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迈心诺（MASI）与PennyMac Financial Services, Inc.（PFSI）财务数据对比。点击上方公司名可切换其他公司
PennyMac Financial Services, Inc.的季度营收约是迈心诺的1.4倍（$538.0M vs $371.5M），PennyMac Financial Services, Inc.净利率更高（1752.5% vs -27.0%，领先1779.5%），PennyMac Financial Services, Inc.同比增速更快（14.4% vs -26.4%），迈心诺自由现金流更多（$50.9M vs $-1.7B），过去两年PennyMac Financial Services, Inc.的营收复合增速更高（32.7% vs -17.7%）
迈心诺（Masimo Corporation）是总部位于美国加利福尼亚州尔湾的健康科技及消费电子企业，核心产品包括面向医院及家用场景的患者监护设备、无创传感器及配套软件平台，同时也布局了消费级音频和可穿戴设备赛道。
PennyMac Financial Services是总部位于美国加利福尼亚州西湖村的住宅抵押贷款企业，核心业务涵盖美国抵押贷款的发放、贷后服务，以及抵押贷款市场相关投资管理。公司下设两家子公司，其中PNMAC资本管理有限公司负责运营旗下的抵押贷款不动产投资信托（REIT）PennyMac Mortgage Investment Trust。
MASI vs PFSI — 直观对比
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $371.5M | $538.0M |
| 净利润 | $-100.4M | $106.8M |
| 毛利率 | 62.1% | — |
| 营业利润率 | 22.5% | 25.0% |
| 净利率 | -27.0% | 1752.5% |
| 营收同比 | -26.4% | 14.4% |
| 净利润同比 | -1124.5% | 2.2% |
| 每股收益（稀释后） | $-1.84 | $1.97 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | — | $538.0M | ||
| Q3 25 | $371.5M | $632.9M | ||
| Q2 25 | $370.9M | $444.7M | ||
| Q1 25 | $372.0M | $430.9M | ||
| Q4 24 | $600.7M | $470.1M | ||
| Q3 24 | $504.6M | $411.8M | ||
| Q2 24 | $496.3M | $406.1M | ||
| Q1 24 | $492.8M | $305.7M |
| Q4 25 | — | $106.8M | ||
| Q3 25 | $-100.4M | $181.5M | ||
| Q2 25 | $51.3M | $136.5M | ||
| Q1 25 | $-170.7M | $76.3M | ||
| Q4 24 | $-349.6M | $104.5M | ||
| Q3 24 | $9.8M | $69.4M | ||
| Q2 24 | $16.0M | $98.3M | ||
| Q1 24 | $18.9M | $39.3M |
| Q4 25 | — | — | ||
| Q3 25 | 62.1% | — | ||
| Q2 25 | 62.9% | — | ||
| Q1 25 | 62.9% | — | ||
| Q4 24 | 40.7% | — | ||
| Q3 24 | 52.2% | — | ||
| Q2 24 | 51.3% | — | ||
| Q1 24 | 49.0% | — |
| Q4 25 | — | 25.0% | ||
| Q3 25 | 22.5% | 37.3% | ||
| Q2 25 | 17.4% | 17.2% | ||
| Q1 25 | 21.0% | 24.2% | ||
| Q4 24 | -59.8% | 27.5% | ||
| Q3 24 | 6.0% | 22.8% | ||
| Q2 24 | 5.7% | 33.0% | ||
| Q1 24 | 6.9% | 14.4% |
| Q4 25 | — | 1752.5% | ||
| Q3 25 | -27.0% | 28.7% | ||
| Q2 25 | 13.8% | 30.7% | ||
| Q1 25 | -45.9% | 17.7% | ||
| Q4 24 | -58.2% | 2559.8% | ||
| Q3 24 | 1.9% | 16.8% | ||
| Q2 24 | 3.2% | 24.2% | ||
| Q1 24 | 3.8% | 12.9% |
| Q4 25 | — | $1.97 | ||
| Q3 25 | $-1.84 | $3.37 | ||
| Q2 25 | $0.94 | $2.54 | ||
| Q1 25 | $-3.12 | $1.42 | ||
| Q4 24 | $-6.54 | $1.95 | ||
| Q3 24 | $0.18 | $1.30 | ||
| Q2 24 | $0.29 | $1.85 | ||
| Q1 24 | $0.35 | $0.74 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $312.3M | $410.0M |
| 总债务越低越好 | $559.1M | $6.2B |
| 股东权益账面价值 | $810.0M | $4.3B |
| 总资产 | $1.8B | $29.4B |
| 负债/权益比越低杠杆越低 | 0.69× | 1.45× |
8季度趋势，按日历期对齐
| Q4 25 | — | $410.0M | ||
