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Merchants Bancorp（MBIN）与Childrens Place, Inc.（PLCE）财务数据对比。点击上方公司名可切换其他公司
Childrens Place, Inc.的季度营收约是Merchants Bancorp的1.9倍（$339.5M vs $175.2M），Merchants Bancorp净利率更高（38.6% vs -1.3%，领先39.9%），过去两年Merchants Bancorp的营收复合增速更高（4.8% vs -13.6%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下设有Ameris Bank子公司，在佐治亚州、阿拉巴马州、佛罗里达州、北卡罗来纳州、南卡罗来纳州运营全服务网点，同时在上述五州及弗吉尼亚州、马里兰州、田纳西州设立仅办理抵押贷款业务的网点，为个人和企业客户提供线上及移动端银行服务。
Children’s Place是专业儿童服饰零售商，产品主要以旗下自有品牌发售，涵盖Gymboree、Sugar & Jade、PJ Place、Crazy 8等。目前该品牌在美国、加拿大、波多黎各共开设约525家门店，同时通过两个线上渠道以及15个国家的5家加盟合作伙伴开展销售，产品涵盖上衣、裙装、鞋履、裤装、睡衣、背包等全品类儿童服饰配件。
MBIN vs PLCE — 直观对比
营收规模更大
PLCE
是对方的1.9倍
$175.2M
净利率更高
MBIN
高出39.9%
-1.3%
两年增速更快
MBIN
近两年复合增速
-13.6%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $175.2M | $339.5M |
| 净利润 | $67.7M | $-4.3M |
| 毛利率 | — | 33.1% |
| 营业利润率 | — | 1.1% |
| 净利率 | 38.6% | -1.3% |
| 营收同比 | — | -13.0% |
| 净利润同比 | 16.3% | -121.5% |
| 每股收益（稀释后） | $1.25 | $-0.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MBINPLCE
| Q1 26 | $175.2M | — | ||
| Q4 25 | $185.3M | $339.5M | ||
| Q3 25 | $171.1M | $298.0M | ||
| Q2 25 | $179.2M | $242.1M | ||
| Q1 25 | $145.9M | $408.6M | ||
| Q4 24 | $193.8M | $390.2M | ||
| Q3 24 | $149.6M | $319.7M | ||
| Q2 24 | $159.5M | $267.9M |
净利润MBINPLCE
| Q1 26 | $67.7M | — | ||
| Q4 25 | — | $-4.3M | ||
| Q3 25 | $54.7M | $-5.4M | ||
| Q2 25 | $38.0M | $-34.0M | ||
| Q1 25 | $58.2M | $-8.0M | ||
| Q4 24 | — | $20.1M | ||
| Q3 24 | $61.3M | $-32.1M | ||
| Q2 24 | $76.4M | $-37.8M |
毛利率MBINPLCE
| Q1 26 | — | — | ||
| Q4 25 | — | 33.1% | ||
| Q3 25 | — | 34.0% | ||
| Q2 25 | — | 29.2% | ||
| Q1 25 | — | 28.5% | ||
| Q4 24 | — | 35.5% | ||
| Q3 24 | — | 35.0% | ||
| Q2 24 | — | 34.6% |
营业利润率MBINPLCE
| Q1 26 | — | — | ||
| Q4 25 | 39.9% | 1.1% | ||
| Q3 25 | 37.8% | 1.4% | ||
| Q2 25 | 27.3% | -10.0% | ||
| Q1 25 | 52.4% | 1.7% | ||
| Q4 24 | 66.0% | 7.5% | ||
| Q3 24 | 54.4% | -6.8% | ||
| Q2 24 | 62.2% | -10.4% |
净利率MBINPLCE
| Q1 26 | 38.6% | — | ||
| Q4 25 | — | -1.3% | ||
| Q3 25 | 32.0% | -1.8% | ||
| Q2 25 | 21.2% | -14.1% | ||
| Q1 25 | 39.9% | -2.0% | ||
| Q4 24 | — | 5.1% | ||
| Q3 24 | 41.0% | -10.0% | ||
| Q2 24 | 47.9% | -14.1% |
每股收益（稀释后）MBINPLCE
| Q1 26 | $1.25 | — | ||
| Q4 25 | $1.28 | $-0.19 | ||
| Q3 25 | $0.97 | $-0.24 | ||
| Q2 25 | $0.60 | $-1.57 | ||
| Q1 25 | $0.93 | $-0.60 | ||
| Q4 24 | $1.84 | $1.57 | ||
| Q3 24 | $1.17 | $-2.51 | ||
| Q2 24 | $1.49 | $-2.98 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $83.2M | $7.3M |
| 总债务越低越好 | $32.0M | $107.4M |
| 股东权益账面价值 | $2.3B | $-8.6M |
| 总资产 | $20.3B | $762.5M |
| 负债/权益比越低杠杆越低 | 0.01× | — |
8季度趋势，按日历期对齐
现金及短期投资MBINPLCE
| Q1 26 | $83.2M | — | ||
