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MetroCity Bankshares, Inc.（MCBS）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
READING INTERNATIONAL INC的季度营收约是MetroCity Bankshares, Inc.的1.1倍（$50.3M vs $43.7M），MetroCity Bankshares, Inc.净利率更高（50.5% vs -5.1%，领先55.6%），MetroCity Bankshares, Inc.同比增速更快（23.6% vs -14.2%），MetroCity Bankshares, Inc.自由现金流更多（$37.0M vs $4.1M），过去两年MetroCity Bankshares, Inc.的营收复合增速更高（15.7% vs 5.6%）
MetroCity Bankshares, Inc.旗下的大都会城市银行是一家韩裔美国人创办的银行，总部位于佐治亚州多拉维尔，提供个人及商业银行服务。它是总部不在加利福尼亚州洛杉矶的最大韩美系银行，目前在德克萨斯、纽约、新泽西、弗吉尼亚、佐治亚、阿拉巴马和佛罗里达共设有19家分行。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
MCBS vs RDI — 直观对比
营收规模更大
RDI
是对方的1.1倍
$43.7M
营收增速更快
MCBS
高出37.8%
-14.2%
净利率更高
MCBS
高出55.6%
-5.1%
自由现金流更多
MCBS
多$32.9M
$4.1M
两年增速更快
MCBS
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $43.7M | $50.3M |
| 净利润 | $18.1M | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | 52.8% | -1.9% |
| 净利率 | 50.5% | -5.1% |
| 营收同比 | 23.6% | -14.2% |
| 净利润同比 | 11.7% | -14.5% |
| 每股收益（稀释后） | $0.69 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MCBSRDI
| Q4 25 | $43.7M | $50.3M | ||
| Q3 25 | $38.0M | $52.2M | ||
| Q2 25 | $37.9M | $60.4M | ||
| Q1 25 | $36.0M | $40.2M | ||
| Q4 24 | $35.4M | $58.6M | ||
| Q3 24 | $36.9M | $60.1M | ||
| Q2 24 | $36.3M | $46.8M | ||
| Q1 24 | $32.7M | $45.1M |
净利润MCBSRDI
| Q4 25 | $18.1M | $-2.6M | ||
| Q3 25 | $17.3M | $-4.2M | ||
| Q2 25 | $16.8M | $-2.7M | ||
| Q1 25 | $16.3M | $-4.8M | ||
| Q4 24 | $16.2M | $-2.2M | ||
| Q3 24 | $16.7M | $-7.0M | ||
| Q2 24 | $16.9M | $-12.8M | ||
| Q1 24 | $14.6M | $-13.2M |
营业利润率MCBSRDI
| Q4 25 | 52.8% | -1.9% | ||
| Q3 25 | 62.8% | -0.6% | ||
| Q2 25 | 62.4% | 4.8% | ||
| Q1 25 | 61.3% | -17.2% | ||
| Q4 24 | 58.9% | 2.6% | ||
| Q3 24 | 61.4% | -0.6% | ||
| Q2 24 | 64.4% | -16.4% | ||
| Q1 24 | 62.6% | -16.7% |
净利率MCBSRDI
| Q4 25 | 50.5% | -5.1% | ||
| Q3 25 | 45.5% | -8.0% | ||
| Q2 25 | 44.4% | -4.4% | ||
| Q1 25 | 45.3% | -11.8% | ||
| Q4 24 | 54.0% | -3.8% | ||
| Q3 24 | 45.3% | -11.7% | ||
| Q2 24 | 46.7% | -27.4% | ||
| Q1 24 | 44.8% | -29.4% |
每股收益（稀释后）MCBSRDI
| Q4 25 | $0.69 | $-0.11 | ||
| Q3 25 | $0.67 | $-0.18 | ||
| Q2 25 | $0.65 | $-0.12 | ||
| Q1 25 | $0.63 | $-0.21 | ||
| Q4 24 | $0.64 | $-0.11 | ||
| Q3 24 | $0.65 | $-0.31 | ||
| Q2 24 | $0.66 | $-0.57 | ||
| Q1 24 | $0.57 | $-0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $383.7M | $10.5M |
| 总债务越低越好 | — | $185.1M |
| 股东权益账面价值 | $544.2M | $-18.2M |
