vs
Mechanics Bancorp（MCHB）与RBC Bearings INC（RBC）财务数据对比。点击上方公司名可切换其他公司
RBC Bearings INC的季度营收约是Mechanics Bancorp的1.0倍（$461.6M vs $458.8M），Mechanics Bancorp自由现金流更多（$187.1M vs $99.1M），过去两年Mechanics Bancorp的营收复合增速更高（232.1% vs 5.6%）
Mechanics Bancorp是总部位于美国的银行控股公司，核心子公司为Mechanics Bank，提供零售银行、商业银行及财富管理类服务，覆盖储蓄账户、各类贷款、投资咨询等业务，主要服务加利福尼亚州的个人消费者及中小型企业客户。
该文本实际介绍的并非RBC Bearings，而是美国多佛公司。多佛是一家工业产品综合制造商，1955年成立，总部位于伊利诺伊州当纳斯格罗夫。2021年其业务分为五大板块：工程产品、清洁能源与加注、成像与识别、泵与工艺解决方案、气候与可持续技术，是标普500成分股，在纽约证券交易所上市。
MCHB vs RBC — 直观对比
营收规模更大
RBC
是对方的1.0倍
$458.8M
自由现金流更多
MCHB
多$88.0M
$99.1M
两年增速更快
MCHB
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $458.8M | $461.6M |
| 净利润 | — | $67.4M |
| 毛利率 | — | 44.3% |
| 营业利润率 | — | 22.3% |
| 净利率 | — | 14.6% |
| 营收同比 | — | 17.0% |
| 净利润同比 | — | 16.4% |
| 每股收益（稀释后） | — | $2.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MCHBRBC
| Q4 25 | $458.8M | $461.6M | ||
| Q3 25 | $255.4M | $455.3M | ||
| Q2 25 | $49.0M | $436.0M | ||
| Q1 25 | $45.4M | $437.7M | ||
| Q4 24 | $29.6M | $394.4M | ||
| Q3 24 | $147.9M | $397.9M | ||
| Q2 24 | $42.9M | $406.3M | ||
| Q1 24 | $41.6M | $413.7M |
净利润MCHBRBC
| Q4 25 | — | $67.4M | ||
| Q3 25 | $55.2M | $60.0M | ||
| Q2 25 | $-4.4M | $68.5M | ||
| Q1 25 | $-4.5M | $72.7M | ||
| Q4 24 | $-123.3M | $57.9M | ||
| Q3 24 | $39.9M | $54.2M | ||
| Q2 24 | $-6.2M | $61.4M | ||
| Q1 24 | $-7.5M | — |
毛利率MCHBRBC
| Q4 25 | — | 44.3% | ||
| Q3 25 | — | 44.1% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 44.3% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 45.3% | ||
| Q1 24 | — | 43.1% |
营业利润率MCHBRBC
| Q4 25 | — | 22.3% | ||
| Q3 25 | 17.7% | 21.5% | ||
| Q2 25 | -9.8% | 23.2% | ||
| Q1 25 | -10.5% | 23.0% | ||
| Q4 24 | -312.2% | 21.7% | ||
| Q3 24 | 37.5% | 21.6% | ||
| Q2 24 | -18.6% | 24.0% | ||
| Q1 24 | -25.4% | 22.8% |
净利率MCHBRBC
| Q4 25 | — | 14.6% | ||
| Q3 25 | 21.6% | 13.2% | ||
| Q2 25 | -9.0% | 15.7% | ||
| Q1 25 | -9.8% | 16.6% | ||
| Q4 24 | -416.4% | 14.7% | ||
| Q3 24 | 27.0% | 13.6% | ||
| Q2 24 | -14.5% | 15.1% | ||
| Q1 24 | -18.0% | — |
每股收益（稀释后）MCHBRBC
| Q4 25 | — | $2.13 | ||
| Q3 25 | $0.26 | $1.90 | ||
| Q2 25 | $-0.23 | $2.17 | ||
| Q1 25 | $-0.24 | $2.33 | ||
| Q4 24 | $-6.53 | $1.82 | ||
| Q3 24 | $0.20 | $1.65 | ||
| Q2 24 | $-0.33 | $1.90 | ||
| Q1 24 | $-0.40 | $1.92 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $107.6M |
| 总债务越低越好 | $192.0M | $990.2M |
| 股东权益账面价值 | $2.9B | $3.3B |
| 总资产 | $22.4B | $5.1B |
| 负债/权益比越低杠杆越低 | 0.07× | 0.30× |
8季度趋势，按日历期对齐
现金及短期投资MCHBRBC
| Q4 25 | $1.0B | $107.6M | ||
| Q3 25 | $1.4B | $91.2M | ||
| Q2 25 | $201.1M | $132.9M | ||
| Q1 25 | $252.2M | $36.8M | ||
