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MITEK SYSTEMS INC(MITK)与ORRSTOWN FINANCIAL SERVICES INC(ORRF)财务数据对比。点击上方公司名可切换其他公司
ORRSTOWN FINANCIAL SERVICES INC的季度营收约是MITEK SYSTEMS INC的1.5倍($64.6M vs $44.2M),ORRSTOWN FINANCIAL SERVICES INC净利率更高(33.8% vs 6.3%,领先27.5%),过去两年ORRSTOWN FINANCIAL SERVICES INC的营收复合增速更高(39.3% vs -2.9%)
MITEK SYSTEMS INC是一家专注于数字身份验证与人工智能移动图像处理领域的软件企业。其软件可支持用户通过移动设备完成支票存兑与银行账户开户,还可通过分析持证人自拍照、比对人脸与证件照,完成护照、身份证、驾照等各类身份证件的身份验证。
奥尔斯敦金融服务公司是总部位于美国宾夕法尼亚州的区域性银行控股企业,提供零售及商业银行服务,涵盖存款账户、个人与企业贷款、按揭产品、财富管理等业务,主要服务宾州中部及马里兰州北部的个人客户和中小微企业。
MITK vs ORRF — 直观对比
营收规模更大
ORRF
是对方的1.5倍
$44.2M
净利率更高
ORRF
高出27.5%
6.3%
两年增速更快
ORRF
近两年复合增速
-2.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | ||
|---|---|---|
| 营收 | $44.2M | $64.6M |
| 净利润 | $2.8M | $21.8M |
| 毛利率 | — | — |
| 营业利润率 | 12.3% | — |
| 净利率 | 6.3% | 33.8% |
| 营收同比 | 18.8% | — |
| 净利润同比 | 160.1% | 19.1% |
| 每股收益(稀释后) | $0.06 | $1.12 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
MITK
ORRF
| Q1 26 | — | $64.6M | ||
| Q4 25 | $44.2M | $64.9M | ||
| Q3 25 | $44.8M | $64.4M | ||
| Q2 25 | $45.7M | $62.4M | ||
| Q1 25 | $51.9M | $60.4M | ||
| Q4 24 | $37.3M | $61.8M | ||
| Q3 24 | $43.2M | $64.1M | ||
| Q2 24 | $45.0M | $33.3M |
净利润
MITK
ORRF
| Q1 26 | — | $21.8M | ||
| Q4 25 | $2.8M | $21.5M | ||
| Q3 25 | $1.9M | $21.9M | ||
| Q2 25 | $2.4M | $19.4M | ||
| Q1 25 | $9.2M | $18.1M | ||
| Q4 24 | $-4.6M | $13.7M | ||
| Q3 24 | $8.6M | $-7.9M | ||
| Q2 24 | $216.0K | $7.7M |
营业利润率
MITK
ORRF
| Q1 26 | — | — | ||
| Q4 25 | 12.3% | 42.3% | ||
| Q3 25 | 10.5% | 43.0% | ||
| Q2 25 | 8.3% | 39.6% | ||
| Q1 25 | 21.9% | 37.7% | ||
| Q4 24 | -8.3% | 27.7% | ||
| Q3 24 | 17.8% | -15.4% | ||
| Q2 24 | 1.6% | 29.5% |
净利率
MITK
ORRF
| Q1 26 | — | 33.8% | ||
| Q4 25 | 6.3% | 33.1% | ||
| Q3 25 | 4.2% | 34.0% | ||
| Q2 25 | 5.2% | 31.2% | ||
| Q1 25 | 17.6% | 29.9% | ||
| Q4 24 | -12.4% | 22.1% | ||
| Q3 24 | 19.8% | -12.3% | ||
| Q2 24 | 0.5% | 23.3% |
每股收益(稀释后)
MITK
ORRF
| Q1 26 | — | $1.12 | ||
| Q4 25 | $0.06 | $1.11 | ||
| Q3 25 | $0.04 | $1.13 | ||
| Q2 25 | $0.05 | $1.01 | ||
| Q1 25 | $0.20 | $0.93 | ||
| Q4 24 | $-0.10 | $0.35 | ||
| Q3 24 | $0.19 | $-0.41 | ||
| Q2 24 | $0.00 | $0.73 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $190.1M | $161.8M |
| 总债务越低越好 | $4.8M | — |
| 股东权益账面价值 | $233.7M | $603.2M |
| 总资产 | $446.5M | $5.6B |
| 负债/权益比越低杠杆越低 | 0.02× | — |
8季度趋势,按日历期对齐
现金及短期投资
MITK
ORRF
| Q1 26 | — | $161.8M | ||
| Q4 25 | $190.1M | — | ||
| Q3 25 | $193.0M | — | ||
| Q2 25 | $167.1M | — | ||
| Q1 25 | $136.2M | — | ||
| Q4 24 | $121.2M | — | ||
| Q3 24 | $130.3M | — | ||
