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Merchants Bancorp（MBIN）与MP Materials Corp.（MP）财务数据对比。点击上方公司名可切换其他公司
Merchants Bancorp的季度营收约是MP Materials Corp.的1.9倍（$175.2M vs $90.6M），Merchants Bancorp净利率更高（38.6% vs -8.8%，领先47.4%），过去两年MP Materials Corp.的营收复合增速更高（70.3% vs 4.8%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下设有Ameris Bank子公司，在佐治亚州、阿拉巴马州、佛罗里达州、北卡罗来纳州、南卡罗来纳州运营全服务网点，同时在上述五州及弗吉尼亚州、马里兰州、田纳西州设立仅办理抵押贷款业务的网点，为个人和企业客户提供线上及移动端银行服务。
MP Materials Corp.是总部位于美国的稀土材料生产商，拥有并运营加利福尼亚州芒廷帕斯矿，这是西半球唯一在产的稀土开采及加工设施，所产核心材料可广泛应用于电动汽车、风力发电机、国防工业等多个关键领域。
MBIN vs MP — 直观对比
营收规模更大
MBIN
是对方的1.9倍
$90.6M
净利率更高
MBIN
高出47.4%
-8.8%
两年增速更快
MP
近两年复合增速
4.8%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $175.2M | $90.6M |
| 净利润 | $67.7M | $-8.0M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 38.6% | -8.8% |
| 营收同比 | — | 49.1% |
| 净利润同比 | 16.3% | 64.8% |
| 每股收益（稀释后） | $1.25 | $-0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MBINMP
| Q1 26 | $175.2M | $90.6M | ||
| Q4 25 | $185.3M | $52.7M | ||
| Q3 25 | $171.1M | $53.6M | ||
| Q2 25 | $179.2M | $57.4M | ||
| Q1 25 | $145.9M | $60.8M | ||
| Q4 24 | $193.8M | $61.0M | ||
| Q3 24 | $149.6M | $62.9M | ||
| Q2 24 | $159.5M | $31.3M |
净利润MBINMP
| Q1 26 | $67.7M | $-8.0M | ||
| Q4 25 | — | $9.4M | ||
| Q3 25 | $54.7M | $-41.8M | ||
| Q2 25 | $38.0M | $-30.9M | ||
| Q1 25 | $58.2M | $-22.6M | ||
| Q4 24 | — | $-22.3M | ||
| Q3 24 | $61.3M | $-25.5M | ||
| Q2 24 | $76.4M | $-34.1M |
营业利润率MBINMP
| Q1 26 | — | — | ||
| Q4 25 | 39.9% | -7.0% | ||
| Q3 25 | 37.8% | -125.2% | ||
| Q2 25 | 27.3% | -76.5% | ||
| Q1 25 | 52.4% | -57.2% | ||
| Q4 24 | 66.0% | -72.1% | ||
| Q3 24 | 54.4% | -62.8% | ||
| Q2 24 | 62.2% | -171.1% |
净利率MBINMP
| Q1 26 | 38.6% | -8.8% | ||
| Q4 25 | — | 17.9% | ||
| Q3 25 | 32.0% | -78.0% | ||
| Q2 25 | 21.2% | -53.8% | ||
| Q1 25 | 39.9% | -37.2% | ||
| Q4 24 | — | -36.6% | ||
| Q3 24 | 41.0% | -40.5% | ||
| Q2 24 | 47.9% | -108.9% |
每股收益（稀释后）MBINMP
| Q1 26 | $1.25 | $-0.04 | ||
| Q4 25 | $1.28 | $0.07 | ||
| Q3 25 | $0.97 | $-0.24 | ||
| Q2 25 | $0.60 | $-0.19 | ||
| Q1 25 | $0.93 | $-0.14 | ||
| Q4 24 | $1.84 | $-0.12 | ||
| Q3 24 | $1.17 | $-0.16 | ||
| Q2 24 | $1.49 | $-0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $83.2M | $1.7B |
| 总债务越低越好 | $32.0M | $1.0B |
| 股东权益账面价值 | $2.3B | $2.0B |
| 总资产 | $20.3B | $3.8B |
| 负债/权益比越低杠杆越低 | 0.01× | 0.51× |
8季度趋势，按日历期对齐
现金及短期投资MBINMP
| Q1 26 | $83.2M | $1.7B | ||
| Q4 25 | — | $1.2B | ||
| Q3 25 | — | $1.1B | ||
| Q2 25 | — | $261.5M | ||
