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Merchants Bancorp（MBIN）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
Merchants Bancorp的季度营收约是RESOURCES CONNECTION, INC.的1.5倍（$175.2M vs $117.7M），Merchants Bancorp净利率更高（38.6% vs -10.8%，领先49.4%），过去两年Merchants Bancorp的营收复合增速更高（4.8% vs -11.8%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下设有Ameris Bank子公司，在佐治亚州、阿拉巴马州、佛罗里达州、北卡罗来纳州、南卡罗来纳州运营全服务网点，同时在上述五州及弗吉尼亚州、马里兰州、田纳西州设立仅办理抵押贷款业务的网点，为个人和企业客户提供线上及移动端银行服务。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
MBIN vs RGP — 直观对比
营收规模更大
MBIN
是对方的1.5倍
$117.7M
净利率更高
MBIN
高出49.4%
-10.8%
两年增速更快
MBIN
近两年复合增速
-11.8%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $175.2M | $117.7M |
| 净利润 | $67.7M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | — | -10.3% |
| 净利率 | 38.6% | -10.8% |
| 营收同比 | — | -19.2% |
| 净利润同比 | 16.3% | 81.6% |
| 每股收益（稀释后） | $1.25 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MBINRGP
| Q1 26 | $175.2M | — | ||
| Q4 25 | $185.3M | $117.7M | ||
| Q3 25 | $171.1M | $120.2M | ||
| Q2 25 | $179.2M | $139.3M | ||
| Q1 25 | $145.9M | $129.4M | ||
| Q4 24 | $193.8M | $145.6M | ||
| Q3 24 | $149.6M | $136.9M | ||
| Q2 24 | $159.5M | $148.2M |
净利润MBINRGP
| Q1 26 | $67.7M | — | ||
| Q4 25 | — | $-12.7M | ||
| Q3 25 | $54.7M | $-2.4M | ||
| Q2 25 | $38.0M | $-73.3M | ||
| Q1 25 | $58.2M | $-44.1M | ||
| Q4 24 | — | $-68.7M | ||
| Q3 24 | $61.3M | $-5.7M | ||
| Q2 24 | $76.4M | $10.5M |
毛利率MBINRGP
| Q1 26 | — | — | ||
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% |
营业利润率MBINRGP
| Q1 26 | — | — | ||
| Q4 25 | 39.9% | -10.3% | ||
| Q3 25 | 37.8% | -1.7% | ||
| Q2 25 | 27.3% | -47.0% | ||
| Q1 25 | 52.4% | -38.4% | ||
| Q4 24 | 66.0% | -52.7% | ||
| Q3 24 | 54.4% | -3.5% | ||
| Q2 24 | 62.2% | 7.6% |
净利率MBINRGP
| Q1 26 | 38.6% | — | ||
| Q4 25 | — | -10.8% | ||
| Q3 25 | 32.0% | -2.0% | ||
| Q2 25 | 21.2% | -52.6% | ||
| Q1 25 | 39.9% | -34.0% | ||
| Q4 24 | — | -47.2% | ||
| Q3 24 | 41.0% | -4.2% | ||
| Q2 24 | 47.9% | 7.1% |
每股收益（稀释后）MBINRGP
| Q1 26 | $1.25 | — | ||
| Q4 25 | $1.28 | $-0.38 | ||
| Q3 25 | $0.97 | $-0.07 | ||
| Q2 25 | $0.60 | $-2.21 | ||
| Q1 25 | $0.93 | $-1.34 | ||
| Q4 24 | $1.84 | $-2.08 | ||
| Q3 24 | $1.17 | $-0.17 | ||
| Q2 24 | $1.49 | $0.31 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $83.2M | $89.8M |
| 总债务越低越好 | $32.0M | — |
| 股东权益账面价值 | $2.3B | $194.6M |
| 总资产 | $20.3B | $289.3M |
| 负债/权益比越低杠杆越低 | 0.01× | — |