| 总资产 | $4.8B | $434.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资MCBSRDI
| Q4 25 | $383.7M | $10.5M | ||
| Q3 25 | $227.2M | $8.1M | ||
| Q2 25 | $286.0M | $9.1M | ||
| Q1 25 | $285.1M | $5.9M | ||
| Q4 24 | $249.9M | $12.4M | ||
| Q3 24 | $291.2M | $10.1M | ||
| Q2 24 | $327.9M | $9.3M | ||
| Q1 24 | $258.8M | $7.5M |
总债务MCBSRDI
| Q4 25 | — | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益MCBSRDI
| Q4 25 | $544.2M | $-18.2M | ||
| Q3 25 | $445.9M | $-12.1M | ||
| Q2 25 | $436.1M | $-7.7M | ||
| Q1 25 | $428.0M | $-8.1M | ||
| Q4 24 | $421.4M | $-4.4M | ||
| Q3 24 | $407.2M | $1.6M | ||
| Q2 24 | $407.2M | $6.5M | ||
| Q1 24 | $396.6M | $18.0M |
总资产MCBSRDI
| Q4 25 | $4.8B | $434.9M | ||
| Q3 25 | $3.6B | $435.2M | ||
| Q2 25 | $3.6B | $438.1M | ||
| Q1 25 | $3.7B | $441.0M | ||
| Q4 24 | $3.6B | $471.0M | ||
| Q3 24 | $3.6B | $495.7M | ||
| Q2 24 | $3.6B | $494.9M | ||
| Q1 24 | $3.6B | $494.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $37.7M | $4.3M |
| 自由现金流经营现金流 - 资本支出 | $37.0M | $4.1M |
| 自由现金流率自由现金流/营收 | 84.7% | 8.2% |
| 资本支出强度资本支出/营收 | 1.5% | 0.3% |
| 现金转化率经营现金流/净利润 | 2.08× | — |
| 过去12个月自由现金流最近4个季度 | $79.4M | $-2.9M |
8季度趋势，按日历期对齐
经营现金流MCBSRDI
| Q4 25 | $37.7M | $4.3M | ||
| Q3 25 | $16.5M | $295.0K | ||
| Q2 25 | $14.5M | $1.6M | ||
| Q1 25 | $11.9M | $-7.7M | ||
| Q4 24 | $63.5M | $8.0M | ||
| Q3 24 | $-11.5M | $1.3M | ||
| Q2 24 | $19.4M | $-10.4M | ||
| Q1 24 | $36.4M | $-2.8M |
自由现金流MCBSRDI
| Q4 25 | $37.0M | $4.1M | ||
| Q3 25 | $16.2M | $-246.0K | ||
| Q2 25 | $14.3M | $1.2M | ||
| Q1 25 | $11.8M | $-8.0M | ||
| Q4 24 | $62.2M | $7.0M | ||
| Q3 24 | $-11.8M | $-1.1M | ||
| Q2 24 | $19.0M | $-10.6M | ||
| Q1 24 | $36.1M | $-4.7M |
自由现金流率MCBSRDI
| Q4 25 | 84.7% | 8.2% | ||
| Q3 25 | 42.7% | -0.5% | ||
| Q2 25 | 37.8% | 1.9% | ||
| Q1 25 | 32.9% | -19.8% | ||
| Q4 24 | 175.8% | 12.0% | ||
| Q3 24 | -31.9% | -1.8% | ||
| Q2 24 | 52.4% | -22.7% | ||
| Q1 24 | 110.6% | -10.4% |
资本支出强度MCBSRDI
| Q4 25 | 1.5% | 0.3% | ||
| Q3 25 | 0.7% | 1.0% | ||
| Q2 25 | 0.3% | 0.6% | ||
| Q1 25 | 0.2% | 0.6% | ||
| Q4 24 | 3.6% | 1.7% | ||
| Q3 24 | 0.8% | 4.0% | ||
| Q2 24 | 1.0% | 0.5% | ||
| Q1 24 | 0.7% | 4.3% |
现金转化率MCBSRDI
| Q4 25 | 2.08× | — | ||
| Q3 25 | 0.95× | — | ||
| Q2 25 | 0.86× | — | ||
| Q1 25 | 0.73× | — | ||
| Q4 24 | 3.91× | — | ||
| Q3 24 | -0.69× | — | ||
| Q2 24 | 1.14× | — | ||
| Q1 24 | 2.49× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MCBS
暂无分部数据
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