| Q2 24 | $123.1M | — |
总债务
MITK
ORRF
| Q1 26 | — | — | ||
| Q4 25 | $4.8M | — | ||
| Q3 25 | $4.3M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.7M | — | ||
| Q2 24 | — | — |
股东权益
MITK
ORRF
| Q1 26 | — | $603.2M | ||
| Q4 25 | $233.7M | $591.5M | ||
| Q3 25 | $240.3M | $571.9M | ||
| Q2 25 | $237.6M | $548.4M | ||
| Q1 25 | $220.2M | $532.9M | ||
| Q4 24 | $200.9M | $516.7M | ||
| Q3 24 | $214.8M | $516.2M | ||
| Q2 24 | $209.6M | $278.4M |
总资产
MITK
ORRF
| Q1 26 | — | $5.6B | ||
| Q4 25 | $446.5M | $5.5B | ||
| Q3 25 | $459.1M | $5.5B | ||
| Q2 25 | $446.7M | $5.4B | ||
| Q1 25 | $425.3M | $5.4B | ||
| Q4 24 | $396.0M | $5.4B | ||
| Q3 24 | $413.8M | $5.5B | ||
| Q2 24 | $409.2M | $3.2B |
负债/权益比
MITK
ORRF
| Q1 26 | — | — | ||
| Q4 25 | 0.02× | — | ||
| Q3 25 | 0.02× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.01× | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $8.0M | — |
| 自由现金流经营现金流 - 资本支出 | $6.6M | — |
| 自由现金流率自由现金流/营收 | 14.9% | — |
| 资本支出强度资本支出/营收 | 3.2% | — |
| 现金转化率经营现金流/净利润 | 2.89× | — |
| 过去12个月自由现金流最近4个季度 | $60.5M | — |
8季度趋势,按日历期对齐
经营现金流
MITK
ORRF
| Q1 26 | — | — | ||
| Q4 25 | $8.0M | $74.7M | ||
| Q3 25 | $19.5M | $22.8M | ||
| Q2 25 | $21.6M | $24.5M | ||
| Q1 25 | $13.7M | $11.0M | ||
| Q4 24 | $565.0K | $35.0M | ||
| Q3 24 | $21.1M | $7.5M | ||
| Q2 24 | $13.0M | $6.4M |
自由现金流
MITK
ORRF
| Q1 26 | — | — | ||
| Q4 25 | $6.6M | $70.5M | ||
| Q3 25 | $19.2M | $22.3M | ||
| Q2 25 | $21.2M | $23.7M | ||
| Q1 25 | $13.5M | $8.6M | ||
| Q4 24 | $230.0K | $33.4M | ||
| Q3 24 | $20.8M | $7.1M | ||
| Q2 24 | $12.6M | $6.4M |
自由现金流率
MITK
ORRF
| Q1 26 | — | — | ||
| Q4 25 | 14.9% | 108.6% | ||
| Q3 25 | 42.9% | 34.7% | ||
| Q2 25 | 46.5% | 37.9% | ||
| Q1 25 | 26.0% | 14.3% | ||
| Q4 24 | 0.6% | 54.0% | ||
| Q3 24 | 48.2% | 11.1% | ||
| Q2 24 | 27.9% | 19.2% |
资本支出强度
MITK
ORRF
| Q1 26 | — | — | ||
| Q4 25 | 3.2% | 6.5% | ||
| Q3 25 | 0.6% | 0.8% | ||
| Q2 25 | 0.7% | 1.3% | ||
| Q1 25 | 0.4% | 3.8% | ||
| Q4 24 | 0.9% | 2.6% | ||
| Q3 24 | 0.7% | 0.6% | ||
| Q2 24 | 1.0% | 0.1% |
现金转化率
MITK
ORRF
| Q1 26 | — | — | ||
| Q4 25 | 2.89× | 3.48× | ||
| Q3 25 | 10.46× | 1.04× | ||
| Q2 25 | 9.00× | 1.26× | ||
| Q1 25 | 1.50× | 0.61× | ||
| Q4 24 | — | 2.55× | ||
| Q3 24 | 2.46× | — | ||
| Q2 24 | 60.12× | 0.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MITK
| Fraud And Identity Solutions | $25.5M | 58% |
| License | $13.9M | 31% |
| Fraud And Identity Solutions Software License And Support | $3.9M | 9% |
| Professional Services And Other | $1.2M | 3% |
ORRF
| Net Interest Income | $49.0M | 76% |
| Noninterest Income | $15.6M | 24% |