| Q4 24 | $999.7M | — | ||
| Q3 24 | $205.9M | — | ||
| Q2 24 | $218.7M | $76.8M | ||
| Q1 24 | $320.3M | $63.5M |
总债务MCHBRBC
| Q4 25 | $192.0M | $990.2M | ||
| Q3 25 | $190.1M | $1.1B | ||
| Q2 25 | $225.3M | $915.6M | ||
| Q1 25 | $225.2M | $920.1M | ||
| Q4 24 | $0 | — | ||
| Q3 24 | $0 | — | ||
| Q2 24 | $224.9M | — | ||
| Q1 24 | $224.9M | $1.2B |
股东权益MCHBRBC
| Q4 25 | $2.9B | $3.3B | ||
| Q3 25 | $2.8B | $3.2B | ||
| Q2 25 | $2.4B | $3.1B | ||
| Q1 25 | $400.8M | $3.0B | ||
| Q4 24 | $2.3B | $2.9B | ||
| Q3 24 | $2.3B | $2.9B | ||
| Q2 24 | $2.2B | $2.8B | ||
| Q1 24 | $527.3M | $2.8B |
总资产MCHBRBC
| Q4 25 | $22.4B | $5.1B | ||
| Q3 25 | $22.7B | $5.1B | ||
| Q2 25 | $7.6B | $4.8B | ||
| Q1 25 | $7.8B | $4.7B | ||
| Q4 24 | $16.5B | $4.7B | ||
| Q3 24 | $9.2B | $4.7B | ||
| Q2 24 | $9.3B | $4.7B | ||
| Q1 24 | $9.5B | $4.7B |
负债/权益比MCHBRBC
| Q4 25 | 0.07× | 0.30× | ||
| Q3 25 | 0.07× | 0.34× | ||
| Q2 25 | 0.09× | 0.29× | ||
| Q1 25 | 0.56× | 0.30× | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | 0.00× | — | ||
| Q2 24 | 0.10× | — | ||
| Q1 24 | 0.43× | 0.43× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $193.6M | $122.1M |
| 自由现金流经营现金流 - 资本支出 | $187.1M | $99.1M |
| 自由现金流率自由现金流/营收 | 40.8% | 21.5% |
| 资本支出强度资本支出/营收 | 1.4% | 5.0% |
| 现金转化率经营现金流/净利润 | — | 1.81× |
| 过去12个月自由现金流最近4个季度 | $263.7M | — |
8季度趋势，按日历期对齐
经营现金流MCHBRBC
| Q4 25 | $193.6M | $122.1M | ||
| Q3 25 | $112.0M | $88.4M | ||
| Q2 25 | $-9.8M | $120.0M | ||
| Q1 25 | $-22.5M | — | ||
| Q4 24 | $292.3M | $84.0M | ||
| Q3 24 | $247.0M | — | ||
| Q2 24 | $-21.8M | $97.4M | ||
| Q1 24 | $-7.8M | — |
自由现金流MCHBRBC
| Q4 25 | $187.1M | $99.1M | ||
| Q3 25 | $109.1M | $71.7M | ||
| Q2 25 | $-9.9M | $104.3M | ||
| Q1 25 | $-22.6M | — | ||
| Q4 24 | $285.9M | $73.6M | ||
| Q3 24 | $244.5M | — | ||
| Q2 24 | $-22.0M | $88.4M | ||
| Q1 24 | $-13.9M | — |
自由现金流率MCHBRBC
| Q4 25 | 40.8% | 21.5% | ||
| Q3 25 | 42.7% | 15.7% | ||
| Q2 25 | -20.2% | 23.9% | ||
| Q1 25 | -49.7% | — | ||
| Q4 24 | 965.3% | 18.7% | ||
| Q3 24 | 165.4% | — | ||
| Q2 24 | -51.3% | 21.8% | ||
| Q1 24 | -33.4% | — |
资本支出强度MCHBRBC
| Q4 25 | 1.4% | 5.0% | ||
| Q3 25 | 1.1% | 3.7% | ||
| Q2 25 | 0.2% | 3.6% | ||
| Q1 25 | 0.1% | 3.2% | ||
| Q4 24 | 21.5% | 2.6% | ||
| Q3 24 | 1.7% | 4.1% | ||
| Q2 24 | 0.7% | 2.2% | ||
| Q1 24 | 14.6% | — |
现金转化率MCHBRBC
| Q4 25 | — | 1.81× | ||
| Q3 25 | 2.03× | 1.47× | ||
| Q2 25 | — | 1.75× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.45× | ||
| Q3 24 | 6.18× | — | ||
| Q2 24 | — | 1.59× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MCHB
暂无分部数据
RBC
| Domestic | $413.3M | 90% |
| Foreign | $48.3M | 10% |
