vs
MERCANTILE BANK CORP（MBWM）与UNITED STATES LIME & MINERALS INC（USLM）财务数据对比。点击上方公司名可切换其他公司
UNITED STATES LIME & MINERALS INC的季度营收约是MERCANTILE BANK CORP的1.3倍（$87.9M vs $67.6M），UNITED STATES LIME & MINERALS INC净利率更高（34.7% vs 33.6%，领先1.2%），过去两年UNITED STATES LIME & MINERALS INC的营收复合增速更高（10.8% vs 9.1%）
泰米尔纳德商业银行（TMB）是一家印度银行，总部位于泰米尔纳德邦杜蒂戈林。该行始建于1921年，最初名为纳达尔银行，1962年11月更名为泰米尔纳德商业银行，以拓展纳达尔社群以外的业务。目前该银行在印度全境拥有600家全功能网点、12个区域办事处及各类配套服务中心与自助设施。
美国石灰矿产公司是总部位于美国的自然资源企业，主营高钙石灰、白云石石灰、石灰石及相关矿产制品，客户覆盖基建、钢铁制造、农业土壤改良、环保排放治理、工业加工等领域，业务主要辐射北美市场。
MBWM vs USLM — 直观对比
营收规模更大
USLM
是对方的1.3倍
$67.6M
净利率更高
USLM
高出1.2%
33.6%
两年增速更快
USLM
近两年复合增速
9.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $67.6M | $87.9M |
| 净利润 | $22.7M | $30.5M |
| 毛利率 | — | 48.0% |
| 营业利润率 | — | 41.0% |
| 净利率 | 33.6% | 34.7% |
| 营收同比 | — | 9.8% |
| 净利润同比 | 16.1% | 13.2% |
| 每股收益（稀释后） | $1.32 | $1.06 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MBWMUSLM
| Q1 26 | $67.6M | — | ||
| Q4 25 | $62.1M | $87.9M | ||
| Q3 25 | $62.4M | $102.0M | ||
| Q2 25 | $60.9M | $91.5M | ||
| Q1 25 | $57.3M | $91.3M | ||
| Q4 24 | $58.5M | $80.1M | ||
| Q3 24 | $58.0M | $89.4M | ||
| Q2 24 | $56.8M | $76.5M |
净利润MBWMUSLM
| Q1 26 | $22.7M | — | ||
| Q4 25 | $22.8M | $30.5M | ||
| Q3 25 | $23.8M | $38.8M | ||
| Q2 25 | $22.6M | $30.8M | ||
| Q1 25 | $19.5M | $34.1M | ||
| Q4 24 | $19.6M | $27.0M | ||
| Q3 24 | $19.6M | $33.4M | ||
| Q2 24 | $18.8M | $26.1M |
毛利率MBWMUSLM
| Q1 26 | — | — | ||
| Q4 25 | — | 48.0% | ||
| Q3 25 | — | 51.2% | ||
| Q2 25 | — | 45.8% | ||
| Q1 25 | — | 50.6% | ||
| Q4 24 | — | 44.3% | ||
| Q3 24 | — | 48.2% | ||
| Q2 24 | — | 45.5% |
营业利润率MBWMUSLM
| Q1 26 | — | — | ||
| Q4 25 | 42.0% | 41.0% | ||
| Q3 25 | 44.0% | 45.3% | ||
| Q2 25 | 42.6% | 39.0% | ||
| Q1 25 | 42.0% | 43.7% | ||
| Q4 24 | 39.7% | 38.8% | ||
| Q3 24 | 42.4% | 42.6% | ||
| Q2 24 | 41.4% | 39.1% |
净利率MBWMUSLM
| Q1 26 | 33.6% | — | ||
| Q4 25 | 36.8% | 34.7% | ||
| Q3 25 | 38.1% | 38.0% | ||
| Q2 25 | 37.1% | 33.7% | ||
| Q1 25 | 34.1% | 37.4% | ||
| Q4 24 | 33.5% | 33.7% | ||
| Q3 24 | 33.8% | 37.3% | ||
| Q2 24 | 33.1% | 34.0% |
每股收益（稀释后）MBWMUSLM
| Q1 26 | $1.32 | — | ||
| Q4 25 | $1.41 | $1.06 | ||
| Q3 25 | $1.46 | $1.35 | ||
| Q2 25 | $1.39 | $1.07 | ||
| Q1 25 | $1.21 | $1.19 | ||
| Q4 24 | $1.20 | $-2.20 | ||
| Q3 24 | $1.22 | $1.16 | ||
| Q2 24 | $1.17 | $0.91 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $371.1M |
| 总债务越低越好 | $1.5M | $0 |
| 股东权益账面价值 | $736.9M | $630.8M |
