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MetroCity Bankshares, Inc.（MCBS）与RMR GROUP INC.（RMR）财务数据对比。点击上方公司名可切换其他公司
RMR GROUP INC.的季度营收约是MetroCity Bankshares, Inc.的1.5倍（$66.7M vs $43.7M），MetroCity Bankshares, Inc.净利率更高（50.5% vs 18.3%，领先32.2%），RMR GROUP INC.同比增速更快（40.8% vs 23.6%）
MetroCity Bankshares, Inc.旗下的大都会城市银行是一家韩裔美国人创办的银行，总部位于佐治亚州多拉维尔，提供个人及商业银行服务。它是总部不在加利福尼亚州洛杉矶的最大韩美系银行，目前在德克萨斯、纽约、新泽西、弗吉尼亚、佐治亚、阿拉巴马和佛罗里达共设有19家分行。
RMR集团是总部位于美国的另类资产管理企业，核心业务聚焦不动产及相关投资，覆盖商业地产、住宅物业、基础设施等赛道，服务全球核心市场的机构投资者、高净值人士及零售客户。
MCBS vs RMR — 直观对比
营收规模更大
RMR
是对方的1.5倍
$43.7M
营收增速更快
RMR
高出17.1%
23.6%
净利率更高
MCBS
高出32.2%
18.3%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $43.7M | $66.7M |
| 净利润 | $18.1M | $12.2M |
| 毛利率 | — | — |
| 营业利润率 | 52.8% | 48.1% |
| 净利率 | 50.5% | 18.3% |
| 营收同比 | 23.6% | 40.8% |
| 净利润同比 | 11.7% | 91.1% |
| 每股收益（稀释后） | $0.69 | $0.71 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MCBSRMR
| Q4 25 | $43.7M | $66.7M | ||
| Q3 25 | $38.0M | — | ||
| Q2 25 | $37.9M | — | ||
| Q1 25 | $36.0M | — | ||
| Q4 24 | $35.4M | — | ||
| Q3 24 | $36.9M | — | ||
| Q2 24 | $36.3M | — | ||
| Q1 24 | $32.7M | — |
净利润MCBSRMR
| Q4 25 | $18.1M | $12.2M | ||
| Q3 25 | $17.3M | — | ||
| Q2 25 | $16.8M | — | ||
| Q1 25 | $16.3M | — | ||
| Q4 24 | $16.2M | — | ||
| Q3 24 | $16.7M | — | ||
| Q2 24 | $16.9M | — | ||
| Q1 24 | $14.6M | — |
营业利润率MCBSRMR
| Q4 25 | 52.8% | 48.1% | ||
| Q3 25 | 62.8% | — | ||
| Q2 25 | 62.4% | — | ||
| Q1 25 | 61.3% | — | ||
| Q4 24 | 58.9% | — | ||
| Q3 24 | 61.4% | — | ||
| Q2 24 | 64.4% | — | ||
| Q1 24 | 62.6% | — |
净利率MCBSRMR
| Q4 25 | 50.5% | 18.3% | ||
| Q3 25 | 45.5% | — | ||
| Q2 25 | 44.4% | — | ||
| Q1 25 | 45.3% | — | ||
| Q4 24 | 54.0% | — | ||
| Q3 24 | 45.3% | — | ||
| Q2 24 | 46.7% | — | ||
| Q1 24 | 44.8% | — |
每股收益（稀释后）MCBSRMR
| Q4 25 | $0.69 | $0.71 | ||
| Q3 25 | $0.67 | — | ||
| Q2 25 | $0.65 | — | ||
| Q1 25 | $0.63 | — | ||
| Q4 24 | $0.64 | — | ||
| Q3 24 | $0.65 | — | ||
| Q2 24 | $0.66 | — | ||
| Q1 24 | $0.57 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $383.7M | $49.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $544.2M | $232.7M |
| 总资产 | $4.8B | $687.1M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资MCBSRMR
| Q4 25 | $383.7M | $49.3M | ||
| Q3 25 | $227.2M | — | ||
| Q2 25 | $286.0M | — | ||
| Q1 25 | $285.1M | — | ||