| Q4 25 | — | $7.3M | ||
| Q3 25 | — | $7.8M | ||
| Q2 25 | — | $5.7M | ||
| Q1 25 | — | $5.3M | ||
| Q4 24 | — | $5.7M | ||
| Q3 24 | — | $9.6M | ||
| Q2 24 | — | $13.0M |
总债务MBINPLCE
| Q1 26 | $32.0M | — | ||
| Q4 25 | — | $107.4M | ||
| Q3 25 | — | $107.2M | ||
| Q2 25 | — | $107.0M | ||
| Q1 25 | — | $166.0M | ||
| Q4 24 | — | $165.7M | ||
| Q3 24 | — | $165.4M | ||
| Q2 24 | — | $166.6M |
股东权益MBINPLCE
| Q1 26 | $2.3B | — | ||
| Q4 25 | $2.3B | $-8.6M | ||
| Q3 25 | $2.2B | $-4.9M | ||
| Q2 25 | $2.2B | $1.4M | ||
| Q1 25 | $2.2B | $-59.4M | ||
| Q4 24 | $2.2B | $-49.6M | ||
| Q3 24 | $1.9B | $-68.9M | ||
| Q2 24 | $1.9B | $-34.9M |
总资产MBINPLCE
| Q1 26 | $20.3B | — | ||
| Q4 25 | $19.4B | $762.5M | ||
| Q3 25 | $19.4B | $805.1M | ||
| Q2 25 | $19.1B | $779.6M | ||
| Q1 25 | $18.8B | $747.6M | ||
| Q4 24 | $18.8B | $888.8M | ||
| Q3 24 | $18.7B | $921.4M | ||
| Q2 24 | $18.2B | $848.3M |
负债/权益比MBINPLCE
| Q1 26 | 0.01× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 75.63× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $6.2M |
| 自由现金流经营现金流 - 资本支出 | — | $-3.4M |
| 自由现金流率自由现金流/营收 | — | -1.0% |
| 资本支出强度资本支出/营收 | — | 2.8% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $39.5M |
8季度趋势，按日历期对齐
经营现金流MBINPLCE
| Q1 26 | — | — | ||
| Q4 25 | $-341.2M | $6.2M | ||
| Q3 25 | $29.8M | $-30.5M | ||
| Q2 25 | $-121.2M | $-43.0M | ||
| Q1 25 | $148.0M | $121.3M | ||
| Q4 24 | $-835.3M | $-44.2M | ||
| Q3 24 | $-492.6M | $-83.9M | ||
| Q2 24 | $51.1M | $-110.8M |
自由现金流MBINPLCE
| Q1 26 | — | — | ||
| Q4 25 | $-362.2M | $-3.4M | ||
| Q3 25 | $24.0M | $-31.9M | ||
| Q2 25 | $-125.7M | $-46.4M | ||
| Q1 25 | $141.2M | $121.2M | ||
| Q4 24 | $-853.7M | $-47.7M | ||
| Q3 24 | $-497.2M | $-91.7M | ||
| Q2 24 | $45.8M | $-115.5M |
自由现金流率MBINPLCE
| Q1 26 | — | — | ||
| Q4 25 | -195.5% | -1.0% | ||
| Q3 25 | 14.0% | -10.7% | ||
| Q2 25 | -70.1% | -19.2% | ||
| Q1 25 | 96.8% | 29.7% | ||
| Q4 24 | -440.6% | -12.2% | ||
| Q3 24 | -332.4% | -28.7% | ||
| Q2 24 | 28.7% | -43.1% |
资本支出强度MBINPLCE
| Q1 26 | — | — | ||
| Q4 25 | 11.3% | 2.8% | ||
| Q3 25 | 3.4% | 0.5% | ||
| Q2 25 | 2.5% | 1.4% | ||
| Q1 25 | 4.7% | 0.0% | ||
| Q4 24 | 9.5% | 0.9% | ||
| Q3 24 | 3.0% | 2.4% | ||
| Q2 24 | 3.3% | 1.8% |
现金转化率MBINPLCE
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.54× | — | ||
| Q2 25 | -3.19× | — | ||
| Q1 25 | 2.54× | — | ||
| Q4 24 | — | -2.20× | ||
| Q3 24 | -8.04× | — | ||
| Q2 24 | 0.67× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MBIN
| Net Interest Income | $128.6M | 73% |
| Noninterest Income | $46.6M | 27% |
PLCE
| The Childrens Place US | $307.4M | 91% |
| The Childrens Place International | $32.1M | 9% |
| Gift Cards | $1.7M | 1% |