| Q3 25 | $312.3M | $62.2M | ||
| Q2 25 | $149.6M | $462.3M | ||
| Q1 25 | $130.8M | $443.4M | ||
| Q4 24 | $177.6M | $420.6M | ||
| Q3 24 | $158.5M | $667.9M | ||
| Q2 24 | $129.6M | $188.8M | ||
| Q1 24 | $157.6M | $69.0K |
| Q4 25 | — | $6.2B | ||
| Q3 25 | $559.1M | $6.2B | ||
| Q2 25 | $613.7M | $5.6B | ||
| Q1 25 | $651.0M | $5.8B | ||
| Q4 24 | $765.2M | $5.3B | ||
| Q3 24 | $772.6M | $4.9B | ||
| Q2 24 | $781.6M | $4.9B | ||
| Q1 24 | $876.0M | $4.5B |
| Q4 25 | — | $4.3B | ||
| Q3 25 | $810.0M | $4.2B | ||
| Q2 25 | $1.0B | $4.0B | ||
| Q1 25 | $946.4M | $3.9B | ||
| Q4 24 | $1.1B | $3.8B | ||
| Q3 24 | $1.5B | $3.7B | ||
| Q2 24 | $1.4B | $3.7B | ||
| Q1 24 | $1.4B | $3.6B |
| Q4 25 | — | $29.4B | ||
| Q3 25 | $1.8B | $25.4B | ||
| Q2 25 | $2.4B | $24.2B | ||
| Q1 25 | $2.3B | $23.9B | ||
| Q4 24 | $2.6B | $26.1B | ||
| Q3 24 | $3.1B | $22.9B | ||
| Q2 24 | $2.9B | $21.6B | ||
| Q1 24 | $3.0B | $19.8B |
| Q4 25 | — | 1.45× | ||
| Q3 25 | 0.69× | 1.48× | ||
| Q2 25 | 0.59× | 1.38× | ||
| Q1 25 | 0.69× | 1.48× | ||
| Q4 24 | 0.73× | 1.37× | ||
| Q3 24 | 0.53× | 1.32× | ||
| Q2 24 | 0.57× | 1.35× | ||
| Q1 24 | 0.64× | 1.27× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $56.8M | $-1.7B |
| 自由现金流经营现金流 - 资本支出 | $50.9M | $-1.7B |
| 自由现金流率自由现金流/营收 | 13.7% | -309.3% |
| 资本支出强度资本支出/营收 | 1.6% | 2.2% |
| 现金转化率经营现金流/净利润 | — | -15.46× |
| 过去12个月自由现金流最近4个季度 | $191.0M | $-1.4B |
8季度趋势，按日历期对齐
| Q4 25 | — | $-1.7B | ||
| Q3 25 | $56.8M | $-697.4M | ||
| Q2 25 | $69.4M | $-131.3M | ||
| Q1 25 | $31.1M | $1.1B | ||
| Q4 24 | $50.5M | $-4.5B | ||
| Q3 24 | $25.6M | $-393.7M | ||
| Q2 24 | $74.5M | $-1.1B | ||
| Q1 24 | $45.8M | $-897.9M |
| Q4 25 | — | $-1.7B | ||
| Q3 25 | $50.9M | $-699.4M | ||
| Q2 25 | $65.6M | $-132.6M | ||
| Q1 25 | $28.5M | $1.1B | ||
| Q4 24 | $46.0M | $-4.5B | ||
| Q3 24 | $16.9M | $-393.9M | ||
| Q2 24 | $66.9M | $-1.1B | ||
| Q1 24 | $37.6M | $-898.9M |
| Q4 25 | — | -309.3% | ||
| Q3 25 | 13.7% | -110.5% | ||
| Q2 25 | 17.7% | -29.8% | ||
| Q1 25 | 7.7% | 247.3% | ||
| Q4 24 | 7.7% | -964.7% | ||
| Q3 24 | 3.3% | -95.6% | ||
| Q2 24 | 13.5% | -269.2% | ||
| Q1 24 | 7.6% | -294.1% |
| Q4 25 | — | 2.2% | ||
| Q3 25 | 1.6% | 0.3% | ||
| Q2 25 | 1.0% | 0.3% | ||
| Q1 25 | 0.7% | 0.1% | ||
| Q4 24 | 0.7% | 0.4% | ||
| Q3 24 | 1.7% | 0.0% | ||
| Q2 24 | 1.5% | 0.1% | ||
| Q1 24 | 1.7% | 0.3% |
| Q4 25 | — | -15.46× | ||
| Q3 25 | — | -3.84× | ||
| Q2 25 | 1.35× | -0.96× | ||
| Q1 25 | — | 13.97× | ||
| Q4 24 | — | -43.39× | ||
| Q3 24 | 2.61× | -5.68× | ||
| Q2 24 | 4.66× | -11.12× | ||
| Q1 24 | 2.42× | -22.84× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
