q4 24 | $6.5B | $2.9B | ||
| Q3 24 | $7.4B | — | ||
| Q2 24 | $7.4B | — |
总资产MAVG
| Q1 26 | $52.4B | $56.3B | ||
| Q4 25 | $54.2B | $53.4B | ||
| Q3 25 | $53.3B | $50.1B | ||
| Q2 25 | $51.4B | $46.5B | ||
| Q1 25 | $48.5B | $45.1B | ||
| Q4 24 | $48.1B | $43.5B | ||
| Q3 24 | $47.2B | — | ||
| Q2 24 | $42.3B | — |
负债/权益比MAVG
| Q1 26 | 2.82× | — | ||
| Q4 25 | — | 5.07× | ||
| Q3 25 | — | 5.73× | ||
| Q2 25 | — | 5.69× | ||
| Q1 25 | — | 6.01× | ||
| Q4 24 | — | 10.11× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.0B | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 0.77× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流MAVG
| Q1 26 | $3.0B | — | ||
| Q4 25 | $5.0B | $2.1B | ||
| Q3 25 | $5.7B | $1.9B | ||
| Q2 25 | $4.6B | $1.5B | ||
| Q1 25 | $2.4B | $1.1B | ||
| Q4 24 | $4.8B | — | ||
| Q3 24 | $5.1B | — | ||
| Q2 24 | $3.1B | — |
自由现金流MAVG
| Q1 26 | — | — | ||
| Q4 25 | $4.9B | $-1.5B | ||
| Q3 25 | $5.5B | $-1.4B | ||
| Q2 25 | $4.6B | $-1.5B | ||
| Q1 25 | $2.2B | $-2.4B | ||
| Q4 24 | $4.7B | — | ||
| Q3 24 | $5.0B | — | ||
| Q2 24 | $3.0B | — |
自由现金流率MAVG
| Q1 26 | — | — | ||
| Q4 25 | 55.5% | -34.1% | ||
| Q3 25 | 63.8% | -42.4% | ||
| Q2 25 | 56.1% | -49.1% | ||
| Q1 25 | 30.6% | -81.3% | ||
| Q4 24 | 63.3% | — | ||
| Q3 24 | 68.2% | — | ||
| Q2 24 | 43.4% | — |
资本支出强度MAVG
| Q1 26 | — | — | ||
| Q4 25 | 1.3% | 81.6% | ||
| Q3 25 | 2.1% | 98.9% | ||
| Q2 25 | 0.5% | 96.1% | ||
| Q1 25 | 2.2% | 119.8% | ||
| Q4 24 | 1.3% | — | ||
| Q3 24 | 1.5% | — | ||
| Q2 24 | 1.7% | — |
现金转化率MAVG
| Q1 26 | 0.77× | — | ||
| Q4 25 | 1.23× | 1.77× | ||
| Q3 25 | 1.44× | 3.42× | ||
| Q2 25 | 1.24× | 3.07× | ||
| Q1 25 | 0.73× | 2.15× | ||
| Q4 24 | 1.45× | — | ||
| Q3 24 | 1.57× | — | ||
| Q2 24 | 0.96× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