| Q4 24 | $249.9M | — | ||
| Q3 24 | $291.2M | — | ||
| Q2 24 | $327.9M | — | ||
| Q1 24 | $258.8M | — |
股东权益MCBSRMR
| Q4 25 | $544.2M | $232.7M | ||
| Q3 25 | $445.9M | — | ||
| Q2 25 | $436.1M | — | ||
| Q1 25 | $428.0M | — | ||
| Q4 24 | $421.4M | — | ||
| Q3 24 | $407.2M | — | ||
| Q2 24 | $407.2M | — | ||
| Q1 24 | $396.6M | — |
总资产MCBSRMR
| Q4 25 | $4.8B | $687.1M | ||
| Q3 25 | $3.6B | — | ||
| Q2 25 | $3.6B | — | ||
| Q1 25 | $3.7B | — | ||
| Q4 24 | $3.6B | — | ||
| Q3 24 | $3.6B | — | ||
| Q2 24 | $3.6B | — | ||
| Q1 24 | $3.6B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $37.7M | $10.7M |
| 自由现金流经营现金流 - 资本支出 | $37.0M | — |
| 自由现金流率自由现金流/营收 | 84.7% | — |
| 资本支出强度资本支出/营收 | 1.5% | — |
| 现金转化率经营现金流/净利润 | 2.08× | 0.88× |
| 过去12个月自由现金流最近4个季度 | $79.4M | — |
8季度趋势，按日历期对齐
经营现金流MCBSRMR
| Q4 25 | $37.7M | $10.7M | ||
| Q3 25 | $16.5M | — | ||
| Q2 25 | $14.5M | — | ||
| Q1 25 | $11.9M | — | ||
| Q4 24 | $63.5M | — | ||
| Q3 24 | $-11.5M | — | ||
| Q2 24 | $19.4M | — | ||
| Q1 24 | $36.4M | — |
自由现金流MCBSRMR
| Q4 25 | $37.0M | — | ||
| Q3 25 | $16.2M | — | ||
| Q2 25 | $14.3M | — | ||
| Q1 25 | $11.8M | — | ||
| Q4 24 | $62.2M | — | ||
| Q3 24 | $-11.8M | — | ||
| Q2 24 | $19.0M | — | ||
| Q1 24 | $36.1M | — |
自由现金流率MCBSRMR
| Q4 25 | 84.7% | — | ||
| Q3 25 | 42.7% | — | ||
| Q2 25 | 37.8% | — | ||
| Q1 25 | 32.9% | — | ||
| Q4 24 | 175.8% | — | ||
| Q3 24 | -31.9% | — | ||
| Q2 24 | 52.4% | — | ||
| Q1 24 | 110.6% | — |
资本支出强度MCBSRMR
| Q4 25 | 1.5% | — | ||
| Q3 25 | 0.7% | — | ||
| Q2 25 | 0.3% | — | ||
| Q1 25 | 0.2% | — | ||
| Q4 24 | 3.6% | — | ||
| Q3 24 | 0.8% | — | ||
| Q2 24 | 1.0% | — | ||
| Q1 24 | 0.7% | — |
现金转化率MCBSRMR
| Q4 25 | 2.08× | 0.88× | ||
| Q3 25 | 0.95× | — | ||
| Q2 25 | 0.86× | — | ||
| Q1 25 | 0.73× | — | ||
| Q4 24 | 3.91× | — | ||
| Q3 24 | -0.69× | — | ||
| Q2 24 | 1.14× | — | ||
| Q1 24 | 2.49× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MCBS
暂无分部数据
RMR
| Management Service Incentive | $23.6M | 35% |
| Industrial Logistics Properties Trust | $15.1M | 23% |
| Managed Private Real Estate Capital | $11.1M | 17% |
| Office Properties Income Trust | $5.6M | 8% |
| Other Private Entities | $5.3M | 8% |
| RMR Residential | $3.4M | 5% |
| Sonesta International Hotels Corporation | $2.1M | 3% |
| Investment Advisory Management And Administrative Service | $1.2M | 2% |