| Q1 25 | — | $198.3M | ||
| Q4 24 | — | $282.4M | ||
| Q3 24 | — | $284.4M | ||
| Q2 24 | — | $295.6M |
总债务MBINMP
| Q1 26 | $32.0M | $1.0B | ||
| Q4 25 | — | $998.7M | ||
| Q3 25 | — | $997.3M | ||
| Q2 25 | — | $910.8M | ||
| Q1 25 | — | $909.8M | ||
| Q4 24 | — | $908.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益MBINMP
| Q1 26 | $2.3B | $2.0B | ||
| Q4 25 | $2.3B | $2.0B | ||
| Q3 25 | $2.2B | $2.0B | ||
| Q2 25 | $2.2B | $1.0B | ||
| Q1 25 | $2.2B | $1.0B | ||
| Q4 24 | $2.2B | $1.1B | ||
| Q3 24 | $1.9B | $1.1B | ||
| Q2 24 | $1.9B | $1.1B |
总资产MBINMP
| Q1 26 | $20.3B | $3.8B | ||
| Q4 25 | $19.4B | $3.9B | ||
| Q3 25 | $19.4B | $3.8B | ||
| Q2 25 | $19.1B | $2.3B | ||
| Q1 25 | $18.8B | $2.4B | ||
| Q4 24 | $18.8B | $2.3B | ||
| Q3 24 | $18.7B | $2.3B | ||
| Q2 24 | $18.2B | $2.4B |
负债/权益比MBINMP
| Q1 26 | 0.01× | 0.51× | ||
| Q4 25 | — | 0.50× | ||
| Q3 25 | — | 0.51× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.88× | ||
| Q4 24 | — | 0.86× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-1.9M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流MBINMP
| Q1 26 | — | $-1.9M | ||
| Q4 25 | $-341.2M | $-46.9M | ||
| Q3 25 | $29.8M | $-42.0M | ||
| Q2 25 | $-121.2M | $-3.7M | ||
| Q1 25 | $148.0M | $-63.2M | ||
| Q4 24 | $-835.3M | $30.5M | ||
| Q3 24 | $-492.6M | $-6.8M | ||
| Q2 24 | $51.1M | $30.8M |
自由现金流MBINMP
| Q1 26 | — | — | ||
| Q4 25 | $-362.2M | $-109.3M | ||
| Q3 25 | $24.0M | $-92.5M | ||
| Q2 25 | $-125.7M | $-32.7M | ||
| Q1 25 | $141.2M | $-93.7M | ||
| Q4 24 | $-853.7M | $-11.2M | ||
| Q3 24 | $-497.2M | $-53.3M | ||
| Q2 24 | $45.8M | $-15.6M |
自由现金流率MBINMP
| Q1 26 | — | — | ||
| Q4 25 | -195.5% | -207.4% | ||
| Q3 25 | 14.0% | -172.8% | ||
| Q2 25 | -70.1% | -56.9% | ||
| Q1 25 | 96.8% | -154.0% | ||
| Q4 24 | -440.6% | -18.3% | ||
| Q3 24 | -332.4% | -84.7% | ||
| Q2 24 | 28.7% | -50.1% |
资本支出强度MBINMP
| Q1 26 | — | — | ||
| Q4 25 | 11.3% | 118.5% | ||
| Q3 25 | 3.4% | 94.3% | ||
| Q2 25 | 2.5% | 50.5% | ||
| Q1 25 | 4.7% | 50.1% | ||
| Q4 24 | 9.5% | 68.3% | ||
| Q3 24 | 3.0% | 73.8% | ||
| Q2 24 | 3.3% | 148.7% |
现金转化率MBINMP
| Q1 26 | — | — | ||
| Q4 25 | — | -4.97× | ||
| Q3 25 | 0.54× | — | ||
| Q2 25 | -3.19× | — | ||
| Q1 25 | 2.54× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -8.04× | — | ||
| Q2 24 | 0.67× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MBIN
| Net Interest Income | $128.6M | 73% |
| Noninterest Income | $46.6M | 27% |
MP
| Materials Segment | $72.2M | 80% |
| Magnetics Segment | $21.1M | 23% |