8季度趋势，按日历期对齐
现金及短期投资MBINRGP
| Q1 26 | $83.2M | — | ||
| Q4 25 | — | $89.8M | ||
| Q3 25 | — | $77.5M | ||
| Q2 25 | — | $86.1M | ||
| Q1 25 | — | $72.5M | ||
| Q4 24 | — | $78.2M | ||
| Q3 24 | — | $89.6M | ||
| Q2 24 | — | $108.9M |
总债务MBINRGP
| Q1 26 | $32.0M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益MBINRGP
| Q1 26 | $2.3B | — | ||
| Q4 25 | $2.3B | $194.6M | ||
| Q3 25 | $2.2B | $206.4M | ||
| Q2 25 | $2.2B | $207.1M | ||
| Q1 25 | $2.2B | $277.8M | ||
| Q4 24 | $2.2B | $325.7M | ||
| Q3 24 | $1.9B | $407.2M | ||
| Q2 24 | $1.9B | $418.8M |
总资产MBINRGP
| Q1 26 | $20.3B | — | ||
| Q4 25 | $19.4B | $289.3M | ||
| Q3 25 | $19.4B | $287.2M | ||
| Q2 25 | $19.1B | $304.7M | ||
| Q1 25 | $18.8B | $375.6M | ||
| Q4 24 | $18.8B | $424.9M | ||
| Q3 24 | $18.7B | $512.9M | ||
| Q2 24 | $18.2B | $510.9M |
负债/权益比MBINRGP
| Q1 26 | 0.01× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.9M |
| 自由现金流经营现金流 - 资本支出 | — | $15.6M |
| 自由现金流率自由现金流/营收 | — | 13.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $24.3M |
8季度趋势，按日历期对齐
经营现金流MBINRGP
| Q1 26 | — | — | ||
| Q4 25 | $-341.2M | $15.9M | ||
| Q3 25 | $29.8M | $-7.8M | ||
| Q2 25 | $-121.2M | $16.8M | ||
| Q1 25 | $148.0M | $659.0K | ||
| Q4 24 | $-835.3M | $1.8M | ||
| Q3 24 | $-492.6M | $-309.0K | ||
| Q2 24 | $51.1M | $3.2M |
自由现金流MBINRGP
| Q1 26 | — | — | ||
| Q4 25 | $-362.2M | $15.6M | ||
| Q3 25 | $24.0M | $-8.0M | ||
| Q2 25 | $-125.7M | $16.5M | ||
| Q1 25 | $141.2M | $238.0K | ||
| Q4 24 | $-853.7M | $61.0K | ||
| Q3 24 | $-497.2M | $-575.0K | ||
| Q2 24 | $45.8M | $3.0M |
自由现金流率MBINRGP
| Q1 26 | — | — | ||
| Q4 25 | -195.5% | 13.2% | ||
| Q3 25 | 14.0% | -6.6% | ||
| Q2 25 | -70.1% | 11.8% | ||
| Q1 25 | 96.8% | 0.2% | ||
| Q4 24 | -440.6% | 0.0% | ||
| Q3 24 | -332.4% | -0.4% | ||
| Q2 24 | 28.7% | 2.1% |
资本支出强度MBINRGP
| Q1 26 | — | — | ||
| Q4 25 | 11.3% | 0.3% | ||
| Q3 25 | 3.4% | 0.1% | ||
| Q2 25 | 2.5% | 0.2% | ||
| Q1 25 | 4.7% | 0.3% | ||
| Q4 24 | 9.5% | 1.2% | ||
| Q3 24 | 3.0% | 0.2% | ||
| Q2 24 | 3.3% | 0.1% |
现金转化率MBINRGP
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.54× | — | ||
| Q2 25 | -3.19× | — | ||
| Q1 25 | 2.54× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -8.04× | — | ||
| Q2 24 | 0.67× | 0.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MBIN
| Net Interest Income | $128.6M | 73% |
| Noninterest Income | $46.6M | 27% |
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