| 总资产 | $6.9B | $681.0M |
| 负债/权益比越低杠杆越低 | 0.00× | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资MBWMUSLM
| Q1 26 | — | — | ||
| Q4 25 | — | $371.1M | ||
| Q3 25 | — | $349.5M | ||
| Q2 25 | — | $319.9M | ||
| Q1 25 | — | $300.6M | ||
| Q4 24 | — | $278.0M | ||
| Q3 24 | — | $255.0M | ||
| Q2 24 | — | $222.5M |
总债务MBWMUSLM
| Q1 26 | $1.5M | — | ||
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 |
股东权益MBWMUSLM
| Q1 26 | $736.9M | — | ||
| Q4 25 | $724.9M | $630.8M | ||
| Q3 25 | $657.6M | $602.3M | ||
| Q2 25 | $631.5M | $563.3M | ||
| Q1 25 | $608.3M | $532.2M | ||
| Q4 24 | $584.5M | $497.7M | ||
| Q3 24 | $583.3M | $474.2M | ||
| Q2 24 | $551.2M | $441.1M |
总资产MBWMUSLM
| Q1 26 | $6.9B | — | ||
| Q4 25 | $6.8B | $681.0M | ||
| Q3 25 | $6.3B | $652.8M | ||
| Q2 25 | $6.2B | $607.4M | ||
| Q1 25 | $6.1B | $585.3M | ||
| Q4 24 | $6.1B | $543.2M | ||
| Q3 24 | $5.9B | $521.8M | ||
| Q2 24 | $5.6B | $484.2M |
负债/权益比MBWMUSLM
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $45.6M |
| 自由现金流经营现金流 - 资本支出 | — | $25.7M |
| 自由现金流率自由现金流/营收 | — | 29.2% |
| 资本支出强度资本支出/营收 | — | 22.6% |
| 现金转化率经营现金流/净利润 | — | 1.49× |
| 过去12个月自由现金流最近4个季度 | — | $102.3M |
8季度趋势，按日历期对齐
经营现金流MBWMUSLM
| Q1 26 | — | — | ||
| Q4 25 | $18.0M | $45.6M | ||
| Q3 25 | $23.1M | $45.9M | ||
| Q2 25 | $-7.8M | $34.0M | ||
| Q1 25 | $-3.0M | $39.4M | ||
| Q4 24 | $101.1M | $38.6M | ||
| Q3 24 | $-8.1M | $39.0M | ||
| Q2 24 | $9.1M | $21.2M |
自由现金流MBWMUSLM
| Q1 26 | — | — | ||
| Q4 25 | — | $25.7M | ||
| Q3 25 | — | $31.3M | ||
| Q2 25 | — | $20.8M | ||
| Q1 25 | — | $24.6M | ||
| Q4 24 | — | $27.6M | ||
| Q3 24 | — | $33.9M | ||
| Q2 24 | — | $16.8M |
自由现金流率MBWMUSLM
| Q1 26 | — | — | ||
| Q4 25 | — | 29.2% | ||
| Q3 25 | — | 30.7% | ||
| Q2 25 | — | 22.7% | ||
| Q1 25 | — | 26.9% | ||
| Q4 24 | — | 34.4% | ||
| Q3 24 | — | 37.9% | ||
| Q2 24 | — | 21.9% |
资本支出强度MBWMUSLM
| Q1 26 | — | — | ||
| Q4 25 | — | 22.6% | ||
| Q3 25 | — | 14.4% | ||
| Q2 25 | — | 14.5% | ||
| Q1 25 | — | 16.3% | ||
| Q4 24 | — | 13.8% | ||
| Q3 24 | — | 5.8% | ||
| Q2 24 | — | 5.7% |
现金转化率MBWMUSLM
| Q1 26 | — | — | ||
| Q4 25 | 0.79× | 1.49× | ||
| Q3 25 | 0.97× | 1.18× | ||
| Q2 25 | -0.35× | 1.10× | ||
| Q1 25 | -0.15× | 1.16× | ||
| Q4 24 | 5.15× | 1.43× | ||
| Q3 24 | -0.41× | 1.17× | ||
| Q2 24 | 0.49× | 0.81× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MBWM
| Net Interest Income | $55.9M | 83% |
| Noninterest Income | $11.7M | 17% |
USLM
暂无分部数据
